Foreign bank entry and performance

Foreign bank entry and performance PDF Author: Ilko Naaborg
Publisher: Eburon Uitgeverij B.V.
ISBN: 9059721705
Category : Banks and banking, Foreign
Languages : en
Pages : 202

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Foreign Bank Entry and Bank Performance in Poland

Foreign Bank Entry and Bank Performance in Poland PDF Author: Katarzyna Mikolajczyk
Publisher:
ISBN:
Category :
Languages : en
Pages : 25

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Book Description
Using Poland as an example, the paper analyses the impact of foreign capital inflow on banking sector with regard to bank efficiency. The main research question is whether ownership structure plays a significant role for bank strategies, profitability and long-term stability of the banking market. The paper concentrates on analysing bank operational efficiency using ratio analysis and DEA models: balance sheet based and revenue based. Analysing performance of banks operating in Poland, the Authors use balance-sheet data of 50 largest Polish banks, comprising app. 90% of total banking assets for the period 1998-2007. The aim is to compare the recent Polish data with those of other countries, identifying factors which determine the efficiency of foreign and domestic banks. At the end, the paper tries to address the long-term challenges posed by the global banking crisis.

Foreign bank entry and performance

Foreign bank entry and performance PDF Author: Ilko Naaborg
Publisher: Eburon Uitgeverij B.V.
ISBN: 9059721705
Category : Banks and banking, Foreign
Languages : en
Pages : 202

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Book Description


Inherited or Earned? Performance of Foreign Banks in Central and Eastern Europe

Inherited or Earned? Performance of Foreign Banks in Central and Eastern Europe PDF Author: Ms.Emilia Magdalena Jurzyk
Publisher: International Monetary Fund
ISBN: 1451961715
Category : Business & Economics
Languages : en
Pages : 41

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Book Description
Using a combination of propensity score matching and difference-in-difference techniques we investigate the impact of foreign bank ownership on the performance and market power of acquired banks operating in Central and Eastern Europe. This approach allows us to control for selection bias as larger but less profitable banks were more likely to be acquired by foreign investors. We show that during three years after the takeover, banks have become more profitable due to cost minimization and better risk management. They have additionally gained market share, because they passed their lower cost of funds to borrowers in terms of lower lending rates. Previous studies failed to pick up the improvements in performance of takeover banks, because they did not account for the performance of financial institutions before acquisitions.

Foreign Bank Entry and Credit Allocation in Emerging Markets

Foreign Bank Entry and Credit Allocation in Emerging Markets PDF Author: Sylwester Kozak
Publisher: International Monetary Fund
ISBN: 1451918313
Category : Business & Economics
Languages : en
Pages : 46

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Book Description
We employ a unique data set containing bank-specific information to explore how foreign bank entry determines credit allocation in emerging markets. We investigate the impact of the mode of foreign entry (greenfield or takeover) on banks'' portfolio allocation to borrowers with different degrees of informational transparency, as well as by maturities and currencies. The impact of foreign entry on credit allocation may stem from the superior performance of foreign entrants ("performance hypothesis"), or reflect borrower informational capture ("portfolio composition hypothesis"). Our results are broadly in line with the portfolio composition hypothesis, showing that borrower informational capture determines bank credit allocation.m

Foreign Bank Entry

Foreign Bank Entry PDF Author: George R. G. Clarke
Publisher:
ISBN:
Category :
Languages : en
Pages : 41

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Book Description
Foreign banks are playing an increasingly large role in many developing countries, holding more than 50 percent of banking assets in several of these countries. But important issues about foreign bank entry continue to be debated.In recent years foreign bank participation has increased tremendously in several developing countries. In Argentina, Chile, the Czech Republic, Hungary, and Poland, for example, more than 50 percent of banking assets are now in foreign-controlled banks. In Asia, Africa, the Middle East, and the former Soviet Union the rate of entry by foreign banks has been slower, but the trend is similar.Although the number of countries welcoming foreign banks is growing, many questions about foreign bank entry are still being debated, including:ʼn What draws foreign banks to a country?ʼn Which banks expand abroad?ʼn What do foreign banks do once they arrive?ʼn How does the mode of a bank's entry - for example, as a branch of its parent or as an independent subsidiary company - affect its behavior?Clarke and his coauthors summarize current knowledge on these issues. In addition, since the existing literature focuses heavily on industrial countries, they put forth an agenda for further study of the effects of foreign bank entry in developing countries.This paper - a product of the Office of the Senior Vice President, Development Economics - is a background paper for World Development Report 2002: Institutions for Markets. The authors may be contacted at [email protected], [email protected], [email protected], or [email protected].

Foreign Bank Entry

Foreign Bank Entry PDF Author:
Publisher: World Bank Publications
ISBN:
Category : Bank assets
Languages : en
Pages : 46

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Book Description
Foreign banks are playing an increasingly large role in many developing countries, holding more than 50 percent of banking assets in several of these countries. But important issues about foreign bank entry continue to be debated.

Changes in the Financing Structure of the Real Economy in Poland - Challenges for the Banking Sector

Changes in the Financing Structure of the Real Economy in Poland - Challenges for the Banking Sector PDF Author: Dawid Żochowski
Publisher:
ISBN:
Category :
Languages : en
Pages : 13

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Book Description
Significant changes have occurred in the Polish banking sector over the last ten years. In the mid-1990s, due to low market entry requirements, many small private commercial banks, which were frequently established by foreign banks seeking to enter the Polish market, operated alongside state banks. A wave of privatisation occurred in the banking sector, which was followed by a period of consolidation and restructuring. These processes, coupled with a simultaneous increase in foreign investor participation, enhanced management quality and banks' efficiency, primarily with regard to risk management. The changes, which took place in the Polish banking sector in the second half of the 1990s, improved access to loans for corporates and households alike. As a result, lending grew rapidly. The increase was, on average, more pronounced in the household sector than in the corporate one, which brought the composition of bank loans to the private sector closer to what exists in the European Union. This convergence has accelerated over the last five years. The purpose of this paper is to present the phenomena which influenced the evolution of debt structure of the real economy sector in Poland as well as to discuss related future challenges.

National Bank of Poland

National Bank of Poland PDF Author: Mr.Piero Ugolini
Publisher: International Monetary Fund
ISBN: 9781557756022
Category : Business & Economics
Languages : en
Pages : 62

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Book Description
Poland was the first centrally planned economy in Eastern Europe to leave the Soviet bloc and introduce systemic reforms in all sectors of the economy. The transformation of the National Bank from a monobank to an institution of a market-based system and the Polish financial sector into a market-oriented banking system was an important element of the reform process and received strong support from the IMF and the international community. This paper describes the steps taken by the National Bank, analyzes the monetary situation, and makes recommendations.

Effects of Foreign Banks Entry on Bank Performance in the CEE Countries

Effects of Foreign Banks Entry on Bank Performance in the CEE Countries PDF Author: Janek Uiboupin
Publisher:
ISBN:
Category : Bank management
Languages : en
Pages : 52

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Foreign Bank Entry, Performance of Domestic Banks, and Sequence of Financial Liberalization

Foreign Bank Entry, Performance of Domestic Banks, and Sequence of Financial Liberalization PDF Author: Nihal Bayraktar
Publisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 48

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Book Description
One observation based on descriptive analysis is that the degree of openness to foreign bank entry varies a great deal, which is not correlated with average income levels or with GDP growth. Second, the sequence of financial liberalization matters for the performance of the domestic banking sector: After controlling for macroeconomic variables and grouping countries by their sequence of liberalization, foreign bank entry has significantly improved domestic bank competitiveness in countries that liberalized their stock market first. In these countries, both profit and cost indicators are negatively related to the share of foreign banks. Countries that liberalized their capital account first seem to have benefited less from foreign bank entry compared with the other two sets of countries"--Abstract.