Managing Growth of Microfinance Institutions (MFIs) PDF Download
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Author: Wolday Amha
Publisher:
ISBN:
Category : Financial institutions
Languages : en
Pages : 68
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Book Description
Author: Gashaw Tadesse Abate
Publisher:
ISBN:
Category :
Languages : en
Pages : 0
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Book Description
Growing commercialization and competition in microfinance drives the focus of micro lenders from outreach per se to achieving financial sustainability in serving the poor. Such a goal can conflict with the traditional social mission of microfinance - outreach to the poor. In places where credit markets are inefficient, attaining financial sustainability while serving the poor depends largely on the ability of lenders to overcome the costs of market contracts and constraints. Such ability of cost containment often varies by lending terms and organizational forms. Using disaggregated data of microfinance providers in Ethiopia, we compared financial cooperatives and specialized or non-bank microfinance institutions on their outreach, financial performance and ability to achieve financial self-sufficiency together with outreach to the poor. The results show that nonbank microfinance providers perform relatively well in terms of breadth and depth of outreach, but face higher cost, which creates tension between outreach and financial sustainability. In contrast, there exists a positive complementarity between outreach and financial viability for financial cooperatives. On average, financially self-sufficient cooperatives lend small size loans and serve larger proportions of women borrowers, implying a greater depth of outreach together with achieving financial sustainability. While non-bank microfinance providers do better in expanding outreach, based on the findings, financial cooperatives better contain their costs, balance social and economic goals and enable the microfinance industry to fulfill its full promise - serving the poor on cost-covering basis.
Author: Wolday Amha
Publisher:
ISBN:
Category : Financial institutions
Languages : en
Pages : 68
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Book Description
Author: Sintayehu Desalegn Ossa
Publisher: GRIN Verlag
ISBN: 3668047154
Category : Business & Economics
Languages : en
Pages : 17
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Book Description
Research Paper (postgraduate) from the year 2015 in the subject Economics - Finance, grade: Masters, Addis Ababa University (National bank of ethiopia), language: English, abstract: The primary objective of this paper was to identify the root causes of the problems and challenges faced by Ethiopian microfinance sector and to, subsequently, recommend remedial measures. In depth interviews have been used to identify and understand the problems and challenges faced by microfinance institutions. This study depicted that Primary cause for all problems is fund shortage and; in turn, the primary cause for fund shortage is insufficient start up equity capital. In addition, ownership structure is identified as supplementary cause of governance problems. Finally, it is recommended that solving these couple of problems is a must to overcome all challenges of the sector as taking measures on other problems is unlikely to provide long-lasting relief from the undesired effect.
Author: Bayeh Asnakew Kinde
Publisher: LAP Lambert Academic Publishing
ISBN: 9783848445370
Category :
Languages : en
Pages : 60
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Book Description
Throughout the world, financial sustainability of microfinance institutions has been one of the issues that has recently captured attention many researchers due to its importance in the livelihood of microfinance institutions. The financial sustainability of microfinance institutions is a necessary condition for institutional sustainability. As it has been argued "unsustainable MFIs might help the poor now, but they will not help the poor in the future because the MFIs will be gone." Moreover, it has been reported that it may better not have MFIs than having unsustainable ones. This shows how indispensable the sustainability of MFIs is, and studying factors that affect sustainability of MFIs and how MFIs can become financially sustainable becomes imperative. Thus, this study was meant to determine the factors affecting the financial sustainability of MFIs in Ethiopia.
Author: R. Mersland
Publisher: Springer
ISBN: 113739966X
Category : Business & Economics
Languages : en
Pages : 329
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Book Description
Research on MFI performance is still in its infancy. MFIs are hybrid organizations with dual objectives. Performance studies in microfinance are therefore less straightforward compared to performance studies in traditional banking research. This book contains new MFI performance research by top scholars from across the globe.
Author: Gashaw Tadesse Abate
Publisher:
ISBN:
Category :
Languages : en
Pages : 0
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Book Description
Using a stochastic frontier approach, we analyse the imposition of financial sustainability requirement on the traditional social mission of microfinance - outreach to the poor. We also address whether the way ownership is organised and practiced affects the costs of microfinance delivery. Based on a disaggregated 107 sample microfinance providers in Ethiopia, the results suggest that outreach to the poor and achieving financial sustainability (as measured by cost efficiency) are contradictory objectives. Microfinance providers that are closer to the best practicing cost frontier are those with higher average loan sizes and lower proportion of women borrowers. The results also indicate that financial cooperatives are better in cost containment compared to specialised microfinance institutions.
Author: Getachew Dinsa Amente
Publisher:
ISBN:
Category :
Languages : en
Pages :
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Author: Tamrat L. Fitamo
Publisher: LAP Lambert Academic Publishing
ISBN: 9783847328223
Category :
Languages : en
Pages : 88
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Book Description
Micro finance is among major interventions that are being carried out throughout the world particularly following the corridor of poverty - Africa, Asia, and Latin America - as a tool to alleviate poverty. Ethiopia is among few world countries which are currently in fast economic growth. The role of microfinance institutions in the economic growth of the country is very significant. To guide the institutions on the right truck it needs scientific research. Therefore, this research has been carried out to analyse the trend of changes in credit provision, savings mobilization, and geographic and financial accessibility of the institutions to the active poor. Correlation analysis between credit provided and savings mobilized together with predictive regression models are unique parts of this study. The book will have paramount importance to managers of Microfinance institutions, policy makers, donors, creditors, and those who are engaged in providing trainings on microfinance and related issues
Author: Wolday Amha
Publisher:
ISBN:
Category : Microfinance
Languages : en
Pages : 60
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Book Description
Author: Gashaw T. Ayele
Publisher:
ISBN:
Category : Economic assistance, Domestic
Languages : en
Pages : 34
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Book Description
