FHA and VA Mortgage Discount Points and Housing Prices PDF Download
Are you looking for read ebook online? Search for your book and save it on your Kindle device, PC, phones or tablets. Download FHA and VA Mortgage Discount Points and Housing Prices PDF full book. Access full book title FHA and VA Mortgage Discount Points and Housing Prices by Robert H. Zerbst. Download full books in PDF and EPUB format.
Author: Robert H. Zerbst
Publisher:
ISBN:
Category : Housing
Languages : en
Pages : 34
Get Book Here
Book Description
Author: Robert H. Zerbst
Publisher:
ISBN:
Category : Housing
Languages : en
Pages : 34
Get Book Here
Book Description
Author: United States. Congress. House. Committee on Banking and Currency
Publisher:
ISBN:
Category : Housing
Languages : en
Pages : 276
Get Book Here
Book Description
Author: Booz, Allen & Hamilton
Publisher:
ISBN:
Category : Government publications
Languages : en
Pages : 184
Get Book Here
Book Description
Author:
Publisher:
ISBN:
Category : Mortgage loans
Languages : en
Pages : 16
Get Book Here
Book Description
Author: Chris Birk
Publisher:
ISBN:
Category :
Languages : en
Pages : 350
Get Book Here
Book Description
For 75 years, the VA loan program has helped U.S. service members and their families achieve the dream of homeownership. Today, in the wake of the subprime mortgage meltdown and ensuing foreclosure crisis, this no-down payment loan is more important than ever. VA loans have emerged as a lifeline for veterans and active duty personnel who understand their unmatched safety and buying power. The Book on VA Loans takes service members and their families on an insider's journey into VA loans, from credit scores and interest rates to the unique opportunities and challenges of this long-cherished program. Readers get insider tips and expert advice from the country's largest dedicated VA lender, Veterans United Home Loans. They also receive a buyer-friendly education in a sometimes complicated world that can trip up even seasoned real estate veterans.Featuring simple, straightforward language and voices of previous VA borrowers, this resource helps ensure service members are in the best position possible to maximize the benefits earned by their service.
Author: United States. Congress. House. Committee on Veterans' Affairs. Subcommittee on Housing
Publisher:
ISBN:
Category : Housing
Languages : en
Pages : 582
Get Book Here
Book Description
Author: Paul K. Asabere
Publisher:
ISBN:
Category :
Languages : en
Pages :
Get Book Here
Book Description
This is an empirical investigation on the impacts of certain seller concessions on home prices. Specifically, we examine the impacts of two seller concessions: discount point concessions (DPC's) and closing cost concession (CCC's) on home prices. Using hedonic analysis, we find that DPC's are capitalized into home prices. We do not find that CCC's produce capitalization effects. DPC's appear to work in a manner similar to other creative financing technique such as a buydown mortgage. DPC's enhance affordability by lowering interest costs and debt service payments. DPC's thus lead to increases in effective demand. CCC's will reduce out of pocket expenses but will not necessarily enhance long term affordability, thus their price effects are less certain. We show that these price premiums are prevalent only when conventional mortgage financing is used. When FHA and VA loans are used premiums disappear. Of course, governmental insured/guaranteed loans are much more subject to regulation than conventional loans which may prevent homesellers from price premium maximization. The study establishes the relative significance of discount points versus closing costs as marketing incentives. It appears that the use of discount points as a marketing incentive produces more capitalization effects. The presence of such capitalization effects if consistent with results found in other creative financing studies.
Author:
Publisher:
ISBN:
Category : Government lending
Languages : en
Pages : 32
Get Book Here
Book Description
Author: United States. Congress. House. Committee on Veterans' Affairs
Publisher:
ISBN:
Category : Mortgages
Languages : en
Pages : 52
Get Book Here
Book Description
Considers as an alternative to raising the interest rate on GI housing loans a proposal to permit builders to sell guaranteed veterans housing loans to private investors at a discount.
Author:
Publisher:
ISBN:
Category : Housing
Languages : en
Pages : 498
Get Book Here
Book Description
