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Author: Federal Deposit Insurance Corporation
Publisher:
ISBN:
Category : Bank failures
Languages : en
Pages : 246
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Book Description
Author: Federal Deposit Insurance Corporation
Publisher:
ISBN:
Category : Bank failures
Languages : en
Pages : 246
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Book Description
Author: Len Lee Kuen
Publisher:
ISBN:
Category : Deposit insurance
Languages : en
Pages : 260
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Book Description
Author: Federal Deposit Insurance Corporation
Publisher:
ISBN:
Category : Bank failures
Languages : en
Pages :
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Book Description
Author: Cabinet Council on Economic Affairs (U.S.). Working Group
Publisher:
ISBN:
Category : Deposit insurance
Languages : en
Pages : 116
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Book Description
Author: Federal Deposit Insurance Corporation
Publisher: GPO FCIC
ISBN: 9781612210964
Category :
Languages : en
Pages : 8
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Book Description
As banks adjust to new rules limiting fees they can charge for some services, they may raise other costs to compensate. Review basic strategies for keeping checking and savings costs down. Also, what happens if your bank fails; $250,000 FDIC coverage is now permanent.
Author: Federal Deposit Insurance Corporation
Publisher:
ISBN: 9780966180817
Category :
Languages : en
Pages :
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Book Description
Crisis and Response: An FDIC History, 2008¿2013 reviews the experience of the FDIC during a period in which the agency was confronted with two interconnected and overlapping crises¿first, the financial crisis in 2008 and 2009, and second, a banking crisis that began in 2008 and continued until 2013. The history examines the FDIC¿s response, contributes to an understanding of what occurred, and shares lessons from the agency¿s experience.
Author: Federal Deposit Insurance Corporation
Publisher:
ISBN:
Category : Deposit insurance
Languages : en
Pages : 50
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Book Description
Author: Edward J. Kane
Publisher: Mit Press
ISBN: 9780262611855
Category : Business & Economics
Languages : en
Pages : 192
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Book Description
The system of federal deposit insurance adopted during the 1930s has become increasingly costly and unreliable. This timely study warns bankers, regulators, politicians, and taxpayers that no matter how well the deposit-insurance system may have run in the past it is headed for an expensive bureaucratic breakdown. It forcefully argues that unless market discipline can be reintroduced, this breakdown threatens to take depository institutions into de facto nationalization. Reversing these trends, it points out, requires redesigning the deposit insurance system to curtail the subsidizing of risk taking by deposit institutions, a practice that has resulted in widespread insolvency among financial institutions.The Gathering Crisis in Federal Deposit Insurance provides more than a warning. It shows that the current system is unfair and has transformed the federal government into the chief supplier of equity funds to depository institutions. And it observes that whenever the financial environment is changing rapidly, the existing system of deposit insurance subsidizes risk-taking in ways that impose a huge, but largely unrecognized burden on the general taxpayer and conservatively managed financial institutions. In one way or another, the taxpayer is going to be called upon to make good the financially staggering amount of the system's guarantees.The book provides a comprehensive discussion of FDIC and FSLIC policies and procedures, describes the variety of risks facing deposit institutions and their implications for the insurance system, explains the perverse risk-bearing incentives inherent in the current deposit insurance system, documents the extent of actual insolvency at insured institutions, and proposes a framework for reform.Edward J. Kane is Everett Reese Professor of Banking and Monetary Economics, The Ohio State University. The Gathering Crisis in Federal Deposit Insurance is eleventh in the series, Regulation of Economic Activity, edited by Richard Schmalensee.
Author: United States
Publisher:
ISBN:
Category : Community development
Languages : en
Pages : 136
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Book Description
Author: Richard L. Fogel
Publisher: DIANE Publishing
ISBN: 0788147560
Category :
Languages : en
Pages : 197
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Book Description
Deposit insurance was initiated in the 1930s to help restore confidence in the banking system after thousands of banks failed and millions of dollars in deposits were lost during the Great Depression. In 1990, the federal government insured about $3 trillion in deposits in the nation1s banks, thrifts, and credit unions and has to date fulfilled its goal of maintaining the stability of the banking system. This report discusses issues associated with reforming the deposit insurance system, specifically changes to the system that will promote a safe, sound, and stable banking industry. Charts and tables.
