Factors Influencing the Financial Sustainability of Selected Microfinance Institutions in Namibia

Factors Influencing the Financial Sustainability of Selected Microfinance Institutions in Namibia PDF Author: Jonathan Adongo
Publisher:
ISBN:
Category : Financial institutions
Languages : en
Pages : 90

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Factors Influencing the Financial Sustainability of Selected Microfinance Institutions in Namibia

Factors Influencing the Financial Sustainability of Selected Microfinance Institutions in Namibia PDF Author: Jonathan Adongo
Publisher:
ISBN:
Category : Financial institutions
Languages : en
Pages : 90

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Financial Sustainability of Micro-Finance Institutions in Sub-Saharan Africa

Financial Sustainability of Micro-Finance Institutions in Sub-Saharan Africa PDF Author: Hanna Kattilakoski
Publisher: GRIN Verlag
ISBN: 3346187950
Category : Business & Economics
Languages : en
Pages : 6

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Book Description
Presentation slides from the year 2018 in the subject Business economics - Business Management, Corporate Governance, grade: 90, Cologne Business School Köln, language: English, abstract: What factors influence the financial sustainability of microfinance institutions in Sub-Saharan Africa?

The Financial Sustainability of Micro-Finance Institutions in Sub-Saharan Africa

The Financial Sustainability of Micro-Finance Institutions in Sub-Saharan Africa PDF Author: Hanna Kattilakoski
Publisher: GRIN Verlag
ISBN: 334621947X
Category : Business & Economics
Languages : en
Pages : 103

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Book Description
Master's Thesis from the year 2018 in the subject Business economics - Investment and Finance, grade: 90.0, Cologne Business School Köln, language: English, abstract: The aim of this study is to understand the factors that drive financial sustainability in microfinance institutions. To accomplish this, several indicators for operational self-sufficiency (OSS) were investigated through correlation and regression analysis. The results indicate that the drivers for operational self-sufficiency include return on assets, number of active borrowers and profit margin. The analysis also showed that in terms of OSS and profitability, there is little difference between for-profit and non-profit organizations. To increase operational self-sufficiency institutions should increase return on asserts, the number of active borrowers and their profit margin. The results support the profit-incentive theory and the financial systems approach. These results indicate that to achieve financial sustainability MFIs should focus on covering operating expenses through earned revenues. Therefore, MFI structure should encourage cost-oriented management. Additionally, findings from this study revealed that there may not be a large tradeoff in efficiency and outreach. Results showed that operationally self-sufficient MFIs actually have a larger outreach than non-self-sufficient organizations. Limitations for this study include that the regression only explains the variables affecting OSS with 26 % certainty and other variables not tested may also be factors

Corporate Social Responsibility and Sustainable Development

Corporate Social Responsibility and Sustainable Development PDF Author: Jitendra K. Das
Publisher: Taylor & Francis
ISBN: 1000395863
Category : Business & Economics
Languages : en
Pages : 230

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Book Description
This book critically analyzes the role of corporate social responsibility (CSR) in achieving sustainable development in emerging economies. It brings together recent developments, effective frameworks, business models, and strategies adopted by companies and looks at how they contribute to sustainable business growth. The volume discusses diverse themes such as green marketing for promoting sustainable development; digitization and sustainability concerns; communication strategies for CSR; ethical standards in Indian advertising; microfinance as an instrument for achieving sustainable development; the role of CSR in the Skill India initiative; and CSR activities of Indian listed companies. It also provides solutions to challenges in achieving sustainable development goals at local and global levels. Drawing on in-depth case studies, the book will be an essential read for corporate professionals, students, and researchers of CSR, management studies, development studies, business studies, economics, environmental studies, green marketing, and sociology. It will also be relevant for policy makers, NGOs, public and private sector corporations, and consultants in sustainability reporting, business ethics, and sustainable development.

Sustainability of Indian Microfinance Institutions

Sustainability of Indian Microfinance Institutions PDF Author: Nadiya Marakkath
Publisher: Springer Science & Business Media
ISBN: 8132216296
Category : Business & Economics
Languages : en
Pages : 179

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Book Description
Although 'doing good' is our innate nature, we often get lost in the complexities and view goodness as a distant dream. Making this dream of goodness a reality is often thwarted by thoughts surrounding sustainability. Thus, all good initiatives require a focus on sustainability and this has become one of greatest and most formidable challenges faced by any social enterprise. The book documents the understanding of the sustainability of one of the most celebrated forms of social enterprise of our times — Microfinance Institutions (MFIs) gained through a mixed-methods research investigation. It attempts to answer pertinent questions such as: What are the determinant and discriminating factors for the sustainability of MFIs in India? How are these factors being managed by the operationally efficient Indian MFIs that remained sustainable at reasonable interest rates before the onset of the crisis and ceilings imposition in Indian microfinance markets? What does the Indian microfinance crisis teach us about sustainability management and mismanagement? In a nutshell, the answers show that sustainability is a strategic issue that needs managerial attention and not a matter to be left to serendipity. At a time when the industry is recovering from the adverse effects of a crisis and when there are still contentions as to whether the rate fixed by the regulator is enough for the sustenance of the MFIs, the findings mentioned in the book revive the lost hope for the Indian microfinance industry. By deciphering the strategies used by efficient and sustainable MFIs and discussing the lessons that the crisis has imparted to the Indian microfinance markets, this book will enable Indian MFIs to march towards efficient and sustainable operations without losing focus on their clients.

Proceedings of the 2nd Advances in Business Research International Conference

Proceedings of the 2nd Advances in Business Research International Conference PDF Author: Fauziah Noordin
Publisher: Springer
ISBN: 9811060533
Category : Business & Economics
Languages : en
Pages : 389

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Book Description
This book contains the refereed proceedings of the 2nd Advances in Business Research International Conference (ABRIC2016). Chapters in the book address the theme of Advancing Knowledge, Connecting the World, reflecting on the emerging issues in various business management fields and the interconnections of multiple disciplines for creating knowledge advancement. Papers were carefully reviewed and selected and grouped into four main themes: economic and finance, marketing and communications, management, and information technology in business. The book serves as a helpful resource for students and researchers of business management, especially in understanding issues and cases of business in emerging economies and markets.

The Microfinance Gap

The Microfinance Gap PDF Author: Jonathan Adongo
Publisher:
ISBN:
Category : Financial institutions
Languages : en
Pages : 92

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Entrepreneurship Psychology, CSR, and Sustainability

Entrepreneurship Psychology, CSR, and Sustainability PDF Author: Muddassar Sarfraz
Publisher: Frontiers Media SA
ISBN: 2889667871
Category : Science
Languages : en
Pages : 135

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The Triangle of Microfinance

The Triangle of Microfinance PDF Author: Manfred Zeller
Publisher: Intl Food Policy Res Inst
ISBN: 080187226X
Category : Business & Economics
Languages : en
Pages : 426

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Book Description
Since the 1980s when the microfinance revolution began, much has been accomplished, but the field became more refined in the 1990s as a result of shifts in paradigms, strategies, and development practices. This volume addresses the three policy objectives that now occupy those who wish to use credit as a development tool: financial sustainability of microfinance institutions, outreach to the poor, and welfare impact. Inevitable tradeoffs exist among these objectives, and the book advances an analytical framework that assists students of and experts in microfinance to identify the tradeoffs and synergies at the institutional level and in the policy environment. The book features a wealth of empirical data and innovative analytical studies, and critically discusses the role of public support for microfinance institutions (MFIs) in light of the social costs and benefits generated by such financial systems. The book is organized into five parts. The first discusses the demand for and access to financial services by the poor, emphasizing that demand-oriented, pro-poor financial services are crucial in reaching the poor. The second is concerned with two of the criteria used to evaluate MFIs—outreach and financial sustainability. The third features innovative econometric studies seeking to evaluate the impact of MFIs at the household level. The fourth looks at the role of both public- and private-sector institutions in developing sustainable financial systems. And the fifth summarizes implications for policy and research. Given the lack of sound, empirical literature on microfinance, this volume is sure to advance knowledge and research methodology in the field.

Poverty Alleviation in Rural Namibia Through Improved Access to Financial Services

Poverty Alleviation in Rural Namibia Through Improved Access to Financial Services PDF Author: Jonathan Adongo
Publisher:
ISBN:
Category : Financial services industry
Languages : en
Pages : 54

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