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Author: Christopher T. Robertson
Publisher: Harvard University Press
ISBN: 067424317X
Category : Law
Languages : en
Pages : 257
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Book Description
A sharp exposé of the roots of the cost-exposure consensus in American health care that shows how the next wave of reform can secure real access and efficiency. The toxic battle over how to reshape American health care has overshadowed the underlying bipartisan agreement that health insurance coverage should be incomplete. Both Democrats and Republicans expect patients to bear a substantial portion of health care costs through deductibles, copayments, and coinsurance. In theory this strategy empowers patients to make cost-benefit tradeoffs, encourages thrift and efficiency in a system rife with waste, and defends against the moral hazard that can arise from insurance. But in fact, as Christopher T. Robertson reveals, this cost-exposure consensus keeps people from valuable care, causes widespread anxiety, and drives many patients and their families into bankruptcy and foreclosure. Marshalling a decade of research, Exposed offers an alternative framework that takes us back to the core purpose of insurance: pooling resources to provide individuals access to care that would otherwise be unaffordable. Robertson shows how the cost-exposure consensus has changed the meaning and experience of health care and exchanged one form of moral hazard for another. He also provides avenues of reform. If cost exposure remains a primary strategy, physicians, hospitals, and other providers must be held legally responsible for communicating those costs to patients, and insurance companies should scale cost exposure to individuals’ ability to pay. New and more promising models are on the horizon, if only we would let go our misguided embrace of incomplete insurance.
Author: Christopher T. Robertson
Publisher: Harvard University Press
ISBN: 067424317X
Category : Law
Languages : en
Pages : 257
Get Book Here
Book Description
A sharp exposé of the roots of the cost-exposure consensus in American health care that shows how the next wave of reform can secure real access and efficiency. The toxic battle over how to reshape American health care has overshadowed the underlying bipartisan agreement that health insurance coverage should be incomplete. Both Democrats and Republicans expect patients to bear a substantial portion of health care costs through deductibles, copayments, and coinsurance. In theory this strategy empowers patients to make cost-benefit tradeoffs, encourages thrift and efficiency in a system rife with waste, and defends against the moral hazard that can arise from insurance. But in fact, as Christopher T. Robertson reveals, this cost-exposure consensus keeps people from valuable care, causes widespread anxiety, and drives many patients and their families into bankruptcy and foreclosure. Marshalling a decade of research, Exposed offers an alternative framework that takes us back to the core purpose of insurance: pooling resources to provide individuals access to care that would otherwise be unaffordable. Robertson shows how the cost-exposure consensus has changed the meaning and experience of health care and exchanged one form of moral hazard for another. He also provides avenues of reform. If cost exposure remains a primary strategy, physicians, hospitals, and other providers must be held legally responsible for communicating those costs to patients, and insurance companies should scale cost exposure to individuals’ ability to pay. New and more promising models are on the horizon, if only we would let go our misguided embrace of incomplete insurance.
Author: Kate Hewitt
Publisher: Harlequin
ISBN: 1460336860
Category : Fiction
Languages : en
Pages : 155
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Book Description
I want you to lose yourself. I want you to lose your mind. Anything else is an insult to my manhood. Television journalist Chelsea Maxwell has done it. She’s secured a prime-time TV interview that will be watched by millions. But none of those viewers will see beyond the carefully cultivated facade she’s built to hide her dark past. So why do one man’s eyes make her feel naked and powerless in their gaze? Alex Diaz has built a global media empire from the ground up and is renowned for shedding a woman’s clothes in seconds. He wants something from Chelsea, and it’s not just access to her exclusive TV interview! Will Chelsea relinquish her hard-won control and surrender to desire? One thing’s for sure—it’ll be a hell of a show! Collect all three novels in the Fifth Avenue Trilogy: AVENGE ME by USA TODAY bestselling author Maisey Yates SCANDALIZE ME by USA TODAY bestselling author Caitlin Crews EXPOSE ME by USA TODAY bestselling author Kate Hewitt
Author: Mark Snoswell
Publisher: Ballistic Media Pty Ltd
ISBN: 0975096524
Category : Art par ordinateur
Languages : en
Pages : 189
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Book Description
The industry's first art book celebrating the creative talents of digital artists worldwide. EXPOSE consists of international artwork covering the fields of 3D, digital illustration, industrial design, architectural visualization, games, television and feature film. The images range from work created by the world's leading design firms, to a wealth of images from established professionals and many, many unknown and very young artists whose work will astonish you.
Author: Emily Hart
Publisher: Europa Edizioni
ISBN:
Category : Fiction
Languages : en
Pages : 209
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Book Description
The death of Samantha Grey’s mother and imprisonment of her father made her shut everyone out of her life. Including him. Ten years later, the murder of her father brings them back together and now Detective Nate Evans has two mysteries on his hands: a murder to solve and a past of questions that still gnaw at the surface to face. A past he’s tried hard to bury. One that includes her. As Nate and Samantha are forced to work together to bring justice for the dead, it is clear the case is not the only mystery being unearthed between them. They are led down dark, township alleyways, towards drug-dealer territory, and into the box of a decade old cold case… but how long will they take to realize how deep the roots of this case go? Neither of them are prepared for the trials they face as they start digging through Samantha’s twisted family history and exposing the cost of hidden truths. Will the collision of the past and present destroy what little faith they have in finding healing, or will it be the key to solving the decade old mysteries between them and finding redemption in the chaos? Emily Hart is a young South African author. She’s been involved in humanitarian work in the Middle East and half a dozen African countries, meeting people and seeing places that inspire her writing. Emily lives in Stellenbosch with her family and five chickens.
Author:
Publisher:
ISBN: 9786027005860
Category : Civilization, Western
Languages : en
Pages : 802
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Book Description
Author: Mira Ptacin
Publisher: Liveright Publishing
ISBN: 1631493825
Category : Biography & Autobiography
Languages : en
Pages : 288
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Book Description
A young writer travels to Maine to tell the unusual story of America’s longest-running camp devoted to mysticism and the world beyond. They believed they would live forever. So begins Mira Ptacin’s haunting account of the women of Camp Etna—an otherworldly community in the woods of Maine that has, since 1876, played host to generations of Spiritualists and mediums dedicated to preserving the links between the mortal realm and the afterlife. Beginning her narrative in 1848 with two sisters who claimed they could speak to the dead, Ptacin reveals how Spiritualism first blossomed into a national practice during the Civil War, yet continues—even thrives—to this very day. Immersing herself in this community and its practices—from ghost hunting to releasing trapped spirits to water witching— Ptacin sheds new light on our ongoing struggle with faith, uncertainty, and mortality. Blending memoir, ethnography, and investigative reportage, The In-Betweens offers a vital portrait of Camp Etna and its enduring hold on a modern culture that remains as starved for a deeper sense of connection and otherworldliness as ever.
Author: Caroline Criado Perez
Publisher: Abrams
ISBN: 1683353145
Category : Social Science
Languages : en
Pages : 434
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Book Description
#1 International Bestseller Winner of the 2019 Financial Times and McKinsey Business Book of the Year Award Winner of the 2019 Royal Society Science Book Prize A landmark, prize-winning, international bestselling examination of how a gender gap in data perpetuates bias and disadvantages women, now in paperback Data is fundamental to the modern world. From economic development to health care to education and public policy, we rely on numbers to allocate resources and make crucial decisions. But because so much data fails to take into account gender, because it treats men as the default and women as atypical, bias and discrimination are baked into our systems. And women pay tremendous costs for this insidious bias, in time, in money, and often with their lives. Celebrated feminist advocate Caroline Criado Perez investigates this shocking root cause of gender inequality in the award-winning, #1 international bestseller Invisible Women. Examining the home, the workplace, the public square, the doctor’s office, and more, Criado Perez unearths a dangerous pattern in data and its consequences on women’s lives. Product designers use a “one-size-fits-all” approach to everything from pianos to cell phones to voice recognition software, when in fact this approach is designed to fit men. Cities prioritize men’s needs when designing public transportation, roads, and even snow removal, neglecting to consider women’s safety or unique responsibilities and travel patterns. And in medical research, women have largely been excluded from studies and textbooks, leaving them chronically misunderstood, mistreated, and misdiagnosed. Built on hundreds of studies in the United States, in the United Kingdom, and around the world, and written with energy, wit, and sparkling intelligence, this is a groundbreaking, highly readable exposé that will change the way you look at the world.
Author: Amos Higby (Jr.)
Publisher:
ISBN:
Category : Bible
Languages : en
Pages : 220
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Book Description
Author: Michael Miller
Publisher: Twenty-First Century Books (Tm)
ISBN: 1541539257
Category : Political Science
Languages : en
Pages : 148
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Book Description
Discusses what a hate group is and how it operates, how we legally define hate speech and hate crimes, and what the history is of organizing around hate and how we recognize and confront it.
Author: Bernard Goldberg
Publisher: Regnery Publishing
ISBN: 1621573117
Category : Political Science
Languages : en
Pages : 250
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Book Description
In his nearly thirty years at CBS News, Emmy Award–winner Bernard Goldberg earned a reputation as one of the preeminent reporters in the television news business. When he looked at his own industry, however, he saw that the media far too often ignored their primary mission: objective, disinterested reporting. Again and again he saw that they slanted the news to the left. For years Goldberg appealed to reporters, producers, and network executives for more balanced reporting, but no one listened. The liberal bias continued. In this classic number one New York Times bestseller, Goldberg blew the whistle on the news business, showing exactly how the media slant their coverage while insisting they’re just reporting the facts.
