Expansion of the National Flood Insurance Program PDF Download
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Author: United States. Congress. House. Committee on Banking and Currency. Subcommittee on Housing
Publisher:
ISBN:
Category : Flood insurance
Languages : en
Pages : 300
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Book Description
Author: United States. Congress. House. Committee on Banking and Currency. Subcommittee on Housing
Publisher:
ISBN:
Category : Flood insurance
Languages : en
Pages : 300
Get Book Here
Book Description
Author: United States. Congress. House. Banking and Currency Committee
Publisher:
ISBN:
Category :
Languages : en
Pages : 310
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Book Description
Author: United States. Congress. House. Committee on Banking and Currency. Subcommittee on Housing
Publisher:
ISBN:
Category : Flood insurance
Languages : en
Pages : 292
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Book Description
Author: National Research Council
Publisher: National Academies Press
ISBN: 0309185491
Category : Science
Languages : en
Pages : 182
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Book Description
Alluvial fans are gently sloping, fan-shaped landforms common at the base of mountain ranges in arid and semiarid regions such as the American West. Floods on alluvial fans, although characterized by relatively shallow depths, strike with little if any warning, can travel at extremely high velocities, and can carry a tremendous amount of sediment and debris. Such flooding presents unique problems to federal and state planners in terms of quantifying flood hazards, predicting the magnitude at which those hazards can be expected at a particular location, and devising reliable mitigation strategies. Alluvial Fan Flooding attempts to improve our capability to determine whether areas are subject to alluvial fan flooding and provides a practical perspective on how to make such a determination. The book presents criteria for determining whether an area is subject to flooding and provides examples of applying the definition and criteria to real situations in Arizona, California, New Mexico, Utah, and elsewhere. The volume also contains recommendations for the Federal Emergency Management Agency, which is primarily responsible for floodplain mapping, and for state and local decisionmakers involved in flood hazard reduction.
Author: United States. Congress. House. Committee on Banking and Currency. Subcommittee on Housing
Publisher:
ISBN:
Category :
Languages : en
Pages :
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Author: Monique Danielle Pilch
Publisher:
ISBN:
Category :
Languages : en
Pages : 57
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Book Description
Author: United States. Department of Housing and Urban Development
Publisher:
ISBN:
Category : Flood insurance
Languages : en
Pages : 52
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Book Description
Author: National Research Council
Publisher: National Academies Press
ISBN: 0309371287
Category : Science
Languages : en
Pages : 232
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Book Description
The National Flood Insurance Program (NFIP) is housed within the Federal Emergency Management Agency (FEMA) and offers insurance policies that are marketed and sold through private insurers, but with the risks borne by the U.S. federal government. NFIP's primary goals are to ensure affordable insurance premiums, secure widespread community participation in the program, and earn premium and fee income that covers claims paid and program expenses over time. In July 2012, the U.S. Congress passed the Biggert-Waters Flood Insurance Reform and Modernization Act (Biggert-Waters 2012), designed to move toward an insurance program with NFIP risk-based premiums that better reflected expected losses from floods at insured properties. This eliminated policies priced at what the NFIP called "pre-FIRM subsidized" and "grandfathered." As Biggert-Waters 2012 went into effect, constituents from multiple communities expressed concerns about the elimination of lower rate classes, arguing that it created a financial burden on policy holders. In response to these concerns Congress passed The Homeowner Flood Insurance Affordability Act of 2014 (HFIAA 2014). The 2014 legislation changed the process by which pre-FIRM subsidized premiums for primary residences would be removed and reinstated grandfathering. As part of that legislation, FEMA must report back to Congress with a draft affordability framework. Affordability of National Flood Insurance Program Premiums: Report 1 is the first part of a two-part study to provide input as FEMA prepares their draft affordability framework. This report discusses the underlying definitions and methods for an affordability framework and the affordability concept and applications. Affordability of National Flood Insurance Program Premiums gives an overview of the demand for insurance and the history of the NFIP premium setting. The report then describes alternatives for determining when the premium increases resulting from Biggert-Waters 2012 would make flood insurance unaffordable.
Author: United States. Congress
Publisher:
ISBN:
Category : Bills, Legislative
Languages : en
Pages : 9
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Book Description
Author:
Publisher:
ISBN:
Category : Flood damage prevention
Languages : en
Pages : 188
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Book Description
