Emerging Risk in International Banking (RLE Banking & Finance)

Emerging Risk in International Banking (RLE Banking & Finance) PDF Author: P Snowden
Publisher: Routledge
ISBN: 1136269142
Category : Business & Economics
Languages : en
Pages : 161

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Book Description
Global payments imbalances and the rise of emerging economies provide the background to this analysis of risk exposure and near-insolvency at the world’s major banks. Emerging Risk was published in 1985, three years after the first international banking crisis of the post-War era, but prior to resolution after 1989 of the underlying sovereign debt overhang. With episodes of international financial instability punctuating the following quarter century until the Lehman collapse of 2008, this re-issue will contribute to the historical perspective on modern diagnoses of policy weakness and financial sector excess that is clearly needed. Whereas OPEC price increases in the 1970s were a source of the earlier global imbalances, Chinese surpluses and those occasioned by her rapid growth among commodity and oil producing countries are today’s equivalents. Emerging Risk documents the earlier poor employment of surplus funds ‘recycled’ to Latin America, much as the failure of the USA and others to use Asian financing productively is now evident. The role of the main global banking institutions in each of these outcomes reveals common threads. As a reading of Emerging Risk will confirm, both the special consequences of free competition in a global banking market, and the perverse incentives inherent in the remuneration of loan officers, were clearly present in the mid-1980s. The interaction of regulation and the competitive response of banks to produce increased reliance on wholesale borrowing and lending, together with enhanced gearing, have clear echoes in modern debates over the consequences of the Basel provisions.

Emerging Risk in International Banking (RLE Banking & Finance)

Emerging Risk in International Banking (RLE Banking & Finance) PDF Author: P Snowden
Publisher: Routledge
ISBN: 1136269142
Category : Business & Economics
Languages : en
Pages : 161

Get Book Here

Book Description
Global payments imbalances and the rise of emerging economies provide the background to this analysis of risk exposure and near-insolvency at the world’s major banks. Emerging Risk was published in 1985, three years after the first international banking crisis of the post-War era, but prior to resolution after 1989 of the underlying sovereign debt overhang. With episodes of international financial instability punctuating the following quarter century until the Lehman collapse of 2008, this re-issue will contribute to the historical perspective on modern diagnoses of policy weakness and financial sector excess that is clearly needed. Whereas OPEC price increases in the 1970s were a source of the earlier global imbalances, Chinese surpluses and those occasioned by her rapid growth among commodity and oil producing countries are today’s equivalents. Emerging Risk documents the earlier poor employment of surplus funds ‘recycled’ to Latin America, much as the failure of the USA and others to use Asian financing productively is now evident. The role of the main global banking institutions in each of these outcomes reveals common threads. As a reading of Emerging Risk will confirm, both the special consequences of free competition in a global banking market, and the perverse incentives inherent in the remuneration of loan officers, were clearly present in the mid-1980s. The interaction of regulation and the competitive response of banks to produce increased reliance on wholesale borrowing and lending, together with enhanced gearing, have clear echoes in modern debates over the consequences of the Basel provisions.

Emerging Risk in International Banking (RLE Banking & Finance)

Emerging Risk in International Banking (RLE Banking & Finance) PDF Author: P N Snowden
Publisher: Routledge
ISBN: 1136269134
Category : Business & Economics
Languages : en
Pages : 162

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Book Description
Global payments imbalances and the rise of emerging economies provide the background to this analysis of risk exposure and near-insolvency at the world’s major banks. Emerging Risk was published in 1985, three years after the first international banking crisis of the post-War era, but prior to resolution after 1989 of the underlying sovereign debt overhang. With episodes of international financial instability punctuating the following quarter century until the Lehman collapse of 2008, this re-issue will contribute to the historical perspective on modern diagnoses of policy weakness and financial sector excess that is clearly needed. Whereas OPEC price increases in the 1970s were a source of the earlier global imbalances, Chinese surpluses and those occasioned by her rapid growth among commodity and oil producing countries are today’s equivalents. Emerging Risk documents the earlier poor employment of surplus funds ‘recycled’ to Latin America, much as the failure of the USA and others to use Asian financing productively is now evident. The role of the main global banking institutions in each of these outcomes reveals common threads. As a reading of Emerging Risk will confirm, both the special consequences of free competition in a global banking market, and the perverse incentives inherent in the remuneration of loan officers, were clearly present in the mid-1980s. The interaction of regulation and the competitive response of banks to produce increased reliance on wholesale borrowing and lending, together with enhanced gearing, have clear echoes in modern debates over the consequences of the Basel provisions.

Banking Reforms in Africa

Banking Reforms in Africa PDF Author: Agnes Olatokunbo Martins
Publisher: Taylor & Francis
ISBN: 1040085865
Category : Business & Economics
Languages : en
Pages : 216

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Book Description
This book comprehensively explores the intricate relationship between banking reforms, economic well-being, and poverty reduction across the African continent. Delving into the historical roots of banking reforms, it examines the resilience of banking sectors in key African countries like South Africa, Nigeria, Kenya, MENA, and beyond. The findings suggest that much attention should be paid to the design of banking systems and how banks are regulated. This focus on banks differs from many discussions on the topic, which tend to be more concerned with other policy areas such as economic policy, international trade policy, and aid. The book’s extensive and contemporary overview of banking reforms enables a comparative analysis of regulatory frameworks, supervision practices, and government interventions. It evaluates theoretical frameworks linking banking reforms to bank stability and resilience, drawing on financial intermediation, resource allocation, systemic risk, and financial development concepts. It empirically tests the causal relationships between the Basel II/III capital reforms, bank sector resilience, economic growth, and poverty reduction and identifies and analyses the channels and mechanisms through which banking reforms affect economic welfare and poverty reduction in Africa, such as credit availability, financial efficiency, financial innovation, and financial access. The book offers an insightful exploration into a brighter economic future on the African continent. The findings presented herein offer valuable insights for policymakers, researchers, and practitioners striving to enhance financial stability, foster economic growth, and alleviate poverty in Africa.

Sovereign Risk Analysis (RLE Banking & Finance)

Sovereign Risk Analysis (RLE Banking & Finance) PDF Author: Shelagh Heffernan
Publisher: Routledge
ISBN: 1136268650
Category : Business & Economics
Languages : en
Pages : 201

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Book Description
Directed both at students of international finance and practitioners in the field, the book stresses the importance of treating the analysis of sovereign risk in a more general framework than is typically the case, identifying the components of both the demand and supply of sovereign loans. The author also discusses the link between the unique aspects of sovereign lending, the interdependence of the international banking system and the potential instability in the world financial system.

Foreign Exchange Issues, Capital Markets and International Banking in the 1990s (RLE Banking & Finance)

Foreign Exchange Issues, Capital Markets and International Banking in the 1990s (RLE Banking & Finance) PDF Author: Khosrow Fatemi
Publisher: Routledge
ISBN: 113626745X
Category : Business & Economics
Languages : en
Pages : 297

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Book Description
The need for continued analysis and evaluation of the international financial system is as pressing now as it was when this book was originally published. This volume provides an in-depth analysis of certain aspects of the international financial system. Specifically it addresses four of the most important financial and monetary issues of the present time: exchange rate, capital markets, international banking and external debt and international financial management.

Foreign Exchange Issues, Capital Markets and International Banking in the 1990s (RLE Banking and Finance)

Foreign Exchange Issues, Capital Markets and International Banking in the 1990s (RLE Banking and Finance) PDF Author: Khosrow Fatemi
Publisher: Routledge
ISBN: 0415538807
Category : Business & Economics
Languages : en
Pages : 298

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Book Description
The need for continued analysis and evaluation of the international financial system is as pressing now as it was when this book was originally published. This volume provides an in-depth analysis of certain aspects of the international financial system. Specifically it addresses four of the most important financial and monetary issues of the present time: exchange rate, capital markets, international banking and external debt and international financial management.

Emerging Risk in International Banking

Emerging Risk in International Banking PDF Author: P. Nicholas Snowden
Publisher:
ISBN: 9780203109304
Category : Business & Economics
Languages : en
Pages : 0

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Book Description
Global payments imbalances and the rise of emerging economies provide the background to this analysis of risk exposure and near-insolvency at the world's major banks. Emerging Risk was published in 1985, three years after the first international banking crisis of the post-War era, but prior to resolution after 1989 of the underlying sovereign debt overhang. With episodes of international financial instability punctuating the following quarter century until the Lehman collapse of 2008, this re-issue will contribute to the historical perspective on modern diagnoses of policy weakness and financial sector excess that is clearly needed. Whereas OPEC price increases in the 1970s were a source of the earlier global imbalances, Chinese surpluses and those occasioned by her rapid growth among commodity and oil producing countries are today's equivalents. Emerging Risk documents the earlier poor employment of surplus funds 'recycled' to Latin America, much as the failure of the USA and others to use Asian financing productively is now evident. The role of the main global banking institutions in each of these outcomes reveals common threads. As a reading of Emerging Risk will confirm, both the special consequences of free competition in a global banking market, and the perverse incentives inherent in the remuneration of loan officers, were clearly present in the mid-1980s. The interaction of regulation and the competitive response of banks to produce increased reliance on wholesale borrowing and lending, together with enhanced gearing, have clear echoes in modern debates over the consequences of the Basel provisions.

The Multinational Banking Industry (RLE Banking & Finance)

The Multinational Banking Industry (RLE Banking & Finance) PDF Author: Neil S Coulbeck
Publisher: Routledge
ISBN: 1136267581
Category : Business & Economics
Languages : en
Pages : 426

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Book Description
The role of international banks within the developed economies has come under increasingly hostile public scrutiny, yet little attention has been paid to the structure and purpose of the banks themselves. Most existing studies concentrate on the part played by international banks as intermediaries in the domestic and international economy, failing to consider the foremost concern of the banks themselves – their success as business enterprises. This book examines the practical problems faced by the Universal Multinational banks (UMNBs) in the fields of strategic planning and business development. It explains the common constraints encountered by the UMNBs, showing that, whether they like it or not, current market pressures are governing their policies in all the developed economies. Through studying the management structures and business policies of these banks this book provides a much clearer picture of their activities in the world economy. Initially, it concentrates on the UMNBs of the USA since they have provided a strategic model for other global banking concerns. The UMNBs of Japan, Britain, France, Germany, Canada and Switzerland are then discussed to establish their similarities and differences: case studies are included at the end of each chapter to illustrate and reinforce the points made in the preceding text. Although written in 1984 the author successfully predicted many of the subsequent developments in the field of information technology and competition in world markets, which led to the emergence of global financial enterprises.

Domestic and Multinational Banking (RLE Banking & Finance)

Domestic and Multinational Banking (RLE Banking & Finance) PDF Author: Rae Weston
Publisher: Routledge
ISBN: 1136268715
Category : Business & Economics
Languages : en
Pages : 418

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Book Description
This book examines the fundamental nature of banking in the economy of the 1970s and 80s, arguing that banking cannot be properly understood unless it is regarded as the retailing of financial services. In analysing the nature of banking the book demonstrates how banking might operate without regulatory constraints; surveys the patterns of regulatory constraint in a wide range of economies; analysis the effects of these various forms of constraint on the operation of a previously unregulated bank; examines the move to multinational banking; explores risks peculiar to multinational banking, whilst providing a diagrammatic illustration of those risks. When originally published this was one of the first books to treat banking from both a theoretical and empirical perspective and is unique in reviewing the case of a completely unregulated commercial bank and following the progression of banking through to the multinational stage.

UK Banking After Deregulation (RLE: Banking & Finance)

UK Banking After Deregulation (RLE: Banking & Finance) PDF Author: Andy Mullineux
Publisher: Routledge
ISBN: 1136300910
Category : Business & Economics
Languages : en
Pages : 194

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Book Description
How does financial deregulation affect the operation of the banking system in the UK? What are the consequences of the development of an electronic banking system? This book addresses these and other important questions in a survey of UK change in the financial sector and in banking in particular. Attention is given to the role of building societies after the ‘big bang’ and the implications for retail banking of competition in the housing finance market. Both the long and short term implications of regulatory reform for banks are dealt with together with the role of the Bank of England and what the changes have meant in terms of international banking. Concentrating on the three main areas of change deregulation, regulatory reform and technical innovation the book is an important pointer to the shape of banking in the late 1980s and early 1990s.