Author: Singh, Dharmendra
Publisher: IGI Global
ISBN:
Category : Business & Economics
Languages : en
Pages : 357
Book Description
The pursuit of financial well-being has become an increasingly complex challenge for individuals and societies alike. The subjective nature of financial well-being, shaped by diverse aspirations, values, and external circumstances, underscores the need for a nuanced exploration of the factors influencing it. In this context, the book Emerging Perspectives on Financial Well-Being takes center stage as a beacon of understanding, delving into the multifaceted dimensions of financial wellness. Within the pages of this volume, the critical issues surrounding financial well-being are dissected, addressing the need for financial education, disciplined management, and goal setting amidst an ever-changing economic backdrop. The book recognizes that sound financial decision-making is not only crucial for individual satisfaction but also carries far-reaching implications for the broader societal and organizational framework. As we navigate uncertain times, the importance of adequate financial knowledge and planning skills comes to the forefront. This book stands as a response to the complexities within the financial system, aiming to establish a structural determinants framework that broadens our comprehension of financial well-being. This book guides readers through the complexities of financial well-being. It offers valuable insights for academic scholars, researchers, and practitioners seeking to enhance their understanding and contribute to the ongoing discourse on achieving financial prosperity in today's dynamic world.
Emerging Perspectives on Financial Well-Being
Author: Singh, Dharmendra
Publisher: IGI Global
ISBN:
Category : Business & Economics
Languages : en
Pages : 357
Book Description
The pursuit of financial well-being has become an increasingly complex challenge for individuals and societies alike. The subjective nature of financial well-being, shaped by diverse aspirations, values, and external circumstances, underscores the need for a nuanced exploration of the factors influencing it. In this context, the book Emerging Perspectives on Financial Well-Being takes center stage as a beacon of understanding, delving into the multifaceted dimensions of financial wellness. Within the pages of this volume, the critical issues surrounding financial well-being are dissected, addressing the need for financial education, disciplined management, and goal setting amidst an ever-changing economic backdrop. The book recognizes that sound financial decision-making is not only crucial for individual satisfaction but also carries far-reaching implications for the broader societal and organizational framework. As we navigate uncertain times, the importance of adequate financial knowledge and planning skills comes to the forefront. This book stands as a response to the complexities within the financial system, aiming to establish a structural determinants framework that broadens our comprehension of financial well-being. This book guides readers through the complexities of financial well-being. It offers valuable insights for academic scholars, researchers, and practitioners seeking to enhance their understanding and contribute to the ongoing discourse on achieving financial prosperity in today's dynamic world.
Publisher: IGI Global
ISBN:
Category : Business & Economics
Languages : en
Pages : 357
Book Description
The pursuit of financial well-being has become an increasingly complex challenge for individuals and societies alike. The subjective nature of financial well-being, shaped by diverse aspirations, values, and external circumstances, underscores the need for a nuanced exploration of the factors influencing it. In this context, the book Emerging Perspectives on Financial Well-Being takes center stage as a beacon of understanding, delving into the multifaceted dimensions of financial wellness. Within the pages of this volume, the critical issues surrounding financial well-being are dissected, addressing the need for financial education, disciplined management, and goal setting amidst an ever-changing economic backdrop. The book recognizes that sound financial decision-making is not only crucial for individual satisfaction but also carries far-reaching implications for the broader societal and organizational framework. As we navigate uncertain times, the importance of adequate financial knowledge and planning skills comes to the forefront. This book stands as a response to the complexities within the financial system, aiming to establish a structural determinants framework that broadens our comprehension of financial well-being. This book guides readers through the complexities of financial well-being. It offers valuable insights for academic scholars, researchers, and practitioners seeking to enhance their understanding and contribute to the ongoing discourse on achieving financial prosperity in today's dynamic world.
Handbook of Consumer Finance Research
Author: Jing Jian Xiao
Publisher: Springer
ISBN: 3319288873
Category : Psychology
Languages : en
Pages : 379
Book Description
This second edition of the authoritative resource summarizes the state of consumer finance research across disciplines for expert findings on—and strategies for enhancing—consumers’ economic health. New and revised chapters offer current research insights into familiar concepts (retirement saving, bankruptcy, marriage and finance) as well as the latest findings in emerging areas, including healthcare costs, online shopping, financial therapy, and the neuroscience behind buyer behavior. The expanded coverage also reviews economic challenges of diverse populations such as ethnic groups, youth, older adults, and entrepreneurs, reflecting the ubiquity of monetary issues and concerns. Underlying all chapters is the increasing importance of financial literacy training and other large-scale interventions in an era of economic transition. Among the topics covered: Consumer financial capability and well-being. Advancing financial literacy education using a framework for evaluation. Financial coaching: defining an emerging field. Consumer finance of low-income families. Financial parenting: promoting financial self-reliance of young consumers. Financial sustainability and personal finance education. Accessibly written for researchers and practitioners, this Second Edition of the Handbook of Consumer Finance Research will interest professionals involved in improving consumers’ fiscal competence. It also makes a worthwhile text for graduate and advanced undergraduate courses in economics, family and consumer studies, and related fields.
Publisher: Springer
ISBN: 3319288873
Category : Psychology
Languages : en
Pages : 379
Book Description
This second edition of the authoritative resource summarizes the state of consumer finance research across disciplines for expert findings on—and strategies for enhancing—consumers’ economic health. New and revised chapters offer current research insights into familiar concepts (retirement saving, bankruptcy, marriage and finance) as well as the latest findings in emerging areas, including healthcare costs, online shopping, financial therapy, and the neuroscience behind buyer behavior. The expanded coverage also reviews economic challenges of diverse populations such as ethnic groups, youth, older adults, and entrepreneurs, reflecting the ubiquity of monetary issues and concerns. Underlying all chapters is the increasing importance of financial literacy training and other large-scale interventions in an era of economic transition. Among the topics covered: Consumer financial capability and well-being. Advancing financial literacy education using a framework for evaluation. Financial coaching: defining an emerging field. Consumer finance of low-income families. Financial parenting: promoting financial self-reliance of young consumers. Financial sustainability and personal finance education. Accessibly written for researchers and practitioners, this Second Edition of the Handbook of Consumer Finance Research will interest professionals involved in improving consumers’ fiscal competence. It also makes a worthwhile text for graduate and advanced undergraduate courses in economics, family and consumer studies, and related fields.
Financial Well-Being
Author: Consumer Financial Protection Bureau (CFPB)
Publisher: CreateSpace
ISBN: 9781508830917
Category :
Languages : en
Pages : 48
Book Description
A growing consensus is emerging that the ultimate measure of success for financial literacy efforts should be improvement in individual financial well-being. But financial well-being has never been explicitly defined, nor is there a standard way to measure it. This report provides a conceptual framework for defining and measuring success in financial education by delivering a proposed definition of financial well-being, and insight into the factors that contribute to it. This framework is grounded in the existing literature, expert opinion, and the experiences and voice of the consumer garnered through in-depth, one-on-one interviews with working-age and older consumers.
Publisher: CreateSpace
ISBN: 9781508830917
Category :
Languages : en
Pages : 48
Book Description
A growing consensus is emerging that the ultimate measure of success for financial literacy efforts should be improvement in individual financial well-being. But financial well-being has never been explicitly defined, nor is there a standard way to measure it. This report provides a conceptual framework for defining and measuring success in financial education by delivering a proposed definition of financial well-being, and insight into the factors that contribute to it. This framework is grounded in the existing literature, expert opinion, and the experiences and voice of the consumer garnered through in-depth, one-on-one interviews with working-age and older consumers.
Perspectives on Wellbeing
Author:
Publisher: BRILL
ISBN: 9004394176
Category : Education
Languages : en
Pages : 184
Book Description
The study of wellbeing is not new. Over two millennia ago, the Ancient Greeks were already debating different conceptions of the good life, and how it may be fostered, albeit a debate for the privileged in ancient Greek society. More recently, the post-WWII concern with economic scarcity gave way – as prosperity rose in the later 20th century – to values such as personal growth and social inclusion. In parallel, research has increasingly turned its focus to wellbeing, going beyond traditional measures of income, wealth and employment. Greater attention is now paid to the subjective experience of wellbeing which, it is broadly agreed, has many dimensions such as life satisfaction, optimal functioning and a good quality of life. Perspectives on Wellbeing: A Reader brings together a number of chapters that examine wellbeing from different disciplinary perspectives. A number of the chapters take the angle of human flourishing, looking at the respective contributions of belonging, emotional resilience, spirituality, prosocial behaviour, literacy and leisure. Others look at wellbeing through a social relations lens, including family relations, youth, persons with disability and gender. Finally, a chapter on wellbeing and economics illustrates different approaches to measuring wellbeing and identifying its determinants. The book concludes with a chapter that argues for the enduring importance of the welfare state if the wellbeing of all is to be ensured. This book is likely to be of interest to both undergraduate and postgraduate students in the social sciences as well as to a general readership. Contributors are: Angela Abela, Andrew Azzopardi, Paul Bartolo, Marie Briguglio, Amy Camilleri Zahra, Joanne Cassar, Marilyn Clark, Ruth Falzon, Vickie Gauci, Ingrid Grech Lanfranco, Natalie Kenely, Mary Anne Lauri, Marceline Naudi, Claudia Psaila, Clarissa Sammut Scerri, Sandra Scicluna Calleja, Barbara Stelmaszek, Sue Vella, and Val Williams.
Publisher: BRILL
ISBN: 9004394176
Category : Education
Languages : en
Pages : 184
Book Description
The study of wellbeing is not new. Over two millennia ago, the Ancient Greeks were already debating different conceptions of the good life, and how it may be fostered, albeit a debate for the privileged in ancient Greek society. More recently, the post-WWII concern with economic scarcity gave way – as prosperity rose in the later 20th century – to values such as personal growth and social inclusion. In parallel, research has increasingly turned its focus to wellbeing, going beyond traditional measures of income, wealth and employment. Greater attention is now paid to the subjective experience of wellbeing which, it is broadly agreed, has many dimensions such as life satisfaction, optimal functioning and a good quality of life. Perspectives on Wellbeing: A Reader brings together a number of chapters that examine wellbeing from different disciplinary perspectives. A number of the chapters take the angle of human flourishing, looking at the respective contributions of belonging, emotional resilience, spirituality, prosocial behaviour, literacy and leisure. Others look at wellbeing through a social relations lens, including family relations, youth, persons with disability and gender. Finally, a chapter on wellbeing and economics illustrates different approaches to measuring wellbeing and identifying its determinants. The book concludes with a chapter that argues for the enduring importance of the welfare state if the wellbeing of all is to be ensured. This book is likely to be of interest to both undergraduate and postgraduate students in the social sciences as well as to a general readership. Contributors are: Angela Abela, Andrew Azzopardi, Paul Bartolo, Marie Briguglio, Amy Camilleri Zahra, Joanne Cassar, Marilyn Clark, Ruth Falzon, Vickie Gauci, Ingrid Grech Lanfranco, Natalie Kenely, Mary Anne Lauri, Marceline Naudi, Claudia Psaila, Clarissa Sammut Scerri, Sandra Scicluna Calleja, Barbara Stelmaszek, Sue Vella, and Val Williams.
Well-Being Therapy
Author: G.A. Fava
Publisher: Karger Medical and Scientific Publishers
ISBN: 331805822X
Category : Psychology
Languages : en
Pages : 164
Book Description
Well-Being Therapy (WBT) is the psychotherapeutic approach developed by Giovanni Fava, a world-renowned psychiatrist and psychotherapist, and the editor-in-chief of Psychotherapy and Psychosomatics. WBT is an innovative strategy that is based on monitoring psychological well-being, whereby the patient progressively learns how to make it grow. This type of therapy has enjoyed much success and is increasing in popularity around the world. The first part of this long-awaited book describes how the idea for WBT was formed, the first patient treated, and the current evidence that supports this approach. In Part II, Giovanni Fava provides the treatment manual of WBT, describing what each session entails, and includes many examples from his own cases. The last part covers some of the specific conditions for which WBT can be used and how sessions can be conducted. It includes sections on depression, mood swings, generalized anxiety disorder, panic and agoraphobia, and posttraumatic stress disorder. There is also information on the application of WBT in interventions in school settings. Throughout the book, Dr. Fava keeps things interesting by peppering his narrative with anecdotes from his medical career. The primary audience for this book is professionals within psychology, psychiatry, and other fields of medicine (e.g., family practice, pediatrics, and rehabilitation). However, the book is written in a relaxed, clear, and accessible style that also makes it of interest to counselors, educators, and family and friends of patients, not to mention patients themselves.
Publisher: Karger Medical and Scientific Publishers
ISBN: 331805822X
Category : Psychology
Languages : en
Pages : 164
Book Description
Well-Being Therapy (WBT) is the psychotherapeutic approach developed by Giovanni Fava, a world-renowned psychiatrist and psychotherapist, and the editor-in-chief of Psychotherapy and Psychosomatics. WBT is an innovative strategy that is based on monitoring psychological well-being, whereby the patient progressively learns how to make it grow. This type of therapy has enjoyed much success and is increasing in popularity around the world. The first part of this long-awaited book describes how the idea for WBT was formed, the first patient treated, and the current evidence that supports this approach. In Part II, Giovanni Fava provides the treatment manual of WBT, describing what each session entails, and includes many examples from his own cases. The last part covers some of the specific conditions for which WBT can be used and how sessions can be conducted. It includes sections on depression, mood swings, generalized anxiety disorder, panic and agoraphobia, and posttraumatic stress disorder. There is also information on the application of WBT in interventions in school settings. Throughout the book, Dr. Fava keeps things interesting by peppering his narrative with anecdotes from his medical career. The primary audience for this book is professionals within psychology, psychiatry, and other fields of medicine (e.g., family practice, pediatrics, and rehabilitation). However, the book is written in a relaxed, clear, and accessible style that also makes it of interest to counselors, educators, and family and friends of patients, not to mention patients themselves.
Family Well-Being
Author: Almudena Moreno Minguez
Publisher: Springer Science & Business Media
ISBN: 9400743548
Category : Social Science
Languages : en
Pages : 301
Book Description
In the international literature there is a broad scope for comparative research on the welfare regime, family change and gender relations, but we have no book that comprehensively collects the main research that has been conducted from the perspective of family well-being. Thus, this volume focuses on the comparative analyse of family and well-being in a European perspective, a dimension which literature has not covered till the present. This book collects the researches done in Europe on family well-being and compares family change and well-being in different institutional and cultural contexts. It takes a deeper look at early evidence of family well-being and presents a compilation of findings from the main researchers on this topic. A broad range of topics is covered from the theorizing of children’s well-being to the development of specific measures of family well-being. The book also outlines pivotal methodological and conceptual issues. A distinguished, international group of researchers provide insights into the dynamics of family change and well-being, using indicators as a means to confront new phenomena as well as to bridge data and theory.
Publisher: Springer Science & Business Media
ISBN: 9400743548
Category : Social Science
Languages : en
Pages : 301
Book Description
In the international literature there is a broad scope for comparative research on the welfare regime, family change and gender relations, but we have no book that comprehensively collects the main research that has been conducted from the perspective of family well-being. Thus, this volume focuses on the comparative analyse of family and well-being in a European perspective, a dimension which literature has not covered till the present. This book collects the researches done in Europe on family well-being and compares family change and well-being in different institutional and cultural contexts. It takes a deeper look at early evidence of family well-being and presents a compilation of findings from the main researchers on this topic. A broad range of topics is covered from the theorizing of children’s well-being to the development of specific measures of family well-being. The book also outlines pivotal methodological and conceptual issues. A distinguished, international group of researchers provide insights into the dynamics of family change and well-being, using indicators as a means to confront new phenomena as well as to bridge data and theory.
Financial Counseling
Author: Dorothy B. Durband
Publisher: Springer
ISBN: 3319725866
Category : Social Science
Languages : en
Pages : 244
Book Description
"This text is a valuable new resource that we recommend for all of our professionals and are proud to incorporate as part of our AFC® certification program. With expertise representing the breadth and depth of the financial counseling profession, the content in this text provides you with a rigorous foundation of knowledge, considers critical theoretical models, and explores foundational skills of communication, self-awareness, and bias. This type of comprehensive approach aligns with our mission and vision—providing you with the foundational knowledge to meet clients where they are across the financial life-cycle and impact long-term financial capability." -Rebecca Wiggins, Executive Director, AFCPE® (Association for Financial Counseling and Planning Education®) This timely volume presents a comprehensive overview of financial counseling skills in accessible, practical detail for readers throughout the career span. Expert financial counselors, educators, and researchers refer to classic and current theories for up-to-date instruction on building long-term client competence, working with clients of diverse backgrounds, addressing problem financial behavior, and approaching sensitive topics. From these core components, readers have a choice of integrated frameworks for guiding clients in critical areas of financial decision-making. This essential work: · Offers an introduction to financial counseling as a practice and profession · Discusses the challenges of working in financial counseling · Explores the elements of the client/counselor relationship · Compares delivery systems and practice models · Features effective tools and resources used in financial counseling · Encourages counselor ethics, preparedness, and self-awareness A standout in professional development references, Financial Counseling equips students and new professionals to better understand this demanding field, and offers seasoned veterans a robust refresher course in current best practices.
Publisher: Springer
ISBN: 3319725866
Category : Social Science
Languages : en
Pages : 244
Book Description
"This text is a valuable new resource that we recommend for all of our professionals and are proud to incorporate as part of our AFC® certification program. With expertise representing the breadth and depth of the financial counseling profession, the content in this text provides you with a rigorous foundation of knowledge, considers critical theoretical models, and explores foundational skills of communication, self-awareness, and bias. This type of comprehensive approach aligns with our mission and vision—providing you with the foundational knowledge to meet clients where they are across the financial life-cycle and impact long-term financial capability." -Rebecca Wiggins, Executive Director, AFCPE® (Association for Financial Counseling and Planning Education®) This timely volume presents a comprehensive overview of financial counseling skills in accessible, practical detail for readers throughout the career span. Expert financial counselors, educators, and researchers refer to classic and current theories for up-to-date instruction on building long-term client competence, working with clients of diverse backgrounds, addressing problem financial behavior, and approaching sensitive topics. From these core components, readers have a choice of integrated frameworks for guiding clients in critical areas of financial decision-making. This essential work: · Offers an introduction to financial counseling as a practice and profession · Discusses the challenges of working in financial counseling · Explores the elements of the client/counselor relationship · Compares delivery systems and practice models · Features effective tools and resources used in financial counseling · Encourages counselor ethics, preparedness, and self-awareness A standout in professional development references, Financial Counseling equips students and new professionals to better understand this demanding field, and offers seasoned veterans a robust refresher course in current best practices.
Across the Great Divide
Author: Martin Neil Baily
Publisher: Hoover Institution Press
ISBN: 0817917845
Category : Business & Economics
Languages : en
Pages : 417
Book Description
The financial crisis of 2008 devastated the American economy and caused U.S. policymakers to rethink their approaches to major financial crises. More than five years have passed since the collapse of Lehman Brothers, but questions still persist about the best ways to avoid and respond to future financial crises. In Across the Great Divide, a co-publication with Brookings Institution, contributing economic and legal scholars from academia, industry, and government analyze the financial crisis of 2008, from its causes and effects on the U.S. economy to the way ahead. The expert contributors consider post-crisis regulatory policy reforms and emerging financial and economic trends, including the roles played by highly accommodative monetary policy, securitization run amok, government-sponsored enterprises (GSEs), large asset bubbles, excessive leverage, and the Federal funds rate, among other potential causes. They discuss the role played by the Federal Reserve and examine the concept of "too big to fail." And they review and assess resolution frameworks, considering experiences with Lehman Bros. and other firms in the crisis, Title II of the Dodd-Frank Act, and the Chapter 14 bankruptcy code proposal.
Publisher: Hoover Institution Press
ISBN: 0817917845
Category : Business & Economics
Languages : en
Pages : 417
Book Description
The financial crisis of 2008 devastated the American economy and caused U.S. policymakers to rethink their approaches to major financial crises. More than five years have passed since the collapse of Lehman Brothers, but questions still persist about the best ways to avoid and respond to future financial crises. In Across the Great Divide, a co-publication with Brookings Institution, contributing economic and legal scholars from academia, industry, and government analyze the financial crisis of 2008, from its causes and effects on the U.S. economy to the way ahead. The expert contributors consider post-crisis regulatory policy reforms and emerging financial and economic trends, including the roles played by highly accommodative monetary policy, securitization run amok, government-sponsored enterprises (GSEs), large asset bubbles, excessive leverage, and the Federal funds rate, among other potential causes. They discuss the role played by the Federal Reserve and examine the concept of "too big to fail." And they review and assess resolution frameworks, considering experiences with Lehman Bros. and other firms in the crisis, Title II of the Dodd-Frank Act, and the Chapter 14 bankruptcy code proposal.
Financial Inclusion in Emerging Markets
Author: Ananda S.
Publisher: Springer Nature
ISBN: 9811626529
Category : Business & Economics
Languages : en
Pages : 343
Book Description
This book discusses ideas for stakeholders to develop strategies to access and use financial products and services such as deposits, loans, and fund transfer mechanism, insurance, payment services, and intermediaries, distribution channels at economical prices in order to cater to the needs of the poor and underprivileged people. Financial inclusion ensures ease of access, availability, and usage of the financial products and services to all the sections of the society. The book will help in recognizing the role of financial inclusion as one of the main drivers in reducing income inequality and thus supporting sustainable economic growth of the countries, especially of an emerging economy. The book provides conceptual and practical ideas from the practitioners, best practices from the experts, and empirical views from the researchers on the best practices and how to mitigate the challenges and issues plaguing the development of the financial inclusion.
Publisher: Springer Nature
ISBN: 9811626529
Category : Business & Economics
Languages : en
Pages : 343
Book Description
This book discusses ideas for stakeholders to develop strategies to access and use financial products and services such as deposits, loans, and fund transfer mechanism, insurance, payment services, and intermediaries, distribution channels at economical prices in order to cater to the needs of the poor and underprivileged people. Financial inclusion ensures ease of access, availability, and usage of the financial products and services to all the sections of the society. The book will help in recognizing the role of financial inclusion as one of the main drivers in reducing income inequality and thus supporting sustainable economic growth of the countries, especially of an emerging economy. The book provides conceptual and practical ideas from the practitioners, best practices from the experts, and empirical views from the researchers on the best practices and how to mitigate the challenges and issues plaguing the development of the financial inclusion.
Neuromarketing's Role in Sustainable Finance
Author: Taneja, Sanjay
Publisher: IGI Global
ISBN:
Category : Business & Economics
Languages : en
Pages : 634
Book Description
Neuromarketing plays a significant role in sustainable finance by tapping into the emotional and cognitive factors that influence investor decisions regarding socially and environmentally responsible investments. It helps financial institutions understand how individuals respond to sustainability messages, enabling them to craft more persuasive campaigns that resonate with investors’ values. By leveraging insights into behavior and decision-making processes, neuromarketing enhances the appeal of sustainable finance, encourages greener investment choices, and helps align financial practices with the growing demand for ethical, long-term impact solutions. Neuromarketing's Role in Sustainable Finance explores the intersection of neuromarketing and sustainable finance, revealing how insights from cognitive neuroscience can drive environmentally responsible investment behaviors. It examines subconscious factors influencing consumer decisions toward green investments, offering theoretical frameworks and practical applications to understand and promote ethical financial choices. Covering topics such as behavioral finance, environmental awareness, and investor patterns, this book is an excellent resource for scholars, researchers, financial professionals, marketers, business professionals, academicians, graduate and postgraduate students, and more.
Publisher: IGI Global
ISBN:
Category : Business & Economics
Languages : en
Pages : 634
Book Description
Neuromarketing plays a significant role in sustainable finance by tapping into the emotional and cognitive factors that influence investor decisions regarding socially and environmentally responsible investments. It helps financial institutions understand how individuals respond to sustainability messages, enabling them to craft more persuasive campaigns that resonate with investors’ values. By leveraging insights into behavior and decision-making processes, neuromarketing enhances the appeal of sustainable finance, encourages greener investment choices, and helps align financial practices with the growing demand for ethical, long-term impact solutions. Neuromarketing's Role in Sustainable Finance explores the intersection of neuromarketing and sustainable finance, revealing how insights from cognitive neuroscience can drive environmentally responsible investment behaviors. It examines subconscious factors influencing consumer decisions toward green investments, offering theoretical frameworks and practical applications to understand and promote ethical financial choices. Covering topics such as behavioral finance, environmental awareness, and investor patterns, this book is an excellent resource for scholars, researchers, financial professionals, marketers, business professionals, academicians, graduate and postgraduate students, and more.