Effects of Consolidation on the State of Competition in the Financial Services Industry PDF Download
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Author: United States. Congress. House. Committee on the Judiciary
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 132
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Author: United States. Congress. House. Committee on the Judiciary
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 132
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Book Description
Author: Henry J. Hyde
Publisher:
ISBN: 9780756715830
Category : Business & Economics
Languages : en
Pages : 113
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Focuses on mergers and the effect mergers have on the economy. Witnesses: Bill Baer, Federal Trade Comm.; Steven A. Bennett, Banc One Corp.; James W. Brock, Professor of Economics, Miami Univ.,; Bill Flory, National Assoc. of Wheat Growers; Jim Foorman, First Chicago NBD; William L. McQuillan, Independent Bankers Assoc. of Amer.; Laurence H. Meyer, Federal Reserve System; John M. Nannes, Antitrust Div., U.S. Dept. of Justice; Paul Polking, Nations Bank Corp.; Jim Roethe, Bank America Corp.; John J. Roche, Citicorp; and Frank Torres, Consumers Union.
Author: United States. Congress. House. Committee on the Judiciary
Publisher:
ISBN: 9780160596285
Category : Consolidation and merger of corporations
Languages : en
Pages : 113
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Author:
Publisher:
ISBN:
Category :
Languages : en
Pages :
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Author: William J. Baer
Publisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 9
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Author: United States. Congress. House. Committee on the Judiciary
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 118
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Author: Allen N. Berger
Publisher:
ISBN:
Category : Bank mergers
Languages : en
Pages : 80
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Book Description
"This article designs a framework for evaluating the causes, consequences, and future implications of financial services industry consolidation, reviews the extant research literature within the context of this framework (over 250 references), and suggests fruitful avenues for future research. The evidence is consistent with increases in market power from some types of consolidation; improvements in profit efficiency and diversification of risks, but little or no cost efficiency improvements on average; relatively little effect on the availability of services to small customers; potential improvements in payments system efficiency; and potential costs on the financial system from increasing systemic risk or expanding the financial safety net"--Abstract.
Author: Yakov Amihud
Publisher: Springer Science & Business Media
ISBN: 1475727992
Category : Business & Economics
Languages : en
Pages : 249
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Book Description
As the financial services industry becomes increasingly international, the more narrowly defined and historically protected national financial markets become less significant. Consequently, financial institutions must achieve a critical size in order to compete. Bank Mergers & Acquisitions analyses the major issues associated with the large wave of bank mergers and acquisitions in the 1990's. While the effects of these changes have been most pronounced in the commercial banking industry, they also have a profound impact on other financial institutions: insurance firms, investment banks, and institutional investors. Bank Mergers & Acquisitions is divided into three major sections: A general and theoretical background to the topic of bank mergers and acquisitions; the effect of bank mergers on efficiency and shareholders' wealth; and regulatory and legal issues associated with mergers of financial institutions. It brings together contributions from leading scholars and high-level practitioners in economics, finance and law.
Author: Daniel E. Nolle
Publisher:
ISBN:
Category :
Languages : en
Pages : 74
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Book Description
Because there was a 25 percent reduction in the number of banks between 1980 and 1993, the popular impression has been one of a quot;shrinkingquot; banking industry. Daniel Nolle challenges this view by dissecting the complexity of banking consolidation, particularly given the radical structural changes in commercial banking since 1980. While increased consolidation can be accounted for by heightened competitive pressures that force banks to look for cost savings, greater revenues, or quality improvements via mergers, it has also been stimulated by recent changes in state laws that restricted geographic expansion of banking.The data shows that from 1980 to 1993, 5,202 banks disappeared through mergers, which was three and one-half times the 1,456 banks that failed. The majority of mergers were quot;intramergersquot; (within the same holding company), but the number of quot;intermergersquot; (between unaffiliated banks) has also risen over the past several years.It is Nolle's conclusion that a review of the data on nation-wide trends in banking company structure reveals a complex story I which the distinction between OSMBHCs and MSMBHCs is significant. The whole question of what form of corporate organization banking companies choose is complicated by differences in state banking laws, differences in interstate banking laws, and differences in the pace at which those laws have been changed over this period of time. Such consolidation is expected to continue, especially given increased competition and an expansion of geographic powers. As the twenty-first century approaches, we can expect there to be thousands of banks and thousands of bank holding companies.
Author: United States. Congress. House. Committee on the Judiciary. Subcommittee on Economic and Commercial Law
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 650
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