Deposit-protection Schemes

Deposit-protection Schemes PDF Author: Sydney J. Key
Publisher: CEPS
ISBN: 9290791500
Category : Deposit insurance
Languages : en
Pages : 53

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Book Description
Analisis del problema de la armonizacion comunitaria de los sistemas de garantia de depositos.En primer lugar estudia si es mas conveniente un sistema controlado por el pais de origen o por el pais de acogida de las instituciones financieras. A continuacion analiza como se debe realizar la armonizacion para conseguir los objetivos de estos sistemas: proteger a los consumidores y evitar riesgos del sistema, minimizar el riesgo moral y evitar las distorsiones en la competencia. Para ello trata las cuestiones de nivel y amplitud de la proteccion, estructura administrativa y financiera, normas de operacion, y relacion con el Banco Central Europeo. Incluye bibliografia y el texto de la propuesta de directiva sobre sistemas de garantia de depositos de 14 de abril de 1992.(jha).

Deposit-protection Schemes

Deposit-protection Schemes PDF Author: Sydney J. Key
Publisher: CEPS
ISBN: 9290791500
Category : Deposit insurance
Languages : en
Pages : 53

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Book Description
Analisis del problema de la armonizacion comunitaria de los sistemas de garantia de depositos.En primer lugar estudia si es mas conveniente un sistema controlado por el pais de origen o por el pais de acogida de las instituciones financieras. A continuacion analiza como se debe realizar la armonizacion para conseguir los objetivos de estos sistemas: proteger a los consumidores y evitar riesgos del sistema, minimizar el riesgo moral y evitar las distorsiones en la competencia. Para ello trata las cuestiones de nivel y amplitud de la proteccion, estructura administrativa y financiera, normas de operacion, y relacion con el Banco Central Europeo. Incluye bibliografia y el texto de la propuesta de directiva sobre sistemas de garantia de depositos de 14 de abril de 1992.(jha).

Deposit Insurance Schemes

Deposit Insurance Schemes PDF Author: Djurdjica Ognjenovic
Publisher: Springer
ISBN: 3319511432
Category : Business & Economics
Languages : en
Pages : 326

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Book Description
This book provides a comprehensive overview of funding arrangements for explicit deposit insurance schemes. Responding to international guidelines and best practice, it discusses policy decisions and operational challenges which deposit insurers face in the financial management of ex-ante deposit insurance funds. Numerous examples are provided, and solutions offered on sources and uses of funds, focusing on target and optimal funding. Coverage includes: the role that modern deposit insurance schemes play in ensuring financial stability how to design the main deposit insurance features in order to maximize compliance with international standards the different types of funding and financial planning for deposit insurance methods for setting the target fund size level optimal deposit insurance funding challenges faced by the European Union members following new deposit insurance and bank resolution directives. The book concludes by providing a comprehensive overview of funding issues and recommendations for deposit insurance schemes in the European Union.

Deposit Protection Arrangements

Deposit Protection Arrangements PDF Author: Mr.Alexander Kyei
Publisher: International Monetary Fund
ISBN: 1451855540
Category : Business & Economics
Languages : en
Pages : 48

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Book Description
This paper is a survey of deposit protection arrangements and it compares the key elements of deposit protection schemes around the world. There are more implicit arrangements that guarantee deposits than explicit ones, but there has been a growing tendency since the 1980s for countries to adopt explicit ones largely in response to emerging problems with their financial systems.

Deposit Insurance

Deposit Insurance PDF Author: Ms.G. G. Garcia
Publisher: International Monetary Fund
ISBN: 1451850492
Category : Business & Economics
Languages : en
Pages : 64

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Book Description
The paper contrasts deposit protection with other forms of insurance, examines why goods and services of all kinds receive warranties and guarantees, and explores the particular characteristics of deposits and banks that merit deposit insurance. It examines a variety of reasons why countries choose to adopt systems of deposit insurance, the pitfalls that can arise from poorly designed schemes, and the features of a scheme that successfully avoids these pitfalls.

Deposit Insurance Reform and Financial Modernization

Deposit Insurance Reform and Financial Modernization PDF Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 1108

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Book Description


Recommendations for Change in the Federal Deposit Insurance System

Recommendations for Change in the Federal Deposit Insurance System PDF Author: Cabinet Council on Economic Affairs (U.S.). Working Group
Publisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 116

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Book Description


International Conference on Deposit Insurance and Problem-bank Resolution Policies

International Conference on Deposit Insurance and Problem-bank Resolution Policies PDF Author:
Publisher:
ISBN:
Category : Deposit insurance
Languages : en
Pages : 100

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Book Description


Deposit Insurance Database

Deposit Insurance Database PDF Author: Asli Demirgüç-Kunt
Publisher: International Monetary Fund
ISBN: 1498354475
Category : Business & Economics
Languages : en
Pages : 44

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Book Description
This paper provides a comprehensive, global database of deposit insurance arrangements as of 2013. We extend our earlier dataset by including recent adopters of deposit insurance and information on the use of government guarantees on banks’ assets and liabilities, including during the recent global financial crisis. We also create a Safety Net Index capturing the generosity of the deposit insurance scheme and government guarantees on banks’ balance sheets. The data show that deposit insurance has become more widespread and more extensive in coverage since the global financial crisis, which also triggered a temporary increase in the government protection of non-deposit liabilities and bank assets. In most cases, these guarantees have since been formally removed but coverage of deposit insurance remains above pre-crisis levels, raising concerns about implicit coverage and moral hazard going forward.

Deposit Insurance

Deposit Insurance PDF Author:
Publisher:
ISBN:
Category : Deposit insurance
Languages : en
Pages : 244

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Book Description


A Regulatory Design for Financial Stability in Hong Kong

A Regulatory Design for Financial Stability in Hong Kong PDF Author: Evan Gibson
Publisher: Cambridge University Press
ISBN: 1316515621
Category : Business & Economics
Languages : en
Pages : 339

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Book Description
The post-2008 financial regulatory reforms do not fully appreciated the critical role of the supervisory model in attaining financial stability.