Credit Rationing and the Demand for Owner-occupied Housing

Credit Rationing and the Demand for Owner-occupied Housing PDF Author: Stuart S. Rosenthal
Publisher:
ISBN:
Category : Home ownership
Languages : en
Pages : 56

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Credit Rationing and the Demand for Owner-occupied Housing

Credit Rationing and the Demand for Owner-occupied Housing PDF Author: Stuart S. Rosenthal
Publisher:
ISBN:
Category : Home ownership
Languages : en
Pages : 56

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Book Description


Journal of Housing Research

Journal of Housing Research PDF Author:
Publisher:
ISBN:
Category : Housing
Languages : en
Pages : 196

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Book Description


Economics of the Mortgage Market

Economics of the Mortgage Market PDF Author: David Leece
Publisher: John Wiley & Sons
ISBN: 0470693231
Category : Business & Economics
Languages : en
Pages : 272

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Book Description
The analysis of the mortgage market is a specialised field but examines a financial market with extremely wide-ranging implications; it affects the stability of the whole economy. The key thing about this analysis is the increasing importance of the secondary mortgage market – which in the US is now several times larger than the market for government debt. The UK secondary mortgage market is also growing and the book will provide a timely resource to those active and interested in this important financial market. The 1990s saw an enormous growth of mortgage market analysis as an academic subject and there is a vast literature scattered among the key real estate journals. There is now a great need to not only bring this very complex subject area together, but also to abstract the main issues and to render them intelligible. The book will provide an organised research resource and also inform and motivate further research into the microeconomics of mortgage markets.

Low-Income Homeownership

Low-Income Homeownership PDF Author: Nicolas P. Retsinas
Publisher: Brookings Institution Press
ISBN: 9780815706038
Category : Political Science
Languages : en
Pages : 524

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Book Description
A Brookings Institution Press and Harvard University Joint Center for Housing Studies publication A generation ago little attention was focused on low-income homeownership. Today homeownership rates among under-served groups, including low-income households and minorities, have risen to record levels. These groups are no longer at the margin of the housing market; they have benefited from more flexible underwriting standards and greater access to credit. However, there is still a racial/ethnic gap and the homeownership rates of minority and low-income households are still well below the national average. This volume gathers the observations of housing experts on low-income homeownership and its effects on households and communities. The book is divided into five chapters which focus on the following subjects: homeownership trends in the 1990s; overcoming borrower constraints; financial returns to low-income homeowners; low-income loan performance; and the socioeconomic impact of homeownership.

Journal of Housing Economics

Journal of Housing Economics PDF Author:
Publisher:
ISBN:
Category : Housing
Languages : en
Pages : 458

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European Metropolitan Housing Markets

European Metropolitan Housing Markets PDF Author: Ake E. Andersson
Publisher: Springer Science & Business Media
ISBN: 3540705139
Category : Business & Economics
Languages : en
Pages : 362

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Book Description
This book provides a comprehensive analysis of housing theory and policy with a focus on metropolitan regions. The results are based on case studies of twelve European metropolitan regions, including expert panels organized in each. Using an approach from the field of industrial economics, the analysis is divided into the three related stages, "structure", "conduct" and "performance."

Journal of Urban Economics

Journal of Urban Economics PDF Author:
Publisher:
ISBN:
Category :
Languages : en
Pages : 436

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The Civilian Lives of U.S. Veterans

The Civilian Lives of U.S. Veterans PDF Author: Louis Hicks
Publisher: Bloomsbury Publishing USA
ISBN:
Category : History
Languages : en
Pages : 570

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Book Description
In this book, 50 experts study the lives of U.S. veterans at work, at home, and in American society as they navigate issues regarding health, gender, public service, substance abuse, and homelessness. The aftermath of modern war includes a population of veterans whose needs last for many decades—far longer than the war itself. This in-depth study looks at life after the military, considering the dual conundrum of a population benefiting from the perks of their duty, yet continuing to deal with trauma resulting from their service, and of former servicemen and servicewomen trying to fit into civilian life—in a system designed to keep them separate. Through two comprehensive volumes, essays shed light on more than 30 topics involving or affecting former servicemen and servicewomen, offering a blueprint for the formal study of U.S. veterans in the future. Contributions from dozens of experts in the field of military science cover such issues as unemployment, homelessness, disability, access to higher education, health, media portrayal, criminal justice, substance abuse, guns, suicide, and politics. Through information gleaned from surveys, interviews, participant observations, secondary analyses, and content analyses, the chapters reveal how veterans are able to successfully contribute to civilian life and show how the American workforce can benefit from their unique set of skills.

Readings in Canadian Real Estate

Readings in Canadian Real Estate PDF Author: Gavin Arbuckle
Publisher: Captus Press
ISBN: 9781553220626
Category : Business & Economics
Languages : en
Pages : 542

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Book Description


Housing Markets and Housing Institutions: An International Comparison

Housing Markets and Housing Institutions: An International Comparison PDF Author: Björn Hårsman
Publisher: Springer Science & Business Media
ISBN: 9401139156
Category : Business & Economics
Languages : en
Pages : 353

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Book Description
International comparisons of economic institutions and government poli cies are fraught with difficulties. After1he selective barriers of language and culture are overcome, differences in programs and outcomes are far more subtle than those that can be revealed by highly aggregated national data. Rela tively "soft" comparisons are the norm in international comparative research. This is particularly true in comparative analyses of housing and the operation of housing markets. Housing markets are local or regional in character, and the effects of government programs on market outcomes depend upon important economic characteristics of the local environment. Moreover, the institutions that influence the production, distribution, and consumption of housing differ enormously across nations. The distribution of housing and the role of the market in provision depend upon historical and social factors as well. Aggregate national data are unlikely to allow for much depth in comparisons across societies. Yet in the absence of such comparisons, the very visibility of housing may lead to inadequate or erroneous generalizations. Photographs emphasing the aesthetics of ''well planned" housing agglomorations or urban slums are compelling. Documen tation that middle-class households must wait in a queue for a decade to be housed is notably less graphic.