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Author: Parker Shipton
Publisher: Yale University Press
ISBN: 0300162928
Category : Business & Economics
Languages : en
Pages : 595
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Book Description
Parker Shipton offers a range of perspectives on the process of lending & borrowing in Africa. His conclusions challenge the conventional wisdom of the past half century about the need for credit among African farmers.
Author: Parker Shipton
Publisher: Yale University Press
ISBN: 0300162928
Category : Business & Economics
Languages : en
Pages : 595
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Book Description
Parker Shipton offers a range of perspectives on the process of lending & borrowing in Africa. His conclusions challenge the conventional wisdom of the past half century about the need for credit among African farmers.
Author: Lendol Calder
Publisher: Princeton University Press
ISBN: 1400822831
Category : History
Languages : en
Pages : 394
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Book Description
Once there was a golden age of American thrift, when citizens lived sensibly within their means and worked hard to stay out of debt. The growing availability of credit in this century, however, has brought those days to an end--undermining traditional moral virtues such as prudence, diligence, and the delay of gratification while encouraging reckless consumerism. Or so we commonly believe. In this engaging and thought-provoking book, Lendol Calder shows that this conception of the past is in fact a myth. Calder presents the first book-length social and cultural history of the rise of consumer credit in America. He focuses on the years between 1890 and 1940, when the legal, institutional, and moral bases of today's consumer credit were established, and in an epilogue takes the story up to the present. He draws on a wide variety of sources--including personal diaries and letters, government and business records, newspapers, advertisements, movies, and the words of such figures as Benjamin Franklin, Mark Twain, and P. T. Barnum--to show that debt has always been with us. He vigorously challenges the idea that consumer credit has eroded traditional values. Instead, he argues, monthly payments have imposed strict, externally reinforced disciplines on consumers, making the culture of consumption less a playground for hedonists than an extension of what Max Weber called the "iron cage" of disciplined rationality and hard work. Throughout, Calder keeps in clear view the human face of credit relations. He re-creates the Dickensian world of nineteenth-century pawnbrokers, takes us into the dingy backstairs offices of loan sharks, into small-town shops and New York department stores, and explains who resorted to which types of credit and why. He also traces the evolving moral status of consumer credit, showing how it changed from a widespread but morally dubious practice into an almost universal and generally accepted practice by World War II. Combining clear, rigorous arguments with a colorful, narrative style, Financing the American Dream will attract a wide range of academic and general readers and change how we understand one of the most important and overlooked aspects of American social and economic life.
Author: Nicky Marsh
Publisher: Cambridge University Press
ISBN: 1108875645
Category : Literary Criticism
Languages : en
Pages : 221
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Book Description
This book offers a new reading of the relationship between money, culture and literature in America in the 1970s. The gold standard ended at the start of this decade, a moment which is routinely treated as a catalyst for the era of postmodern abstraction. This book provides an alternative narrative, one that traces the racialized and gendered histories of credit offered by the intertextual narratives of writers such as E.L Doctorow, Toni Morrison, Marilyn French, William Gaddis, Thomas Pynchon and Don De Lillo. It argues that money in the 1970s is better read through a narrative of political consolidation than formal rupture as these histories foreground the closing down, rather than opening up, of serious debates about what American money should be and who it should serve. These novels and this moment remain important because they alert us to imagine the alternative histories of credit that were imaginatively proposed but never realized.
Author: Margot C. Finn
Publisher: Cambridge University Press
ISBN: 9780521823425
Category : Business & Economics
Languages : en
Pages : 386
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Book Description
Table of contents
Author: Nicky Marsh
Publisher: Cambridge University Press
ISBN: 110883647X
Category : History
Languages : en
Pages : 221
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Book Description
The book re-reads the postmodern novel, presenting the ending of the gold standard as a moment of continuity rather than radical change.
Author: Endre Stiansen
Publisher: Nordic Africa Institute
ISBN: 9789171064424
Category : Business & Economics
Languages : en
Pages : 194
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Book Description
A striking feature of African history is the volume of commerce and production that has been possible without the full panoply of credit, insurances, future markets, stock companies, limited liability, and other legal and financial services that make up the formal sector of modern economies. The contributions to this volume investigate institutional nexuses through which money has been managed in Africa. Together they present important perspectives that are needed to understand the present economic crisis on the continent.
Author: Rowena OLEGARIO
Publisher: Harvard University Press
ISBN: 0674041631
Category : Business & Economics
Languages : en
Pages : 287
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Book Description
In the growing and dynamic economy of nineteenth-century America, businesses sold vast quantities of goods to one another, mostly on credit. This book explains how business people solved the problem of whom to trust--how they determined who was deserving of credit, and for how much. Rowena Olegario traces the way resistance, mutual suspicion, skepticism, and legal challenges were overcome in the relentless quest to make information on business borrowers more accurate and available.
Author: Batja Mesquita
Publisher: W. W. Norton & Company
ISBN: 1324002476
Category : Psychology
Languages : en
Pages : 246
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Book Description
A Behavioral Scientist Notable Book of the Year * One of KCRW’s Best Reads of the Year * A Next Big Idea Club Top 21 Psychology Book of the Year * One of Publishers Weekly’s Best Books of the Year A pioneer of cultural psychology argues that emotions are not innate, but made as we live our lives together. “How are you feeling today?” We may think of emotions as universal responses, felt inside, but in Between Us, acclaimed psychologist Batja Mesquita asks us to reconsider them through the lens of what they do in our relationships, both one-on-one and within larger social networks. From an outside-in perspective, readers will understand why pride in a Dutch context does not translate well to the same emotion in North Carolina, or why one’s anger at a boss does not mean the same as your anger at a partner in a close relationship. By looking outward at relationships at work, school, and home, we can better judge how our emotions will be understood, how they might change a situation, and how they change us. Brilliantly synthesizing original psychological studies and stories from peoples across time and geography, Between Us skillfully argues that acknowledging differences in emotions allows us to find common ground, humanizing and humbling us all for the better.
Author: Jack Cashill
Publisher: Thomas Nelson
ISBN: 1418555304
Category : History
Languages : en
Pages : 270
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Book Description
AMIDST THE WRECKAGE OF FINANCIAL RUIN, PEOPLE ARE LEFT PUZZLING ABOUT HOW IT HAPPENED. WHERE DID ALL THE PROBLEMS BEGIN? For the answer, Jack Cashill, a journalist as shrewd as he is seasoned, looks past the headlines and deep into pages of history and comes back with the goods. From Plato to payday loans, from Aristotle to AIG, from Shakespeare to the Salomon Brothers, from the Medici to Bernie Madoff—in Popes and Bankers Jack Cashill unfurls a fascinating story of credit and debt, usury and “the sordid love of gain.” With a dizzying cast of characters, including church officials, gutter loan sharks, and even the Knights Templar, Cashill traces the creative tension between “pious restraint” and “economic ambition” through the annals of human history and illuminates both the dark corners of our past and the dusty corners of our billfolds.
Author: Chia Yin Hsu
Publisher: Lexington Books
ISBN: 1498505937
Category : History
Languages : en
Pages : 199
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Book Description
In the wake of the financial crisis in 2008, historians have turned with renewed urgency to understanding the economic dimension of historical change. In this collection, nine scholars present original research into the historical development of money and credit during the nineteenth and twentieth centuries and explore the social and cultural significance of financial phenomena from a global perspective. Together with an introduction by the editors, chapters emphasize themes of creditworthiness and access to credit, the role of the state in the loan market, modernization, colonialism, and global connections between markets. The first section of the volume, "Creditworthiness and Credit Risks," examines microfinancial markets in South India and Sri Lanka, Brazil, and the United States, in which access to credit depended largely on reputation, while larger investors showed a strong interest in policing economic behavior and encouraging thrift among market participants. The second section, "The Loan Market and the State," concerns attempts by national governments to regulate the lending activities of merchants and banks for social ends, from the liberal regime of nineteenth-century Switzerland to the far more statist policies of post-revolutionary Mexico, and U.S. legislation that strove to eliminate discrimination in lending. The third section, "Money, Commercial Exchange, and Global Connections," focuses on colonial and semicolonial societies in the Philippines, China, and Zimbabwe, where currency reform and the development of organized financial markets engendered conflict over competing models of economic development, often pitting the colony against the metropole. This volume offers a cultural history by considering money and credit as social relations, and explores how such relations were constructed and articulated by contemporaries. Chapters employ a variety of methodologies, including analyses of popular literature and the viewpoints of experts and professionals, investigations of policy measures and emerging social practices, and interpretations of quantitative data.
