Author: J. David Cummins
Publisher: Rowman & Littlefield
ISBN: 9780815798415
Category : Business & Economics
Languages : en
Pages : 424
Book Description
Over the past two decades, the United States has successfully deregulated prices and restrictions on most previously-regulated industries, including airlines, trucking, railroads, telecommunications, and banking. Only a few industries remain regulated, the largest being the property-liability insurance business. In light of recent sweeping financial modernization legislation in other sectors of the insurance industry, this timely volume examines the basis for continued regulation of rates and forms of the U.S. property-liability insurance market. The book focuses on private passenger automobile insurance—the most important personal line of property-liability coverage, with annual premiums of about $120 billion. The authors analyze five state case studies: California, Massachusetts, and New Jersey—three of the most heavily regulated states—as well as Illinois, which has been deregulated for about 30 years, and South Carolina, which began to deregulate in 1997. The study also includes an econometric analysis based on all fifty states over a 25-year period that gauges the impact of regulation on insurance price levels, price volatility, and the proportion of automobiles insured in residual markets. The authors conclude that regulation does not significantly reduce long-run prices for consumers, and generally limits availability of coverage, reduces the quality and variety of services available in the market, inhibits productivity growth, and increases price volatility. Contributors include Dwight Jaffee (University of California, Berkeley), Thomas Russell (Santa Clara University ), Laureen Regan (Temple University), Sharon Tennyson (Cornell University), Mary Weiss (Temple University), John Worrall (Rutgers University), Stephen D'Arcy (University of Illinois, Urbana-Champaign), Martin Grace (Georgia State University), Robert Klein (Georgia State University), Richard Phillips (Georgia State University), Georges Dionne (University of Montreal), and Richard Butler (Brigham Young University).
Deregulating Property-Liability Insurance
Author: J. David Cummins
Publisher: Rowman & Littlefield
ISBN: 9780815798415
Category : Business & Economics
Languages : en
Pages : 424
Book Description
Over the past two decades, the United States has successfully deregulated prices and restrictions on most previously-regulated industries, including airlines, trucking, railroads, telecommunications, and banking. Only a few industries remain regulated, the largest being the property-liability insurance business. In light of recent sweeping financial modernization legislation in other sectors of the insurance industry, this timely volume examines the basis for continued regulation of rates and forms of the U.S. property-liability insurance market. The book focuses on private passenger automobile insurance—the most important personal line of property-liability coverage, with annual premiums of about $120 billion. The authors analyze five state case studies: California, Massachusetts, and New Jersey—three of the most heavily regulated states—as well as Illinois, which has been deregulated for about 30 years, and South Carolina, which began to deregulate in 1997. The study also includes an econometric analysis based on all fifty states over a 25-year period that gauges the impact of regulation on insurance price levels, price volatility, and the proportion of automobiles insured in residual markets. The authors conclude that regulation does not significantly reduce long-run prices for consumers, and generally limits availability of coverage, reduces the quality and variety of services available in the market, inhibits productivity growth, and increases price volatility. Contributors include Dwight Jaffee (University of California, Berkeley), Thomas Russell (Santa Clara University ), Laureen Regan (Temple University), Sharon Tennyson (Cornell University), Mary Weiss (Temple University), John Worrall (Rutgers University), Stephen D'Arcy (University of Illinois, Urbana-Champaign), Martin Grace (Georgia State University), Robert Klein (Georgia State University), Richard Phillips (Georgia State University), Georges Dionne (University of Montreal), and Richard Butler (Brigham Young University).
Publisher: Rowman & Littlefield
ISBN: 9780815798415
Category : Business & Economics
Languages : en
Pages : 424
Book Description
Over the past two decades, the United States has successfully deregulated prices and restrictions on most previously-regulated industries, including airlines, trucking, railroads, telecommunications, and banking. Only a few industries remain regulated, the largest being the property-liability insurance business. In light of recent sweeping financial modernization legislation in other sectors of the insurance industry, this timely volume examines the basis for continued regulation of rates and forms of the U.S. property-liability insurance market. The book focuses on private passenger automobile insurance—the most important personal line of property-liability coverage, with annual premiums of about $120 billion. The authors analyze five state case studies: California, Massachusetts, and New Jersey—three of the most heavily regulated states—as well as Illinois, which has been deregulated for about 30 years, and South Carolina, which began to deregulate in 1997. The study also includes an econometric analysis based on all fifty states over a 25-year period that gauges the impact of regulation on insurance price levels, price volatility, and the proportion of automobiles insured in residual markets. The authors conclude that regulation does not significantly reduce long-run prices for consumers, and generally limits availability of coverage, reduces the quality and variety of services available in the market, inhibits productivity growth, and increases price volatility. Contributors include Dwight Jaffee (University of California, Berkeley), Thomas Russell (Santa Clara University ), Laureen Regan (Temple University), Sharon Tennyson (Cornell University), Mary Weiss (Temple University), John Worrall (Rutgers University), Stephen D'Arcy (University of Illinois, Urbana-Champaign), Martin Grace (Georgia State University), Robert Klein (Georgia State University), Richard Phillips (Georgia State University), Georges Dionne (University of Montreal), and Richard Butler (Brigham Young University).
General Liability Insurance Coverage
Author: Randy J. Maniloff
Publisher: OUP USA
ISBN: 9780199846559
Category : Law
Languages : en
Pages : 0
Book Description
Insurance coverage disputes raise issues in which laws and outcomes regularly vary from state to state. Whether a claim is covered can depend a great deal on whether the case arises on one side of the street or another. It is imperative that insurance claims professionals, lawyers, brokers, risk managers, risk consultants, regulators and judges have adequate access to comparative state-law research. This book is designed to give the stakeholders in the claims process ready access to the law of all 50 states on the most important liability insurance issues to quickly learn and assess state law relevant to coverage disputes. The Second Edition includes nearly 800 new cases covering all 50 states and the District of Columbia, and adds a new chapter addressing Coverage for Pre-Tender Defense Costs.
Publisher: OUP USA
ISBN: 9780199846559
Category : Law
Languages : en
Pages : 0
Book Description
Insurance coverage disputes raise issues in which laws and outcomes regularly vary from state to state. Whether a claim is covered can depend a great deal on whether the case arises on one side of the street or another. It is imperative that insurance claims professionals, lawyers, brokers, risk managers, risk consultants, regulators and judges have adequate access to comparative state-law research. This book is designed to give the stakeholders in the claims process ready access to the law of all 50 states on the most important liability insurance issues to quickly learn and assess state law relevant to coverage disputes. The Second Edition includes nearly 800 new cases covering all 50 states and the District of Columbia, and adds a new chapter addressing Coverage for Pre-Tender Defense Costs.
Medical Professional Liability and the Delivery of Obstetrical Care
Author: Institute of Medicine (U.S.). Committee to Study Medical Professional Liability and the Delivery of Obstetrical Care
Publisher:
ISBN:
Category : Malpractice
Languages : en
Pages : 241
Book Description
Publisher:
ISBN:
Category : Malpractice
Languages : en
Pages : 241
Book Description
Cancer Registry Management
Author: Herman R. Menck
Publisher:
ISBN: 9780757569005
Category : Cancer
Languages : en
Pages : 0
Book Description
Publisher:
ISBN: 9780757569005
Category : Cancer
Languages : en
Pages : 0
Book Description
Care Without Coverage
Author: Institute of Medicine
Publisher: National Academies Press
ISBN: 0309083435
Category : Medical
Languages : en
Pages : 213
Book Description
Many Americans believe that people who lack health insurance somehow get the care they really need. Care Without Coverage examines the real consequences for adults who lack health insurance. The study presents findings in the areas of prevention and screening, cancer, chronic illness, hospital-based care, and general health status. The committee looked at the consequences of being uninsured for people suffering from cancer, diabetes, HIV infection and AIDS, heart and kidney disease, mental illness, traumatic injuries, and heart attacks. It focused on the roughly 30 million-one in seven-working-age Americans without health insurance. This group does not include the population over 65 that is covered by Medicare or the nearly 10 million children who are uninsured in this country. The main findings of the report are that working-age Americans without health insurance are more likely to receive too little medical care and receive it too late; be sicker and die sooner; and receive poorer care when they are in the hospital, even for acute situations like a motor vehicle crash.
Publisher: National Academies Press
ISBN: 0309083435
Category : Medical
Languages : en
Pages : 213
Book Description
Many Americans believe that people who lack health insurance somehow get the care they really need. Care Without Coverage examines the real consequences for adults who lack health insurance. The study presents findings in the areas of prevention and screening, cancer, chronic illness, hospital-based care, and general health status. The committee looked at the consequences of being uninsured for people suffering from cancer, diabetes, HIV infection and AIDS, heart and kidney disease, mental illness, traumatic injuries, and heart attacks. It focused on the roughly 30 million-one in seven-working-age Americans without health insurance. This group does not include the population over 65 that is covered by Medicare or the nearly 10 million children who are uninsured in this country. The main findings of the report are that working-age Americans without health insurance are more likely to receive too little medical care and receive it too late; be sicker and die sooner; and receive poorer care when they are in the hospital, even for acute situations like a motor vehicle crash.
Defensive Medicine and Medical Malpractice
Author:
Publisher:
ISBN:
Category : Defensive medicine
Languages : en
Pages : 192
Book Description
Publisher:
ISBN:
Category : Defensive medicine
Languages : en
Pages : 192
Book Description
Improving the Availability and Affordability of Pandemic Risk Insurance
Author: Lloyd Dixon
Publisher:
ISBN: 9781977407078
Category : Business & Economics
Languages : en
Pages : 0
Book Description
This report evaluates and models proposals for an insurance-based program to provide businesses with resources to maintain payroll and benefits and cover ongoing operating expenses during a pandemic.
Publisher:
ISBN: 9781977407078
Category : Business & Economics
Languages : en
Pages : 0
Book Description
This report evaluates and models proposals for an insurance-based program to provide businesses with resources to maintain payroll and benefits and cover ongoing operating expenses during a pandemic.
Commercial General Liability Coverage Guide
Author: Donald S. Malecki
Publisher:
ISBN: 9781936362493
Category : Business insurance
Languages : en
Pages : 0
Book Description
Let the Industry's most renowned CGL experts take you to the heart of general liability exposures and problems. This guide is the only resource to provide an in-depth, year-to-year comparison covering over 20 years of the CGL form. You'll also find court case citations that clarify the policy, summaries of all major endorsements to the forms and tips on how to tailor a policy to meet the needs of your clients. Commercial General Liability, 9th Edition has been updated to include the most recent exclusions and exceptions of the CGL form.
Publisher:
ISBN: 9781936362493
Category : Business insurance
Languages : en
Pages : 0
Book Description
Let the Industry's most renowned CGL experts take you to the heart of general liability exposures and problems. This guide is the only resource to provide an in-depth, year-to-year comparison covering over 20 years of the CGL form. You'll also find court case citations that clarify the policy, summaries of all major endorsements to the forms and tips on how to tailor a policy to meet the needs of your clients. Commercial General Liability, 9th Edition has been updated to include the most recent exclusions and exceptions of the CGL form.
Directors' and Officers' Liability Insurance
Author: Adolfo Paolini
Publisher: Informa Law from Routledge
ISBN: 9781138840317
Category :
Languages : en
Pages : 0
Book Description
Directors and Officers (D&O) Liability Insurance is a rapidly expanding insurance product that is becoming essential cover for all company directors. This fully updated and expanded new edition will address all the main issues with D&O insurance from an insurance law perspective, aiming at providing the reader with clear views as to the operation, execution, drafting and legal disputes that may trigger this type of insurance cover. This book addresses: the nature and legality of D&O insurance persons covered exclusions covered risk liability to third parties liability at civil law defence costs cover and allocation reinsurance Directors' and Officers' Liability Insurance is an excellent resource for any legal practitioners, brokers, insurance and reinsurance companies involved in D&O insurance.
Publisher: Informa Law from Routledge
ISBN: 9781138840317
Category :
Languages : en
Pages : 0
Book Description
Directors and Officers (D&O) Liability Insurance is a rapidly expanding insurance product that is becoming essential cover for all company directors. This fully updated and expanded new edition will address all the main issues with D&O insurance from an insurance law perspective, aiming at providing the reader with clear views as to the operation, execution, drafting and legal disputes that may trigger this type of insurance cover. This book addresses: the nature and legality of D&O insurance persons covered exclusions covered risk liability to third parties liability at civil law defence costs cover and allocation reinsurance Directors' and Officers' Liability Insurance is an excellent resource for any legal practitioners, brokers, insurance and reinsurance companies involved in D&O insurance.
Reauthorization of the Price-Anderson Act
Author: United States. Congress. Senate. Committee on Environment and Public Works. Subcommittee on Nuclear Regulation
Publisher:
ISBN:
Category : Liability for nuclear damages
Languages : en
Pages : 332
Book Description
Publisher:
ISBN:
Category : Liability for nuclear damages
Languages : en
Pages : 332
Book Description