Consumer Mortgage Choice Between Fixed-rate Mortgages and Adjustable-rate Mortgages

Consumer Mortgage Choice Between Fixed-rate Mortgages and Adjustable-rate Mortgages PDF Author: Hsiu-Wen Wu
Publisher:
ISBN:
Category :
Languages : en
Pages : 386

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Consumer Mortgage Choice Between Fixed-rate Mortgages and Adjustable-rate Mortgages

Consumer Mortgage Choice Between Fixed-rate Mortgages and Adjustable-rate Mortgages PDF Author: Hsiu-Wen Wu
Publisher:
ISBN:
Category :
Languages : en
Pages : 386

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Book Description


Introduction to Mortgages and Mortgage Backed Securities

Introduction to Mortgages and Mortgage Backed Securities PDF Author: Richard K. Green
Publisher: Academic Press
ISBN: 0124045936
Category : Business & Economics
Languages : en
Pages : 249

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Book Description
In Introduction to Mortgages & Mortgage Backed Securities, author Richard Green combines current practices in real estate capital markets with financial theory so readers can make intelligent business decisions. After a behavioral economics chapter on the nature of real estate decisions, he explores mortgage products, processes, derivatives, and international practices. By focusing on debt, his book presents a different view of the mortgage market than is commonly available, and his primer on fixed-income tools and concepts ensures that readers understand the rich content he covers. Including commercial and residential real estate, this book explains how the markets work, why they collapsed in 2008, and what countries are doing to protect themselves from future bubbles. Green's expertise illuminates both the fundamentals of mortgage analysis and the international paradigms of products, models, and regulatory environments. - Written for buyers of real estate, not mortgage lenders - Balances theory with increasingly complex practices of commercial and residential mortgage lending - Emphasizes international practices, changes caused by the 2008-11 financial crisis, and the behavioral aspects of mortgage decision making

Rates & Terms on Conventional Home Mortgages

Rates & Terms on Conventional Home Mortgages PDF Author:
Publisher:
ISBN:
Category : Housing
Languages : en
Pages : 416

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Complex Mortgages (CM)

Complex Mortgages (CM) PDF Author: Gene Amromin
Publisher: DIANE Publishing
ISBN: 1437987850
Category : Business & Economics
Languages : en
Pages : 57

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Book Description
CM became a popular borrowing instrument during the bullish housing market of the early 2000s but vanished rapidly during the subsequent downturn. These non-traditional loans (interest only, negative amortization, and teaser mortgages) enable households to postpone loan repayment compared to traditional mortgages and hence relax borrowing constraints. But, they increase household leverage and heighten dependence on mortgage refinancing. CM were chosen by prime borrowers with high income levels seeking to purchase expensive houses relative to their incomes. Borrowers with CM experience substantially higher ex post default rates than borrowers with traditional mortgages with similar characteristics. Illus. This is a print on demand report.

"Renegotiable Rate" Mortgage Proposals of Federal Home Loan Bank Board

Author: United States. Congress. House. Committee on Government Operations. Commerce, Consumer, and Monetary Affairs Subcommittee
Publisher:
ISBN:
Category : Adjustable rate mortgages
Languages : en
Pages : 788

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Factors Affecting Borrower Choice Between the Fixed and Adjustable Rate Mortgages

Factors Affecting Borrower Choice Between the Fixed and Adjustable Rate Mortgages PDF Author: Mark Christopher Lino
Publisher:
ISBN:
Category : Interest rates
Languages : en
Pages : 232

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Journal of Housing Research

Journal of Housing Research PDF Author:
Publisher:
ISBN:
Category : Housing
Languages : en
Pages : 1430

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Research Methods in Consumer Law

Research Methods in Consumer Law PDF Author: Hans-W. Micklitz
Publisher: Edward Elgar Publishing
ISBN: 1785366610
Category : Consumer behavior
Languages : en
Pages : 585

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Book Description
Consumer law is worthy of greater academic attention at a time when many new questions arise and old ones need new answers. This unique handbook takes the reader on a journey through existing literature, research questions and methods. It builds on the state of the art to offer a springboard for jumping to the heart of contemporary issues and equips researchers with a starter’s kit to weave together rich traditions, ranging from socio-economics to behavioural analysis.

General Principles of Law

General Principles of Law PDF Author: Stefan Vogenauer
Publisher: Bloomsbury Publishing
ISBN: 1509910697
Category : Law
Languages : en
Pages : 431

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Book Description
Examining general principles of law provides one of the most instructive examples of the intersection between EU law and comparative law. This collection draws on the expertise of high-profile and distinguished scholars to provide a critical examination of this interaction. It shows how general principles of EU law need to be responsive to national laws. In addition, it is clear that the laws of the Member States have no choice but to be responsive to the general principles which are developed through EU law. Viewed through the perspective of proportionality, legal certainty, and fundamental rights, the dynamic relationship between the ingenuity of the Court of Justice, the legislative process and the process of Treaty revision is comprehensively illustrated.

Adjustable Rate Mortgages (ARM's)

Adjustable Rate Mortgages (ARM's) PDF Author: United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Housing and Community Development
Publisher:
ISBN:
Category : Adjustable rate mortgages
Languages : en
Pages : 988

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Book Description