Clean Up Your Finances (Collection)

Clean Up Your Finances (Collection) PDF Author: Liz Weston
Publisher:
ISBN:
Category : Business enterprises
Languages : en
Pages : 465

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Book Description
Today, people struggling with debt have far fewer options: lenders are stingier, which makes it harder to avert disaster, or to recover from setbacks like foreclosure, short sales, or bankruptcy. (Meanwhile, people with good credit have more options than ever, including some of the lowest interest rates in decades.) Debtors need an up-to-date guide that can help them assess options, find help, discover opportunities, and take action that works. Liz Weston's Deal with Your Debt, Updated and Revised Edition is that guide. Most "conventional wisdom" about debt is just dead wrong. People are told to pay it all off, and live forever without it. Doing that can leave them a lot poorer in the long run. They're more likely to give up, or pay off the wrong debts. They may give themselves too little flexibility to survive a financial crisis. They could neglect saving for retirement. They may even wind up in bankruptcy -- just what they're trying to avoid! For most people, it's more realistic -- and smarter -- to control and manage debt effectively. In Your Credit Score: How to Improve the 3-Digit Number That Shapes Your Financial Future, 4/e, Weston thoroughly covers brand-new laws changing everything from how your credit score can be used to how you can communicate with collectors. This edition also adds: Simple graphics revealing exactly how much skipped payments, bankruptcies, and other actions will lower your scores, and how long it takes to rebound. New information on "FAKO" alternative scores. Expanded coverage of the impact of short sales and foreclosures, the new FICO 8 Mortgage Score, and deciding when to "walk away". An all-new chapter on safeguarding against unethical or illegal use of credit scores by employers. Expanded coverage of credit scoring by insurers. Weston also updates her guidance on using FICO 08 to raise your score; fighting lower limits or higher rates; maintaining the right mix of cards and balances; bouncing back from bad credit; choosing credit "solutions" that help, not hurt; and much more!

Clean Up Your Finances (Collection)

Clean Up Your Finances (Collection) PDF Author: Liz Weston
Publisher:
ISBN:
Category : Business enterprises
Languages : en
Pages : 465

Get Book Here

Book Description
Today, people struggling with debt have far fewer options: lenders are stingier, which makes it harder to avert disaster, or to recover from setbacks like foreclosure, short sales, or bankruptcy. (Meanwhile, people with good credit have more options than ever, including some of the lowest interest rates in decades.) Debtors need an up-to-date guide that can help them assess options, find help, discover opportunities, and take action that works. Liz Weston's Deal with Your Debt, Updated and Revised Edition is that guide. Most "conventional wisdom" about debt is just dead wrong. People are told to pay it all off, and live forever without it. Doing that can leave them a lot poorer in the long run. They're more likely to give up, or pay off the wrong debts. They may give themselves too little flexibility to survive a financial crisis. They could neglect saving for retirement. They may even wind up in bankruptcy -- just what they're trying to avoid! For most people, it's more realistic -- and smarter -- to control and manage debt effectively. In Your Credit Score: How to Improve the 3-Digit Number That Shapes Your Financial Future, 4/e, Weston thoroughly covers brand-new laws changing everything from how your credit score can be used to how you can communicate with collectors. This edition also adds: Simple graphics revealing exactly how much skipped payments, bankruptcies, and other actions will lower your scores, and how long it takes to rebound. New information on "FAKO" alternative scores. Expanded coverage of the impact of short sales and foreclosures, the new FICO 8 Mortgage Score, and deciding when to "walk away". An all-new chapter on safeguarding against unethical or illegal use of credit scores by employers. Expanded coverage of credit scoring by insurers. Weston also updates her guidance on using FICO 08 to raise your score; fighting lower limits or higher rates; maintaining the right mix of cards and balances; bouncing back from bad credit; choosing credit "solutions" that help, not hurt; and much more!

Clean Up Your Finances (Collection)

Clean Up Your Finances (Collection) PDF Author: Liz Weston
Publisher: FT Press
ISBN: 013359887X
Category : Business & Economics
Languages : en
Pages : 630

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Book Description
Struggling with debt? Get realistic help that's actually useful, from Liz Weston, one of the most popular and respected personal finance experts! Today, people struggling with debt have far fewer options: lenders are stingier, which makes it harder to avert disaster, or to recover from setbacks like foreclosure, short sales, or bankruptcy. (Meanwhile, people with good credit have more options than ever, including some of the lowest interest rates in decades.) You need an up-to-date guide that can help you assess options, find help, discover opportunities, and take action that works. Liz Weston's Deal with Your Debt, Updated and Revised Edition is that guide. You'll learn which debts can actually help build wealth over time, and which are simply toxic. Weston offers practical guidelines for assessing how much debt is safe -- and compassionate, realistic guidance if you've gone beyond the safety zone. Today, a good credit score is essential for getting decent terms on credit--or for getting credit at all. But that's just the beginning: Your credit score rating can be reviewed by everyone from employers to cell phone carriers. Your Credit Score, Fourth Edition thoroughly covers brand-new laws changing everything from how your credit score can be used to how you can communicate with collectors. This edition also adds simple graphics revealing exactly how much skipped payments, bankruptcies, and other actions will lower your credit ratings, and how long it takes to rebound. Weston updates her expert guidance on using FICO 08 to raise your score, fighting lower limits and higher rates, maintaining the right mix of cards and balances, bouncing back from bad credit, choosing credit "solutions" that help, not hurt… and much more!

How to Manage Your Finances (Collection)

How to Manage Your Finances (Collection) PDF Author: Liz Weston
Publisher: FT Press
ISBN: 0133597490
Category : Business & Economics
Languages : en
Pages : 616

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Book Description
In Your Credit Score: How to Improve the 3-Digit Number That Shapes Your Financial Future, fourth edition , Weston thoroughly covers brand-new laws changing everything from how your credit score can be used to how you can communicate with collectors. Weston also updates her guidance on using FICO 08 to raise your score… fighting lower limits or higher rates… maintaining the right mix of cards and balances… bouncing back from bad credit… choosing credit "solutions" that help, not hurt… and much more! In There Are No Dumb Questions About Money , Weston answers your most pressing questions, helping you navigate today's more-complicated-than-ever financial world. Through real-life reader questions and clear, to-the-point answers, Weston shows how to manage your spending, figure out what you can and can't afford, and choose the smartest ways to pay off your debt. You'll discover why most investment strategies don't work, and identify better ways to save for retirement. But you'll also learn to handle the trickier, emotional side of money: how to avoid fights with your partner, deal with spendthrift children or parents, and spot con artists or lousy advisors before you get robbed. Using humor, keen insight, and time-tested financial planning principles, Weston can help you wrangle your money into shape -- and find your own path to financial freedom.

The 30-Day Money Cleanse

The 30-Day Money Cleanse PDF Author: Ashley Feinstein Gerstley
Publisher: Sourcebooks, Inc.
ISBN: 1492665371
Category : Business & Economics
Languages : en
Pages : 256

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Book Description
When were you last happy with your finances? Create lasting happiness with your financial situation — not by creating a blistering budget but by living the life you love! Ashley Feinstein Gerstley was working in financial services when she came to the shocking realization that even she was stressed about her personal finances. How could that be, with all her education and experience in dealing with money? Ashley quickly realized that her stress didn't only arise from a lack of knowledge but the way that we as a society treat and talk (or rather don't talk) about our money, and she created a system to turn the entire practice on its head! Through Ashley's system, in just 30 days you will have created a healthier, happier relationship with your money by: Eliminating all money stressors Finally knowing where your money is going Breaking those panic-inducing bad money habits Learning the basics of how and where to invest Making a plan that you can not only live with but enjoy Readers who have tried the 30-Day Money Cleanse have, on average, saved over $950 through the course of the month! Are you ready to cleanse?

Money Mayday

Money Mayday PDF Author: Dana S Branham
Publisher: Createspace Independent Publishing Platform
ISBN: 9781721972531
Category :
Languages : en
Pages : 70

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Book Description
For Dana S. Branham, pursuing a career as a Financial Advisor has been a mission to help her clients and her community overcome the challenges that persist regarding money management. An educator at-heart, she has spent several years working to help clients create lasting legacies of wealth that would change their families' financial futures for generations to come. While advising others toward success, ironically, Dana was still facing many challenges of her own. Experiencing the vacillating scale of struggle and success, lack and abundance, preservation and progression, she has learned numerous lessons that are shared in Money Mayday. Calling on her faith and basic principles from the Holy Bible, her mission is to help you clean up - once and for all - the mess that you have created with your money!The stories shared in Money Mayday will surprise you but are also designed to inspire you. One of Dana's favorite quotes is by Dr. Maya Angelou who advised, "When you know better, you do better." After reading Money Mayday, you will certainly know better, so #noexcuses, you MUST do better!

Cleanlots

Cleanlots PDF Author: BRIAN. WINCH
Publisher: Winch Enterprises
ISBN: 9781775375104
Category :
Languages : en
Pages : 66

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Book Description
Cleanlots has been described as "America's Simplest Business" and "almost as simple as a walk in the park." Entrepreneur magazine said parking lot litter cleanup is "a simple, inexpensive and potentially lucrative business to get into, and the market is growing." The Cleanlots book is an operations manual on how to start and operate a parking lot litter cleanup business. Each book purchase includes FREE email and telephone support from the author. Since 1981, author Brian Winch has made a six-figure annual income cleaning up litter from parking lots, and he'll teach you to do the same. It's an excellent way to take control over your life and income; you can start this business with very little money, without a college education or advanced computer skills. It's an ideal business for anyone who likes to work outside, who's responsible and can pay attention to detail. You can also operate this business part-time, as a side hustle until you're ready to go full-time.

How to Be a Financial Grownup

How to Be a Financial Grownup PDF Author: Bobbi Rebell
Publisher: Maven House
ISBN: 1938548671
Category : Business & Economics
Languages : en
Pages : 233

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Book Description
Bobbi Rebell, award-winning TV anchor and personal finance columnist at Thomson Reuters, taps into her exclusive network of business leaders to share with you stories of the financial lessons they learned early in their lives that helped them become successful. She then uses these stories as jumping off points to offer specific, actionable advice on how you can become a financial grownup just like them. Financial role models such as Author Tony Robbins, Entrepreneur Ivanka Trump, Shark Tank's Kevin O’Leary, Mad Money's Jim Cramer, Designer Cynthia Rowley, Macy's CEO Terry Lundgren, Zillow's CEO Spencer Rascoff, PwC's CEO Bob Moritz, and twenty others share their stories with you. The book walks you through some of the biggest money decisions you'll make regarding real estate, investing, debt management, careers, friends and money, family finances, and even health and wellness. You're guided by proven examples and given the information you need to make choices that are right for you. How to Be a Financial Grownup will especially appeal to you if you're interested in new ideas to better manage your finances, especially if you're going through life changes where you have to pay more attention to your financial well-being.

The Financial Peace Planner

The Financial Peace Planner PDF Author: Dave Ramsey
Publisher: Penguin
ISBN: 014026468X
Category : Business & Economics
Languages : en
Pages : 289

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Book Description
Get out of debt and stay out with the help of Dave Ramsey, the financial expert who has helped millions of Americans control their money The Financial Peace Planner may be the most valuable purchase you ever make. Dave Ramey's practical regimen, based on his own personal experience with debt, offers hard-won advice and much needed hope to people who find themselves in serious debt and desperate for a way out. This book comes in a workbook format, allowing you to frequently monitor your progress and, most importantly, to face your situation honestly. Loaded with inspirational insights that come from personal experience, this set of books will be life changing for any debt-ridden readers. You'll find help on how to: • Assess the urgency of your situation • Understand where your money's going • Create a realistic budget • Dump your debt • Clean up your credit rating

Bad Paper

Bad Paper PDF Author: Jake Halpern
Publisher: Macmillan + ORM
ISBN: 0374711240
Category : True Crime
Languages : en
Pages : 193

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Book Description
The Federal Trade Commission receives more complaints about rogue debt collecting than about any activity besides identity theft. Dramatically and entertainingly, Bad Paper reveals why. It tells the story of Aaron Siegel, a former banking executive, and Brandon Wilson, a former armed robber, who become partners and go in quest of "paper"—the uncollected debts that are sold off by banks for pennies on the dollar. As Aaron and Brandon learn, the world of consumer debt collection is an unregulated shadowland where operators often make unwarranted threats and even collect debts that are not theirs. Introducing an unforgettable cast of strivers and rogues, Jake Halpern chronicles their lives as they manage high-pressure call centers, hunt for paper in Las Vegas casinos, and meet in parked cars to sell the social security numbers and account information of unsuspecting consumers. He also tracks a "package" of debt that is stolen by unscrupulous collectors, leading to a dramatic showdown with guns in a Buffalo corner store. Along the way, he reveals the human cost of a system that compounds the troubles of hardworking Americans and permits banks to ignore their former customers. The result is a vital exposé that is also a bravura feat of storytelling.

Get Money

Get Money PDF Author: Kristin Wong
Publisher:
ISBN: 9780316515641
Category : Finance, Personal
Languages : en
Pages :

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Book Description
Learn how to live the life you want, not just the life you can afford! Managing your money is like going to the dentist or standing in line at the DMV. Nobody wants to do it, but at some point, it's inevitable: you need to clean your teeth, renew your license, and manage your personal finances like a grown-up. Whether you're struggling to pay off student loan debt, ready to stop living paycheck to paycheck, or have finally accepted that your Beanie Baby collection will never pay off, tackling your finances may seem immensely intimidating. But it doesn't have to be. By approaching personal finance as a game--something that requires you to set clear goals, as well as face challenges you must "beat"--personal finance can not only be easy to understand, but it can also be fun! In Get Money, personal finance expert Kristin Wong shows you the exact steps to getting more money in your pocket without letting it rule your life. Through a series of challenges designed to boost your personal finance I.Q., interviews with other leading financial experts, and exercises tailored to help you achieve even your biggest goals, you'll learn valuable skills such as: - Building a budget that (gasp) actually works - Super-charging a debt payoff plan - How to strategically hack your credit score - Negotiating like a shark (or at least a piranha) - Side-hustling to speed up your money goals - Starting a lazy investment portfolio...and many more! Simply put, with this gamified guide to personal finance, you'll no longer stress about understanding how your finances work--you'll finally "get" money.