Changes in U. S. Family Finances from 2010 To 2013 PDF Download
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Author: Jesse Bricker
Publisher:
ISBN: 9781457866685
Category :
Languages : en
Pages : 41
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Book Description
The Federal Reserve Board's triennial Survey of Consumer Finances (SCF) collections information about family incomes, net worth, balance sheet components, credit use, and other financial outcomes. This report summarizes information from the 2013 SCF, which reveals substantial disparities in the evolution of income and net worth since the previous time the survey was conducted, in 2010. During the three years between the beginning of the 2010 and 2013 surveys, real GDP grew at an annual rate of 2.1%, the civilian unemployment rate fell from 9.9% to 7.5%, and the annual rate of change in the consumer price index (CPI) averaged 2.3%. Although the aggregate economic performance improve substantially, the effect on incomes for different types of families was far from uniform. Figures and tables. This is a print on demand report.
Author: Jesse Bricker
Publisher:
ISBN: 9781457866685
Category :
Languages : en
Pages : 41
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Book Description
The Federal Reserve Board's triennial Survey of Consumer Finances (SCF) collections information about family incomes, net worth, balance sheet components, credit use, and other financial outcomes. This report summarizes information from the 2013 SCF, which reveals substantial disparities in the evolution of income and net worth since the previous time the survey was conducted, in 2010. During the three years between the beginning of the 2010 and 2013 surveys, real GDP grew at an annual rate of 2.1%, the civilian unemployment rate fell from 9.9% to 7.5%, and the annual rate of change in the consumer price index (CPI) averaged 2.3%. Although the aggregate economic performance improve substantially, the effect on incomes for different types of families was far from uniform. Figures and tables. This is a print on demand report.
Author: Jesse Bricker
Publisher:
ISBN: 9781477645529
Category : Households
Languages : en
Pages : 80
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Book Description
The Federal Reserve Board's Survey of Consumer Finances for 2010 provides insights into changes in family income and net worth since the 2007 survey. The survey shows that, over the 2007-10 period, the median value of real (inflation-adjusted) family income before taxes fell 7.7 percent, while mean income fell more sharply, an 11.1 percent decline. Both median and mean net worth decreased even more dramatically than income over this period, though the relative movements in the median and the mean are reversed; the median fell 38.8 percent, and the mean fell 14.7 percent. This article reviews these and other changes in the financial condition of U.S. families, including developments in assets, liabilities, and debt payments.
Author: David B. Grusky
Publisher: Russell Sage Foundation
ISBN: 1610447506
Category : Business & Economics
Languages : en
Pages : 342
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Book Description
Officially over in 2009, the Great Recession is now generally acknowledged to be the most devastating global economic crisis since the Great Depression. As a result of the crisis, the United States lost more than 7.5 million jobs, and the unemployment rate doubled—peaking at more than 10 percent. The collapse of the housing market and subsequent equity market fluctuations delivered a one-two punch that destroyed trillions of dollars in personal wealth and made many Americans far less financially secure. Still reeling from these early shocks, the U.S. economy will undoubtedly take years to recover. Less clear, however, are the social effects of such economic hardship on a U.S. population accustomed to long periods of prosperity. How are Americans responding to these hard times? The Great Recession is the first authoritative assessment of how the aftershocks of the recession are affecting individuals and families, jobs, earnings and poverty, political and social attitudes, lifestyle and consumption practices, and charitable giving. Focused on individual-level effects rather than institutional causes, The Great Recession turns to leading experts to examine whether the economic aftermath caused by the recession is transforming how Americans live their lives, what they believe in, and the institutions they rely on. Contributors Michael Hout, Asaf Levanon, and Erin Cumberworth show how job loss during the recession—the worst since the 1980s—hit less-educated workers, men, immigrants, and factory and construction workers the hardest. Millions of lost industrial jobs are likely never to be recovered and where new jobs are appearing, they tend to be either high-skill positions or low-wage employment—offering few opportunities for the middle-class. Edward Wolff, Lindsay Owens, and Esra Burak examine the effects of the recession on housing and wealth for the very poor and the very rich. They find that while the richest Americans experienced the greatest absolute wealth loss, their resources enabled them to weather the crisis better than the young families, African Americans, and the middle class, who experienced the most disproportionate loss—including mortgage delinquencies, home foreclosures, and personal bankruptcies. Lane Kenworthy and Lindsay Owens ask whether this recession is producing enduring shifts in public opinion akin to those that followed the Great Depression. Surprisingly, they find no evidence of recession-induced attitude changes toward corporations, the government, perceptions of social justice, or policies aimed at aiding the poor. Similarly, Philip Morgan, Erin Cumberworth, and Christopher Wimer find no major recession effects on marriage, divorce, or cohabitation rates. They do find a decline in fertility rates, as well as increasing numbers of adult children returning home to the family nest—evidence that suggests deep pessimism about recovery. This protracted slump—marked by steep unemployment, profound destruction of wealth, and sluggish consumer activity—will likely continue for years to come, and more pronounced effects may surface down the road. The contributors note that, to date, this crisis has not yet generated broad shifts in lifestyle and attitudes. But by clarifying how the recession’s early impacts have—and have not—influenced our current economic and social landscape, The Great Recession establishes an important benchmark against which to measure future change.
Author: Dorothy S. Projector
Publisher:
ISBN:
Category : Budgets, Personal
Languages : en
Pages : 342
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Book Description
Author: Kevin R. Bush
Publisher: SAGE Publications
ISBN: 1544371268
Category : Family & Relationships
Languages : en
Pages : 577
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Book Description
Families & Change: Coping With Stressful Events and Transitions presents current literature detailing families’ responses to varied transitions and stressful life events over the life span. Integrating research, theory, and application, this bestselling text implements interdisciplinary content to address a multitude of both predictable and unpredictable problems and stressors as they relate to family sciences. Editors Kevin R. Bush and Christine A. Price bring together cutting-edge research and scholarship to examine issues across the life span and how these factors can be applied across diverse family situations. Included with this title: The password-protected Instructor Resource Site (formally known as SAGE Edge) offers access to all text-specific resources, including a test bank and editable, chapter-specific PowerPoint® slides.
Author: Jing Jian Xiao
Publisher: Springer
ISBN: 3319288873
Category : Psychology
Languages : en
Pages : 376
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Book Description
This second edition of the authoritative resource summarizes the state of consumer finance research across disciplines for expert findings on—and strategies for enhancing—consumers’ economic health. New and revised chapters offer current research insights into familiar concepts (retirement saving, bankruptcy, marriage and finance) as well as the latest findings in emerging areas, including healthcare costs, online shopping, financial therapy, and the neuroscience behind buyer behavior. The expanded coverage also reviews economic challenges of diverse populations such as ethnic groups, youth, older adults, and entrepreneurs, reflecting the ubiquity of monetary issues and concerns. Underlying all chapters is the increasing importance of financial literacy training and other large-scale interventions in an era of economic transition. Among the topics covered: Consumer financial capability and well-being. Advancing financial literacy education using a framework for evaluation. Financial coaching: defining an emerging field. Consumer finance of low-income families. Financial parenting: promoting financial self-reliance of young consumers. Financial sustainability and personal finance education. Accessibly written for researchers and practitioners, this Second Edition of the Handbook of Consumer Finance Research will interest professionals involved in improving consumers’ fiscal competence. It also makes a worthwhile text for graduate and advanced undergraduate courses in economics, family and consumer studies, and related fields.
Author: John C. Weicher
Publisher: A E I Press
ISBN:
Category : Business & Economics
Languages : en
Pages : 44
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Book Description
This study of the distribution of wealth examines data to see who has gained and by how much. The evidence indicates that wealth has not become increasingly concentrated, and that a large proportion have become rich through creation rather than inheritance.
Author: Christine A. Price
Publisher: SAGE Publications
ISBN: 1483366766
Category : Family & Relationships
Languages : en
Pages : 564
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Book Description
Learn how contemporary families respond to and handle common stressful life circumstances. Integrating research, theory, and applications, Families & Change: Coping With Stressful Events and Transitions, Fifth Edition offers students an in-depth understanding of family change. Each chapter of this bestselling text presents the latest scholarship from leaders in the field on family change and stressors as well as resources for intervention. Timely topics such as resiliency, LGBT families, and military families are addressed. Editors Christine A. Price, Kevin R. Bush, and Sharon J. Price, cover timely topics such as resiliency, LGBT families, and military families to name just a few.
Author: William D. Schreckhise
Publisher: Rowman & Littlefield
ISBN: 1442261951
Category : Political Science
Languages : en
Pages : 476
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Book Description
This book examines how well the American political systems performs by using multiple criteria, including the level of trust the public has towards the institutions of government, the abilities of the institutions to make good public policy, the extent to which policy is responsive to public opinion, and the extent to which public policy is fair.
Author: A. Javier Trevino
Publisher: SAGE Publications
ISBN: 1506348491
Category : Social Science
Languages : en
Pages : 545
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Book Description
A. Javier Treviño, working with a panel of experts, thoroughly examines all aspects of social problems, providing a contemporary and authoritative introduction to the field. Each chapter is written by a specialist on that particular topic and the unique, contributed format ensures that the research and examples provided are the most current and relevant available. The text is framed around three major themes: intersectionality (the interplay of race, ethnicity, class, and gender), the global scope of many problems, and how researchers take an evidence-based approach to studying problems.
