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Author: Carl Packman
Publisher:
ISBN:
Category : Debtor and creditor
Languages : en
Pages : 0
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Author: Carl Packman
Publisher:
ISBN:
Category : Debtor and creditor
Languages : en
Pages : 0
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Book Description
Author: Carl Packman
Publisher:
ISBN:
Category : Debtor and creditor
Languages : en
Pages : 40
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Author: Charles R. Geisst
Publisher: Brookings Institution Press
ISBN: 0815729014
Category : Business & Economics
Languages : en
Pages : 275
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Book Description
Predatory lending: A problem rooted in the past that continues today. Looking for an investment return that could exceed 500 percent annually; maybe even twice that much? Private, unregulated lending to high-risk borrowers is the answer, or at least it was in the United States for much of the period from the Civil War to the onset of the early decades of the twentieth century. Newspapers called the practice “loan sharking” because lenders employed the same ruthlessness as the great predators in the ocean. Slowly state and federal governments adopted laws and regulations curtailing the practice, but organized crime continued to operate much of the business. In the end, lending to high-margin investors contributed directly to the Wall Street crash of 1929. Loan Sharks is the first history of predatory lending in the United States. It traces the origins of modern consumer lending to such older practices as salary buying and hidden interest charges. Yet, as Geisst shows, no-holds barred loan sharking is not a thing of the past. Many current lending practices employed today by credit card companies, payday lenders, and providers of consumer loans would have been easily recognizable at the end of the nineteenth century. Geisst demonstrates the still prevalent custom of lenders charging high interest rates, especially to risky borrowers, despite attempts to control the practice by individual states. Usury and loan sharking have not disappeared a century and a half after the predatory practices first raised public concern.
Author: Juliette Levy
Publisher: Penn State Press
ISBN: 0271073942
Category : History
Languages : en
Pages : 109
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During the nineteenth century, Yucatán moved effectively from its colonial past into modernity, transforming from a cattle-ranching and subsistence-farming economy to a booming export-oriented agricultural economy. Yucatán and its economy grew in response to increasing demand from the United States for henequen, the local cordage fiber. This henequen boom has often been seen as another regional and historical example of overdependence on foreign markets and extortionary local elites. In The Making of a Market, Juliette Levy argues instead that local social and economic dynamics are the root of the region’s development. She shows how credit markets contributed to the boom before banks (and bank crises) existed and how people borrowed before the creation of institutions designed specifically to lend. As the intermediaries in this lending process, notaries became unwitting catalysts of Yucatán’s capitalist transformation. By focusing attention on the notaries’ role in structuring the mortgage market rather than on formal institutions such as banks, this study challenges the easy compartmentalization of local and global relationships and of economic and social relationships.
Author: Great Britain. Parliament. House of Commons
Publisher:
ISBN:
Category : Great Britain
Languages : en
Pages : 800
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Author:
Publisher:
ISBN:
Category : Business
Languages : en
Pages : 1746
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Author: Frank Crane
Publisher:
ISBN:
Category : Books
Languages : en
Pages : 480
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Author:
Publisher:
ISBN:
Category : Literature
Languages : en
Pages : 948
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Author: Sarah Keene Meltzoff
Publisher: AltaMira Press
ISBN: 0759122377
Category : Social Science
Languages : en
Pages : 303
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Book Description
From the Galapagos to the depths of Patagonia and up along the stark desert coast of Chile, Listening to Sea Lions’ empathic ethnography carries the reader directly into the heart of the ocean world of Latino coastal people. Sea lions are the fellow denizens in nature who share the perpetual changes and are seen as metaphoric selves. Meltzoff uses storytelling rather than explicit theory to help explain local struggles and survival strategies wrought by extreme El Niño events and shifting political climates. Embedded within the six multi-sited ethnographies are global themes in coastal communities, from boom-and-bust fisheries to the rivalries among fisheries, tourism, conservation interests. The overall picture is sea-change and impermanence as a local way of life by the ocean.
Author:
Publisher:
ISBN:
Category : Charities
Languages : en
Pages : 778
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