Property & Casualty Insurance (Core with Georgia)

Property & Casualty Insurance (Core with Georgia) PDF Author:
Publisher:
ISBN: 9781629803050
Category :
Languages : en
Pages :

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Book Description

Property & Casualty Insurance (Core with Georgia)

Property & Casualty Insurance (Core with Georgia) PDF Author:
Publisher:
ISBN: 9781629803050
Category :
Languages : en
Pages :

Get Book Here

Book Description


Best's Insurance Reports, Property-casualty

Best's Insurance Reports, Property-casualty PDF Author:
Publisher:
ISBN:
Category : Casualty insurance
Languages : en
Pages : 2912

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Best's Insurance Reports

Best's Insurance Reports PDF Author:
Publisher:
ISBN:
Category : Casualty insurance
Languages : en
Pages : 728

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Best's Insurance Reports

Best's Insurance Reports PDF Author:
Publisher:
ISBN:
Category : Casualty insurance
Languages : en
Pages : 2744

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Book Description


Calculating Race

Calculating Race PDF Author: Benjamin Wiggins
Publisher: Oxford University Press
ISBN: 0197504019
Category : History
Languages : en
Pages : 176

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Book Description
In Calculating Race, Benjamin Wiggins analyzes the historical relationship between statistical risk assessment and race in the United States. He illustrates how, through a reliance on the variable of race, actuarial science transformed the nature of racism and helped usher racial disparities in wealth, incarceration, and housing from the nineteenth century into the twentieth. Wiggins begins by tracing how the life insurance industry utilized race in its calculations at the end of the nineteenth century, focusing particularly on Prudential and its aggressive battles with state regulators to discriminate against clients and adjust rates on the basis of race. He then turns his focus to the collection of racial statistics in the Illinois state penitentiary system in the late nineteenth century and the state's subsequent development of predictive sentencing and parole formulas in the 1920s that weighed race as a key factor. Next, he investigates the role of race in the state-sponsored mortgage insurance program of the Federal Housing Administration between the start of the New Deal and the beginning of the Cold War and its prolonged effects on mortgage lending. Wiggins concludes with an analysis of the use of race in the statistical risk assessments across financial institutions and government programs during the post-civil rights movement era, and how that practice has been transformed in the twenty-first century through "proxy" variables which stand in for the now taboo category of race. Offering readers a new perspective on the historical importance of actuarial science in structural racism, Calculating Race is a particularly timely contribution as Big Data and algorithmic decision making increasingly pervade our lives.

Property and Casualty Insurance Concepts Simplified

Property and Casualty Insurance Concepts Simplified PDF Author: Christopher J. Boggs
Publisher: Lulu.com
ISBN: 0578053977
Category : Business & Economics
Languages : en
Pages : 200

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Book Description
This book details key property and casualty concepts rarely discussed or found in print; rather they are often left to be "discovered" over time. These important concepts are now written down for all insurance practitioners to easily access. Examples of the topics and concepts found in this book include rules for reading ANY insurance policy; why losses are excluded; contractual risk transfer; legal liability theories; "COPE" details; and the proper explanation of coinsurance concepts. Also included is a rather extensive glossary of insurance and insurance-related terms. Readers will: 1) Gain a deeper understanding of insurance theories; 2) Be better prepared to explain insurance concepts to their clients; and 3) Develop a greater appreciation and understanding of the claims valuation process.

Best's Insurance News

Best's Insurance News PDF Author:
Publisher:
ISBN:
Category : Casualty insurance
Languages : en
Pages : 220

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Book Description


Best's Insurance Reports

Best's Insurance Reports PDF Author:
Publisher:
ISBN:
Category : Casualty insurance
Languages : en
Pages : 0

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Book Description


Delay, Deny, Defend

Delay, Deny, Defend PDF Author: Jay M. Feinman
Publisher: Penguin
ISBN: 1101196289
Category : Business & Economics
Languages : en
Pages : 247

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Book Description
An expose of insurance injustice and a plan for consumers and lawmakers to fight it Over the last two decades, insurance has become less of a safety net and more of a spider's web: sticky and complicated, designed to ensnare as much as to aid. Insurance companies now often try to delay payment of justified claims, deny payment altogether, and defend these actions by forcing claimants to enter litigation. Jay M. Feinman, a legal scholar and insurance expert, explains how these trends developed, how the government ought to fix the system, and what the rest of us can do to protect ourselves. He shows that the denial of valid claims is not occasional or accidental or the fault of a few bad employees. It's the result of an increasing and systematic focus on maximizing profits by major companies such as Allstate and State Farm. Citing dozens of stories of victims who were unfairly denied payment, Feinman explains how people can be more cautious when shopping for policies and what to do when pursuing a disputed claim. He also lays out a plan for the legal reforms needed to prevent future abuses. This exposé will help drive the discussion of this increasingly hot- button issue.

Understanding the Insurance Industry 2015 Edition

Understanding the Insurance Industry 2015 Edition PDF Author: A M Best Company
Publisher:
ISBN: 9781517461676
Category :
Languages : en
Pages : 66

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Book Description
An Overview for Those Interested In the Insurance Industry. A.M. Best Company publishes Understanding the Insurance Industry to provide an explanation of how the insurance industry operates, generates revenue and provides opportunities for people of a wide range of talents and interests. It's designed to provide readers with an overview of the insurance industry, particularly how it operates in the United States. It's also designed to be an easy-to-follow introduction to the insurance industry for students, new employees, prospects and those who would like to learn more about one of the world's most interesting and important financial service industries. We've designed this book in six sections: the overview, property/casualty sector (also known as nonlife insurance), life, health, reinsurance and alternative risk transfer, and the function of A.M. Best in the industry.