Florida Automobile Insurance Law

Florida Automobile Insurance Law PDF Author:
Publisher:
ISBN: 9781522193029
Category : Automobile insurance
Languages : en
Pages :

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Florida Automobile Insurance Law

Florida Automobile Insurance Law PDF Author:
Publisher:
ISBN: 9781522193029
Category : Automobile insurance
Languages : en
Pages :

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Book Description


The U.S. Experience with No-fault Automobile Insurance

The U.S. Experience with No-fault Automobile Insurance PDF Author: James M. Anderson
Publisher: Rand Corporation
ISBN: 083304916X
Category : Business & Economics
Languages : en
Pages : 191

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Book Description
"No-fault automobile-insurance regimes were the culmination of decades of dissatisfaction with the use of the traditional tort system for compensating victims of automobile accidents. They promised quicker, fairer, less-contentious, and, it was hoped, less-expensive resolution of automobile-accident injuries. This monograph considers how these plans have fared. After reviewing the intellectual and political history of no-fault auto insurance, the monograph concludes that no-fault lost political popularity because of the perception that it did not deliver the promised consumer premium cost reductions. Analysis of data from a variety of sources confirms this view, demonstrating that premiums and claim costs have become substantially larger in no-fault states than in other states over time. These cost increases can be traced to a variety of factors, including growth in excess claiming in no-fault states and convergence between no-fault and tort states in litigation patterns and noneconomic-damage payments. However, the primary driver of no-fault's cost growth has been high medical costs. The extent to which these additional costs represent augmented utilization of medical services rather than cost shifting from the medical insurance system to the automobile insurance system remains unclear." --Back cover.

New Jersey Auto Insurance Law

New Jersey Auto Insurance Law PDF Author: Cynthia M. Craig
Publisher:
ISBN: 9780933902138
Category :
Languages : en
Pages :

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Book Description
This comprehensive paperback contains thorough and practical discussions of such important issues as the changes in personal injury protection under the 1990 amendments to the PIP law, the interplay of PIP, health insurance and workman's compensation coverage, the litigation implications of the differing tort threshold provisions, the rules for determining whether a motorist is uninsured or underinsured under the UM/UIM clauses, the rights and remedies of insurers and insureds when multiple uninsured / underinsured policies are potentially involved in a claim, and much more. The easy-to-carry and easy-to-use text includes: Current statutory provisions regulating no fault, uninsured and underinsured motorist coverage, including the "Fair Automobile Insurance Reform Act of 1990". Practical tips on prosecuting, defending and arbitrating claims for personal injury and property Up-to-the-minute guide for all the case law interpreting and applying the legislative enactments. damage under the statutory scheme. With Full Text of Relevant Statutory and Regulatory Provisions

The Law of No-fault Insurance

The Law of No-fault Insurance PDF Author: Margaret C. Jasper
Publisher: Oxford University Press, USA
ISBN:
Category : Business & Economics
Languages : en
Pages : 184

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Book Description
This almanac sets forth a discussion of motor vehicle no-fault insurance law with a focus on the history and development of the no-fault system and recent trends. The appendix provides sample documents, applicable statutes and other pertinent information and data. A glossary is included. The Legal Almanac series serves to educate the general public on a variety of legal issues pertinent to everyday life and to keep readers informed of their rights and remedies under the law. Each volume in the series presents an explanation of a specific legal issue in simple, clearly written text, making the Almanac a concise and perfect desktop reference tool. All volumes provide state-by-state coverage. Selected state statutes are included, as are important case law and legislation, charts and tables for comparison.

The Economics and Politics of Choice No-Fault Insurance

The Economics and Politics of Choice No-Fault Insurance PDF Author: Edward L. Jr. Lascher
Publisher: Springer Science & Business Media
ISBN: 1461515416
Category : Business & Economics
Languages : en
Pages : 346

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Book Description
In recent years, choice no-fault has emerged as a popular but controversial proposal for addressing the problem of high automobile insurance rates. Choice plans offer consumers the option of a lower-cost insurance policy with restrictions on filing lawsuits or a higher-cost policy with full tort rights. Some American states have implemented choice programs, and major federal choice legislation is now pending in the United States Congress. Choice no-fault has caught the attention of policy makers, the insurance industry, and academics. Until now, however, no single book has pulled together the available research on the topic. The Economics and Politics of Choice No-Fault Insurance fills that gap. Edited by scholars from different disciplines, each of whom has written extensively on automobile insurance issues, the book includes some of the best work in the area. Former Massachusetts Governor and presidential candidate Michael S. Dukakis wrote the foreword. Contributors include University of Virginia Law Professor Jeffrey O'Connell, widely considered the `father of no-fault,' as well as authors of the influential RAND study of the potential effects of choice no-fault on insurance rates. The book chapters, most of which were written especially for this volume, cover topics ranging from the impact of choice no-fault on accidents and driving behavior, to the effects of choice on medical care usage, to alternative approaches for resolving accidents involving both `no-fault' and `tort' electors, to the political feasibility of choice legislative proposals. Emphasis on the potential advantages of choice no-fault is balanced by consideration of possible ill effects.

No-fault Automobile Insurance in Action

No-fault Automobile Insurance in Action PDF Author: Alan I. Widiss
Publisher: Oceana Publications
ISBN:
Category : Business & Economics
Languages : en
Pages : 424

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The National No-fault Motor Vehicle Insurance Act

The National No-fault Motor Vehicle Insurance Act PDF Author: United States. Congress. Senate. Committee on Commerce
Publisher:
ISBN:
Category : Insurance, No-fault automobile
Languages : en
Pages : 64

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Book Description


National No-Fault Motor Vehicle Insurance Act. Report

National No-Fault Motor Vehicle Insurance Act. Report PDF Author: United States. Congress. House. Committee on the Judiciary
Publisher:
ISBN:
Category : No-fault automobile insurance
Languages : en
Pages : 180

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Book Description


Who Pays for Car Accidents?

Who Pays for Car Accidents? PDF Author: Estate of Jerry J. Phillips
Publisher: Georgetown University Press
ISBN: 9781589014848
Category : Political Science
Languages : en
Pages : 146

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Book Description
In this new volume, two lawyers debate which kind of automobile insurance is the best, no-fault or tort liability. This book presents in one place all the legal, political, historical, and financial arguments about the two types of auto insurance. Under the fault system currently used by thirty-seven states, tort law provides that the party at fault in the accident pays the full damages of accident victims. Jerry J. Phillips favors this system, arguing that it allows for fair compensation to the injured and deters drivers from dangerous behavior on the road. Stephen Chippendale counters this claim with the argument that tort-law based insurance combines high cost and low benefits, and that those who truly profit from it are the lawyers representing injured clients, while their claims clog up the court system. A better solution, he proposes, would be "Auto Choice," a plan under which consumers would choose whether or not they wished to be eligible for damages from pain and suffering. With civility and respect, these two legal scholars present thoughtful and thorough arguments on both sides of the debate, giving readers a balanced view of an issue that affects nearly every American. It will be of particular value to those in the fields of law, policy, and insurance.

North Carolina Auto Accident & Insurance Law

North Carolina Auto Accident & Insurance Law PDF Author: Carl Nagle
Publisher: Lulu.com
ISBN: 1483417557
Category : Law
Languages : en
Pages : 246

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Book Description
Former insurance company lawyer and former claims adjuster Carl Nagle reveals insurance industry secrets and step-by-step guidelines to help motor vehicle accident victims: safely navigate the insurance claim process understand what is covered by insurance identify all parties who owe for accident losses locate all insurance policies and safely report claims collect full payment for car repairs or total loss receive medical care now with no out-of-pocket loss collect benefits from multiple insurance policies settle privately with no lawsuits or court involvement avoid insurance adjuster payment reduction tactics understand and present proper medical evidence maximize cash settlement for pain & suffering collect payment now for future medical needs collect for all lost wages & earning ability understand common traumatic injuries determine the fair value of your injury case make sure your settlement is tax free reduce & defend all claims against your settlement