Author:
Publisher:
ISBN:
Category :
Languages : en
Pages : 752
Book Description
Reports of cases argued and determined in the Supreme Court of the territory of Arizona
Author:
Publisher:
ISBN:
Category :
Languages : en
Pages : 752
Book Description
Publisher:
ISBN:
Category :
Languages : en
Pages : 752
Book Description
Research Report
Author: Kentucky. General Assembly. Legislative Research Commission
Publisher:
ISBN:
Category : Kentucky
Languages : en
Pages : 390
Book Description
Publisher:
ISBN:
Category : Kentucky
Languages : en
Pages : 390
Book Description
The Future of Public Employee Retirement Systems
Author: Gary Anderson
Publisher: OUP Oxford
ISBN: 0191610259
Category : Business & Economics
Languages : en
Pages : 366
Book Description
People covered by public pensions are often the subject of 'pension envy:' that is, their benefits might seem more generous and their contributions lower than those offered by the private sector. Yet this book points out that such judgments are often inaccurate, since civil servants hold jobs with few counterparts in private industry, such as firefighters, police, judges, and teachers. Often these are riskier, dirtier, and demand more loyalty and discretion than would be required of a more mobile labor force in the private sector. The debate challenges traditional ideas about how the public employee labor contract is structured and raises questions about how such employees are attracted to the public sector, retained and motivated on the job, and retired, via an entire compensation package of wages and benefits. Authors explore aspects of these schemes, addressing the cost and valuation debate, along with the political economy of how public pension asset pools are perceived and managed, an increasingly important topic in times of global financial turmoil. The discussion also explores ways that public pensions can be strengthened in the US, Japan, Canada, and Germany. The volume captures a vigorous debate currently underway by academics, financial experts, regulators, and plan sponsors, all seeking to define a new future for public retirement systems. It will be of substantial interest to a wide range of readers, since public sector employees and their representatives will naturally find the comparisons and arguments over valuation of keen interest. Public pension administrators and policymakers seeking an explanation of what makes these plans so costly will gain a new understanding of how the arguments stack up. Private sector employers and plan sponsors can learn much from efforts to reform these retirement systems in states and countries around the world. Finally, investors and the taxpaying public more generally may be at risk to cover these long-term promises, so it behoves them to pay close attention to the financing and investment practices of these plans, along with their valuation. This volume represents an invaluable addition to the Pension Research Council / Oxford University Press series as it includes actuarial, economic, and financial perspectives making it useful for academics, retirement plan administrators, and public employees wishing to understand the challenges facing public pensions.
Publisher: OUP Oxford
ISBN: 0191610259
Category : Business & Economics
Languages : en
Pages : 366
Book Description
People covered by public pensions are often the subject of 'pension envy:' that is, their benefits might seem more generous and their contributions lower than those offered by the private sector. Yet this book points out that such judgments are often inaccurate, since civil servants hold jobs with few counterparts in private industry, such as firefighters, police, judges, and teachers. Often these are riskier, dirtier, and demand more loyalty and discretion than would be required of a more mobile labor force in the private sector. The debate challenges traditional ideas about how the public employee labor contract is structured and raises questions about how such employees are attracted to the public sector, retained and motivated on the job, and retired, via an entire compensation package of wages and benefits. Authors explore aspects of these schemes, addressing the cost and valuation debate, along with the political economy of how public pension asset pools are perceived and managed, an increasingly important topic in times of global financial turmoil. The discussion also explores ways that public pensions can be strengthened in the US, Japan, Canada, and Germany. The volume captures a vigorous debate currently underway by academics, financial experts, regulators, and plan sponsors, all seeking to define a new future for public retirement systems. It will be of substantial interest to a wide range of readers, since public sector employees and their representatives will naturally find the comparisons and arguments over valuation of keen interest. Public pension administrators and policymakers seeking an explanation of what makes these plans so costly will gain a new understanding of how the arguments stack up. Private sector employers and plan sponsors can learn much from efforts to reform these retirement systems in states and countries around the world. Finally, investors and the taxpaying public more generally may be at risk to cover these long-term promises, so it behoves them to pay close attention to the financing and investment practices of these plans, along with their valuation. This volume represents an invaluable addition to the Pension Research Council / Oxford University Press series as it includes actuarial, economic, and financial perspectives making it useful for academics, retirement plan administrators, and public employees wishing to understand the challenges facing public pensions.
Subject Catalog
Author: University of California, Berkeley. Institute of Governmental Studies
Publisher:
ISBN:
Category : Government publications
Languages : en
Pages : 860
Book Description
Publisher:
ISBN:
Category : Government publications
Languages : en
Pages : 860
Book Description
Falling Short
Author: Charles D. Ellis
Publisher: Oxford University Press
ISBN: 0190218916
Category : Business & Economics
Languages : en
Pages : 169
Book Description
The United States faces a serious retirement challenge. Many of today's workers will lack the resources to retire at traditional ages and maintain their standard of living in retirement. Solving the problem is a major challenge in today's environment in which risk and responsibility have shifted from government and employers to individuals. For this reason, Charles D. Ellis, Alicia H. Munnell, and Andrew D. Eschtruth have written this concise guide for anyone concerned about their own - and the nation's - retirement security. Falling Short is grounded in sound research yet written in a highly accessible style. The authors provide a vivid picture of the retirement crisis in America. They offer the necessary context for understanding the nature and size of the retirement income shortfall, which is caused by both increasing income needs-due to longer lifespans and rising health costs-and decreasing support from Social Security and employer-sponsored pension plans. The solutions are to work longer and save more by building on the existing retirement system. To work longer, individuals should plan to stay in the labor force until age 70 if possible. To save more, policymakers should shore up Social Security's long-term finances; make all 401(k) plans fully automatic, with workers allowed to opt out; and ensure that everyone has access to a retirement savings plan. Individuals should also recognize that their house is a source of saving, which they can tap in retirement through downsizing or a reverse mortgage.
Publisher: Oxford University Press
ISBN: 0190218916
Category : Business & Economics
Languages : en
Pages : 169
Book Description
The United States faces a serious retirement challenge. Many of today's workers will lack the resources to retire at traditional ages and maintain their standard of living in retirement. Solving the problem is a major challenge in today's environment in which risk and responsibility have shifted from government and employers to individuals. For this reason, Charles D. Ellis, Alicia H. Munnell, and Andrew D. Eschtruth have written this concise guide for anyone concerned about their own - and the nation's - retirement security. Falling Short is grounded in sound research yet written in a highly accessible style. The authors provide a vivid picture of the retirement crisis in America. They offer the necessary context for understanding the nature and size of the retirement income shortfall, which is caused by both increasing income needs-due to longer lifespans and rising health costs-and decreasing support from Social Security and employer-sponsored pension plans. The solutions are to work longer and save more by building on the existing retirement system. To work longer, individuals should plan to stay in the labor force until age 70 if possible. To save more, policymakers should shore up Social Security's long-term finances; make all 401(k) plans fully automatic, with workers allowed to opt out; and ensure that everyone has access to a retirement savings plan. Individuals should also recognize that their house is a source of saving, which they can tap in retirement through downsizing or a reverse mortgage.
Arizona Revised Statutes, Annotated
Author: Arizona
Publisher:
ISBN:
Category : Law
Languages : en
Pages : 570
Book Description
Constitution of the United States and the State of Arizona; Rules of Civil Procedure, Rules of Criminal Procedure, Rules of the Supreme Court; the organic laws of the territory and the State of Arizona.
Publisher:
ISBN:
Category : Law
Languages : en
Pages : 570
Book Description
Constitution of the United States and the State of Arizona; Rules of Civil Procedure, Rules of Criminal Procedure, Rules of the Supreme Court; the organic laws of the territory and the State of Arizona.
Subject Catalog of the Institute of Governmental Studies Library, University of California, Berkeley
Author: University of California, Berkeley. Institute of Governmental Studies. Library
Publisher:
ISBN:
Category : Political science
Languages : en
Pages : 864
Book Description
Publisher:
ISBN:
Category : Political science
Languages : en
Pages : 864
Book Description
Arizona Administrative Digest
Author:
Publisher:
ISBN:
Category : Delegated legislation
Languages : en
Pages : 380
Book Description
Publisher:
ISBN:
Category : Delegated legislation
Languages : en
Pages : 380
Book Description
Report of Cases Argued and Determined in the Supreme Court and the Court of Appeals of the State of Arizona
Author: Arizona. Supreme Court
Publisher:
ISBN:
Category : Law reports, digests, etc
Languages : en
Pages : 760
Book Description
Publisher:
ISBN:
Category : Law reports, digests, etc
Languages : en
Pages : 760
Book Description
State of Arizona Executive Budget
Author: Arizona. Governor
Publisher:
ISBN:
Category : Arizona
Languages : en
Pages : 476
Book Description
Publisher:
ISBN:
Category : Arizona
Languages : en
Pages : 476
Book Description