An Empirical Study of Investment Pattern of Indian Insurance Companies: A Case Study of Public and Private Insurance Companies PDF Download
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Author: Dr Manish Dadhich
Publisher: Book Rivers
ISBN: 9355153570
Category : Antiques & Collectibles
Languages : en
Pages : 148
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Book Description
Author: Dr Manish Dadhich
Publisher: Book Rivers
ISBN: 9355153570
Category : Antiques & Collectibles
Languages : en
Pages : 148
Get Book Here
Book Description
Author: Shib Pada Patra
Publisher: Springer Nature
ISBN: 9811927995
Category : Business & Economics
Languages : en
Pages : 202
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Book Description
The book examines the trends of premium collection and investment portfolio of LICI and selected private life insurers in India in order to compare their performances. Life insurance organizations in India are significant financial institutions in the Indian financial system and play a major role in mobilizing insurance premium from the household sectors and investing it in the financial markets for productive purposes. The book aims to assist life insurance companies in evaluating their performance in terms of their premium mobilization and investment in Government and other approved securities, infrastructure securities, securities approved by the Insurance Regulatory and Development Authority of India (IRDAI) and other than approved securities as per the provision of IRDA (Investment) (Fifth Amendment) Regulation, 2013. Against this backdrop, the theme of the book is particularly relevant because life insurance companies play a vital role in channelizing small savings into productive sector investment to promote economic development of the nation.
Author: Harpreet Singh Bedi
Publisher:
ISBN:
Category :
Languages : en
Pages : 12
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Book Description
Since inception the Indian life insurance industry passed through many hurdles and hindrances in order to attain the present status. However, the income earning capacity, eagerness and awareness of the general public are the key determinants of the growth of any insurance industry. In the Indian context, the insurance habits among the general public during the independence decade was rare but there was a remarkable improvement in the Indian insurance industry soon after the economic reform era (1991) due to healthy competition from many national as well as international private insurance players. In this paper attempt has been made to analyse the overall performance of Life Insurance Industry of India between pre- and post economic reform era. To measure the current status, volume of competitions and challenges faced by the Life Insurance Corporation of India and to measure the effectiveness of investment strategy of LIC over the period 1980 to 2009. Data were analysed by using T test and Anova. The study reveals that there is a tremendous growth in the performance of Indian Life Insurance industry and LIC due to the policy of LPG. Insurance industry also improved a lot due to the emergence of Private sector and opening up for foreign players. Further there is also a huge change in the investment pattern of LIC. There is a increasing trend toward the investment in Stock market by LIC from 60% to 93% from 1980 to 2009 due to the effective regulation of SEBI and increasing transparency of stock market.
Author: Nikita Singhal
Publisher:
ISBN:
Category :
Languages : en
Pages : 15
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Book Description
Indian insurance markets have changed radically and deeply in the last countable years. Deregulation, globalization of insurance institutions, intensified competition, electronic commerce, bancassurance, and the emergence of new risks are among the challenges confronted by insurance markets. These trends pose both global and local challenges for insurance firms as key advancement in insurance and financial services markets influence insurance markets on a global scale. The paper endeavoured to link insurance investment decisions with underwriting activities of insurance companies. Although, underwriting and investment are two important and related business activities of insurance companies, impact of underwriting activities on investment for life insurers has not been rigorously examined in the literature. Using a sample of public life insurer, this article conducts an empirical investigation of how underwriting impact investment in the period of 2001-2014. The result of study suggests that premium and claim is significantly influenced the investment of insurance sector. In the aftermath of expanding liberalization in the insurance industry together with the worldwide financial crisis has posed a great deal of challenges for insurance regulatory authorities in monitoring investment of insurance companies. Researcher believes the current paper provides some helpful bits of knowledge in this vein.
Author: Novi Dewan
Publisher: Springer Science & Business Media
ISBN: 3834997889
Category : Business & Economics
Languages : en
Pages : 183
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Book Description
Novi Dewan establishes a status quo of the Indian health and life insurance industry and discusses the best practices for various elements of the marketing mix. She complements secondary research with recent empirical data accentuating the emerging opportunities and challenges in the Indian Insurance Industry by using standardized interviews with opinion leaders and CEOs of several insurers.
Author: Rabindra Ghimire
Publisher:
ISBN:
Category :
Languages : en
Pages : 6
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Book Description
The study aims to explore the real status of investments portfolio structure of both life and non life insurance companies of Nepal. Insurance Board of Nepal has issued modified directives for the safe and secure investments of Insurance fund The paper examines the current investment practices adopted by the insurance companies and compare with the norms of directives. Most of the companies have invested more than required fund in secured sector giving priority to solvency over profitability. Among the 234 cases, 37 cases are non compliances whereas 197 cases are compliances. Out of 37 non compliance cases, 28 cases are more sensitive. Life insurers fail to comply the statutory provision in 5 cases and non life in 23 cases. However, in voluntary category, 1 and 8 cases are not complied by the life and non life insurers respectively. Overall scenario of the investments portfolio is satisfactory ignoring few cases.
Author: P. Vijayalakshmi
Publisher:
ISBN:
Category :
Languages : en
Pages : 7
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Book Description
The present study focused on investment pattern adopted by the Life Insurance Corporation. The study is exploratory in nature and based on secondary data taken from 'Handbook of Statistics on the Indian Economy, RBI website. The study period ranges from year 1990-1991 to 2016-17. Statistical tools namely trend analysis, Annual Average Growth Rate (AAGR) and Compound Annual Growth Rate (CAGR) are used for analyzing the data. Life insurance companies make investment in the assets to hedge their risks. Efficient investment decision helps the insurance companies to safeguard their investments and can reduce the risk by diversifying the investment in different securities. The Life Insurance Corporation of India manages the investments effectively subject to the directions given by the IRDA.
Author: Tejal Joshi
Publisher:
ISBN:
Category :
Languages : en
Pages : 210
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Book Description
This book consists a study, which is carried out to know the current status (up to 2018-19) of life insurance sector in India. It also studies an awareness and measures the investor's perception and preference about various investment avenues including Life Insurance Plans, in that especially ULIPs which contains dual benefits of risk cover of life and may give good return subject to the stock market performance. Thus, followings are the objectives of the study.1)To study the investment behaviour of retail investors in Surat city. 2)To study the investment pattern of retail investors for life insurance. 3)To study preference about various investment avenues. 4)To study the preference of investors for various types of life insurance plans.For the study secondary data is collected from the reports of IDRA (Insurance Development and Regulatory Authority), the reports of Economic Survey and articles of different journals referred for literature review, whereas the primary data collection is done through survey method whereby the respondents were personally contacted (104 respondents) and with the use of electronic survey through email and other social networking websites (142 respondents). The websites of www.surveymonkey.com (49 respondents) and www.google.com (93 respondents using google forms) is used for the electronic survey so that computer savvy investors could also respond more conveniently. For analysis of data frequency distribution is analyzed with the use of cross-tabulation, chi-square test, Mann-Whitney U test and Kruskal Wallis Test. As this research work is more focusing on nominal data, Chi-Square Test is preferred. It is used to understand the effect of a different demographic factor on awareness, perception and preference of respondents about different life insurance plans and other investment avenues. Perceptual mapping is used for two-dimensional analysis. It is done for mapping various investment avenues based on two dimensions i.e. risk and return. Two degrees of high and low is used for both (risk & return) of the dimensions to map various investment avenues. Reliability test - Cronbach's Alpha is used to check the reliability of a list of statements for various questions. Factor Analysis is used to find the similarity among certain variables and to identify a single factor representing them all. To come out with the segment profile of the investors' Cluster analysis has been used.
Author: Gerard La Forgia
Publisher: World Bank Publications
ISBN: 0821396196
Category : Business & Economics
Languages : en
Pages : 446
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Book Description
This book presents the first comprehensive review of all major government-supported health insurance schemes in India and their potential for contributing to the achievement of universal coverage in India are discussed.
Author: Nigel Davies
Publisher: International Monetary Fund
ISBN: 1451856008
Category : Business & Economics
Languages : en
Pages : 45
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Book Description
This paper explores insurance as a source of financial system vulnerability. It provides a brief overview of the insurance industry and reviews the risks it faces, as well as several recent failures of insurance companies that had systemic implications. Assimilation of banking-type activities by life insurers appears to be the key systemic vulnerability. Building on this experience and the experience gained under the FSAP, the paper proposes key indicators that should be compiled and used for surveillance of financial soundness of insurance companies and the insurance sector as a whole.
