Author: Thomas L. Hogan
Publisher:
ISBN:
Category :
Languages : en
Pages : 36
Book Description
This paper considers potential alternatives to the Federal Deposit Insurance Corporation (FDIC) system of deposit insurance in the United States. We review the international and historical literature on deposit insurance which finds higher government involvement in the deposit insurance system increases the likelihood of bank failures and financial crises. We discuss three potential changes to the FDIC system. First, deposit insurance could be government mandated but privately administered as is done in most developed countries. Second, coverage levels could be lowered and supplemented by currently available private issuers. Third, the mandate on deposit insurance could be lifted and the supply of insurance privatized. Empirical evidence indicates these changes would reduce bank failures and financial crises.
Alternatives to FDIC Deposit Insurance
Author: Thomas L. Hogan
Publisher:
ISBN:
Category :
Languages : en
Pages : 36
Book Description
This paper considers potential alternatives to the Federal Deposit Insurance Corporation (FDIC) system of deposit insurance in the United States. We review the international and historical literature on deposit insurance which finds higher government involvement in the deposit insurance system increases the likelihood of bank failures and financial crises. We discuss three potential changes to the FDIC system. First, deposit insurance could be government mandated but privately administered as is done in most developed countries. Second, coverage levels could be lowered and supplemented by currently available private issuers. Third, the mandate on deposit insurance could be lifted and the supply of insurance privatized. Empirical evidence indicates these changes would reduce bank failures and financial crises.
Publisher:
ISBN:
Category :
Languages : en
Pages : 36
Book Description
This paper considers potential alternatives to the Federal Deposit Insurance Corporation (FDIC) system of deposit insurance in the United States. We review the international and historical literature on deposit insurance which finds higher government involvement in the deposit insurance system increases the likelihood of bank failures and financial crises. We discuss three potential changes to the FDIC system. First, deposit insurance could be government mandated but privately administered as is done in most developed countries. Second, coverage levels could be lowered and supplemented by currently available private issuers. Third, the mandate on deposit insurance could be lifted and the supply of insurance privatized. Empirical evidence indicates these changes would reduce bank failures and financial crises.
The Feasibility of Establishing a State Operated Alternative to Federal Deposit Insurance
Author: Illinois. Commissioner of Banks and Trust Companies
Publisher:
ISBN:
Category : Deposit insurance
Languages : en
Pages : 60
Book Description
Publisher:
ISBN:
Category : Deposit insurance
Languages : en
Pages : 60
Book Description
Your Insured Deposits
Author: Federal Deposit Insurance Corporation
Publisher: GPO FCIC
ISBN: 9781612210711
Category : Bank insurance
Languages : en
Pages : 24
Book Description
Detailed explanation of which bank and savings accounts qualify for federal deposit insurance coverage, how one person can have multiple accounts covered, and when the temporary $250,000 coverage will revert to $100,000.
Publisher: GPO FCIC
ISBN: 9781612210711
Category : Bank insurance
Languages : en
Pages : 24
Book Description
Detailed explanation of which bank and savings accounts qualify for federal deposit insurance coverage, how one person can have multiple accounts covered, and when the temporary $250,000 coverage will revert to $100,000.
Bank Accounts Are Changing
Author: Federal Deposit Insurance Corporation
Publisher: GPO FCIC
ISBN: 9781612210964
Category :
Languages : en
Pages : 8
Book Description
As banks adjust to new rules limiting fees they can charge for some services, they may raise other costs to compensate. Review basic strategies for keeping checking and savings costs down. Also, what happens if your bank fails; $250,000 FDIC coverage is now permanent.
Publisher: GPO FCIC
ISBN: 9781612210964
Category :
Languages : en
Pages : 8
Book Description
As banks adjust to new rules limiting fees they can charge for some services, they may raise other costs to compensate. Review basic strategies for keeping checking and savings costs down. Also, what happens if your bank fails; $250,000 FDIC coverage is now permanent.
FDIC Quarterly
Author:
Publisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 38
Book Description
Publisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 38
Book Description
Recordkeeping for Timely Deposit Insurance Determination (Us Federal Deposit Insurance Corporation Regulation) (Fdic) (2018 Edition)
Author: The Law The Law Library
Publisher: Createspace Independent Publishing Platform
ISBN: 9781727544718
Category :
Languages : en
Pages : 66
Book Description
Recordkeeping for Timely Deposit Insurance Determination (US Federal Deposit Insurance Corporation Regulation) (FDIC) (2018 Edition) The Law Library presents the complete text of the Recordkeeping for Timely Deposit Insurance Determination (US Federal Deposit Insurance Corporation Regulation) (FDIC) (2018 Edition). Updated as of May 29, 2018 The FDIC is adopting a final rule to facilitate prompt payment of FDIC-insured deposits when large insured depository institutions fail. The final rule requires each insured depository institution that has two million or more deposit accounts to (1) configure its information technology system to be capable of calculating the insured and uninsured amount in each deposit account by ownership right and capacity, which would be used by the FDIC to make deposit insurance determinations in the event of the institution's failure, and (2) maintain complete and accurate information needed by the FDIC to determine deposit insurance coverage with respect to each deposit account, except as otherwise provided. This book contains: - The complete text of the Recordkeeping for Timely Deposit Insurance Determination (US Federal Deposit Insurance Corporation Regulation) (FDIC) (2018 Edition) - A table of contents with the page number of each section
Publisher: Createspace Independent Publishing Platform
ISBN: 9781727544718
Category :
Languages : en
Pages : 66
Book Description
Recordkeeping for Timely Deposit Insurance Determination (US Federal Deposit Insurance Corporation Regulation) (FDIC) (2018 Edition) The Law Library presents the complete text of the Recordkeeping for Timely Deposit Insurance Determination (US Federal Deposit Insurance Corporation Regulation) (FDIC) (2018 Edition). Updated as of May 29, 2018 The FDIC is adopting a final rule to facilitate prompt payment of FDIC-insured deposits when large insured depository institutions fail. The final rule requires each insured depository institution that has two million or more deposit accounts to (1) configure its information technology system to be capable of calculating the insured and uninsured amount in each deposit account by ownership right and capacity, which would be used by the FDIC to make deposit insurance determinations in the event of the institution's failure, and (2) maintain complete and accurate information needed by the FDIC to determine deposit insurance coverage with respect to each deposit account, except as otherwise provided. This book contains: - The complete text of the Recordkeeping for Timely Deposit Insurance Determination (US Federal Deposit Insurance Corporation Regulation) (FDIC) (2018 Edition) - A table of contents with the page number of each section
The Feasibility of Establishing a State Operated Alternative to Federal Deposit Insurance
Author:
Publisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 36
Book Description
Publisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 36
Book Description
Annual Report of the Federal Deposit Insurance Corporation for the Year Ending ...
Author: Federal Deposit Insurance Corporation
Publisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 422
Book Description
Beginning with 1981, merger decisions of the Corporation are published separately as vol. 2 of the Annual report.
Publisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 422
Book Description
Beginning with 1981, merger decisions of the Corporation are published separately as vol. 2 of the Annual report.
Crisis and Response
Author: Federal Deposit Insurance Corporation
Publisher:
ISBN: 9780966180817
Category :
Languages : en
Pages :
Book Description
Crisis and Response: An FDIC History, 2008¿2013 reviews the experience of the FDIC during a period in which the agency was confronted with two interconnected and overlapping crises¿first, the financial crisis in 2008 and 2009, and second, a banking crisis that began in 2008 and continued until 2013. The history examines the FDIC¿s response, contributes to an understanding of what occurred, and shares lessons from the agency¿s experience.
Publisher:
ISBN: 9780966180817
Category :
Languages : en
Pages :
Book Description
Crisis and Response: An FDIC History, 2008¿2013 reviews the experience of the FDIC during a period in which the agency was confronted with two interconnected and overlapping crises¿first, the financial crisis in 2008 and 2009, and second, a banking crisis that began in 2008 and continued until 2013. The history examines the FDIC¿s response, contributes to an understanding of what occurred, and shares lessons from the agency¿s experience.
Alternative Pricing Models for Estimating FDIC Deposit Insurance Premiums
Author: Dar-Yeh Hwang
Publisher:
ISBN:
Category : Deposit insurance
Languages : en
Pages : 586
Book Description
Publisher:
ISBN:
Category : Deposit insurance
Languages : en
Pages : 586
Book Description