African American HomeBuyers Guide PDF Download
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Author: Imani Afryka
Publisher:
ISBN: 9780974352602
Category : Business & Economics
Languages : en
Pages : 295
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Book Description
Author: Imani Afryka
Publisher:
ISBN: 9780974352602
Category : Business & Economics
Languages : en
Pages : 295
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Book Description
Author: Quentin J Hardy
Publisher:
ISBN:
Category :
Languages : en
Pages : 156
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Book Description
This book details and describes the home buying journey. It points out some key differences in the process for African-Americans. It also explains some of the critical reasons African-American need to own homes as compared to other groups in the United States. Find out what is different for African-Americans when it comes to home ownershipUnderstand why it is more important now more important than ever for African-Americans to own a homeLearn what to do to ensure you keep your homeBecome aware of things that can derail your home buying journeyGet the stuff you will not readily find on the internet
Author: Kevin Riles
Publisher: 40 Acres & a Mule
ISBN: 0615188958
Category : Business & Economics
Languages : en
Pages : 128
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Book Description
If you are Black and live in America, this book is going to change your life In 40 Acres &a Mule, Kevin motivates you to start the process of wealth accumulations by follwing some very simple steps. He delves into how to set up your "real estate team." He also takes the covers off of the mortgage process. Kevin goes in to detail on how your credit scores are calculated adn how to "repair" your credit. Speaker, Motivator, Teacher, Entrepreneur have all been used to describe Kevin Riles. So READ, LEARN, ACT
Author:
Publisher:
ISBN:
Category : African Americans
Languages : en
Pages : 24
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Book Description
Author: Keeanga-Yamahtta Taylor
Publisher: UNC Press Books
ISBN: 1469653672
Category : History
Languages : en
Pages : 364
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Book Description
LONGLISTED FOR THE 2019 NATIONAL BOOK AWARD FINALIST, 2020 PULITZER PRIZE IN HISTORY By the late 1960s and early 1970s, reeling from a wave of urban uprisings, politicians finally worked to end the practice of redlining. Reasoning that the turbulence could be calmed by turning Black city-dwellers into homeowners, they passed the Housing and Urban Development Act of 1968, and set about establishing policies to induce mortgage lenders and the real estate industry to treat Black homebuyers equally. The disaster that ensued revealed that racist exclusion had not been eradicated, but rather transmuted into a new phenomenon of predatory inclusion. Race for Profit uncovers how exploitative real estate practices continued well after housing discrimination was banned. The same racist structures and individuals remained intact after redlining's end, and close relationships between regulators and the industry created incentives to ignore improprieties. Meanwhile, new policies meant to encourage low-income homeownership created new methods to exploit Black homeowners. The federal government guaranteed urban mortgages in an attempt to overcome resistance to lending to Black buyers – as if unprofitability, rather than racism, was the cause of housing segregation. Bankers, investors, and real estate agents took advantage of the perverse incentives, targeting the Black women most likely to fail to keep up their home payments and slip into foreclosure, multiplying their profits. As a result, by the end of the 1970s, the nation's first programs to encourage Black homeownership ended with tens of thousands of foreclosures in Black communities across the country. The push to uplift Black homeownership had descended into a goldmine for realtors and mortgage lenders, and a ready-made cudgel for the champions of deregulation to wield against government intervention of any kind. Narrating the story of a sea-change in housing policy and its dire impact on African Americans, Race for Profit reveals how the urban core was transformed into a new frontier of cynical extraction.
Author: Demetrrius Andrews
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 0
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Book Description
For many decades African Americans have faced racial injustices and economic inequalities that have led to persistent disparities in homeownership, which is one of the building blocks to obtaining generational wealth. These disparities and injustices helped to catapult us towards educating not just African Americans but all ethnicities and nationalities in the homebuying process.Although homeownership in our community was vast, yet again, the knowledge of how to obtain homeownership was incredibly limited, and these very limitations have caused us to see a decrease in homeownership in many African American communities. With us being Top Producing Brokers and Realtors working in prominent markets with 60 plus clients, we believe that we have given the knowledge for all to be homeowners within the very pages of this book.
Author: Nora E. Taplin-Kaguru
Publisher: Routledge
ISBN: 0429664567
Category : Social Science
Languages : en
Pages : 143
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Book Description
African American homebuyers continue to pay more for and get less from homeownership. This book explains the motivations for pursuing homeownership amongst working-class African Americans despite the structural conditions that make it less economically and socially rewarding for this group. Fervent adherence to the American Dream ideology amongst working-class African Americans makes them more vulnerable to exploitation in a structurally racist housing market. The book draws on qualitative interviews with sixty-eight African American aspiring homebuyers looking to buy a home in the Chicago metropolitan area to investigate the housing-search process and residential relocation decisions in the context of a racially segregated metropolitan region. Working-class African Americans remained committed to homeownership, in part because of the moral status attached to achieving this goal. For African American homebuyers, success at the American Dream of homeownership is directly related to the long-standing dream of equality. For the aspiring homebuyers in this study, delayed homeownership was a practical problem for the same reasons, but they also experienced this as a personal failing, due to the strong cultural expectation in the United States that homeownership is a milestone that middle-class adults must achieve. Furthermore, despite using perfectly reasonable housing search strategies to locate homes in stable or improving racially integrated neighborhoods, the structure of racial segregation limits their agency in housing choices. Ultimately, policy solutions will need to address structural racism broadly and be attuned to the needs of both homeowners and renters.
Author: Urban Foundation (South Africa)
Publisher:
ISBN:
Category :
Languages : en
Pages :
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Book Description
Author: Jasmine Tate
Publisher:
ISBN: 9781725657939
Category :
Languages : en
Pages : 32
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Book Description
This book is dedicated to our African American Men that feel like they have been forgotten and left out of the dream of homeownership. If you are looking to get a step by step guide to owning Your own home for yourself or your family quickly and confidently this book is for you. If you are ready to stop renting or staying with family members and friends DON'T WAIT this is the MOST important book you will read this year! Follow the tips you'll learn inside, take action quickly and You WILL become the Owner of Your Own Home In Less Than 90 Days.
Author: Sam King
Publisher: Infinity Publishing
ISBN: 0741426463
Category : African American business enterprises
Languages : en
Pages : 230
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Book Description
Entrepreneurship for ambitious African Americans has always been a survival strategy. Even racism, unemployment or discrimination from banks, couldn't hold them back. KNOWLEDGE + AMBITION = SUCCESS !
