A Nation of Home Owners

A Nation of Home Owners PDF Author: Peter Saunders
Publisher: Routledge
ISBN: 1000318869
Category : Social Science
Languages : en
Pages : 461

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Book Description
Originally published in 1990, and re-issued in 2020 with an updated Preface, this book shows how the UK has become a nation of home owners, and the effect it has had on people’s lives, the impact which it has had on British society and the implications for those who have hitherto been excluded. The book briefly charts the history of the growth of owner-occupation in Britain and considers the evidence on the popularity of owning as opposed to renting. The question of whether and how owner occupiers accumulate wealth from their housing is discussed and the evidence on the political implications of the growth of owner-occupation examined. The influence of buying a house on the way that home is experienced is analysed and the sociological implications in regard to the analysis of social inequalities in Britain discussed. The research for the book was based on in-depth interviews with home-owners and tenants in Burnley, Derby and Slough.

A Nation of Home Owners

A Nation of Home Owners PDF Author: Peter Saunders
Publisher: Routledge
ISBN: 1000318869
Category : Social Science
Languages : en
Pages : 461

Get Book Here

Book Description
Originally published in 1990, and re-issued in 2020 with an updated Preface, this book shows how the UK has become a nation of home owners, and the effect it has had on people’s lives, the impact which it has had on British society and the implications for those who have hitherto been excluded. The book briefly charts the history of the growth of owner-occupation in Britain and considers the evidence on the popularity of owning as opposed to renting. The question of whether and how owner occupiers accumulate wealth from their housing is discussed and the evidence on the political implications of the growth of owner-occupation examined. The influence of buying a house on the way that home is experienced is analysed and the sociological implications in regard to the analysis of social inequalities in Britain discussed. The research for the book was based on in-depth interviews with home-owners and tenants in Burnley, Derby and Slough.

A World of Homeowners

A World of Homeowners PDF Author: Nancy Kwak
Publisher: University of Chicago Press
ISBN: 022659825X
Category : History
Languages : en
Pages : 340

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Book Description
In Latin America, Scandinavian housing experts explained that "housing is too important a commodity to be subjected to the same general market conditions as other goods", but the Americans ridiculed such a stance. The Cold War was fought with bricks and mortar, not just small, hot wars in poor places and the threat of nuclear Armageddon. Privatisation began in Malaysia in the 1940s; in West Germany, Taiwan, Burma and South Korea in the 1950s; India in 1964; Jordan in 1965; Brazil in 1966; Guatemala and Nigeria in 1967; and the Philippines (again) in 1968. In the 1960s, the US granted loans to expand the private housing sectors in Chile, Colombia, Costa Rica, Ecuador, El Salvador, Guatemala, Nicaragua, Panama, Peru, Uruguay and Venezuela. They began housing projects in Rhodesia, Zambia and Mali. They moved into Senegal in 1972, Botswana in 1973, Tanzania in 1974 and Kenya in 1975 - all the while spreading the American dream.

The Ideology of Home Ownership

The Ideology of Home Ownership PDF Author: R. Ronald
Publisher: Springer
ISBN: 0230582281
Category : Social Science
Languages : en
Pages : 293

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Book Description
Demand for owner-occupied housing has expanded dramatically across modern-industrialized societies in recent years leading to volatile increases in residential property values. This book explores the rise of modern home-ownership as a cultural, socio-political and ideological phenomenon.

Race for Profit

Race for Profit PDF Author: Keeanga-Yamahtta Taylor
Publisher: UNC Press Books
ISBN: 1469653672
Category : History
Languages : en
Pages : 364

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Book Description
LONGLISTED FOR THE 2019 NATIONAL BOOK AWARD FINALIST, 2020 PULITZER PRIZE IN HISTORY By the late 1960s and early 1970s, reeling from a wave of urban uprisings, politicians finally worked to end the practice of redlining. Reasoning that the turbulence could be calmed by turning Black city-dwellers into homeowners, they passed the Housing and Urban Development Act of 1968, and set about establishing policies to induce mortgage lenders and the real estate industry to treat Black homebuyers equally. The disaster that ensued revealed that racist exclusion had not been eradicated, but rather transmuted into a new phenomenon of predatory inclusion. Race for Profit uncovers how exploitative real estate practices continued well after housing discrimination was banned. The same racist structures and individuals remained intact after redlining's end, and close relationships between regulators and the industry created incentives to ignore improprieties. Meanwhile, new policies meant to encourage low-income homeownership created new methods to exploit Black homeowners. The federal government guaranteed urban mortgages in an attempt to overcome resistance to lending to Black buyers – as if unprofitability, rather than racism, was the cause of housing segregation. Bankers, investors, and real estate agents took advantage of the perverse incentives, targeting the Black women most likely to fail to keep up their home payments and slip into foreclosure, multiplying their profits. As a result, by the end of the 1970s, the nation's first programs to encourage Black homeownership ended with tens of thousands of foreclosures in Black communities across the country. The push to uplift Black homeownership had descended into a goldmine for realtors and mortgage lenders, and a ready-made cudgel for the champions of deregulation to wield against government intervention of any kind. Narrating the story of a sea-change in housing policy and its dire impact on African Americans, Race for Profit reveals how the urban core was transformed into a new frontier of cynical extraction.

A Nation of Home Owners

A Nation of Home Owners PDF Author: Peter Saunders
Publisher: Taylor & Francis
ISBN: 1000318745
Category : Social Science
Languages : en
Pages : 435

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Book Description
Originally published in 1990, and re-issued in 2020 with an updated Preface, this book shows how the UK has become a nation of home owners, and the effect it has had on people’s lives, the impact which it has had on British society and the implications for those who have hitherto been excluded. The book briefly charts the history of the growth of owner-occupation in Britain and considers the evidence on the popularity of owning as opposed to renting. The question of whether and how owner occupiers accumulate wealth from their housing is discussed and the evidence on the political implications of the growth of owner-occupation examined. The influence of buying a house on the way that home is experienced is analysed and the sociological implications in regard to the analysis of social inequalities in Britain discussed. The research for the book was based on in-depth interviews with home-owners and tenants in Burnley, Derby and Slough.

Restoring a Nation of Home Owners

Restoring a Nation of Home Owners PDF Author:
Publisher:
ISBN: 9781906837808
Category :
Languages : en
Pages :

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Book Description


The National Homeownership Strategy

The National Homeownership Strategy PDF Author: United States. Department of Housing and Urban Development
Publisher:
ISBN:
Category : Government publications
Languages : en
Pages : 120

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Book Description


Homes Fit For Heroes

Homes Fit For Heroes PDF Author: Mark Swenarton
Publisher: Routledge
ISBN: 0429762674
Category : Architecture
Languages : en
Pages : 318

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Book Description
Homes fit for Heroes looks at the pledge made 100 years ago by the Lloyd George government to build half a million ‘homes fit for heroes’ – the pledge which made council housing a major part of the housing system in the UK. Originally published in 1981, the book is the only full-scale study of the provision and design of state housing in the period following the 1918 Armistice and remains the standard work on the subject. It looks at the municipal garden suburbs of the 1920s, which were completely different from traditional working-class housing, inside and out. Instead of being packed onto the ground in long terraces, the houses were set in spacious gardens surrounded by trees and open spaces and often they contained luxuries, like upstairs bathrooms, unheard-of in the working-class houses of the past. The book shows that, in the turbulent period following the First World War, the British government launched the housing campaign as a way of persuading the troops and the people that their aspirations would be met under the existing system, without any need for revolution. The design of the houses, based on the famous Tudor Walters Report of 1918, was a central element in this strategy: the large and comfortable houses provided by the state were intended as visible evidence of the arrival of a ‘new era for the working classes of this country’.

At the Boundaries of Homeownership

At the Boundaries of Homeownership PDF Author: Chloe N. Thurston
Publisher: Cambridge University Press
ISBN: 1108390145
Category : Political Science
Languages : en
Pages : 276

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Book Description
In the United States, homeownership is synonymous with economic security and middle-class status. It has played this role in American life for almost a century, and as a result, homeownership's centrality to Americans' economic lives has come to seem natural and inevitable. But this state of affairs did not develop spontaneously or inexorably. On the contrary, it was the product of federal government policies, established during the 1930s and developed over the course of the twentieth century. At the Boundaries of Homeownership traces how the government's role in this became submerged from public view and how several groups who were locked out of homeownership came to recognize and reveal the role of the government. Through organizing and activism, these boundary groups transformed laws and private practices governing determinations of credit-worthiness. This book describes the important policy consequences of their achievements and the implications for how we understand American statebuilding.

Why Can't You Afford a Home?

Why Can't You Afford a Home? PDF Author: Josh Ryan-Collins
Publisher: John Wiley & Sons
ISBN: 1509523294
Category : Political Science
Languages : en
Pages : 140

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Book Description
Throughout the Western world, a whole generation is being priced out of the housing market. For millions of people, particularly millennials, the basic goal of acquiring decent, affordable accommodation is a distant dream. Leading economist Josh Ryan-Collins argues that to understand this crisis, we must examine a crucial paradox at the heart of modern capitalism. The interaction of private home ownership and a lightly regulated commercial banking system leads to a feedback cycle. Unlimited credit and money flows into an inherently finite supply of property, which causes rising house prices, declining home ownership, rising inequality and debt, stagnant growth and financial instability. Radical reforms are needed to break the cycle. This engaging and topical book will be essential reading for anyone who wants to understand why they can’t find an affordable home, and what we can do about it.