A Consumer's Guide to Getting and Keeping Health Insurance in Massachusetts

A Consumer's Guide to Getting and Keeping Health Insurance in Massachusetts PDF Author: Karen Pollitz
Publisher:
ISBN:
Category : Health insurance
Languages : en
Pages : 76

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A Consumer's Guide to Getting and Keeping Health Insurance in Massachusetts

A Consumer's Guide to Getting and Keeping Health Insurance in Massachusetts PDF Author: Karen Pollitz
Publisher:
ISBN:
Category : Health insurance
Languages : en
Pages : 76

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Book Description


A Consumer's Guide to Getting and Keeping Health Insurance in New York

A Consumer's Guide to Getting and Keeping Health Insurance in New York PDF Author: Karen Pollitz
Publisher:
ISBN:
Category : Health insurance
Languages : en
Pages : 44

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Consumer Information Guide

Consumer Information Guide PDF Author:
Publisher:
ISBN:
Category : Consumer education
Languages : en
Pages : 20

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Consumer Information Guide

Consumer Information Guide PDF Author: Massachusetts. Division of Insurance
Publisher:
ISBN:
Category : Health insurance
Languages : en
Pages :

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Healthcare, Insurance, and You

Healthcare, Insurance, and You PDF Author: Lisa Zamosky
Publisher: Apress
ISBN: 1430249536
Category : Business & Economics
Languages : en
Pages : 179

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Book Description
Healthcare is changing and you need to know how—and what to do about it. Getting good medical care shouldn’t be so confusing—or so costly. Healthcare, Insurance, and You simplifies the many confusing details about our healthcare system so you can make informed decisions. Result? Better health at lower cost. With the advent of healthcare reform, things are changing—especially when it comes to insurance. Most people will now have to buy insurance. Do you know where to get a policy or what to look for in one? Did you know more people will now qualify for free or subsidized healthcare? Even if you get insurance through work, you'll face new choices that you'd better understand to maintain your peace of mind. As this book shows, the failure to understand how insurance and the healthcare system work can have a major impact on your physical and financial health. Healthcare, Insurance, and You is an easy-to-use guide that explains the main challenges you face when trying to get excellent healthcare: choosing the best insurance policy for your situation, finding the right doctor or hospital, buying prescription drugs the least expensive way, picking out the right Medicare plan, or fighting for your rights when dealing with insurers or medical providers. Healthcare, Insurance, and You includes tips, resources, and strategies for navigating the healthcare system and avoiding common mistakes so you can get the best healthcare for you, your family, or your organization without breaking the bank. This book shows you: How to choose a health plan that best meets your medical and financial needs, including new options under the Affordable Care Act Ways to cut through red tape and fight billing errors and claim denials What businesses need to know about offering—or not offering—insurance to employees How to plan ahead for a disability or for end-of-life care Healthcare costs rank high on the list of money concerns Americans have. And when it comes to getting great healthcare for you and your family and avoiding crippling medical bills, knowledge is power. Healthcare, Insurance, and You is a practical guide that explains the complicated healthcare system in plain language—and puts the power of good health back in your hands. What you’ll learn The impact of the Affordable Care Act on your healthcare and your finances How to take advantage of new health insurance exchanges and tax credits How to choose a health plan that best meets your medical and financial needs How to advocate for yourself, fight billing errors and denied claims, and know where to turn for help How to choose a doctor and hospital based on quality, not hype How to avoid common mistakes that can cost you big--or even put you into bankruptcy How health reform affects businesses and how they can reduce healthcare expenditures Who this book is for Consumers of healthcare in the United States, including both individuals and small businesses buying coverage for employees. Table of Contents A New Healthcare System Buying Health Insurance on your own Paying for Health Insurance Health Insurance at Work Cutting Medical Costs Buying Prescription Drugs You Against the Healthcare System Medicare Taking Charge of Your Healthcare Future Consumer Assistance Programs and State Departments of Insurance

Health Insurance in America

Health Insurance in America PDF Author: C W Conrad
Publisher: Independently Published
ISBN:
Category :
Languages : en
Pages : 0

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Book Description
Author C.W. Conrad shares his knowledge and experience in this first-of-it's-kind consumer's guide to health insurance. Written in a way that is easy for anyone to understand, and packed full of practical examples. Who should read Health Insurance in America - a consumer's guide? The Author believes this guide should be part of everyone's reading, as the content is relevant to everyone in America. Young adults, older adults, and seniors can all benefit from its guidance. And having an understanding of health insurance concepts can not only save you money, but is can lead to a more healthy life when you are able to get the full benefits from your health insurance plan. Many people actually put off medical care because they do not understand what their health insurance pays for, or how much it will pay, or they assume it will not pay anything at all. Because of that, it makes a great gift for parents, children, friends, and other relatives. The 3rd edition contains additional content in many of the chapters, more examples, and is full of the latest statistics and government regulations. The guide is organized in a way that is similar to most people's experience with health insurance; from gaining an understanding of health insurance and how it works, to selecting coverage, and finally what happens when you use your health insurance. It also includes helpful topics such as PPO networks ∆ the different kinds of health insurance plans ∆ an introduction to Medicare ∆ the Affordable Care Act (Obamacare) ∆ Cobra ∆ insurance while traveling ∆ precertification ∆ health insurance fraud ∆ and where the money comes from to pay your expenses. And new in the 3rd edition, an explanation of the recently instituted No Surprises Act and Price Transparency requirements.

Health Insurance 101

Health Insurance 101 PDF Author: Marilynn Drohan
Publisher: Independently Published
ISBN:
Category :
Languages : en
Pages : 154

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Book Description
When choosing the right health insurance plan for your specific needs and budget, it's important to consider all the options available to you. However, we understand that this is easier said than done and that there are a lot of confusing factors to keep in mind. Whether you're trying to find the best type of plan to choose through your employer-sponsored coverage, or you're just beginning to look into your individual health insurance options, this guide aims to break down the basics and provide you with additional resources to supplement your insurance journey. This is a useful, factual, non-partisan look at the current system for health insurance and getting health care in the U.S., including practical tips to help you save money on your health care, whether you have insurance or not. It is especially intended for self-employed people, freelancers, small-business owners, and others without access to employment-based group health insurance to understand all of the options and ways to save money. However, anyone can benefit from the useful tips and tricks as well as the overviews of important laws and issues for context. This well-researched book is full of valuable information, insights, and money-saving tips, and includes topics such as: -Different types of health insurance demystified and explained in a straightforward way -Practical advice on how to evaluate health plan options -How the Affordable Care Act of 2010 affected health insurance -How the premium subsidies work for individual insurance -Pros and cons of health care options and links for further reading -Interesting factoids on the continuing upward trend in healthcare costs and potential solutions Some of the many programs and options discussed include: -Individual insurance from the marketplace and outside the marketplace -Employment-based insurance for small and large businesses -Health savings accounts and ways to use them -Government programs including Medicaid, Medicare, and military heath programs -Short-term health insurance, accident insurance, and dental and vision insurance -Healthcare cost-sharing ministries -Paying cash, negotiating discounts, concierge medicine, and direct primary care -Telemedicine, medical tourism, discount cards, health clinics, and charity care

Consumers' Guide

Consumers' Guide PDF Author:
Publisher:
ISBN:
Category : Agriculture
Languages : en
Pages :

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Consumer's Guide to Health Insurance

Consumer's Guide to Health Insurance PDF Author: Massachusetts. Office of State Health Planning
Publisher:
ISBN:
Category : Consumer education
Languages : en
Pages : 19

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Coverage When It Counts

Coverage When It Counts PDF Author:
Publisher:
ISBN:
Category :
Languages : en
Pages : 0

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Book Description
How can people know when health insurance provides adequate coverage? This report suggests a new method for developing benchmarks to illustrate some types and costs of medical care consumers might need under a variety of scenarios, and for evaluating health insurance protection using these benchmarks. Using simulated claims scenarios for different types of patientsâ€"one diagnosed with early stage breast cancer, another who has a heart attack, and a third with diabetesâ€"the authors analyzed the content of coverage provided by 10 health insurance plans sold in Massachusetts and estimated out-of-pocket costs for care that patients might face. They also reviewed the transparency and accessibility of information about policies that consumers would need to understand how coverage works. Massachusetts was chosen because of its precedent-setting reforms to achieve universal coverage that included the establishment of standards for minimum coverage for all residents. The report concludes with a recommendation for the development of standardized health plan comparison toolsâ€"patterned on the FDA nutrition label, but for health insuranceâ€"that could help consumers appreciate the kinds of medical events for which health insurance may be needed and relative.