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Author: Chris C Penman
Publisher: Independently Published
ISBN:
Category : Self-Help
Languages : en
Pages : 0
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Book Description
How to Transform Your Golden Years into a Thrilling New Chapter Imagine waking up to a day without structure, the hours stretching endlessly, leaving you feeling restless and unsure. This is a common scenario for many who step into retirement, suddenly finding the routine that once dictated their lives gone. It's easy to feel adrift when the familiar9-to-5 ends, leading to days filled with uncertainty and the daunting question: "What now?" You're not alone in this. The transition from a structured work life to the freedom of retirement isn't always as seamless as anticipated. Many find themselves pondering how to fill the days meaningfully or manage their finances without a steady income. The shift can be disorienting, even overwhelming, but the issue often lies not with you but with the lack of a clear map to navigate this new terrain. This is where this book steps in, offering a beacon of guidance and inspiration. Here's how it will transform your retirement: Unlock a Bounty of New Interests: Discover hobbies and activities that ignite passion and joy, turning every day into an exciting adventure Stay Connected and Financially Savvy: Learn the secrets to maintaining valuable social ties and managing your finances to ensure a worry-free retirement Enhance Your Health and Home: From simple wellness routines to creating a safe, cozy living space, get practical tips that cater to both your physical well-being and personal comfort. Embark on this journey with confidence, equipped with99 transformative hacks that promise not just to fill your days, but to enrich them. Each page of this guide is a step towards a more fulfilling, vibrant, and
Author: Chris C Penman
Publisher: Independently Published
ISBN:
Category : Self-Help
Languages : en
Pages : 0
Get Book Here
Book Description
How to Transform Your Golden Years into a Thrilling New Chapter Imagine waking up to a day without structure, the hours stretching endlessly, leaving you feeling restless and unsure. This is a common scenario for many who step into retirement, suddenly finding the routine that once dictated their lives gone. It's easy to feel adrift when the familiar9-to-5 ends, leading to days filled with uncertainty and the daunting question: "What now?" You're not alone in this. The transition from a structured work life to the freedom of retirement isn't always as seamless as anticipated. Many find themselves pondering how to fill the days meaningfully or manage their finances without a steady income. The shift can be disorienting, even overwhelming, but the issue often lies not with you but with the lack of a clear map to navigate this new terrain. This is where this book steps in, offering a beacon of guidance and inspiration. Here's how it will transform your retirement: Unlock a Bounty of New Interests: Discover hobbies and activities that ignite passion and joy, turning every day into an exciting adventure Stay Connected and Financially Savvy: Learn the secrets to maintaining valuable social ties and managing your finances to ensure a worry-free retirement Enhance Your Health and Home: From simple wellness routines to creating a safe, cozy living space, get practical tips that cater to both your physical well-being and personal comfort. Embark on this journey with confidence, equipped with99 transformative hacks that promise not just to fill your days, but to enrich them. Each page of this guide is a step towards a more fulfilling, vibrant, and
Author: Chris C Penman
Publisher: Independently Published
ISBN:
Category : Business & Economics
Languages : en
Pages : 0
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Book Description
How to Transform Your Financial Future with Simple, Effective Strategies Imagine sifting through your monthly bills and seeing more money going out than coming in, feeling the weight of debt suffocating your dreams of financial freedom. Picture the frustration as you scroll through social media, impulsive purchases chipping away at your savings goals. Consider the sinking feeling of realizing that retirement might not be the carefree phase you hoped for, but rather a time filled with financial stress. In today's fast-paced world, keeping up financially can seem like a never-ending battle. It's not your fauThis book offers a practical roadmap out of your financial struggles. Here's how it can help: Unlock the Secrets of Your Spending: Learn to track where every penny goes and identify the leaks draining your wallet Escape the Debt Trap: Get actionable strategies to tackle debt head-on and breathe easier with each step towards freedom Boost Your Income and Savings: Discover innovative ways to increase your earnings and save without sacrificing the joys of life. Filled with 99 straightforward and transformative tips, structured under11 key areas of personal finance, this guide is your ticket to a wealthier lifestyle. Each piece of advice is easy to implement, ensuring you can start making changes today. Don't let financial fears cloud your future. Pick up this book and pave your way to a richer life, leaving a legacy of prosperity and peace of mind for your family. Start now, because a life of wealth and freedom is not just a dream-it's within your reach.
Author: Helen Georgaklis
Publisher: Ginger Marks
ISBN: 0986662909
Category : Business & Economics
Languages : en
Pages : 172
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Book Description
Author: Teresa Ghilarducci
Publisher: Workman Publishing
ISBN: 0761186131
Category : Business & Economics
Languages : en
Pages : 145
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Book Description
Here is a single-sit read than can change the course of your retirement. Written by Dr. Teresa Ghilarducci, an economics professor, a retirement and savings specialist, and a trustee to two retiree health-care trusts worth over $54 billion, How to Retire with Enough Money cuts through the confusion, misinformation, and bad policy-making that keeps us spending or saving poorly. It begins with acknowledging what a person or household actually needs to have saved—the rule of thumb is eight to ten times your annual salary before retirement—and how much to expect from Social Security. And then it delivers the basic principles that will make the money grow, including a dozen good ideas to get current expenses under control. Why to “get rid of your guy”—those for-fee (or hidden-fee) financial planners that suck up valuable assets. Why it’s always better to pay off a loan or a mortgage. There are no gimmicks, no magical thinking—just an easy-to-follow program that works.
Author: Retirement Reimagination Academy
Publisher:
ISBN: 9781089176114
Category :
Languages : en
Pages : 140
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Book Description
If you want to learn how to generate a passive income stream so you can live your retirement dreams, then keep reading ... Did you know: Experts say that people need a nest egg of $1 million to get them through a 30-year retirement. A staggering 57% of Americans have less than $1,000 in their accounts. ⅓ of the baby-boomer generation has absolutely no money in their savings account. Retirement should be a time to live your dreams. After a lifetime of working a 9-5 job, you are finally free to do the things that you want to do. You might want to travel the world, or spend time with your loved ones, or maybe just relax in the sunshine and take each day as it comes. Sadly enough the first question that pops up is, How much will this dream life cost? There is no magic number. $1 million used to be the amount you needed to be assured a comfortable retirement. But according to Dave Ramsey, one of America's most trusted financial experts, this amount might not even be enough to provide you with the retirement you desire. GOBankingRates go even further and say that $1million could easily be wiped out in just twelve years. Don't panic! It can be overwhelming to imagine how much money a quality retirement costs. Especially if you, like most Americans, don't have anywhere near this figure in your savings account. But you don't need to worry. The internet provides a wealth of opportunities to create a passive income that can pay for the retirement that you want, and even allow you to leave a legacy that can give your loved ones a helping hand in following their dreams too. If you are willing to change your perspective and embrace this new chapter of your life with an open mind, you can start earning money from the comfort of your own home. Through the internet anything is possible! Age is absolutely not a barrier between you and your dream life. It�s rather an advantage. No matter how old you are, you can leverage the internet to your benefit, and start earning money to pay for your retirement. In this book, "Retirement Income Strategy If Financial Planning Is Not Enough", you will discover: The number one saving hack for your worry free retirement The best way to plan for the future and put your affairs in order, so that you and your family can breathe easy, no matter what happens Five ways to turn this three-figure sum into an amount that will make you crush it in retirement How to turn your passion into your profession The secrets to traveling the world without breaking the bank and how to turn your life into a holiday How to turn the unused space in your home into dollar bills How to visualise your ideal retirement and then create a plan to realise it The best method to calculate the amount that you need to retire The 3 most important websites to market yourself And much, much more. The number one trap that especially Seniors may fall into is thinking that creating a passive income through the internet is complicated and requires high-level computer skills. It's natural that you feel overwhelmed by all the possibilities the internet offers for making money. Yet, this book teaches you that EVERYONE can create a passive income stream online. It doesn't matter how old you are. Through an easy-to-read, step-by-step guide you will discover how you can turn your retirement dreams into reality in no time. If you want to live the dream in your retirement, scroll up and click the "Add to Cart" button right now.
Author: Frankie Calkins
Publisher: Money Resolution
ISBN: 9781735299341
Category :
Languages : en
Pages :
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Book Description
Personal finance experts suggest saving 10%-20% of your income. They're wrong. That advice is for ordinary people who will work a 9 to 5 grind for 50+ years, hoping to retire on time. But you're not ordinary...Choose to live an extraordinary life instead. Earn your time and freedom back. Save and invest 50% of your income and retire early in as little as 17 years, a decade or more sooner than you thought was possible.Does saving half sound extreme and impossible? It's not. Save Half, Retire Fast shows you how without tricks or gimmicks, and anyone can do it. #SAVEHALFBOOK is your comprehensive guide to financial independence and early retirement. You'll learn how to: Invest for long-term successDevelop a millionaire mindsetPick your early retirement pathGive yourself a raise & fire your bossReduce your annual expensesSet goals and stay motivatedRetire early on any income, in any cityLive a richer, more rewarding lifeEnjoy the journey as much as the destinationand LOTS more?Early retirement isn't a dream. It's should be a priority. You can earn decades of your life back so you can do what you want, when you want, with who you want to do it with.You can take the common path and hope for the best OR you can take charge of your financial life one day and one chapter at a time via Save Half, Retire Fast with Frankie (from "The Money Resolution" on YouTube) as your guide. The strategies aren't complicated and early retirement isn't "just for somebody else." It's for regular people. It's for YOU. And it's easier than you think. It's time you start living the life you actually want. Begin your financial independence journey today so you can:SAVE AND INVEST HALF, RETIRE TWICE AS FAST!!
Author: Jane Bryant Quinn
Publisher: Simon & Schuster
ISBN: 1982115831
Category : Business & Economics
Languages : en
Pages : 432
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Book Description
NOW COMPLETELY UPDATED to reflect the changes in tax legislation, health insurance, and the new investment realities. In this “highly valuable resource” (Publishers Weekly, starred review) Quinn “provides simple, straightforward” (The New York Times) solutions to the universal retirement dilemma—how to make your limited savings last for life—covering mortgages, social security, income investing, annuities, and more! Will you run out of money in your older age? That’s the biggest worry for people newly retired or planning to retire. Fortunately, you don’t have to plan in the dark. Jane Bryant Quinn tells you how to squeeze a higher income from all your assets—including your social security account (get every dollar you’re entitled to), a pension (discover whether a lump sum or a lifetime monthly income will pay you more), your home equity (sell, rent, or take a reverse mortgage?), savings (how to use them safely to raise your monthly income), retirement accounts (invest the money for growth in ways that let you sleep at night), and—critically—how much of your savings you can afford to spend every year without running out. There are easy ways to figure all this out. Who knew? Quinn also shows you how to evaluate your real risks. If you stick with super-safe investment choices, your money might not last and your lifestyle might erode. The same might be true if you rely on traditional income investments. Quinn rethinks the meaning of “income investing,” by combining reliable cash flow during the early years of your retirement with low-risk growth investments, to provide extra money for your later years. Odds are, you’ll live longer than you might imagine, meaning that your savings will stretch for many more years than you might have planned for. With the help of this book, you can turn those retirement funds into a “homemade” paycheck that will last for life.
Author: Ben Stein
Publisher: Hay House
ISBN: 1401903185
Category : Business & Economics
Languages : en
Pages : 241
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Book Description
Outlines how baby-boomers can plan for retirement, discussing how to invest to get the maximum return from savings and how to use an established nest egg to get the most income.
Author: Robert S. Roussey
Publisher: Dorrance Publishing
ISBN:
Category : Self-Help
Languages : en
Pages : 121
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Book Description
About the Book In this insightful guide, Robert S. Roussey emphasizes the importance of education, whether it be college, trade school, or on-the-job training; investing for your future; managing dreams and realistic expectations; physical health; positive familial, friendship, and professional relationships; and planning for retirement. Roussey blends personal anecdotes from his own life with professional advice to connect with teens and young adults and encourages them to begin planning for a life of success. About the Author Robert S. Roussey began working as an assistant bookkeeper at age fifteen and worked his way up to partnership at an international accounting firm, became a Chairman of the International Auditing and Assurances Standards Board, setting auditing standards for the worldwide auditing profession as well as becoming a professor at a world-renowned university. In his retirement years, he enjoys skiing, golf, reading, traveling, sailing, and cooking. Roussey is a father to two sons and grandfather to one.
Author: Philip J. Romero
Publisher: Simon and Schuster
ISBN: 168261137X
Category : Business & Economics
Languages : en
Pages : 240
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Book Description
A straightforward and sensible guide to investing so that after retirement you can still sleep at night. Congratulations. You are in a rare minority. You have saved and invested for your retirement. But after decades of accumulation, have you thought about how to organize your portfolio once you begin de-cumulating? Can you have a virtual paycheck to replace your former real one? This book will guide you through a major life transition—assuring that your savings last at least as long as you will. In It’s the Income, Stupid! Philip J. Romero, an academic who has shaped the economies of several U.S. states, and Riaan Nel, a wealth manager who helps clients transition into retirement, provide a street-smart guide to your money. Get no-nonsense, no sales pitch advice about the types of investments to embrace—and the ones to avoid. Many of the lessons about investing that were learned before the recession have been overtaken by events. This book will help you plan your portfolio in the "new normal." It’s the Income, Stupid! will provide a road map to this new world. But it doesn't stop there. It also offers practical recommendations for structuring your portfolio so that it can provide you with a virtual paycheck once work no longer provides a real one. It’s the Income, Stupid! offers unbiased advice about the vast range of investment choices you face, so you can assure that your investments meet your needs—and not a salesman’s.
