Your Home Loan Toolkit

Your Home Loan Toolkit PDF Author:
Publisher:
ISBN: 9780160927645
Category : House buying
Languages : en
Pages : 0

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Your Home Loan Toolkit

Your Home Loan Toolkit PDF Author: Consumer Financial Consumer Financial Protection Bureau
Publisher: Createspace Independent Publishing Platform
ISBN: 9781530666010
Category :
Languages : en
Pages : 26

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Book Description
Buying a home is exciting and, let's face it, complicated. This booklet is a toolkit that can help you make better choices along your path to owning a home.

Your Home Loan Toolkit

Your Home Loan Toolkit PDF Author:
Publisher:
ISBN: 9780160927645
Category : House buying
Languages : en
Pages : 0

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Book Description


Your Money, Your Goals

Your Money, Your Goals PDF Author: Consumer Financial Consumer Financial Protection Bureau
Publisher: Createspace Independent Publishing Platform
ISBN: 9781508906827
Category : Finance, Personal
Languages : en
Pages : 0

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Book Description
Welcome to the Consumer Financial Protection Bureau's Your Money, Your Goals: A financial empowerment toolkit for social services programs! If you're reading this, you are probably a case manager, or you work with case managers. Finances affect nearly every aspect of life in the United States. But many people feel overwhelmed by their financial situations, and they don't know where to go for help. As a case manager, you're in a unique position to provide that help. Clients already know you and trust you, and in many cases, they're already sharing financial and other personal information with you. The financial stresses your clients face may interfere with their progress toward other goals, and providing financial empowerment information and tools is a natural extension of what you are already doing. What is "financial empowerment" and how is it different from financial education or financial literacy? Financial education is a strategy that provides people with financial knowledge, skills, and resources so they can get, manage, and use their money to achieve their goals. Financial education is about building an individual's knowledge, skills, and capacity to use resources and tools, including financial products and services. Financial education leads to financial literacy. Financial empowerment includes financial education and financial literacy, but it is focused both on building the ability of individuals to manage money and use financial services and on providing access to products that work for them. Financially empowered individuals are informed and skilled; they know where to get help with their financial challenges. This sense of empowerment can build confidence that they can effectively use their financial knowledge, skills, and resources to reach their goals. We designed this toolkit to help you help your clients become financially empowered consumers. This financial empowerment toolkit is different from a financial education curriculum. With a curriculum, you are generally expected to work through most or all of the material in the order presented to achieve a specific set of objectives. This toolkit is a collection of important financial empowerment information and tools you can access as needed based on the client's goals. In other words, the aim is not to cover all of the information and tools in the toolkit - it is to identify and use the information and tools that are best suited to help your clients reach their goals.

Surviving Debt

Surviving Debt PDF Author:
Publisher:
ISBN: 9781602482043
Category : Consumer credit
Languages : en
Pages : 0

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Debt-Free Degree

Debt-Free Degree PDF Author: Anthony ONeal
Publisher: Ramsey Press
ISBN: 1942121121
Category : Business & Economics
Languages : en
Pages : 224

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Book Description
Every parent wants the best for their child. That’s why they send them to college! But most parents struggle to pay for school and end up turning to student loans. That’s why the majority of graduates walk away with $35,000 in student loan debt and no clue what that debt will really cost them.1 Student loan debt doesn’t open doors for young adults—it closes them. They postpone getting married and starting a family. That debt even takes away their freedom to pursue their dreams. But there is a different way. Going to college without student loans is possible! In Debt-Free Degree, Anthony ONeal teaches parents how to get their child through school without debt, even if they haven’t saved for it. He also shows parents: *How to prepare their child for college *Which classes to take in high school *How and when to take the ACT and SAT *The right way to do college visits *How to choose a major A college education is supposed to prepare a graduate for their future, not rob them of their paycheck and freedom for decades. Debt-Free Degree shows parents how to pay cash for college and set their child up to succeed for life.

The Library Marketing Toolkit

The Library Marketing Toolkit PDF Author: Ned Potter
Publisher: Facet Publishing
ISBN: 1856048063
Category : Business & Economics
Languages : en
Pages : 241

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Book Description
This Toolkit provides you with everything you need to successfully market any library. As libraries continue to fight for their survival amid growing expectations, competition from online sources and wavering public perceptions, effective marketing is increasingly becoming a critical tool to ensure the continued support of users, stakeholders and society as a whole. This unique practical guide offers expert coverage of every element of library marketing and branding for all sectors including archives and academic, public and special libraries, providing innovative and easy-to-implement techniques and ideas. The book is packed with case studies highlighting best practice and offering expert advice from thought-leaders including David Lee King and Alison Circle (US), Terry Kendrick and Rosemary Stamp (UK), Alison Wallbutton (New Zealand) and Rebecca Jones (Canada), plus institutions at the cutting-edge of library marketing including the British Library, New York Public Library, the National Archive, Cambridge University, JISC, the National Library of Singapore and the State Library of New South Wales. The key topics covered in the text are: • Seven key concepts for marketing libraries • Strategic marketing • The library brand • Marketing and the library building • An introduction to marketing online • Marketing with social media • Marketing with new technologies • Marketing and people • Internal marketing • Library advocacy as marketing • Marketing Special Collections and archives. Readership: The book is supplemented by a companion website and is essential reading for anyone involved in promoting their library or information service, whether at an academic, public or special library or in archives or records management. It’s also a useful guide for LIS students internationally who need to understand the practice of library marketing.

The Entrepreneur's Toolkit

The Entrepreneur's Toolkit PDF Author: Michael Goldsby
Publisher:
ISBN: 9781629970936
Category : Entrepreneurship
Languages : en
Pages : 165

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Book Description
"All of us have dreams, goals, and perhaps a project or two on the back burner. The Entrepreneur's Toolkit is your chance to make these aspirations a reality. Professor Goldsby provides a detailed roadmap for starting, nurturing, expanding, and eventually selling a business; and he shows how the same valuable skills translate to other spheres of life."--Publisher's website.

The Career Toolkit: Essential Skills for Success That No One Taught You

The Career Toolkit: Essential Skills for Success That No One Taught You PDF Author: Mark Allan Herschberg
Publisher:
ISBN: 9780960100743
Category : Business & Economics
Languages : en
Pages : 304

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Book Description
Networking, negotiating, communicating, leading, career planning--all skills critical to your career success. But did anyone ever teach you these skills? The Career Toolkit will help you master these vital skills and yield outsized returns for your career and your income. Every chapter is packed with dozens of actionable principles, exercises, and practices that will accelerate your success. It's a multivitamin for your career! The Career Toolkit shows you how to design and execute your personal plan to achieve the career you deserve, including: Negotiating a job offer. (This alone will pay for the book.) Creating a dynamic career strategy. Building a high-value network. Developing the fundamental leadership skills that matter most. Managing teams effectively, even as an individual contributor.

Nolo's Essential Guide to Buying Your First Home

Nolo's Essential Guide to Buying Your First Home PDF Author:
Publisher: NOLO
ISBN: 9781413332421
Category : Business & Economics
Languages : en
Pages : 0

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Book Description


Your Key to A Successful Home Financing

Your Key to A Successful Home Financing PDF Author: Secrets of a loan officer
Publisher: Author House
ISBN: 1452020132
Category : House & Home
Languages : en
Pages : 110

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Book Description
Today’s housing market offers exceptional opportunities and incentives to achieve the American dream. “Your Key to a Successful Home Financing” presents unique resources that will help you understand and simplify the loan process, identify available mortgage programs to meet your goals, and enjoy the advantages of being a homeowner. This book will also prepare you with the essentials for a loan approval and tips on how to improve your credit. I'll describe fundamental benefits of using government loans, such as buying with no money down or getting additional funds to repair your home, and options to receive down payment assistance from your city, county or state. I’ll show you how to save money by obtaining a seller credit towards closing costs, reduce your interest rate and its cost, and obtain federal and state tax credits. In addition, you will learn ways to buy foreclosures with low down payment. As a mortgage consultant, I strongly believe in full disclosure to my clients; I’ll describe important key documents that need to be reviewed before looking for a house and at the closing of your transaction. I was motivated to write this book because I frequently witness loan officers failing to provide existing programs and resources to homebuyers. Ultimately, this lack of expertise or ability can be detrimental at the moment of purchasing your home. Throughout “Your Key to a Successful Home Financing” outstanding online support for homebuyers and homeowners will be listed, and you will discover secrets banks may not necessarily want you to know. Its chapters were designed for readers that don't have time to study vague and lengthy narratives about financing. It provides direct, current and crucial advice to find the most appropriate home loan program to fit your needs, because now it’s a great time to take action! www.homefinancingbook.com