Author: Price V. Fishback
Publisher: University of Chicago Press
ISBN: 022608258X
Category : Business & Economics
Languages : en
Pages : 190
Book Description
The urgent demand for housing after World War I fueled a boom in residential construction that led to historic peaks in home ownership. Foreclosures at the time were rare, and when they did happen, lenders could quickly recoup their losses by selling into a strong market. But no mortgage system is equipped to deal with credit problems on the scale of the Great Depression. As foreclosures quintupled, it became clear that the mortgage system of the 1920s was not up to the task, and borrowers, lenders, and real estate professionals sought action at the federal level. Well Worth Saving tells the story of the disastrous housing market during the Great Depression and the extent to which an immensely popular New Deal relief program, the Home Owners’ Loan Corporation (HOLC), was able to stem foreclosures by buying distressed mortgages from lenders and refinancing them. Drawing on historical records and modern statistical tools, Price Fishback, Jonathan Rose, and Kenneth Snowden investigate important unanswered questions to provide an unparalleled view of the mortgage loan industry throughout the 1920s and early ’30s. Combining this with the stories of those involved, the book offers a clear understanding of the HOLC within the context of the housing market in which it operated, including an examination of how the incentives and behaviors at play throughout the crisis influenced the effectiveness of policy. More than eighty years after the start of the Great Depression, when politicians have called for similar programs to quell the current mortgage crisis, this accessible account of the Home Owners’ Loan Corporation holds invaluable lessons for our own time.
Well Worth Saving
Author: Price V. Fishback
Publisher: University of Chicago Press
ISBN: 022608258X
Category : Business & Economics
Languages : en
Pages : 190
Book Description
The urgent demand for housing after World War I fueled a boom in residential construction that led to historic peaks in home ownership. Foreclosures at the time were rare, and when they did happen, lenders could quickly recoup their losses by selling into a strong market. But no mortgage system is equipped to deal with credit problems on the scale of the Great Depression. As foreclosures quintupled, it became clear that the mortgage system of the 1920s was not up to the task, and borrowers, lenders, and real estate professionals sought action at the federal level. Well Worth Saving tells the story of the disastrous housing market during the Great Depression and the extent to which an immensely popular New Deal relief program, the Home Owners’ Loan Corporation (HOLC), was able to stem foreclosures by buying distressed mortgages from lenders and refinancing them. Drawing on historical records and modern statistical tools, Price Fishback, Jonathan Rose, and Kenneth Snowden investigate important unanswered questions to provide an unparalleled view of the mortgage loan industry throughout the 1920s and early ’30s. Combining this with the stories of those involved, the book offers a clear understanding of the HOLC within the context of the housing market in which it operated, including an examination of how the incentives and behaviors at play throughout the crisis influenced the effectiveness of policy. More than eighty years after the start of the Great Depression, when politicians have called for similar programs to quell the current mortgage crisis, this accessible account of the Home Owners’ Loan Corporation holds invaluable lessons for our own time.
Publisher: University of Chicago Press
ISBN: 022608258X
Category : Business & Economics
Languages : en
Pages : 190
Book Description
The urgent demand for housing after World War I fueled a boom in residential construction that led to historic peaks in home ownership. Foreclosures at the time were rare, and when they did happen, lenders could quickly recoup their losses by selling into a strong market. But no mortgage system is equipped to deal with credit problems on the scale of the Great Depression. As foreclosures quintupled, it became clear that the mortgage system of the 1920s was not up to the task, and borrowers, lenders, and real estate professionals sought action at the federal level. Well Worth Saving tells the story of the disastrous housing market during the Great Depression and the extent to which an immensely popular New Deal relief program, the Home Owners’ Loan Corporation (HOLC), was able to stem foreclosures by buying distressed mortgages from lenders and refinancing them. Drawing on historical records and modern statistical tools, Price Fishback, Jonathan Rose, and Kenneth Snowden investigate important unanswered questions to provide an unparalleled view of the mortgage loan industry throughout the 1920s and early ’30s. Combining this with the stories of those involved, the book offers a clear understanding of the HOLC within the context of the housing market in which it operated, including an examination of how the incentives and behaviors at play throughout the crisis influenced the effectiveness of policy. More than eighty years after the start of the Great Depression, when politicians have called for similar programs to quell the current mortgage crisis, this accessible account of the Home Owners’ Loan Corporation holds invaluable lessons for our own time.
Well Worth Saving
Author: Laurel Leff
Publisher: Yale University Press
ISBN: 0300243871
Category : Education
Languages : en
Pages : 368
Book Description
"A harrowing account of the profoundly consequential decisions American universities made about refugee scholars from Nazi-dominated Europe. The United States' role in saving Europe's intellectual elite from the Nazis is often told as a tale of triumph, which in many ways it was. America welcomed Albert Einstein and Enrico Fermi, Hannah Arendt and Herbert Marcuse, Rudolf Carnap and Richard Courant, among hundreds of other physicists, philosophers, mathematicians, historians, chemists, and linguists who transformed the American academy. Yet for every scholar who survived and thrived, many, many more did not. To be hired by an American university, a refugee scholar had to be world-class and well connected, not too old and not too young, not too right and not too left and, most important, not too Jewish. Those who were unable to flee were left to face the horrors of the Holocaust. In this rigorously researched book, Laurel Leff rescues from obscurity scholars who were deemed "not worth saving" and tells the riveting, full story of the hiring decisions universities made during the Nazi era."--Provided by publisher.
Publisher: Yale University Press
ISBN: 0300243871
Category : Education
Languages : en
Pages : 368
Book Description
"A harrowing account of the profoundly consequential decisions American universities made about refugee scholars from Nazi-dominated Europe. The United States' role in saving Europe's intellectual elite from the Nazis is often told as a tale of triumph, which in many ways it was. America welcomed Albert Einstein and Enrico Fermi, Hannah Arendt and Herbert Marcuse, Rudolf Carnap and Richard Courant, among hundreds of other physicists, philosophers, mathematicians, historians, chemists, and linguists who transformed the American academy. Yet for every scholar who survived and thrived, many, many more did not. To be hired by an American university, a refugee scholar had to be world-class and well connected, not too old and not too young, not too right and not too left and, most important, not too Jewish. Those who were unable to flee were left to face the horrors of the Holocaust. In this rigorously researched book, Laurel Leff rescues from obscurity scholars who were deemed "not worth saving" and tells the riveting, full story of the hiring decisions universities made during the Nazi era."--Provided by publisher.
Something Worth Saving
Author: Sandi Ward
Publisher: Kensington Books
ISBN: 1496711149
Category : Fiction
Languages : en
Pages : 322
Book Description
“The family pets see so much more than anyone realizes in this family drama . . . Told with empathy and hope” by the author of What Holds Us Together (Booklist). A boy and his cat. It’s an unconventional friendship, perhaps, but for Charlie and Lily, it works beautifully. It was Charlie who chose Lily from among all the cats in the shelter. He didn’t frown, the way other humans did, when he saw her injured back leg, the legacy of a cruel previous owner. Instead, Charlie insisted on rescuing her. Now Lily wants to do the same for Charlie. She’s the only one who’s seen the bruises on Charlie’s body. If she knew who was hurting him, she’d scratch their eyes out. But she can’t fix this by herself. Lily needs to get the rest of the family to focus on Charlie—not easy when they’re wrapped up in their own problems. Charlie’s mother kicked his father out weeks ago and has a new boyfriend who seems charming, but is still a stranger. Oldest son Kevin misses his father desperately. Victoria, Charlie’s sister, also has someone new in her life, and Lily is decidedly suspicious. Even Charlie’s father, who Lily loves dearly, is behaving strangely. Lily knows what it’s like to feel helpless. But she also knows that you don’t always have to be the biggest or the strongest to fight fiercely for the ones you love . . . “Powerful and smartly written, Ward explores the intricate workings of family life with a compassionate touch and unflinching honesty.”—Lisa Duffy, author of My Kind of People
Publisher: Kensington Books
ISBN: 1496711149
Category : Fiction
Languages : en
Pages : 322
Book Description
“The family pets see so much more than anyone realizes in this family drama . . . Told with empathy and hope” by the author of What Holds Us Together (Booklist). A boy and his cat. It’s an unconventional friendship, perhaps, but for Charlie and Lily, it works beautifully. It was Charlie who chose Lily from among all the cats in the shelter. He didn’t frown, the way other humans did, when he saw her injured back leg, the legacy of a cruel previous owner. Instead, Charlie insisted on rescuing her. Now Lily wants to do the same for Charlie. She’s the only one who’s seen the bruises on Charlie’s body. If she knew who was hurting him, she’d scratch their eyes out. But she can’t fix this by herself. Lily needs to get the rest of the family to focus on Charlie—not easy when they’re wrapped up in their own problems. Charlie’s mother kicked his father out weeks ago and has a new boyfriend who seems charming, but is still a stranger. Oldest son Kevin misses his father desperately. Victoria, Charlie’s sister, also has someone new in her life, and Lily is decidedly suspicious. Even Charlie’s father, who Lily loves dearly, is behaving strangely. Lily knows what it’s like to feel helpless. But she also knows that you don’t always have to be the biggest or the strongest to fight fiercely for the ones you love . . . “Powerful and smartly written, Ward explores the intricate workings of family life with a compassionate touch and unflinching honesty.”—Lisa Duffy, author of My Kind of People
A World Worth Saving
Author: George Hovaness Donigian
Publisher: Upper Room Books
ISBN: 0835812138
Category : Religion
Languages : en
Pages : 95
Book Description
God thinks the world is worth saving. When we are close to God, we too will want to save the world. For anyone who dismisses Lent as a seemingly endless time of self-sacrifice and introspection, this 6-week study for Lent offers a breath of fresh air. It connects prayer and other inner spiritual practices with outward actions of mercy and compassion. George Donigian guides you to grow in your prayer life by praying about daily news reports, discovering the needs around you, and responding with love and compassion. You will discover ways to: serve others feed the hungry seek justice and fight injustice offer healing extend friendship The author's conversational style and use of well-known hymn texts will engage you in this energizing Lenten study. This book includes exercises for spiritual growth, questions for reflection, and a Leader's Guide for small groups
Publisher: Upper Room Books
ISBN: 0835812138
Category : Religion
Languages : en
Pages : 95
Book Description
God thinks the world is worth saving. When we are close to God, we too will want to save the world. For anyone who dismisses Lent as a seemingly endless time of self-sacrifice and introspection, this 6-week study for Lent offers a breath of fresh air. It connects prayer and other inner spiritual practices with outward actions of mercy and compassion. George Donigian guides you to grow in your prayer life by praying about daily news reports, discovering the needs around you, and responding with love and compassion. You will discover ways to: serve others feed the hungry seek justice and fight injustice offer healing extend friendship The author's conversational style and use of well-known hymn texts will engage you in this energizing Lenten study. This book includes exercises for spiritual growth, questions for reflection, and a Leader's Guide for small groups
A Bridge Worth Saving
Author: Mike Mort
Publisher:
ISBN:
Category : Architecture
Languages : en
Pages : 180
Book Description
Everything you need to know to save an old historic, truss-style bridge. The chapters are full of practical things: Sometimes this advice is offered in essay form. More often it is presented as to-do lists. In fact, the book begins with a comprehensive checklist of everything you need to know before you get started on saving a bridge. It's all here. There are even job descriptions for volunteers and interview questions for professionals who will need to be brought into the process. Useful case studies abound. An appendix of truss-bridge types gives prospective bridge-savers a useful starting point, and forty-one photographs give them a vision of the goal.
Publisher:
ISBN:
Category : Architecture
Languages : en
Pages : 180
Book Description
Everything you need to know to save an old historic, truss-style bridge. The chapters are full of practical things: Sometimes this advice is offered in essay form. More often it is presented as to-do lists. In fact, the book begins with a comprehensive checklist of everything you need to know before you get started on saving a bridge. It's all here. There are even job descriptions for volunteers and interview questions for professionals who will need to be brought into the process. Useful case studies abound. An appendix of truss-bridge types gives prospective bridge-savers a useful starting point, and forty-one photographs give them a vision of the goal.
Saving Words
Author: Joseph S. Pagano
Publisher: Wipf and Stock Publishers
ISBN: 1725262215
Category : Religion
Languages : en
Pages : 191
Book Description
What words from our Christian vocabulary would you miss if you could no longer use them? If you pronounced them and no one understood? If you spoke and people gave them a meaning at odds with your conviction? What words do you fear are falling into misuse? If you could save some word or phrase from disuse or misuse what would it be? Saving Words is a collection of personal, provocative essays by lay people, clergy, poets, theologians, musicians, and scholars on words they want to preserve and proclaim, urgent and important reflections on the language we need for the facing of these days. Open this volume and find saving words that matter.
Publisher: Wipf and Stock Publishers
ISBN: 1725262215
Category : Religion
Languages : en
Pages : 191
Book Description
What words from our Christian vocabulary would you miss if you could no longer use them? If you pronounced them and no one understood? If you spoke and people gave them a meaning at odds with your conviction? What words do you fear are falling into misuse? If you could save some word or phrase from disuse or misuse what would it be? Saving Words is a collection of personal, provocative essays by lay people, clergy, poets, theologians, musicians, and scholars on words they want to preserve and proclaim, urgent and important reflections on the language we need for the facing of these days. Open this volume and find saving words that matter.
A Culture Worth Saving
Author: Robert P. Jones
Publisher: Outskirts Press
ISBN: 9781432783082
Category : History
Languages : en
Pages : 264
Book Description
Florida is known as the "Fishing Capital of the World." archeological digs throughout Florida proved Native Americans depended upon a wide range of seafood from the rivers, bays and ocean. Spains's first immigrants to St. Augustine were skilled in catching fish and these skills passed down from generation to generation. Fishing families from many other countries eventually settled along both Florida coasts to harvest the bountiful, sustainable rsources.
Publisher: Outskirts Press
ISBN: 9781432783082
Category : History
Languages : en
Pages : 264
Book Description
Florida is known as the "Fishing Capital of the World." archeological digs throughout Florida proved Native Americans depended upon a wide range of seafood from the rivers, bays and ocean. Spains's first immigrants to St. Augustine were skilled in catching fish and these skills passed down from generation to generation. Fishing families from many other countries eventually settled along both Florida coasts to harvest the bountiful, sustainable rsources.
Die with Zero
Author: Bill Perkins
Publisher: Mariner Books
ISBN: 0358099765
Category : Business & Economics
Languages : en
Pages : 243
Book Description
"A startling new philosophy and practical guide to getting the most out of your money-and out of life-for those who value memorable experiences as much as their earnings"--
Publisher: Mariner Books
ISBN: 0358099765
Category : Business & Economics
Languages : en
Pages : 243
Book Description
"A startling new philosophy and practical guide to getting the most out of your money-and out of life-for those who value memorable experiences as much as their earnings"--
America is Worth Saving
Author: Theodore Dreiser
Publisher:
ISBN:
Category : Democracy
Languages : en
Pages : 304
Book Description
"Points out the dangerous speed at which we are drifting into war without a full and rank discussion of the necessity or desirability of this step for us as a democratic people" -- Dust jacket.
Publisher:
ISBN:
Category : Democracy
Languages : en
Pages : 304
Book Description
"Points out the dangerous speed at which we are drifting into war without a full and rank discussion of the necessity or desirability of this step for us as a democratic people" -- Dust jacket.
The Total Money Makeover: Classic Edition
Author: Dave Ramsey
Publisher: Thomas Nelson
ISBN: 1595555285
Category : Business & Economics
Languages : en
Pages : 266
Book Description
Do you want to build a budget that actually works for you? Are you ready to transform your relationship with money? This New York Times bestseller has already helped millions of people just like you learn how to develop everyday money-saving habits with the help of America's favorite personal finance expert, Dave Ramsey. By now, you've already heard all of the nutty get-rich-quick schemes and the fiscal diet fads that leave you with a lot of quirky ideas but not a penny in your pocket. If you're tired of the lies and sick of the false promises, Dave is here to provide practical, long-term help. The Total Money Makeover is the simplest, most straightforward game plan for completely changing your finances. And, best of all, these principles are based on results, not pie-in-the-sky fantasies. This is the financial reset you've been looking for. The Total Money Makeover: Classic Edition will give you the tools and the encouragement you need to: Design a sure-fire plan for paying off all debt--from your cars to your home and everything in between using the debt snowball method Break bad habits and make lasting changes when it comes to your relationship with money Recognize the 10 most dangerous money myths Secure a healthy nest egg for emergencies and set yourself up for retirement Become financially healthy for life Live like no one else, so later you can LIVE (and GIVE) like no one else! This edition of The Total Money Makeover includes new, expanded "Dave Rants" that tackle marriage conflict, college debt, and so much more. The Total Money Makeover: Classic Edition also includes brand new back-of-the-book resources to help you make The Total Money Makeover your new reality.
Publisher: Thomas Nelson
ISBN: 1595555285
Category : Business & Economics
Languages : en
Pages : 266
Book Description
Do you want to build a budget that actually works for you? Are you ready to transform your relationship with money? This New York Times bestseller has already helped millions of people just like you learn how to develop everyday money-saving habits with the help of America's favorite personal finance expert, Dave Ramsey. By now, you've already heard all of the nutty get-rich-quick schemes and the fiscal diet fads that leave you with a lot of quirky ideas but not a penny in your pocket. If you're tired of the lies and sick of the false promises, Dave is here to provide practical, long-term help. The Total Money Makeover is the simplest, most straightforward game plan for completely changing your finances. And, best of all, these principles are based on results, not pie-in-the-sky fantasies. This is the financial reset you've been looking for. The Total Money Makeover: Classic Edition will give you the tools and the encouragement you need to: Design a sure-fire plan for paying off all debt--from your cars to your home and everything in between using the debt snowball method Break bad habits and make lasting changes when it comes to your relationship with money Recognize the 10 most dangerous money myths Secure a healthy nest egg for emergencies and set yourself up for retirement Become financially healthy for life Live like no one else, so later you can LIVE (and GIVE) like no one else! This edition of The Total Money Makeover includes new, expanded "Dave Rants" that tackle marriage conflict, college debt, and so much more. The Total Money Makeover: Classic Edition also includes brand new back-of-the-book resources to help you make The Total Money Makeover your new reality.