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Author: Fumio Hayashi
Publisher: MIT Press
ISBN: 9780262082556
Category : Business & Economics
Languages : en
Pages : 532
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Book Description
Analysis of consumption and saving decisions by households has always been one of the most active areas of research in economics--and with good reason. Private consumption is the most important component of aggregate demand in a capitalist economy, and explaining consumption is the key element in most macroeconomic forecasting models. To evaluate the effect of government policies invariably requires the knowledge of how they change parameters relevant for household decision making. Understanding Saving collects eleven papers by economist Fumio Hayashi, along with two previously unpublished chapters, for a total of thirteen chapters. The monograph, which brings together Hayashi's empirical research on saving, is divided into three sections. Part I, "Liquidity Constraints", contains five studies that test the well-known implication of the Life Cycle-Permanent Income hypothesis that households shield consumption from income fluctuations. Part II, "Risk-Sharing and Altruism", contains three papers that examine the interactions between related and unrelated households predicted by the hypothesis for the US and Japanese households. The three papers in Part III, "Japanese Saving Behavior", present the author's explanation of the high saving rate in postwar Japan.
Author: Fumio Hayashi
Publisher: MIT Press
ISBN: 9780262082556
Category : Business & Economics
Languages : en
Pages : 532
Get Book Here
Book Description
Analysis of consumption and saving decisions by households has always been one of the most active areas of research in economics--and with good reason. Private consumption is the most important component of aggregate demand in a capitalist economy, and explaining consumption is the key element in most macroeconomic forecasting models. To evaluate the effect of government policies invariably requires the knowledge of how they change parameters relevant for household decision making. Understanding Saving collects eleven papers by economist Fumio Hayashi, along with two previously unpublished chapters, for a total of thirteen chapters. The monograph, which brings together Hayashi's empirical research on saving, is divided into three sections. Part I, "Liquidity Constraints", contains five studies that test the well-known implication of the Life Cycle-Permanent Income hypothesis that households shield consumption from income fluctuations. Part II, "Risk-Sharing and Altruism", contains three papers that examine the interactions between related and unrelated households predicted by the hypothesis for the US and Japanese households. The three papers in Part III, "Japanese Saving Behavior", present the author's explanation of the high saving rate in postwar Japan.
Author: Charlotte Dane
Publisher: Pkcs Media, Incorporated
ISBN: 9781647432362
Category :
Languages : en
Pages : 38
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Book Description
Quincy Squirrel wanted to buy absolutely everything in the world! His desires knew no bounds, but his wallet did.How was Quincy Squirrel able to understand money better and learn to save? His friend, Andy Squirrel, to the rescue! Join these two furry friends as they begin the journey of understanding personal finance, in a simple way that kids can certainly understand.Teach your child:?How to save money towards a goal?The power of time + money?The lesson of how to resist temptations and focus on your savings goalOriginal, engaging, humorous, and re-readable.This is a children's book about building values and teaching life skills. Charlotte Dane possesses a unique understanding of child psychology, which allows her to write tales that are both educational and captivating for children.It's My Money! Children's Book Series is aimed at teaching children essential life skills, mindsets, and paths to success and happiness. Charlotte combines adorable and charming characters with wit and humor that even adults will enjoy.This series is perfect for children ages 3-11, and the adults that interact with them (parents, caretakers, teachers, relatives, coaches, and so on)!For free printable resources, worksheets, exercises, and mazes, visit BigBarnPress.com
Author: Lauren R. Kerby
Publisher: UNC Press Books
ISBN: 146965590X
Category : Religion
Languages : en
Pages : 209
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Book Description
Millions of tourists visit Washington, D.C., every year, but for some the experience is about much more than sightseeing. Lauren R. Kerby's lively book takes readers onto tour buses and explores the world of Christian heritage tourism. These expeditions visit the same attractions as their secular counterparts—Capitol Hill, the Washington Monument, the war memorials, and much more—but the white evangelicals who flock to the tours are searching for evidence that America was founded as a Christian nation. The tours preach a historical jeremiad that resonates far beyond Washington. White evangelicals across the United States tell stories of the nation's Christian origins, its subsequent fall into moral and spiritual corruption, and its need for repentance and return to founding principles. This vision of American history, Kerby finds, is white evangelicals' most powerful political resource—it allows them to shapeshift between the roles of faithful patriots and persecuted outsiders. In an era when white evangelicals' political commitments baffle many observers, this book offers a key for understanding how they continually reimagine the American story and their own place in it.
Author: Barry Leonard
Publisher: DIANE Publishing
ISBN: 9781422319024
Category : Business & Economics
Languages : en
Pages : 32
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Book Description
Many people mistakenly believe that Social Security (SS) will pay for all or most of their retire. needs, but the fact is, since its inception, SS has provided little protection. A comfortable retire. usually requires SS, pensions, personal savings & invest. The key tool for making a secure retire. a reality is financial planning. It will help clarify your retire. goals as well as other financial goals you want to ¿buy¿ along the way. It will show you how to manage your money so you can afford today¿s needs yet still fund tomorrow¿s. You¿ll learn how to save your money to make it work for you & how to protect it so it will be there when you need it. Explains how you can take the best advantage of retire. plans at work, & what to do if you¿re on your own. Illustrations.
Author: Robert B. Reich
Publisher: Vintage
ISBN: 0385350589
Category : Business & Economics
Languages : en
Pages : 306
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Book Description
From the author of Aftershock and The Work of Nations, his most important book to date—a myth-shattering breakdown of how the economic system that helped make America so strong is now failing us, and what it will take to fix it. Perhaps no one is better acquainted with the intersection of economics and politics than Robert B. Reich, and now he reveals how power and influence have created a new American oligarchy, a shrinking middle class, and the greatest income inequality and wealth disparity in eighty years. He makes clear how centrally problematic our veneration of the “free market” is, and how it has masked the power of moneyed interests to tilt the market to their benefit. Reich exposes the falsehoods that have been bolstered by the corruption of our democracy by huge corporations and the revolving door between Washington and Wall Street: that all workers are paid what they’re “worth,” that a higher minimum wage equals fewer jobs, and that corporations must serve shareholders before employees. He shows that the critical choices ahead are not about the size of government but about who government is for: that we must choose not between a free market and “big” government but between a market organized for broadly based prosperity and one designed to deliver the most gains to the top. Ever the pragmatist, ever the optimist, Reich sees hope for reversing our slide toward inequality and diminished opportunity when we shore up the countervailing power of everyone else. Passionate yet practical, sweeping yet exactingly argued, Saving Capitalism is a revelatory indictment of our economic status quo and an empowering call to civic action.
Author: Jonathan B. Wight
Publisher: Pearson Education
ISBN: 0132782642
Category : Business & Economics
Languages : en
Pages : 360
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Book Description
Adam Smith ... Father of Modern Economics ... Died in 1790 ... but 200 years later, his spirit is tortured by the caricatures we remember in his name. In Saving Adam Smith, he is tortured enough to return to Earth ... and so begins a journey of discovery that cuts across two centuries, as doctoral student Richard Burns puts his life on the line to rediscover Smith's most profound insight: Selfishness is not enough.
Author: Heidi Rolland Unruh
Publisher: Oxford University Press
ISBN: 0195161556
Category : Religion
Languages : en
Pages : 334
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Book Description
As public funding for social services has been slashed, there has arisen an unprecedented interest in the potential (and dangers) of faith-based institutions as agents of social change. This text seeks to answer pressing questions surrounding this important and controversial issue.
Author: Michael Fischer
Publisher: Saving and Investing
ISBN: 1420866966
Category : Finance, Personal
Languages : en
Pages : 148
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Book Description
We all need to save and invest intelligently - in today's world this stuff is too important to ignore. Relying on someone else to make all the decisions can also lead to disaster. If we never get the full picture, we are relying on snippets that are often opinions, or even worse - biased opinions, when in reality the facts are what should matter most. Fortunately saving, investing and our financial system are very straightforward if we get the full picture once. After that everything makes sense! Saving and Investing brings the world of investing to an easy-to-read and understand level. The book covers compounding, how companies make money, financial markets, debt, equity, bonds, stocks, mutual funds and unit trusts, hedge funds, real estate, commodities, other investments, the economy and all of the related terminology, the impact of time, dollar cost averaging, taxes and compounding, diversification and transaction cost as well as getting started. If you are not intimately familiar with these concepts that can be amazingly straightforward when properly explained - then you should read this book! The book is different because it highlights facts and principles that will withstand the test of time and because of all of this comes from a professional practioner in the field. After reading this book, the simplicity will seem astounding, and the path towards financial independence and freedom so much clearer.
Author: John B. Shoven
Publisher: University of Chicago Press
ISBN: 0226044351
Category : Business & Economics
Languages : en
Pages : 396
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Book Description
The past decade has witnessed a decline in saving throughout the developed world—the United States has the dubious distinction of leading the way. The consequences can be serious. For individuals, their own economic security and that of their families is jeopardized. For society, inadequate rates of saving have been blamed for a variety of ills—decreasing the competitive abilities of American industry, slowing capital accumulation, increasing our trade deficit, and forcing the sale of capital stock to foreign investors at bargain prices. Restoring acceptable rates of saving in the United States poses a major challenge to those who formulate national economic policy, especially since economists and policymakers alike still understand little about what motivates people to save. In National Saving and Economic Performance, edited by B. Douglas Bernheim and John B. Shoven, that task is addressed by offering the results of new research, with recommendations for policies aimed to improve saving. Leading experts in diverse fields of economics debate the need for more accurate measurement of official saving data; examine how corporate decisions to retain or distribute earnings affect household-level consumption and saving; and investigate the effects of taxation on saving behavior, correlations between national saving and international investment over time, and the influence of economic growth on saving. Presenting the most comprehensive and up-to-date research on saving, this volume will benefit both academic and government economists.
Author: Rosemary Wells
Publisher: Penguin
ISBN: 014056750X
Category : Juvenile Fiction
Languages : en
Pages : 34
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Book Description
A tale of funny bunny money for Rosemary Wells's bestselling Max and Ruby! It's Grandma's birthday, and Ruby knows exactly what Grandma would love-a beautiful ballerina box. Max also knows what she'd love-a scary pair of ooey-gooey vampire teeth. Ruby has saved up a walletful of bills, but as unexpected mishap after mishap occurs, money starts running through the bunnies' fingers.... Will they have enough left for the perfect present? Wells' adorable story is also a fun and lively introduction to early math.
