Understanding Buying and Spending PDF Download
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Author: Robyn Hardyman
Publisher: The Rosen Publishing Group, Inc
ISBN: 1508153736
Category : Juvenile Nonfiction
Languages : en
Pages : 34
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Book Description
One of the first steps toward good money management is opening a bank account or two. How debit and savings accounts work, how to get cash from these accounts, and more are covered in this introductory volume on using money. Practical tips such as shopping around for a good deal and credit card management are woven through basic economic concepts of spending, budgeting, and saving. Written in understandable language with age-appropriate information, the main content, sidebars, and fact boxes ready readers for the beginning of their long financial lives.
Author: Robyn Hardyman
Publisher: The Rosen Publishing Group, Inc
ISBN: 1508153736
Category : Juvenile Nonfiction
Languages : en
Pages : 34
Get Book Here
Book Description
One of the first steps toward good money management is opening a bank account or two. How debit and savings accounts work, how to get cash from these accounts, and more are covered in this introductory volume on using money. Practical tips such as shopping around for a good deal and credit card management are woven through basic economic concepts of spending, budgeting, and saving. Written in understandable language with age-appropriate information, the main content, sidebars, and fact boxes ready readers for the beginning of their long financial lives.
Author: Elizabeth Dunn
Publisher: Simon and Schuster
ISBN: 1476740704
Category : Business & Economics
Languages : en
Pages : 224
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Book Description
If you think money can’t buy happiness, you’re not spending it right. Two rising stars in behavioral science explain how money can buy happiness—if you follow five core principles of smarter spending. If you think money can’t buy happiness, you’re not spending it right. Two rising stars in behavioral science explain how money can buy happiness—if you follow five core principles of smarter spending. Happy Money offers a tour of new research on the science of spending. Most people recognize that they need professional advice on how to earn, save, and invest their money. When it comes to spending that money, most people just follow their intuitions. But scientific research shows that those intuitions are often wrong. Happy Money explains why you can get more happiness for your money by following five principles, from choosing experiences over stuff to spending money on others. And the five principles can be used not only by individuals but by companies seeking to create happier employees and provide “happier products” to their customers. Elizabeth Dunn and Michael Norton show how companies from Google to Pepsi to Crate & Barrel have put these ideas into action. Along the way, the authors describe new research that reveals that luxury cars often provide no more pleasure than economy models, that commercials can actually enhance the enjoyment of watching television, and that residents of many cities frequently miss out on inexpensive pleasures in their hometowns. By the end of this book, readers will ask themselves one simple question whenever they reach for their wallets: Am I getting the biggest happiness bang for my buck?
Author: Jean Chatzky
Publisher: Simon and Schuster
ISBN: 1416994734
Category : Juvenile Nonfiction
Languages : en
Pages : 178
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Book Description
For the first time, financial guru and TODAY Show regular Jean Chatzky brings her expertise to a young audience. Chatzky provides her unique, savvy perspective on money with advice and insight on managing finances, even on a small scale. This book will reach kids before bad spending habits can get out of control. With answers and ideas from real kids, this grounded approach to spending and saving will be a welcome change for kids who are inundated by a consumer driven culture. This book talks about money through the ages, how money is actually made and spent, and the best ways for tweens to earn and save money.
Author: Rae Simons
Publisher: Simon and Schuster
ISBN: 1422296318
Category : Business & Economics
Languages : en
Pages : 100
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Book Description
When you work for a paycheck or do chores around the house to get an allowance from your parents, you're exchanging the value of your time for money. Thinking of money as the time you spent working to earn it can help you understand the value of your time, your money, and the things you buy with it. Learn all this and more in Spending Money.
Author: Greer Parks
Publisher:
ISBN:
Category :
Languages : en
Pages : 132
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Book Description
The Ultimate Guide to Building Financial Freedom: Cut Your Spending, Plan Your Budget & Break the Chains of Money Slavery Today! Who can resist the temptation to fill their carts with discounted items? And, let's be real, all the different ways to shop - online, on our phones, in-store - doesn't make it any easier to combat the urge to treat yourself! Would you like to: Stop spending money on random stuff and be able to say no to the irresistible "discount" mark? Avoid making shopping mistakes, forget about impulse buys, and never again burn through your paycheck? Improve your finances by tackling your spending demons and actually start making more out of your budget? Finally be in control of your money, track your spending, and lose the label of being a shopaholic once and for all? If you want a brighter financial future, this book is a must! Unfortunately, most of us fall victim to the power of money. Simply put, money owns you. But, you can turn things around by following the tips and strategies in this powerful book! With the help of this unique guide, you will: Make your paycheck last longer by fully understanding the psychology of money and spending; Break free of your slavery to money and learn how to effectively stop spending but instead truly start living; Build financial freedom by following the ultimate 30 strategies to manage money and manifest your dreams; Easily pay off debt and get a good night's sleep knowing that you don't owe anything to anyone. Yes, all this is possible! This book will show you a revolutionary approach to getting there in no time by covering topics such as: Budgeting; Unnecessary spending; The debt snowball; Savings; Credit cards; The art of investing; Stocks and bonds; Mutual vs. index funds; And, as a bonus you'll also access: Easy-to-follow,highly effective guide to help you maximize your current budget; An abundance of proven tips and strategies to start investing smart; A blueprint to maximize your retirement investing; And much more! Are you ready to have more with less? Start working on your financial freedom today! Scroll up, click on "Buy Now with 1-click", and Get Your Copy Now!
Author: Ray Dalio
Publisher: Simon and Schuster
ISBN: 1982112387
Category : Business & Economics
Languages : en
Pages : 560
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Book Description
#1 New York Times Bestseller “Significant...The book is both instructive and surprisingly moving.” —The New York Times Ray Dalio, one of the world’s most successful investors and entrepreneurs, shares the unconventional principles that he’s developed, refined, and used over the past forty years to create unique results in both life and business—and which any person or organization can adopt to help achieve their goals. In 1975, Ray Dalio founded an investment firm, Bridgewater Associates, out of his two-bedroom apartment in New York City. Forty years later, Bridgewater has made more money for its clients than any other hedge fund in history and grown into the fifth most important private company in the United States, according to Fortune magazine. Dalio himself has been named to Time magazine’s list of the 100 most influential people in the world. Along the way, Dalio discovered a set of unique principles that have led to Bridgewater’s exceptionally effective culture, which he describes as “an idea meritocracy that strives to achieve meaningful work and meaningful relationships through radical transparency.” It is these principles, and not anything special about Dalio—who grew up an ordinary kid in a middle-class Long Island neighborhood—that he believes are the reason behind his success. In Principles, Dalio shares what he’s learned over the course of his remarkable career. He argues that life, management, economics, and investing can all be systemized into rules and understood like machines. The book’s hundreds of practical lessons, which are built around his cornerstones of “radical truth” and “radical transparency,” include Dalio laying out the most effective ways for individuals and organizations to make decisions, approach challenges, and build strong teams. He also describes the innovative tools the firm uses to bring an idea meritocracy to life, such as creating “baseball cards” for all employees that distill their strengths and weaknesses, and employing computerized decision-making systems to make believability-weighted decisions. While the book brims with novel ideas for organizations and institutions, Principles also offers a clear, straightforward approach to decision-making that Dalio believes anyone can apply, no matter what they’re seeking to achieve. Here, from a man who has been called both “the Steve Jobs of investing” and “the philosopher king of the financial universe” (CIO magazine), is a rare opportunity to gain proven advice unlike anything you’ll find in the conventional business press.
Author: Nick Maggiulli
Publisher: Harriman House Limited
ISBN: 0857199269
Category : Business & Economics
Languages : en
Pages : 232
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Book Description
Everyone faces big questions when it comes to money: questions about saving, investing, and whether you’re getting it right with your finances. Unfortunately, many of the answers provided by the financial industry have been based on belief and conjecture rather than data and evidence—until now. In Just Keep Buying, hugely popular finance blogger Nick Maggiulli crunches the numbers to answer the biggest questions in personal finance and investing, while providing you with proven ways to build your wealth right away. You will learn why you need to save less than you think; why saving up cash to buy market dips isn’t a good idea; how to survive (and thrive) during a market crash; and much more. By following the strategies revealed here, you can act smarter and live richer each and every day. It’s time to take the next step in your wealth-building journey. It’s time to Just Keep Buying.
Author: Liesl Clark
Publisher: Atria Books
ISBN: 1982113804
Category : House & Home
Languages : en
Pages : 288
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Book Description
In the spirit of The Gentle Art of Swedish Death Cleaning and The Joy of Less, experience the benefits of buying less and sharing more with this accessible 7-step guide to decluttering, saving money, and creating community from the creators of the Buy Nothing Project. In their island community, friends Liesl Clark and Rebecca Rockefeller discovered that the beaches of Puget Sound were spoiled by a daily influx of plastic items and trash washing on shore. From pens and toothbrushes to toys and straws, they wondered, where did it all come from? Of course, it comes from us—our homes, our backyards, our cars, and our workplaces. And so, a rallying cry against excess stuff was born. In 2013, they launched the first Facebook Buy Nothing Project group in their small town off the coast of Seattle, and they never expected it to become a viral sensation. Today there are thousands of Buy Nothing groups all over the world, boasting more than a million members, and 5,000 highly active volunteers. Inspired by the ancient practice of gift economies, where neighbors share and pool resources,The Buy Nothing, Get Everything Plan introduces an environmentally conscious 7-step guide that teaches us how to buy less, give more, and live generously. At once an actionable plan and a thought-provoking exploration of our addiction to stuff, this powerful program will help you declutter your home without filling landfills, shop more thoughtfully and discerningly, and let go of the need to buy new things. Filled with helpful lists and practical suggestions including 50 items you never need to buy (Ziploc bags and paper towels) and 50 things to make instead (gift cards and salad dressing), The Buy Nothing, Get Everything Plan encourages you to rethink why you shop and embrace a space-saving, money-saving, and earth-saving mindset of buying less and sharing more.
Author: Kenneth M. Morris
Publisher: Simon and Schuster
ISBN: 9780743266338
Category : Business & Economics
Languages : en
Pages : 168
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Book Description
Traces the history of money and discusses stocks, bonds, mutual funds, futures, and options.
Author: Sally Palaian
Publisher: Simon and Schuster
ISBN: 161649137X
Category : Self-Help
Languages : en
Pages : 175
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Book Description
Leading psychologist and financial commentator Palaian offers a tested, step-by-step guide to help people break the spending obsession by looking within. Today, Americans are saving less, carrying larger debt loads, losing their homes to foreclosure, and filing bankruptcy in record numbers. Yet, people continue to spend more than they can afford. The advice of financial planners only treats the symptoms of overspending. In Spent, Sally Palaian offers proven plans for taking on a range of personal issues with money by examining those underlying emotional, familial, and societal factors that trigger spending behaviors. Spent teaches readers to control shopping, pay off debt, develop budgets, and become financially competent through: - easy-to-use assessment tools designed to pinpoint the severity of a problem - questionnaires that facilitate the exploration of the root causes of unhealthy financial behaviors - user-friendly exercises created to influence change from within Palaian's system for financial recovery is also designed to help hoarders, financial codependents, and underachievers attain lasting, positive change and a healthy view of one's true value in life. Palaian has spoken about financial disorders for various therapy associations and has served as an expert in the media on mental disorders and spending, most recently for MSN Money.
