Towards Improved Retirement Savings Outcomes for Women

Towards Improved Retirement Savings Outcomes for Women PDF Author: OECD
Publisher: OECD Publishing
ISBN: 9264433074
Category :
Languages : en
Pages : 157

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Book Description
Labour market inequalities are well-known to be the main drivers of the gender pension gap. This publication focuses on helping governments find solutions for retirement savings arrangements that do not further exacerbate these inequalities.

Towards Improved Retirement Savings Outcomes for Women

Towards Improved Retirement Savings Outcomes for Women PDF Author: OECD
Publisher: OECD Publishing
ISBN: 9264433074
Category :
Languages : en
Pages : 157

Get Book Here

Book Description
Labour market inequalities are well-known to be the main drivers of the gender pension gap. This publication focuses on helping governments find solutions for retirement savings arrangements that do not further exacerbate these inequalities.

Towards Improved Retirement Savings Outcomes for Women

Towards Improved Retirement Savings Outcomes for Women PDF Author: Oecd
Publisher: Org. for Economic Cooperation & Development
ISBN: 9789264334533
Category :
Languages : en
Pages : 156

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Book Description


Towards Improved Retirement Savings Outcomes for Women

Towards Improved Retirement Savings Outcomes for Women PDF Author:
Publisher:
ISBN: 9789264374560
Category :
Languages : en
Pages :

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Book Description
Labour market inequalities are well-known to be the main drivers of the gender pension gap. This publication focuses on helping governments find solutions for retirement savings arrangements that do not further exacerbate these inequalities. This study first analyses why the gender pension gap exists and sheds light on some of the behavioural and cultural factors that contribute to these inequalities. Country case studies assess how demographics, labour markets and other factors may affect gaps in pension coverage, assets and entitlements. The study then explores how the design of retirement savings plans affects men and women differently. Finally, it provides policy options to improve retirement savings outcomes for women and to help close the gender pension gap.

Social Security Policy in a Changing Environment

Social Security Policy in a Changing Environment PDF Author: Jeffrey R. Brown
Publisher: University of Chicago Press
ISBN: 0226076504
Category : Business & Economics
Languages : en
Pages : 473

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Book Description
Social Security Policy in a Changing Environment analyzes the changing economic and demographic environment in which social insurance programs that benefit elderly households will operate. It also explores how these ongoing trends will affect future beneficiaries, under both the current social security program and potential reform options. In this volume, an esteemed group of economists probes the challenge posed to Social Security by an aging population. The researchers examine trends in private sector retirement saving and health care costs, as well as the uncertain nature of future demographic, economic, and social trends—including marriage and divorce rates and female participation in the labor force. Recognizing the ambiguity of the environment in which the Social Security system must operate and evolve, this landmark book explores factors that policymakers must consider in designing policies that are resilient enough to survive in an economically and demographically uncertain society.

Wealth After Work

Wealth After Work PDF Author: William G. Gale
Publisher: Brookings Institution Press
ISBN: 0815739354
Category : Business & Economics
Languages : en
Pages : 406

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Book Description
Pensions and retirement saving plans have helped millions of households build financial security. But tens of millions of people have been left behind, without access to these wealth accumulation vehicles. For many others, the plans they have do not ensure financial security in retirement. The problems that underlie these failures can be addressed. This book proposes concrete, practical ways to make dependable retirement income accessible for all Americans—not just those with means. Individual accounts have eclipsed traditional pensions as the primary vehicle for retirement saving in the United States—a shift that underlies many sources of retirement insecurity. The 401(k) plan and similar accounts have increased financial security for many people but have done nothing for millions more. Many of those who do have such plans are burdened with the need to make numerous saving, investment, and withdrawal decisions that stress their financial acumen. Financial advice that is unbiased, unconflicted, and affordable is often difficult to find. Managing wealth in retirement—especially the need to convert retirement savings into steady income—poses significant challenges that current financial instruments and practices do not adequately address. Economic downturns like the Great Recession and the COVID-19 pandemic increase financial insecurity and make addressing these issues more urgent. Written by noted experts in the field, Wealth After Work offers practical solutions that address these concerns. The proposals show how policymakers can help all Americans gain access to retirement savings accounts, obtain better information about their savings choices, and better manage their wealth in retirement. By proposing solutions that build on, rather than replace the existing system, the book provides a nuanced, practical guide to reform that would benefit all Americans.

Global Pension Challenges

Global Pension Challenges PDF Author: Patrick J. Ring
Publisher: Taylor & Francis
ISBN: 1040004563
Category : Business & Economics
Languages : en
Pages : 174

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Book Description
National pension systems face a range of tough social and economic demands and pressures. These are complex to navigate, especially in a twenty-first century world that has ushered in global uncertainty and pressing challenges - even threatening the planet’s very sustainability – with implications for pensions that policymakers, financial services providers and individuals themselves must address. This book probes, and unpacks, what pension systems aim to achieve, the uncertainties they face and how they are attempting to resolve them. Analysing pension provision from the systemic, political-economy and individual perspectives, it sets out and contextualises commonalities and differences in pension systems across the globe, looking at current developments in both public and private pension provision, structures and regulation. Moreover, the reader is encouraged to question how national pension systems can best serve their populations and ensure the ‘sustainability’ of later-life incomes in the light of today’s global pension challenges. Global Pension Challenges: Pensions, Saving and Retirement in the Twenty‐First Century is an essential read for business, finance and social-policy academics and students, those working in the pensions industry and in the areas of welfare reform and advocacy, as well as the general public wishing to know more about the retirement issues we will all face in the coming years.

Gender Equality at Work The Economic Case for More Gender Equality in Estonia

Gender Equality at Work The Economic Case for More Gender Equality in Estonia PDF Author: OECD
Publisher: OECD Publishing
ISBN: 9264449019
Category :
Languages : en
Pages : 173

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Book Description
Gender equality is not just about fairness and equity; it is also about economic empowerment and economic growth. Estonia has made great strides towards gender equality. Girls today outperform boys in educational attainment, but they are less likely than boys to study mathematics or information and communication technology.

Gender Equality and the Cultural Economy

Gender Equality and the Cultural Economy PDF Author: Helmut K. Anheier
Publisher: Taylor & Francis
ISBN: 1040121667
Category : Business & Economics
Languages : en
Pages : 166

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Book Description
The status of women in the creative and cultural industries remains precarious. This comparative analysis provides insights from seven key economies to help understand progress towards gender equality in culture and the arts and the broader cultural economy. With empirical and policy analysis spanning Europe and the US, the authors investigate the extent to which gender equality has entered the mainstream along dimensions of leadership, access and awards, pay and pension gaps, work-life balance, and the monitoring of gender equality. While many of the structural barriers have been erased, countries differ significantly in how much gender equality has been achieved in the creative economy and how much female talent is lost and unrecognized. This book is essential reading for scholars, policymakers, and practitioners across the human and social sciences, especially those involved with arts management and the creative or cultural economy more broadly.

Assessing Chile's Pension System: Challenges and Reform Options

Assessing Chile's Pension System: Challenges and Reform Options PDF Author: Samuel Pienknagura
Publisher: International Monetary Fund
ISBN: 151359611X
Category : Business & Economics
Languages : en
Pages : 52

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Book Description
Chile’s pension system came under close scrutiny in recent years. This paper takes stock of the adequacy of the system and highlights its challenges. Chile’s defined contribution system was quite influential when introduced, and was taken as an example by other countries. However, it is now delivering low replacement rates relative to OECD peers, as its parameters did not adapt over time to changing demographics and global returns, while informality persists in the labor market. In the absence of reforms, the system’s inability to deliver adequate outcomes for a large share of participants will continue to magnify, as demographic trends and low global interest rates will continue to reduce replacement rates. In addition, recent legislation allowing for pension savings withdrawals to counter the effects from the COVID-19 pandemic, is projected to further reduce replacement rates and increase fiscal costs. A substantial improvement in replacement rates is feasible, via a reform that raises contribution rates and the retirement age, coupled with policies that increases workers’ contribution density.

Gender Equality at Work Gender Equality in Costa Rica Towards a Better Sharing of Paid and Unpaid Work

Gender Equality at Work Gender Equality in Costa Rica Towards a Better Sharing of Paid and Unpaid Work PDF Author: OECD
Publisher: OECD Publishing
ISBN: 9264728767
Category :
Languages : en
Pages : 91

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Book Description
The OECD review of Gender Equality in Costa Rica: Towards a Better Sharing of Paid and Unpaid Work is the fourth in a collection of reports focusing on Latin American and the Caribbean countries, and part of the series Gender Equality at Work. The report compares gender gaps in labour and educational outcomes in Costa Rica with other countries. Particular attention is put on the uneven distribution of unpaid work, and the extra burden placed on women. It investigates how policies and programmes in Costa Rica can make this distribution more equitable. The first part of the report reviews the evidence on gender gaps and their causes, including the role played by social norms. The second part develops a comprehensive framework to address these challenges, presenting a broad range of options to reduce the unpaid work burden falling on women, and to increase women’s labour income. Earlier reviews in the same collection have looked at gender equality policies in Chile (2021), Peru (2022) and Colombia (2023).