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Author: Mr. Vikram Haksar
Publisher: International Monetary Fund
ISBN: 1513599429
Category : Business & Economics
Languages : en
Pages : 43
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Book Description
The ongoing economic and financial digitalization is making individual data a key input and source of value for companies across sectors, from bigtechs and pharmaceuticals to manufacturers and financial services providers. Data on human behavior and choices—our “likes,” purchase patterns, locations, social activities, biometrics, and financing choices—are being generated, collected, stored, and processed at an unprecedented scale.
Author: Mr. Vikram Haksar
Publisher: International Monetary Fund
ISBN: 1513599429
Category : Business & Economics
Languages : en
Pages : 43
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Book Description
The ongoing economic and financial digitalization is making individual data a key input and source of value for companies across sectors, from bigtechs and pharmaceuticals to manufacturers and financial services providers. Data on human behavior and choices—our “likes,” purchase patterns, locations, social activities, biometrics, and financing choices—are being generated, collected, stored, and processed at an unprecedented scale.
Author: Oecd
Publisher: Org. for Economic Cooperation & Development
ISBN: 9789264697553
Category :
Languages : en
Pages : 256
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Book Description
Author: Kean Birch
Publisher: Springer Nature
ISBN: 3031464028
Category : Social Science
Languages : en
Pages : 146
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Book Description
This book focuses on our increasing dependence upon Big Tech to live, manage, and enjoy our lives. The author examines how we freely exchange our personal data for access to online platforms, services, and devices without proper consideration of the implications of this trade. Our personal data is the defining resource of the emerging digital economy, and it is increasingly concentrated in a few data enclaves controlled by Big Tech firms, cementing an increasingly parasitic form of technoscientific innovation. Big Tech controls access to these data, dictates the terms of our use of their services and products, and controls the future development of key technologies like artificial intelligence. The contention of this book is that we need to rethink our political and policy approach to data governance and to do so requires unpacking the peculiarities of personal data and how personal data are transformed into a valuable asset.
Author: Management Association, Information Resources
Publisher: IGI Global
ISBN: 1799889556
Category : Computers
Languages : en
Pages : 2188
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Book Description
With the immense amount of data that is now available online, security concerns have been an issue from the start, and have grown as new technologies are increasingly integrated in data collection, storage, and transmission. Online cyber threats, cyber terrorism, hacking, and other cybercrimes have begun to take advantage of this information that can be easily accessed if not properly handled. New privacy and security measures have been developed to address this cause for concern and have become an essential area of research within the past few years and into the foreseeable future. The ways in which data is secured and privatized should be discussed in terms of the technologies being used, the methods and models for security that have been developed, and the ways in which risks can be detected, analyzed, and mitigated. The Research Anthology on Privatizing and Securing Data reveals the latest tools and technologies for privatizing and securing data across different technologies and industries. It takes a deeper dive into both risk detection and mitigation, including an analysis of cybercrimes and cyber threats, along with a sharper focus on the technologies and methods being actively implemented and utilized to secure data online. Highlighted topics include information governance and privacy, cybersecurity, data protection, challenges in big data, security threats, and more. This book is essential for data analysts, cybersecurity professionals, data scientists, security analysts, IT specialists, practitioners, researchers, academicians, and students interested in the latest trends and technologies for privatizing and securing data.
Author: OECD
Publisher: OECD Publishing
ISBN: 9264649824
Category :
Languages : en
Pages : 47
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Book Description
Data are generated wherever digital technologies are deployed namely, in almost every part of modern life. Using these data can empower individuals, drive innovation, enable new digital products and improve policy making and public service delivery.
Author: Lech Gąsiorkiewicz
Publisher: Taylor & Francis
ISBN: 1000837815
Category : Business & Economics
Languages : en
Pages : 257
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Book Description
The digital transformation of finance and banking enables traditional services to be delivered in a more effective and efficient way but, at the same time, presents crucial issues such as fast-growing new asset classes, new currencies, datafication and data privacy, algorithmization of law and regulation and, last but not least, new models of financial crime. This book approaches the evolution of digital finance from a business perspective and in a holistic way, providing cutting-edge knowledge of how the digital financial system works in its three main domains: banking, insurance and capital markets. It offers a bird’s-eye view of the major issues and developments in these individual sectors. The book begins by examining the wider framework of the subsequent analysis and over the next three parts, discusses the opportunities, risks and challenges facing the digitalization of these individual financial subsectors, highlighting the similarities and differences in their digitalization agenda, as well as the existing linkages and dependencies among them. The book clarifies the strategic issues facing the development of digital finance in these major subsectors over the coming years. The book has three key messages: that digital transformation changes fundamentally the way financial businesses operate; that individual trades have their own digitalization agenda; and that the state with its regulatory power and central banking and money has a particularly important role to play. It will be of interest to scholars, students and researchers of finance andbanking, as well as policymakers wishing to understand the values and limitations of new forms of digital money.
Author: Anupam Chander
Publisher: Oxford University Press
ISBN: 0197582796
Category : Law
Languages : en
Pages : 409
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Book Description
"The internet was supposed to end sovereignty. "Governments of the Industrial World, you weary giants of flesh and steel, you have no sovereignty where we gather," John Perry Barlow famously declared. Sovereignty would prove impossible over a world of bits, with the internet simply routing around futile controls. But reports of the death of sovereignty over the internet proved premature. Consider recent events"--
Author: Mr. Kieran P Murphy
Publisher: International Monetary Fund
ISBN:
Category :
Languages : en
Pages : 50
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Book Description
This note offers a framework to help countries navigate, as well as tools to help them manage, the trade-offs between CBDC data use and privacy protection. It addresses retail CBDC, as data access and privacy-preserving considerations in a wholesale environment are similar to those of the traditional RTGS systems. It emphasizes the role of institutional arrangements, data collection, access and storage policies, design choices, and technological solutions. At a given level of preference for privacy, central banks can facilitate better use of CBDC data through robust transparency and accountability arrangements, sound policies, and judicious adoption of privacy-by-design approaches including the use of privacy-enhancing technologies.
Author: OECD
Publisher: OECD Publishing
ISBN: 9264706496
Category :
Languages : en
Pages : 218
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Book Description
The COVID-19 pandemic was a forceful reminder that education plays an important role in delivering not just academic learning, but also in supporting physical and emotional well-being. Balancing traditional “book learning” with broader social and personal development means new roles for schools and education more generally.
Author: Mr. Bas B. Bakker
Publisher: International Monetary Fund
ISBN:
Category : Business & Economics
Languages : en
Pages : 61
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Book Description
In the past decade, fintech has shaken up the financial sector in Latin America providing innovations in lending, payments, insurance, and regulation and compliance. This paper examines this development by focusing on both fintech services and regulation. Exploring fintech’s macro-critical impact using country- and bank-level data, we find that booming financial technologies in Latin America have helped boost competition in the banking sector and inclusion. Additionally, we demonstrate that fintech firms in Latin America experienced robust growth even during the pandemic supported by external funding. Finally, we discuss how regulators are addressing the risks associated with financial technologies and how they are leveraging fintech tools in their supervisory activities.
