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Author: Daniel Harris
Publisher: Blue Publisher
ISBN: 8885691382
Category : Business & Economics
Languages : en
Pages : 56
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Book Description
Debt can make your life better or/and can tear your life apart. Most people always take the positive part of having debts without taking in consideration how debts can ruin our life and also how easy we can get rid of our debts by following simple steps. There are no hidden secrets behind becoming debt free and there is no magic involved at all. A very simple concept and an easy calculation can make your life better. Believe the unbelievable, one word can change your life: “Interest”! Becoming debt free works on a few simple principles. Payoff the debts first on which you will be paying huge interest, allocate an extra payment each month to accelerate your debt payments. Use monthly payments from a paid-off debt to pay another un-paid debt. A clear explanation is provided in this e-book. This e-book has been written out of the experience gained during many years in this field. It has been written with the special concerns of people who cannot afford to limit their debts or become debt free People from teenagers to adults should find the e-book valuable. If we learn, we can avoid having debts. Couple of hours reading this e-book will help you save couple of hundreds and thousand of dollars. Do not waste your time asking on how to become debt free! Read this e-book now! Drowning in bills? Get your life back with this e-book. However bad your debt are, there is a solution. The most important is to educate yourself on how to calculate interest. Table of contents Preface Section I: Introduction on debts Chapter 1: What Exactly is Debt? Chapter 2: Why do people get into debt? Chapter 3: How to avoid debts Section II: Guide to Getting Rid of Your Debts Chapter 4: Summarize your debts Chapter 5: Create a Debt Free/Reduction Plan Chapter 6: Steps Towards Being Debt Free Chapter 7: Help yourself out Section III: Conclusion
Author: Daniel Harris
Publisher: Blue Publisher
ISBN: 8885691382
Category : Business & Economics
Languages : en
Pages : 56
Get Book
Book Description
Debt can make your life better or/and can tear your life apart. Most people always take the positive part of having debts without taking in consideration how debts can ruin our life and also how easy we can get rid of our debts by following simple steps. There are no hidden secrets behind becoming debt free and there is no magic involved at all. A very simple concept and an easy calculation can make your life better. Believe the unbelievable, one word can change your life: “Interest”! Becoming debt free works on a few simple principles. Payoff the debts first on which you will be paying huge interest, allocate an extra payment each month to accelerate your debt payments. Use monthly payments from a paid-off debt to pay another un-paid debt. A clear explanation is provided in this e-book. This e-book has been written out of the experience gained during many years in this field. It has been written with the special concerns of people who cannot afford to limit their debts or become debt free People from teenagers to adults should find the e-book valuable. If we learn, we can avoid having debts. Couple of hours reading this e-book will help you save couple of hundreds and thousand of dollars. Do not waste your time asking on how to become debt free! Read this e-book now! Drowning in bills? Get your life back with this e-book. However bad your debt are, there is a solution. The most important is to educate yourself on how to calculate interest. Table of contents Preface Section I: Introduction on debts Chapter 1: What Exactly is Debt? Chapter 2: Why do people get into debt? Chapter 3: How to avoid debts Section II: Guide to Getting Rid of Your Debts Chapter 4: Summarize your debts Chapter 5: Create a Debt Free/Reduction Plan Chapter 6: Steps Towards Being Debt Free Chapter 7: Help yourself out Section III: Conclusion
Author: Gail Vaz-Oxlade
Publisher: The Experiment
ISBN: 161519116X
Category : Business & Economics
Languages : en
Pages : 318
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Book Description
Free yourself from maxed-out cards, mounting interest, and constant money stress with this “entertaining and easy to read” guide (Windsor Star). If you’re afraid to open your bills, if you’ve never added up how much you owe, if you can’t even imagine being debt-free—it’s time to join the thousands of people Gail Vaz-Oxlade has helped. Her straightforward approach to money management is based on self-control, hard work, and prioritizing what’s really important. Debt-Free Forever is Gail’s step-by-step guide, and she’ll show you how to: figure out how much you’ve actually been spendingcalculate how much you owe—and what it’s costing youbuild a budget that worksmaximize your debt repayments so you can be free of consumer debt in three years or lessprepare for a rainy day so it doesn’t cause a major setbackset goals for your new, debt-free life Make no mistake: Getting out of debt isn’t easy. But in Debt-Free Forever, Gail gives you a clear strategy and the steps needed to implement it. So if you’re finished with excuses, overdue notices, and maxed-out credit cards, follow the plan—and start becoming debt-free forever.
Author: David Bach
Publisher: Doubleday Canada
ISBN: 0385676069
Category : Business & Economics
Languages : en
Pages : 239
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Book Description
The #1 bestselling author presents his most important book since The Automatic Millionaire and gives Canadians the knowledge, the tools, and the mindset to get out of debt — forever. Whether you are working off student loans or trying to meet the minimum balance on your credit card bill, you are probably worried every time you open your mailbox. With salaries frozen and layoffs looming, how will you ever be able to pay down that debt, let alone retire in peace? Here, David Bach offers a new philosophy made for our times, a paradigm-shifting approach to finance that teaches you how to pay down your debt and adopt a whole new way of living. If you have debt, you can be rich but still not free. When you pay down your debt, you reach Freedom Day, that glorious moment when you need a lot less money just to live. On that day, you are truly free. You can have a smaller nest egg and still retire, perhaps even earlier than you expected. With his trademark motivational energy and take-action step by step advice, Bach helps you revolutionize your finances. In these lean times, it's still possible to live your financial dreams. Let David Bach show you how.
Author: Nathan F. Dickerson
Publisher: Createspace Independent Publishing Platform
ISBN: 9781542392211
Category :
Languages : en
Pages : 132
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Book Description
You don't have to be rich to be financially independent! Let me share my personal story and journey to live debt free. My goal is to help you accomplish the same thing. This is not pie-in-the-sky or some theory of what you need to do; this is real life. The powerful information contained in this book literally changed my financial life and future. More importantly - it can help you change your financial destiny! By following the easy to read, easy to understand, step-by-step process, my family and I became 100% debt free. And I mean 100% debt free: NO credit card payments; NO car payments; and, NO home mortgage! (Yes, we paid off our 30 year home mortgage in just 6 years). My goal is to help you to - Dream Again - Live Again - have Control of Your Time Again! Now, it's your turn to become 100% debt free. Your time to Live Debt Free! You will discover how to pay off and eliminate your debts, not consolidate them, so that you never have to make another debt payment or mortgage payment again! You will learn why 95% fail financially and how you can be in the 5% success group. You will learn how to take control of your financial life again so that you are not owned or controlled by your creditors or by a boss or by a company. You can Live Debt Free! Start on your path to Live Debt Free and Start Today!
Author: David Bach
Publisher: Crown Currency
ISBN: 0307591174
Category : Business & Economics
Languages : en
Pages : 290
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Book Description
GOODBYE DEBT—HELLO FREEDOM! Most of us grew up with the idea that there is good debt and there is bad debt. Good debts are generally considered to be debts you incur to buy things that can go up in value—like a home or college education. Bad debts are things like credit card balances, where you borrowed money to buy things that depreciate or go down in value, like most consumer goods. But as America’s favorite financial coach, David Bach, points out, in difficult times there is no such thing as good debt. There is only debt. And all debt is too expensive—if what you desire is FREEDOM! In fact, Bach believes the best investment you can make today is to pay down your debt, faster and smarter than you have ever attempted before—starting today! In Debt Free for Life, #1 New York Times bestselling author David Bach has written his most groundbreaking and important book since The Automatic Millionaire, giving us the knowledge, the tools, and the mindset we need to get out of debt and achieve financial freedom— forever! Offering a revolutionary approach to personal finance that teaches you how to pay down your debt and adopt a whole new way of living – debt free. Bach unveils the Debt Wise program that empowers you to pare down your debt automatically. You’ll learn how to calculate your Debt Freedom Day – the actual date you will be completely free of debt. And you’ll discover that when you are debt free, you need a lot less money to live on. You can retire, even with a smaller nest egg -- perhaps earlier than you expected. David Bach has coached millions to pay off their debt and now he can guide you. Whether you have home loans, student loans, car loans, credit card debt—paying down your debt is truly a game you can win, if you know the rules. Debt Free For Life will teach you the rules and give you the tools to buy back your freedom.
Author: Cory S. Fawcett
Publisher:
ISBN: 9781612062846
Category :
Languages : en
Pages : 0
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Book Description
You don't have to carry lifelong debtToo many doctors are carrying perpetual debt and giving away a large chunk of each paycheck as interest to the bank. The Doctors Guide to Eliminating Debt can show you how to pay off debt faster than you imagined-including your house. Being in debt is not a default condition. Understand the real cost and that it's not too late to change the course of your financial life. Being debt-free is empowering, liberating, and invigorating, but most doctors don't realize they can do it without significant sacrifice.If you are feeling trapped by your financial obligations, realize there is a way out. In this book, you'll find what you need to know to:?Choose the best path if you are drowning in debt?Recognize biased financial advice ?Pay off student loans and your house-faster than you expected?Balance spending, loan repayment, and investing?Make compound interest work for you, instead of against you?Retire sooner than you expected This second book in The Doctors Guide series shows you how to establish control of your money-and ultimately your life."The best way I can describe this book is Dave Ramsey for doctors . . . If you're a high income professional and you have debt of any kind, I think you ought to read this book." - James M. Dahle, MD, The White Coat Investor
Author: Carrie Schwab-Pomerantz
Publisher: Crown Currency
ISBN: 0804137366
Category : Business & Economics
Languages : en
Pages : 434
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Book Description
Here at last are the hard-to-find answers to the dizzying array of financial questions plaguing those who are age fifty and older. The financial world is more complex than ever, and people are struggling to make sense of it all. If you’re like most people moving into the phase of life where protecting—as well as growing-- assets is paramount, you’re faced with a number of financial puzzles. Maybe you’re struggling to get your kids through college without drawing down your life’s savings. Perhaps you sense your nest egg is at risk and want to move into safer investments. Maybe you’re contemplating downsizing to a smaller home, but aren’t sure of the financial implications. Possibly, medical expenses have become a bigger drain than you expected and you need help assessing options. Perhaps you’ll shortly be eligible for social security but want to optimize when and how to take it. Whatever your specific financial issue, one thing is certain—your range of choices is vast. As the financial world becomes increasingly complex, what you need is deeply researched advice from professionals whose credentials are impeccable and who prize clarity and straightforwardness over financial mumbo-jumbo. Carrie Schwab-Pomerantz and the Schwab team have been helping clients tackle their toughest money issues for decades. Through Carrie’s popular “Ask Carrie” columns, her leadership of the Charles Schwab Foundation, and her work across party lines through two White House administrations and with the President’s Advisory Council on Financial Capability, she has become one of America’s most trusted sources for financial advice. Here, Carrie will not only answer all the questions that keep you up at night, she’ll provide answers to many questions you haven’t considered but should.
Author: Anna Newell Jones
Publisher: William Morrow Paperbacks
ISBN: 9780062367181
Category : Business & Economics
Languages : en
Pages : 240
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Book Description
As Seen on Good Morning America Popular blogger Anna Newell Jones of AndThenWeSaved.com delivers this self-help manifesto that reveals how a "spending fast" will help you get on the road to living debt-free. In 2009, young photographer Anna Newell Jones was rapidly suffocating under the weight of too much debt. An inveterate “spender,” she was in way over her head, to the tune of almost $24,000. She knew her debt was only going to get worse if she didn’t take action, but she didn’t know where to look for help. On a whim, Anna decided to go on a spending fast—an idea she heard in passing but knew little about. Creating her own method, she learned what worked and what didn’t and wrote about it on her blog, AndThenWeSaved.com. Amazingly, Anna was able to eliminate all $23,605.10 of her debt in only 15 months! She was interviewed in Forbes, Self, Glamour, Good Housekeeping, and the Chicago Tribune. Anna’s journey inspired people and showed them that they too could change the way they dealt with their own money woes. The Spender’s Guide To Debt-Free Living takes readers through a detailed step-by-step plan on how to do a Spending Fast and get out of debt, including: Creating a personalized Debt-Free Life Pledge. Understanding where your money is going when you’re in debt, and where it will come from to pay it off. Learning why putting money into a savings account before (or while) paying off debt may not be the best idea for you. Finding additional income sources and generating side gigs. Re-integrating spending into your life once you’re out of debt, so that you stay out of debt. Filled with do-it-yourself ideas, insight from experts, and tons of motivational tips and real-life practical advice, The Spender’s Guide to Debt-Free Living proves that you don’t have to win the lottery or get a new job to change your life.
Author: Dave Ramsey
Publisher: Lampo
ISBN: 9780963571236
Category : Business & Economics
Languages : en
Pages : 268
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Book Description
Dave Ramsey explains those scriptural guidelines for handling money.
Author: Zac Bissonnette
Publisher: Penguin
ISBN: 1101458968
Category : Education
Languages : en
Pages : 304
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Book Description
This book can save you more than $100,000. These days, most people assume you need to pay a boatload of money for a quality college education. As a result, students and their parents are willing to go into years of debt and potentially sabotage their entire financial futures just to get a fancy name on their diploma. But Zac Bissonnette is walking proof that this assumption is not only false, but dangerous-a class con game designed to rip you off and doom your student to a post-graduation life of near poverty . From his unique double perspective-he's a personal finance expert (at Daily Finance) AND a current senior at the University of Massachusetts-Zac figured out how to get an outstanding education at a public college, without bankrupting his parents or taking on massive loans. Armed with his personal knowledge, the latest data, and smart analysis, Zac takes on the sacred cows of the higher education establishment. He reveals why a lot of the conventional wisdom about choosing and financing college is not only wrong but hazardous to you and your child's financial future. You'll discover, for instance, that: * Student loans are NOT a necessary evil. Ordinary middle class families can- and must-find ways to avoid them, even without scholarships. * College "rankings" are useless-designed to sell magazines and generate hype. If you trust one of the major guides when picking a college, you face a potential financial disaster. * The elite graduate programs accept lots of people with non-elite bachelors degrees. So do America's most selective employers. The name on a diploma ultimately won't help your child have a more successful career or earn more money. Zac can prove every one of those bold assertions - and more. No matter what your current financial situation, he has a simple message for parents: "RELAX! Your kid will be able to get a champagne education on a beer budget!"
