The Wealthy Renter

The Wealthy Renter PDF Author: Alex Avery
Publisher: Dundurn
ISBN: 1459736486
Category : Business & Economics
Languages : en
Pages : 265

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Book Description
A National Bestseller! Why be house poor when you can rent rich? “Why rent when you can buy?” More than any other, this phrase captures the overwhelmingly unanimous promotion of home ownership to Canadians. Real estate agents, mortgage brokers, family, friends, and even the government promote ownership as a safe, attractive, and sure-fire path to personal wealth. This one-size-fits-all advice ignores the reality of Canada’s housing market. Canadians deserve better advice. Faced with expensive house prices in a near-zero interest rate world, it’s time Canadians heard the virtues of renting and seriously considered renting as an alternative to home ownership. Real estate analyst Alex Avery insists renting offers a simple, more affordable way to live, plus in Canada’s frenzied housing market, going month-to-month is dramatically lower risk. He claims the reputation of home ownership as a wealth building strategy is unfounded and shows renters how to replace bricks-and-mortar with better investment opportunities.

The Wealthy Renter

The Wealthy Renter PDF Author: Alex Avery
Publisher: Dundurn
ISBN: 1459736486
Category : Business & Economics
Languages : en
Pages : 265

Get Book Here

Book Description
A National Bestseller! Why be house poor when you can rent rich? “Why rent when you can buy?” More than any other, this phrase captures the overwhelmingly unanimous promotion of home ownership to Canadians. Real estate agents, mortgage brokers, family, friends, and even the government promote ownership as a safe, attractive, and sure-fire path to personal wealth. This one-size-fits-all advice ignores the reality of Canada’s housing market. Canadians deserve better advice. Faced with expensive house prices in a near-zero interest rate world, it’s time Canadians heard the virtues of renting and seriously considered renting as an alternative to home ownership. Real estate analyst Alex Avery insists renting offers a simple, more affordable way to live, plus in Canada’s frenzied housing market, going month-to-month is dramatically lower risk. He claims the reputation of home ownership as a wealth building strategy is unfounded and shows renters how to replace bricks-and-mortar with better investment opportunities.

Investing in Rent-to-Own Property

Investing in Rent-to-Own Property PDF Author: Mark Loeffler
Publisher: John Wiley & Sons
ISBN: 0470678933
Category : Business & Economics
Languages : en
Pages : 193

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Book Description
Investing in Rent-to-Own Property is the distillation of years of investment experience in real estate. It is a both strategy and a system, which provides stable, proven returns for the investor. On the flip side of the coin, the homebuyer is provided a house that fits their needs and budget. Why should an investor have rent-to-own as part of his or her investment portfolio? This book lays out in clear detail the benefits of rent-to-own and how to get started with a rent-to-own strategy. Loaded with tips and case studies, here are the core components of the system: How to identify properties How to carry out due diligence Smart financing strategies How to market your system and attract interested tenants-homebuyers How to identify and choose tenants-homebuyers The rent-to-own contract Obligations of the investor to the tenant-homebuyer Obligations of the tenant-homebuyer to the investor The team of experts: agent, lawyer, lender, home inspector, accountant Exit strategies There are many singles and couples who for a variety of reasons opt for a rent-to-own opportunity. For some it's an opportunity to check out a location for a couple of years so that they're certain it's the house and neighborhood they want for the long-term; for others it's the desire to own a home but need to grow their down payment-having a nice home while they save is a terrific option. The expertise of the investor in identifying the right property and providing the right financing is another significant aspect for the tenant-homebuyer. The benefits for the investor are many: a solid property in an area where the fundamentals are strong; great tenants who respect the property; a profitable investment even with a downturn in the market. Investing in Rent-to-Own Property is the quintessential tool for investors who have yet to take advantage of a proven money-maker or for those investors who want the benefit of a proven system to build their portfolio.

Social Dynamics in Swiss Society

Social Dynamics in Swiss Society PDF Author: Robin Tillmann
Publisher: Springer
ISBN: 3319895575
Category : Social Science
Languages : en
Pages : 261

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Book Description
Using longitudinal data from the Swiss Household Panel to zoom in on continuity and change in the life course, this open access book describes how the lives of the Swiss population have changed in terms of health, family circumstances, work, political participation, and migration over the last sixteen years. What are the different trajectories in terms of mobility, health, wealth, and family constellations? What are the drivers behind all these changes over time and in the life course? And what are the implications for inequality in society and for social policy? The Swiss Household Panel is a unique ongoing longitudinal survey that has followed a large sample of Swiss households since 1999. The data provide the rare opportunity to go beyond a snapshot of contemporary Swiss society and give insight into the processes in people’s lives and in society that lie behind recent developments.

Broke Millennial Takes On Investing

Broke Millennial Takes On Investing PDF Author: Erin Lowry
Publisher: Penguin
ISBN: 0525505431
Category : Business & Economics
Languages : en
Pages : 256

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Book Description
A guide to investing basics by the author of Broke Millennial, for anyone who feels like they aren't ready (or rich enough) to get into the market Millennials want to learn how to start investing. The problem is that most have no idea where to begin. There's a significant lack of information out there catering to the concerns of new millennial investors, such as: * Should I invest while paying down student loans? * How do I invest in a socially responsible way? * What about robo-advisors and apps--are any of them any good? * Where can I look online for investment advice? In this second book in the Broke Millennial series, Erin Lowry answers those questions and delivers all of the investment basics in one easy-to-digest package. Tackling topics ranging from common terminology to how to handle your anxiety to retirement savings and even how to actually buy and sell a stock, this hands-on guide will help any investment newbie become a confident player in the market on their way to building wealth.

Money Like You Mean It

Money Like You Mean It PDF Author: Erica Alini
Publisher: Dundurn
ISBN: 1459748697
Category : Business & Economics
Languages : en
Pages : 331

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Book Description
“The first personal finance book for the 2020s: expensive housing, BNPL, side hustles, negotiating a raise, and much more. Erica Alini is one of Canada’s top personal finance pros, and this book shows it.” —ROB CARRICK Wrestle debt to the ground. Figure out whether you should rent or buy. And determine if a side hustle is really worth the hassle. Get a job, buy a house, spend less than you make, and retire at sixty-five. That’s advice for a world that has largely disappeared. Even good jobs today often have no guarantee of stability. Home prices have reached the stratosphere. Meanwhile, student debt drags you down just as you're trying to take off in life. To survive and thrive in today’s reality, you need a whole new personal finance tool kit. Personal finance reporter Erica Alini blends the big picture with practical advice to give you a deeper understanding of the economic forces that are shaping your financial struggles and how to overcome them. Packed with concrete tips, Money Like You Mean It covers all the bases: from debt to investing and retirement, plus renting versus buying, and even how to tell whether a side gig is really worth the effort. It’s the essential road map you need to make it in the current economy.

Starters

Starters PDF Author: Lissa Price
Publisher: Delacorte Press
ISBN: 0307975231
Category : Young Adult Fiction
Languages : en
Pages : 354

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Book Description
An international bestseller published in over thirty countries, this riveting sci-fi dystopic thriller is “a bona fide page-turner.” --MTV.com Callie lost her parents when the Spore Wars wiped out everyone between the ages of twenty and sixty. She and her little brother, Tyler, go on the run, living as squatters with their friend Michael and fighting off renegades who would kill them for a cookie. Callie’s only hope is Prime Destinations, a disturbing place in Beverly Hills run by a mysterious figure known as the Old Man. He hires teens to rent their bodies to Enders—seniors who want to be young again. Callie, desperate for the money that will keep her, Tyler, and Michael alive, agrees to be a donor. But the neurochip they place in Callie’s head malfunctions and she wakes up in the life of her renter. Callie soon discovers that her renter intends to do more than party—and that Prime Destinations’ plans are more evil than she could ever have imagined. . . . Includes Portrait of a Spore, a never-before-published short story that takes place in the world of STARTERS. Praise for STARTERS: “A smart, swift, inventive, altogether gripping story.” —#1 New York Times bestselling author DEAN KOONTZ “Compelling, pulse-pounding, exciting . . . Don’t miss it!” —New York Times bestselling author Melissa Marr “Readers who have been waiting for a worthy successor to Suzanne Collins’s The Hunger Games will find it here. Dystopian sci-fi at its best.” —Los Angeles Times “Intriguing, thought-provoking and addictive.” —BookReporter.com “Readers will stay hooked. . . . Constantly rising stakes keep this debut intense.” —Kirkus Reviews “Fast-paced dystopian fiction. . . . The inevitable sequel can’t appear soon enough.” —Booklist "Intriguing, fast-paced . . . Fans of dystopian novels will be completely engaged and clamoring for the sequel." —School Library Journal “Addictive and alluring.” —Examiner.com “Chilling and riveting.” —Shelf-Awareness.com “A must-read for fans of The Hunger Games and Legend. Fast-paced, romantic, and thought-provoking.” —Justine

The Wealthy Renter

The Wealthy Renter PDF Author: Alex Avery
Publisher: Dundurn
ISBN: 1459736478
Category : Business & Economics
Languages : en
Pages : 201

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Book Description
The Wealthy Renter offers a clear, unbiased, straightforward approach to the biggest investment most people will ever make — their housing. Written by a top-ranked financial research analyst, it aims to help readers make wise housing decisions that will improve their lives.

The Rule of 30

The Rule of 30 PDF Author: Frederick Vettese
Publisher: ECW Press
ISBN: 1773058339
Category : Business & Economics
Languages : en
Pages : 191

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Book Description
Consider the age-old question of how much you should save to enjoy a comfortable retirement: Are your knees knocking? Are you nervously biting your nails? In The Rule of 30 personal finance expert Frederick Vettese provides a surprising — and hopeful — answer. Through conversations between a young couple and their neighbor, a retired actuary, the couple and the reader discover: • How they would have fared had they been saving over various periods in the past, and how the future investment climate will differ • The problem with saving a constant percentage of pay • The Rule of 30 and why it is a more rational way to save • Whether investing in real estate is a viable alternative to investing in stocks The Rule of 30 changes the mindset from saving the same flat percentage of pay to saving when it is most convenient to your situation. In most cases, it means less saving early on while mortgage payments are high and children are costly, and more saving later. Saving for retirement is a high priority, but it is not the only priority in life. It is time to dispense with old myths like “just save 10% of your take-home pay.” The truth is we should save differently throughout our pre-retirement years — and The Rule of 30 is a road map for doing so.

Landlord William Scully

Landlord William Scully PDF Author: Homer E. Socolofsky
Publisher: University Press of Kansas
ISBN: 0700631755
Category : History
Languages : en
Pages : 196

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Book Description
William Scully, an Irishman who was a member of the lesser landed gentry, put his life’s energy into the accumulation of high-quality, low-cost land. He carefully husbanded his inheritance, and in 1850 he traveled to the United States and purchased with personal savings more than 8,000 acres in central Illinois. In 1851 he acquired another 30,000 acres of swampy virgin land. He added to his holdings until, by the late nineteenth century, he had amassed almost 225,000 acres of fertile farm land in Illinois, Kansas, Missouri, and Nebraska, and had become an absentee, alien landlord to some 1,500 tenants. Meanwhile, Scully was involved in lawsuits and violent landlord-tenant confrontations over his Irish holdings, which exceeded 2,000 acres. In one skirmish with his tenants Scully was severely wounded and two of his party were killed. Public remonstrance against Scully’s actions brought his name into notoriety throughout Great Britain. To handle his huge estate in America, Scully employed agents who were strategically located near his land. He inaugurated formal leasing procedures, insisting on elaborate controls: cash rentals, one-year leases, tenant-owned improvements, and soil conservation measures—all unusual for the time. Agitation against his practices as an absentee landlord in the 1880s and 1890s was widely covered in newspapers of the times. Because Scully used crop liens and court action to protect his rights, he was widely denounced for his disregard for his tenants’ welfare. State legislation designed to limit acquisition and inheritance of land by aliens finally forced Scully to gain American citizenship in 1900, six years before his death. Homer Socolofsky’s biography of Scully, the product of more than thirty years of research, provides a narrative and analysis of Scully’s activities as an investor in both Ireland and the United States. It is based on numerous archival and newspaper sources never before analyzed in published works, including private business records of the Scully estate, as well as Socolofsky’s interviews with Scully tenants. Socolofsky traces the acquisitions that led to Scully’s vast wealth, stressing the landlord’s strong will and determination and his unique methods of management. He looks closely at the charges against Scully on both sides of the Atlantic and describes Scully’s court fights and other confrontations with his tenants. Finally, he follows the inheritance of Scully’s multi-million dollar estate from Scully’s death to the present. Scully’s colorful career provides a unique opportunity for studying the economics and politics of land use in this country during the nineteenth century. This volume moves beyond biography to encompass an important segment of the business and agricultural history of the American Midwest.

The 9.9 Percent

The 9.9 Percent PDF Author: Matthew Stewart
Publisher: Simon and Schuster
ISBN: 1982114207
Category : Social Science
Languages : en
Pages : 352

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Book Description
A “brilliant” (The Washington Post), “clear-eyed and incisive” (The New Republic) analysis of how the wealthiest group in American society is making life miserable for everyone—including themselves. In 21st-century America, the top 0.1% of the wealth distribution have walked away with the big prizes even while the bottom 90% have lost ground. What’s left of the American Dream has taken refuge in the 9.9% that lies just below the tip of extreme wealth. Collectively, the members of this group control more than half of the wealth in the country—and they are doing whatever it takes to hang on to their piece of the action in an increasingly unjust system. They log insane hours at the office and then turn their leisure time into an excuse for more career-building, even as they rely on an underpaid servant class to power their economic success and satisfy their personal needs. They have segregated themselves into zip codes designed to exclude as many people as possible. They have made fitness a national obsession even as swaths of the population lose healthcare and grow sicker. They have created an unprecedented demand for admission to elite schools and helped to fuel the dramatic cost of higher education. They channel their political energy into symbolic conflicts over identity in order to avoid acknowledging the economic roots of their privilege. And they have created an ethos of “merit” to justify their advantages. They are all around us. In fact, they are us—or what we are supposed to want to be. In this “captivating account” (Robert D. Putnam, author of Bowling Alone), Matthew Stewart argues that a new aristocracy is emerging in American society and it is repeating the mistakes of history. It is entrenching inequality, warping our culture, eroding democracy, and transforming an abundant economy into a source of misery. He calls for a regrounding of American culture and politics on a foundation closer to the original promise of America.