The Smart Consumer's Guide to Good Credit PDF Download
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Author: John Ulzheimer
Publisher: Simon and Schuster
ISBN: 1621531430
Category : Business & Economics
Languages : en
Pages : 183
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Book Description
Most credit books promise quick fixes and easy solutions to bad credit, but the truth is there is no quick fix when it comes to credit. Your best strategy as a smart consumer is to understand your credit inside and out. Credit expert John Ulzheimer can give you all the tools you need to master the world of credit, before or after you get into trouble, and take the power back into your own hands. Topics covered include: • The difference between a credit score and a credit report • The best way to deal with collection agencies • How to monitor your credit report • Protecting yourself from identity theft • The impact of student loans on your credit score • How to opt out of unwanted credit card offers The Smart Consumer’s Guide to Good Credit answers all of your questions about credit (including the ones you didn’t even know you should be asking!) and yes, even explains the best ways to work toward improving a bad credit score.
Author: John Ulzheimer
Publisher: Simon and Schuster
ISBN: 1621531430
Category : Business & Economics
Languages : en
Pages : 183
Get Book Here
Book Description
Most credit books promise quick fixes and easy solutions to bad credit, but the truth is there is no quick fix when it comes to credit. Your best strategy as a smart consumer is to understand your credit inside and out. Credit expert John Ulzheimer can give you all the tools you need to master the world of credit, before or after you get into trouble, and take the power back into your own hands. Topics covered include: • The difference between a credit score and a credit report • The best way to deal with collection agencies • How to monitor your credit report • Protecting yourself from identity theft • The impact of student loans on your credit score • How to opt out of unwanted credit card offers The Smart Consumer’s Guide to Good Credit answers all of your questions about credit (including the ones you didn’t even know you should be asking!) and yes, even explains the best ways to work toward improving a bad credit score.
Author: John Stossel
Publisher: Berkley Trade
ISBN: 9780425053164
Category : Business & Economics
Languages : en
Pages : 242
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Book Description
Author: Joseph Kerry
Publisher: John Wiley & Sons
ISBN: 9780470753682
Category : Technology & Engineering
Languages : en
Pages : 356
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Book Description
Smart Packaging Technologies for Fast Moving Consumer Goods approaches the subject of smart packaging from an innovative, thematic perspective: Part 1 looks at smart packaging technologies for food quality and safety Part 2 addresses smart packaging issues for the supply chain Part 3 focuses on smart packaging for brand protection and enhancement Part 4 centres on smart packaging for user convenience. Each chapter starts with a definition of the technology, and proceeds with an analysis of its workings and components before concluding with snapshots of potential applications of the technology. The Editors, brought together from academia and industry, provide readers with a cohesive account of the smart packaging phenomenon. Chapter authors are a mixture of industry professionals and academic researchers from the UK, USA, EU and Australasia.
Author: Barry Smart
Publisher: SAGE
ISBN: 0857026933
Category : Social Science
Languages : en
Pages : 266
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Book Description
What factors are contributing to the continuing growth in consumption of goods and services? At what point do the costs associated with consumerism begin to call our way of life into question? How are the problems of resource depletion, waste and pollution, and environmental impact being addressed? What is to be done about the consequences of our all-consuming way of life? Ever-increasing consumption and a relentless pursuit of growth in output are the twin pillars on which the modern economy and contemporary social life rest. But the consumer way of life is globally unsustainable. We can′t all live the consumer dream. This comprehensive, lively and informative book will quickly be recognized as a benchmark in the field. It brings together a huge set of resources for thinking about the development of consumer culture, its defining features, and global consequences. Adept in handling a complex range of classical and contemporary theoretical sources, the book draws on an impressive range of comparative material and provides a variety of contemporary examples to inform and enhance understanding of our consuming way of life. Smart writes with verve and feeling and has produced a stimulating book that enlarges our understanding of consumer culture and provides a timely critical analysis of its consequences. Clear, engaging, and original this book will be essential reading for all those interested in and concerned about our global culture of consumption including researchers and students in sociology, politics, cultural studies, economics, and social geography.
Author: Philippe AIMÉ
Publisher: Convertize
ISBN:
Category : Business & Economics
Languages : en
Pages : 272
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Book Description
Conversions begin in the brain. Every purchase starts with a decision, and every decision is shaped by consumer psychology. This book explains how mental shortcuts (cognitive biases) affect your customers' decision making and shows you how to be more persuasive online. Philippe Aimé and Jochen Grünbeck are optimisation addicts and have been at the forefront of digital marketing since the beginning. Inspired by behavioural economists like Daniel Kahneman, Dan Ariely and Richard Thaler, the techniques described in Smart Persuasion leverage powerful decision-making biases to make marketing more effective. Alongside these behavioural insights, Smart Persuasion incorporates research from marketing experts such as Jonah Berger, Robert Cialdini and Roger Dooley. Principles relating to attention and perception, as well as the cognitive effects that make consumers predictably irrational, are distilled into concrete website optimisation strategies. Drawing from hundreds of unique studies, Smart Persuasion lists proven effects such as Anchoring and Framing. Each one is illustrated with case-studies, examples and ideas that you can apply immediately. Using the persuasive strategies outlined in this book will allow you to influence consumers more effectively, unlocking your website's potential. All profits from the sale of this book help provide educational resources for children in Africa.
Author: Eleonora Pantano
Publisher: Springer
ISBN: 3030126080
Category : Business & Economics
Languages : en
Pages : 118
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Book Description
By providing a comprehensive theoretical framework, this book aims to map the most relevant technologies that have the potential to reshape the retail industry. The authors demonstrate how technology is pushing innovation, and examine how smart technologies can be fruitfully applied both in-store and through digital channels. The aim of the book is to synthesise theory and practice, and provide a richer understanding of new digital opportunities offered by the ‘smart’ experience. An accessible resource for researchers who want to understand this phenomenon as part of their expertise in digital marketing and e-commerce, Smart Retailing also provides insights for practitioners who are experiencing the dramatic effects of new technologies on their retail strategies.
Author: Monica Giulietti
Publisher: Centre on Regulation in Europe asbl (CERRE)
ISBN:
Category : Business & Economics
Languages : en
Pages : 86
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Book Description
This report analyses international case studies of innovative business models and regulatory arrangements and provides recommendations for a truly smart energy system. “Active consumers who have access to distributed energy resources, such as solar photovoltaics, storage, electric vehicles and heating appliances will play a crucial role in the challenging transition to a low carbon energy system", explains Monica Giulietti, one of the report’s authors. For fairer prices: use tariffs based on capacity rather than on volume The current network tariff regime is not optimal for a smart energy system. Researchers recommend that tariffs be more directly linked to costs. A more advanced tariff structure is feasible in a smart electricity network: tariffs can be dependent on time and location and adapt to local network congestion. “A shift towards tariffs based on capacity will also reduce the subsidisation of the energy system by poorer consumers to the richer ones, thereby improving the fairness of the tariff structure”, says Bert Willems, co-author of the report. The DSO-TSO interaction models are to be enhanced The report highlights different proposals for DSO-TSO interactions that allow the trade of flexible services provided by distributed energy resources under different regulatory and market contexts, in the United Kingdom, Australia, New York and Europe. “While we’ve observed that in all cases an expansion of the DSO’s roles, capabilities and coordination with the TSO is required, our analysis also shows that most jurisdictions have not yet identified their preferred organisational set-up. The European Commission should systematically take into account the differences of Member States, such as the number, size and independence of DSOs, in future studies or impact assessments”, says Karim Anaya, co-author of the study. Both price and non-price factors are required for consumers to engage Bringing together smart meter technology, blockchain and apps can help consumers to take part in energy transactions by informing them about the advantages provided by distributed energy resources at a given time. However, these technologies can only help if the costs for consumers are low. Otherwise, non-price factors such as climate activism or environmental preferences will be the sole drivers for consumers to participate in this system. Although financial benefits only cannot motivate consumers’ engagement in a complex system, they are significant signals. And we need strong signals if we want consumers to modify longstanding habits. Going off-grid: the risk of death spiral The authors warn that, in the long run, when the costs of storage and local generation are expected to drop, local energy communities might decide to disconnect from the distribution network and operate on a stand-alone basis. The cost of the distribution network will then have to be covered by the remaining network users who, as a result, will see their energy bills increase. This could lead to a “death spiral” where more customers leave the distribution network (though unlikely in northern Europe), making these obsolete. Networks would go bankrupt and only small island grids would remain. “Smart consumers are highly dependent on the ecosystem they are operating in. We can learn from international experiences that Europe needs to develop innovative regulatory models and be ready to test new institutional schemes that involve consumers to support the energy transition. The work ahead goes beyond monitoring what the Clean Energy Package can deliver, we have to anticipate new trends and take action to give more clarity to what DSOs and TSOs can do together and avoid new bottlenecks”, concludes Chloé Le Coq.
Author: Franck Cochoy
Publisher: Routledge
ISBN: 1317299345
Category : Business & Economics
Languages : en
Pages : 327
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Book Description
Contemporary consumer society is increasingly saturated by digital technology, and the devices that deliver this are increasingly transforming consumption patterns. Social media, smartphones, mobile apps and digital retailing merge with traditional consumption spheres, supported by digital devices which further encourage consumers to communicate and influence other consumers to consume. Through a wide range of empirical studies which analyse the impact of digital devices, this volume explores the digitization of consumption and shows how consumer culture and consumption practices are fundamentally intertwined and mediated by digital devices. Exploring the development of new consumer cultures, leading international scholars from sociology, marketing and ethnology examine the effects on practices of consumption and marketing, through topics including big data, digital traces, streaming services, wearables, and social media’s impact on ethical consumption. Digitalizing Consumption makes an important contribution to practice-based approaches to consumption, particularly the use of market devices in consumers’ everyday consumer life, and will be of interest to scholars of marketing, cultural studies, consumer research, organization and management.
Author: Thomas Nelson Publishers
Publisher: Nelsonword Publishing Group
ISBN: 9780840763211
Category : Reference
Languages : en
Pages : 424
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Book Description
Author: Chkoniya, Valentina
Publisher: IGI Global
ISBN: 1799831175
Category : Business & Economics
Languages : en
Pages : 546
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Book Description
Anthropology is a science specialized in the study of the past and present of societies, especially the study of humans and human behavior. The disciplines of anthropology and consumer research have long been separated; however, it is now believed that joining them will lead to a more profound knowledge and understanding of consumer behaviors and will lead to further understanding and predictions for the future. Anthropological Approaches to Understanding Consumption Patterns and Consumer Behavior is a cutting-edge research publication that examines an anthropological approach to the study of the consumer and as a key role to the development of societies. The book also provides a range of marketing possibilities that can be developed from this approach such as understanding the evolution of consumer behavior, delivering truly personalized customer experiences, and potentially creating new products, brands, and services. Featuring a wide range of topics such as artificial intelligence, food consumption, and neuromarketing, this book is ideal for marketers, advertisers, brand managers, consumer behavior analysts, managing directors, consumer psychologists, academicians, social anthropologists, entrepreneurs, researchers, and students.
