Author: Samke S. Mhlongo
Publisher: Lotz Publishing
ISBN: 9780620880947
Category : Fiction
Languages : en
Pages : 406
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Book Description
They say the fall is only as great as the ability to rise, and The Belters know plenty about going both ways. Growing up in the best schools and moving in the continent's aristocratic circles, the road to carving out their ideal life is clear. But that path is rarely straight, and for the four university friends, the sharp turn into teenage pregnancy, infidelity and the erosion of love's grand illusion delivers blows that would derail most. Chic and haughty, entitled and oblivious, Lolo, Nala, Runako and Qhayiya, aka The Belters, grow to realise that while flair is hard work, it doesn't work hard enough. Nala learns the hard way that a trust fund is finite, but death isn't. Lolo discovers that everyone betrays everyone sometime in life. Runako realises that the heavier the carats, the harder it is to run, and Qhayiya finds herself in a world where saints, monsters and bystanders are the same people. With sharp wit and the wisdom of hindsight, Ringfence reflects on four lives that touch the foot of heaven, fall to the depths of hell, and grow to become women whose hard-earned insights cut right to the heart of Africa's elite. "Ringfence is not only effortlessly witty, humorous and captivating, but Samke also manages to provide financial and legal insights crucial for a woman at every life stage. Ringfence could not be a greater gift for women living during a time such as this. A time where women's financial circumstances force them to remain in abusive relationships, making them susceptible to gender-based violence." Foreword by Josina Z. Machel - Maputo, October 2020, www.justice4allwomxn.org
Author: August Wilson
Publisher: Penguin
ISBN: 0593087585
Category : Drama
Languages : en
Pages : 130
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Book Description
From legendary playwright August Wilson comes the powerful, stunning dramatic bestseller that won him critical acclaim, including the Tony Award for Best Play and the Pulitzer Prize. Troy Maxson is a strong man, a hard man. He has had to be to survive. Troy Maxson has gone through life in an America where to be proud and black is to face pressures that could crush a man, body and soul. But the 1950s are yielding to the new spirit of liberation in the 1960s, a spirit that is changing the world Troy Maxson has learned to deal with the only way he can, a spirit that is making him a stranger, angry and afraid, in a world he never knew and to a wife and son he understands less and less. This is a modern classic, a book that deals with the impossibly difficult themes of race in America, set during the Civil Rights Movement of the 1950s and 60s. Now an Academy Award-winning film directed by and starring Denzel Washington, along with Academy Award and Golden Globe winner Viola Davis.
Author: Mr.Julian T. S. Chow
Publisher: International Monetary Fund
ISBN: 1463922027
Category : Business & Economics
Languages : en
Pages : 36
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Book Description
This paper assesses proposals to redefine the scope of activities of systemically important financial institutions. Alongside reform of prudential regulation and oversight, these have been offered as solutions to the too-important-to-fail problem. It is argued that while the more radical of these proposals such as narrow utility banking do not adequately address key policy objectives, two concrete policy measures - the Volcker Rule in the United States and retail ring-fencing in the United Kingdom - are more promising while still entailing significant implementation challenges. A risk factor common to all the measures is the potential for activities identified as too risky for retail banks to migrate to the unregulated parts of the financial system. Since this could lead to accumulation of systemic risk if left unchecked, it appears unlikely that any structural engineering will lessen the policing burden on prudential authorities and on the banks.
Author: Emilie Richards
Publisher: MIRA
ISBN: 0778315428
Category : Fiction
Languages : en
Pages : 493
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Book Description
While helping to restore the family home in Virginia's Shenandoah Valley, Tessa MacCrae reevaluates her marriage and discovers an old wedding-ring quilt that holds the key to forgiveness, hope, and healing.
Author: Heather N. Nicol
Publisher: Wilfrid Laurier Univ. Press
ISBN: 1771120584
Category : Political Science
Languages : en
Pages : 309
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Book Description
The Fence and the Bridge is about the development of the Canada-US border-security relationship as an outgrowth of the much lengthier Canada-US relationship. It suggests that this relationship has been both highly reflexive and hegemonic over time, and that such realities are embodied in the metaphorical images and texts that describe the Canada-US border over its history. Nicol argues that prominent security motifs, such as themes of free trade, illegal immigration, cross-border crime, terrorism, and territorial sovereignty are not new, nor are they limited to the post-9/11 era. They have developed and evolved at different times and become part of a larger quilt, whose patches are stitched together to create a new fabric and design. Each of the security motifs that now characterize Canada-US border perceptions and relations has a precedent in border-management strategies and border relations in earlier periods. In some cases, these have deep historical roots that date back not just years or decades but centuries. They are part of an evolving North American geopolitical logic that inscribes how borders are perceived, how they function, and what they mean.
Author: Great Britain: H.M. Treasury
Publisher: Stationery Office
ISBN: 9780101866026
Category : Business & Economics
Languages : en
Pages : 110
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Book Description
The Financial Services (Banking Reform) Bill aims to establish a more resilient, stable and competitive banking sector; to reduce the severity of a future financial crisis; and to protect taxpayers in the event of such a crisis. It is primarily an enabling Bill, which provides HM Treasury with the requisite powers to implement the policy underlying the Bill through secondary legislation. Three illustrative draft instruments were published in March 2013 in order to aid Parliamentary scrutiny of the Bill, and the Government has continued to develop those instruments. This paper invites comments on a further four statutory instruments: Ring-fenced Bodies and Core Activities Order; Excluded Activities and Prohibitions Order; Banking reform (Loss Absorbency Requirement) Order; and the Fees and Prescribed International Organisations Regulations. Further secondary legislation is planned for pensions and building societies.
Author: Great Britain: Parliament: Parliamentary Commission on Banking Standards
Publisher: The Stationery Office
ISBN: 9780108550478
Category : Business & Economics
Languages : en
Pages : 74
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Book Description
The report Banking Reform: Towards The Right Structure (HL 126 & HC 1012) welcomes the Government's acceptance of the principle that its proposed framework for ring-fencing requires reinforcement. The Commission sees no merit in the proposition that the first reserve power will create uncertainty for banks or put at risk their attempts to raise funds for lending. That power will be a source of uncertainty only for those minded to take actions that conflict with the objectives of the ring-fence. It is important that the regulator's powers to break-up a bank should be used only afterwards, by an independent reviewer. The Government should make explicit provision in the Bill to enable the regulator to require a bank to divest itself of a specified division or set of activities, which would fall short of the requirements of the first reserve power. It is essential that the timetable for the progress of the current Bill allows adequate time not only f
Author: Great Britain. Treasury
Publisher: The Stationery Office
ISBN: 9780101854528
Category : Business & Economics
Languages : en
Pages : 64
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Book Description
Banking reform is the second key pillar of the Government's programme for reform of the financial sector to address the weaknesses exposed by the financial crisis of 2007-09. The first pillar of this programme, reform of financial services regulation, has been legislated in the Financial Services Act that received Royal Assent in December 2012 (2012 Ch. 21, 9780105421122). The Government is now legislating to reform the structure of the UK banking system, through the Financial Services (Banking Reform) Bill (HCB 130, session 2012-13, ISBN 9780215053794) which implements key recommendations of the Independent Commission on Banking, including ring-fencing retail deposits from wholesale banking activities and depositor preference. This document accompanies introduction of the Bill and includes the Government response to the first report of the Parliamentary Commission on Banking Standards (PCBS), which conducted pre-legislative scrutiny on the draft Bill. The response explains where the Government has amended the Bill and includes and impact assessment for the Bill, along with the opinion of the independent Regulatory Policy Committee
Author: Great Britain: Parliament: House of Commons: Treasury Committee
Publisher: The Stationery Office
ISBN: 9780215050649
Category : Political Science
Languages : en
Pages : 188
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Book Description
Incorporating HC 1534, session 2010-12
Author: Great Britain: H.M. Treasury
Publisher: The Stationery Office
ISBN: 9780101825221
Category : Business & Economics
Languages : en
Pages : 82
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Book Description
In its final report the Independent Commission on Banking (ICB) recommended a package of measures, consisting of ring-fencing vital banking services and increasing banks' loss-absorbency. The Government strongly supports the ICB's objectives and dual approach. The Government agrees that vital banking services - in particular, the taking of retail deposits - should only be provided by 'ring-fenced' banks', and that these banks should be prohibited from undertaking certain investment banking activities. On increased loss-absorbency, also supported are the ICB recommendations for higher equity requirements for large ring-fenced banks, a minimum leverage ratio, loss-absorbing debt, insured depositor preference and higher levels of loss-absorbing capacity for banks that are difficult to resolve. With regards to the principle that systemically important banks hold a minimum about of loss-absorbing capacity on a group-wide basis, however, the requirement should not apply to non-UK operations where it can be shown that those operations to do not pose a risk to UK financial stability. The Government also believes that depositor preference needs further analysis and consultation. On competition, the Government also strongly supports all the ICB recommendations. The Government estimates the aggregate private costs to UK banks at £3.5bn - £8bn, producing a gross reduction in GDP of £0.8bn - £1.8bn. Against these costs though should be set the potentially much larger benefits with the ICB's recommendations yielding an estimated incremental economic benefit of £9.5bn per annum. Significantly too the Government wants to see relevant legislation completed by the end of this Parliament in May 2015 as opposed to the ICBs recommended 2019
