The Real Retirement

The Real Retirement PDF Author: Fred Vettese
Publisher: John Wiley & Sons
ISBN: 111849864X
Category : Business & Economics
Languages : en
Pages : 294

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Book Description
Straight Talk and solid retirement advice for all Canadians In the face of government changes, financial market volatility, and an aging workforce, Canadians are understandably concerned about the impact on their finances and their future retirement. This reassuring book debunks the generally-accepted claims about necessary savings rates, which can cause paranoia among those beginning to contemplate retirement. The authors offer greater insight into planning approaches that are not widely understood, demystifies retirement targets (age, savings, income), and outlines concrete approaches to maximizing retirement savings. Offers practical advice for dealing with the changes to Canada's retirement system Includes advice for calculating your Neutral Retirement Income Target Contains solid financial advice in accessible language Written by the Executive Chairman and Chief Actuary of Morneau Shepell Canada's national actuarial consulting firm The Real Retirement offers a down-to-earth guide for preparing for comfortable retirement and shows what it takes to achieve it.

The Real Retirement

The Real Retirement PDF Author: Fred Vettese
Publisher: John Wiley & Sons
ISBN: 111849864X
Category : Business & Economics
Languages : en
Pages : 294

Get Book Here

Book Description
Straight Talk and solid retirement advice for all Canadians In the face of government changes, financial market volatility, and an aging workforce, Canadians are understandably concerned about the impact on their finances and their future retirement. This reassuring book debunks the generally-accepted claims about necessary savings rates, which can cause paranoia among those beginning to contemplate retirement. The authors offer greater insight into planning approaches that are not widely understood, demystifies retirement targets (age, savings, income), and outlines concrete approaches to maximizing retirement savings. Offers practical advice for dealing with the changes to Canada's retirement system Includes advice for calculating your Neutral Retirement Income Target Contains solid financial advice in accessible language Written by the Executive Chairman and Chief Actuary of Morneau Shepell Canada's national actuarial consulting firm The Real Retirement offers a down-to-earth guide for preparing for comfortable retirement and shows what it takes to achieve it.

The Real Deal on Retirement

The Real Deal on Retirement PDF Author: John D VanWeelden
Publisher: Greenleaf Book Group
ISBN: 1632997983
Category : Business & Economics
Languages : en
Pages : 235

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Book Description
Reimagine Retirement Planning: How to Create Stable, Increasing, Tax-Efficient, Lifetime Income Gone are the days of traditional retirement planning. The idea that you can simply save a certain amount and retire with confidence is flawed, dangerous even, as it does not account for today’s volatile financial markets, increasing life expectancy, interest rates, and every individual’s unique retirement lifestyle needs. Drawing from his experience advising retirees through some of the most financially turbulent decades, VanWeelden doesn’t just offer another retirement guide—he challenges the conventional wisdom, revolutionizes the way we approach retirement, and cuts through the myths, hype, and propaganda to reveal the truth about retirement income planning and investing. VanWeelden’s solution is simple and highly effective: Truly reliable retirement planning is based on creating stable, increasing, tax-efficient, lifetime income, and, above all else, mitigating risk. Using this practical guide, you will identify how to generate all the income you’ll ever need while minimizing the various risks along the way. Whether you have an abundance of resources or you’re just hoping what you have will last a lifetime, this is your comprehensive road map to retire with unwavering confidence, unlock the full potential of your years of hard work, and achieve your retirement dreams.

How Persistent Low Returns Will Shape Saving and Retirement

How Persistent Low Returns Will Shape Saving and Retirement PDF Author: Olivia S. Mitchell
Publisher: Oxford University Press
ISBN: 0192562401
Category : Business & Economics
Languages : en
Pages : 320

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Book Description
Financial market developments over the past decade have undermined what was once thought to be conventional wisdom about saving, investment, and retirement spending. How Persistent Low Returns Will Shape Saving and Retirement explores how the weak capital market performance predicted for the next several years will shape pension saving, investment, and decumulation plans. Academics, policymakers, and industry leaders debate alternative strategies to cope with these challenges globally, as economic growth remains slow and low returns become the 'new normal.' This volume includes contributions from plan sponsors, benefit specialists, actuaries, academics, regulators, and others working to design resilient pensions for the next decades. Together, they identify several new tools for retirement savers and pension managers.

Retirement Income Security

Retirement Income Security PDF Author: United States. Congress. House. Committee on Ways and Means. Subcommittee on Social Security
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 160

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Book Description


Retirement

Retirement PDF Author: Chris Komolafe
Publisher: AuthorHouse
ISBN: 152466121X
Category : Health & Fitness
Languages : en
Pages : 199

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Book Description
When will you retire, and how is your retirement going to be? Retirement: A Must for Every Life is a book that guides people to retire young, rich, and healthy! The book analyses retirement and views its three main dimensions, giving the earthly origin and heavenly end of retirement. Knowing how to secure your financial well-being and be in good health in retirement is the most important thing you will need to do in life. You dont have to be a genius or a doctor to do this. The book was born out of the authors burning desire to assist individual staff members of organizations, whether private or government, and persons who need motivation and inspiration irrespective of where they have their foot on the organizational ladder or in their personal business. The book makes it plain how to plan for your retirement, informing you that there is wealth all around you, how to tap these resources, and how to establish a surviving business of your own. It also discusses the problems associated with retirement and how to solve them in a very interesting and very inspirational way. Retirement: A Must for Every Life is an international bestselling retirement guidebook. Other books by the author are the following: Word from the Pulpit (A posthumous publication) Secrets and Principles of Blissful Retirement (publishing soon) Contact information Phone: 234 803 718 0464, 234 8158404815 Email: [email protected], [email protected] On the Internet: www.worldretirees.com

Recruitment, Retention, and Retirement in Higher Education

Recruitment, Retention, and Retirement in Higher Education PDF Author: Robert Louis Clark
Publisher: Edward Elgar Publishing
ISBN: 9781845425548
Category : Education
Languages : en
Pages : 328

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Book Description
[This book] provides tools and insights for university and college administrators to use when evaluating changes in retirement policy, and it presents valuable information in the form of case studies concerning changes in retention policies and retirement policies. Lisa M. Dickson, Industrial and Labor Relations Review This volume, a collection of papers presented at the 2004 TIAA-CREF Institute conference on higher education, contains many excellent chapters. John Heuer, Journal of Pension Economics and Finance This book enlightens the reader about two important policy issues, health care provision and retirement plans, by addressing both broad macro issues and specific concerns of higher education administrators. Such content is both valuable and practical for the concerned higher education researcher and administrator. Marc Kaulisch, The Review of Higher Education Attracting and retaining highly qualified faculty is essential to maintaining productivity at institutions of higher education. Colleges and universities are at a critical juncture in their history as they attempt to achieve their teaching and research goals. This volume examines some of the most pressing employment and compensation issues confronting academic administrators. Contributors discuss topics such as: ageing of faculty, changing economic conditions and shifts in faculty employment patterns, rapid increases in health care costs and trends in retiree health insurance, and adoption of phased and early retirement programs. The volume also includes a series of case studies on how individual universities are confronting these challenges. Institutions in these case studies include: Syracuse University, the University of North Carolina, the University of California, institutions in the Association of New American Colleges, and other colleges and universities included in several surveys and research projects. This timely volume will appeal to academic administrators at colleges and universities in the US and internationally as they face the common challenges of rising employment costs, faculty aging and global competition. Researchers interested in the future of higher education, economics, and the academic labor market in general will find this a valuable addition to their library.

Interim Report to Congress on Age Discrimination in Employment Act Studies

Interim Report to Congress on Age Discrimination in Employment Act Studies PDF Author: United States. Employment Standards Administration
Publisher:
ISBN:
Category : Age and employment
Languages : en
Pages : 438

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Book Description


Pensions in the American Economy

Pensions in the American Economy PDF Author: Laurence J. Kotlikoff
Publisher: University of Chicago Press
ISBN: 0226451488
Category : Business & Economics
Languages : en
Pages : 488

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Book Description
For anyone with an interest in pensions—workers and employers, personnel directors, accountants, actuaries, lawyers, insurance agents, financial analysts, government officials, and social scientists—this book is required reading. Now, without the aid of a pension specialist, anyone can determine how their particular pension plan stacks up against the average. Using virtually all available government sources (including computerized data unavailable in print) and their own extensive surveys, the authors present a comprehensive description of the structural features and financial conditions of U.S. private, state, city, and municipal pension plans. The introductions to the hundreds of tables explain and highlight the information. The picture that emerges of the "typical" plan and its significant variations is crucial to all those with a financial stake in pensions. The reader can compare pension vesting, retirement, and benefit provisions by plan type, plan size, industry, union status, and many more characteristics. With this information, workers can evaluate just how generous their employer is; job applicants can compare fringe benefits of prospective employers; personnel directors can judge their competitive edge. The financial community will find especially interesting the analysis of the unfunded liabilities of private, state, and local pension funds. The investment decisions of private and public pension funds and their return performances are described as well. Government officials and social scientists will find the analysis of pension coverage, the receipt of pension income by the elderly, cost-of-living adjustments, and disability insurance of special importance in evaluating the proper degree of public intervention in the area of old age income support. Pensions in the American Economy is comprehensive and easy to use. Every reader, from small-business owners and civil servants to pension fund specialists, will find in it essential information about this increasingly important part of labor compensation and retirement finances.

Pension Equity Tax Act of 1982

Pension Equity Tax Act of 1982 PDF Author: United States. Congress. House. Committee on Ways and Means
Publisher:
ISBN:
Category : Employee fringe benefits
Languages : en
Pages : 608

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Book Description


Environmental and Energy Policy and the Economy

Environmental and Energy Policy and the Economy PDF Author: Matthew J. Kotchen
Publisher: University of Chicago Press
ISBN: 0226821749
Category : Business & Economics
Languages : en
Pages : 275

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Book Description
This volume presents six new papers on environmental and energy economics and policy in the United States. Rebecca Davis, J. Scott Holladay, and Charles Sims analyze recent trends in and forecasts of coal-fired power plant retirements with and without new climate policy. Severin Borenstein and James Bushnell examine the efficiency of pricing for electricity, natural gas, and gasoline. James Archsmith, Erich Muehlegger, and David Rapson provide a prospective analysis of future pathways for electric vehicle adoption. Kenneth Gillingham considers the consequences of such pathways for the design of fuel vehicle economy standards. Frank Wolak investigates the long-term resource adequacy in wholesale electricity markets with significant intermittent renewables. Finally, Barbara Annicchiarico, Stefano Carattini, Carolyn Fischer, and Garth Heutel review the state of research on the interactions between business cycles and environmental policy.