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Author: Keeanga-Yamahtta Taylor
Publisher: UNC Press Books
ISBN: 1469653672
Category : History
Languages : en
Pages : 364
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Book Description
LONGLISTED FOR THE 2019 NATIONAL BOOK AWARD FINALIST, 2020 PULITZER PRIZE IN HISTORY By the late 1960s and early 1970s, reeling from a wave of urban uprisings, politicians finally worked to end the practice of redlining. Reasoning that the turbulence could be calmed by turning Black city-dwellers into homeowners, they passed the Housing and Urban Development Act of 1968, and set about establishing policies to induce mortgage lenders and the real estate industry to treat Black homebuyers equally. The disaster that ensued revealed that racist exclusion had not been eradicated, but rather transmuted into a new phenomenon of predatory inclusion. Race for Profit uncovers how exploitative real estate practices continued well after housing discrimination was banned. The same racist structures and individuals remained intact after redlining's end, and close relationships between regulators and the industry created incentives to ignore improprieties. Meanwhile, new policies meant to encourage low-income homeownership created new methods to exploit Black homeowners. The federal government guaranteed urban mortgages in an attempt to overcome resistance to lending to Black buyers – as if unprofitability, rather than racism, was the cause of housing segregation. Bankers, investors, and real estate agents took advantage of the perverse incentives, targeting the Black women most likely to fail to keep up their home payments and slip into foreclosure, multiplying their profits. As a result, by the end of the 1970s, the nation's first programs to encourage Black homeownership ended with tens of thousands of foreclosures in Black communities across the country. The push to uplift Black homeownership had descended into a goldmine for realtors and mortgage lenders, and a ready-made cudgel for the champions of deregulation to wield against government intervention of any kind. Narrating the story of a sea-change in housing policy and its dire impact on African Americans, Race for Profit reveals how the urban core was transformed into a new frontier of cynical extraction.
Author: Keeanga-Yamahtta Taylor
Publisher: UNC Press Books
ISBN: 1469653672
Category : History
Languages : en
Pages : 364
Get Book Here
Book Description
LONGLISTED FOR THE 2019 NATIONAL BOOK AWARD FINALIST, 2020 PULITZER PRIZE IN HISTORY By the late 1960s and early 1970s, reeling from a wave of urban uprisings, politicians finally worked to end the practice of redlining. Reasoning that the turbulence could be calmed by turning Black city-dwellers into homeowners, they passed the Housing and Urban Development Act of 1968, and set about establishing policies to induce mortgage lenders and the real estate industry to treat Black homebuyers equally. The disaster that ensued revealed that racist exclusion had not been eradicated, but rather transmuted into a new phenomenon of predatory inclusion. Race for Profit uncovers how exploitative real estate practices continued well after housing discrimination was banned. The same racist structures and individuals remained intact after redlining's end, and close relationships between regulators and the industry created incentives to ignore improprieties. Meanwhile, new policies meant to encourage low-income homeownership created new methods to exploit Black homeowners. The federal government guaranteed urban mortgages in an attempt to overcome resistance to lending to Black buyers – as if unprofitability, rather than racism, was the cause of housing segregation. Bankers, investors, and real estate agents took advantage of the perverse incentives, targeting the Black women most likely to fail to keep up their home payments and slip into foreclosure, multiplying their profits. As a result, by the end of the 1970s, the nation's first programs to encourage Black homeownership ended with tens of thousands of foreclosures in Black communities across the country. The push to uplift Black homeownership had descended into a goldmine for realtors and mortgage lenders, and a ready-made cudgel for the champions of deregulation to wield against government intervention of any kind. Narrating the story of a sea-change in housing policy and its dire impact on African Americans, Race for Profit reveals how the urban core was transformed into a new frontier of cynical extraction.
Author: M. Nils Peterson
Publisher: JHU Press
ISBN: 1421410656
Category : Architecture
Languages : en
Pages : 223
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Book Description
How our thirst for more and larger houses is undermining society and what we can do about it. Have we built our way to ruin? Is your desire for that beach house or cabin in the woods part of the environmental crisis? Do you really need a bigger home? Why don’t multiple generations still live under one roof? In The Housing Bomb, leading environmental researchers M. Nils Peterson, Tarla Rai Peterson, and Jianguo Liu sound the alarm, explaining how and why our growing addiction to houses has taken the humble American dream and twisted it into an environmental and societal nightmare. Without realizing how much a contemporary home already contributes to environmental destruction, most of us want bigger and bigger houses and dream of the day when we own not just one dwelling but at least the two our neighbor does. We push our children to "get out on their own" long before they need to, creating a second household where previously one existed. We pave and build, demolishing habitat needed by threatened and endangered species, adding to the mounting burden of global climate change, and sucking away resources much better applied to pressing societal needs. “Reduce, reuse, recycle” is seldom evoked in the housing world, where economists predict financial disasters when "new housing starts" decline and the idea of renovating inner city residences is regarded as merely a good cause. Presenting irrefutable evidence, this book cries out for America and the world to intervene by making simple changes in our household energy and water usage and by supporting municipal, state, national, and international policies to counter this devastation and overuse of resources. It offers a way out of the mess we are creating and envisions a future where we all live comfortable, nondestructive lives. The “housing bomb” is ticking, and our choice is clear—change our approach or feel the blast.
Author: Ford, Janet
Publisher: Policy Press
ISBN: 1861342616
Category : Business & Economics
Languages : en
Pages : 212
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Book Description
This book argues that the emergence of unsustainable owner -occupation is emblematic of broader changes in contemporary society associated with the emergence of what commentators such as Beck and Giddens have characterised as a "risk society."
Author: Anita Hill
Publisher: Beacon Press
ISBN: 0807014389
Category : Social Science
Languages : en
Pages : 225
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Book Description
A searing portrait “of the ways in which black men and women have struggled to surmount injustice to own homes”—from the heroic lawyer who spoke out against Clarence Thomas (The New York Times Book Review) In this “highly readable and deeply analytical” work, attorney Anita Hill examines the relationship between home ownership and the American Dream through the lens of race and gender (Library Journal). Through the stories of remarkable African American women—including her own great-great-grandmother, playwright Lorraine Hansberry, and Baltimore beauty-shop owner and housing-crisis survivor Anjanette Booker—she demonstrates that the inclusive democracy our Constitution promises must be conceived with home in mind. From slavery to the Great Migration to the subprime mortgage meltdown, Reimagining Equality takes us on a journey that sparks a new conversation about what it means to be at home in America and presents concrete proposals that encourage us to reimagine equality.
Author: Lisa B.W. Drummond
Publisher: University of Toronto Press
ISBN: 1442632852
Category : Science
Languages : en
Pages : 334
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Book Description
Socialist cities have special qualities which endure in particular, subtle, and often under-theorized ways. This book engages with socialism on a global scale, as well as the variety of socialist urbanisms and post-socialist urbanisms, and the range of ways in which globalization intersects with changes in socialist and post-socialist cities. Offering a unique international comparative focus, the book’s fourteen case studies from Asia, Europe, Latin America, and Africa are grouped under three main themes: housing experiences and life trajectories, planning and architecture, and governance and social order. Featuring contributors from a range of disciplinary backgrounds and research foci, Socialist and Post-Socialist Urbanisms brings together a collection of essays on cities that are often overlooked in mainstream urban studies.
Author: Beryl Satter
Publisher: Macmillan + ORM
ISBN: 1429952601
Category : Social Science
Languages : en
Pages : 344
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Book Description
Part family story and part urban history, a landmark investigation of segregation and urban decay in Chicago -- and cities across the nation The "promised land" for thousands of Southern blacks, postwar Chicago quickly became the most segregated city in the North, the site of the nation's worst ghettos and the target of Martin Luther King Jr.'s first campaign beyond the South. In this powerful book, Beryl Satter identifies the true causes of the city's black slums and the ruin of urban neighborhoods throughout the country: not, as some have argued, black pathology, the culture of poverty, or white flight, but a widespread and institutionalized system of legal and financial exploitation. In Satter's riveting account of a city in crisis, unscrupulous lawyers, slumlords, and speculators are pitched against religious reformers, community organizers, and an impassioned attorney who launched a crusade against the profiteers—the author's father, Mark J. Satter. At the heart of the struggle stand the black migrants who, having left the South with its legacy of sharecropping, suddenly find themselves caught in a new kind of debt peonage. Satter shows the interlocking forces at work in their oppression: the discriminatory practices of the banking industry; the federal policies that created the country's shameful "dual housing market"; the economic anxieties that fueled white violence; and the tempting profits to be made by preying on the city's most vulnerable population. Family Properties: Race, Real Estate, and the Exploitation of Black Urban America is a monumental work of history, this tale of racism and real estate, politics and finance, will forever change our understanding of the forces that transformed urban America. "Gripping . . . This painstaking portrayal of the human costs of financial racism is the most important book yet written on the black freedom struggle in the urban North."—David Garrow, The Washington Post
Author: Peter Malpass
Publisher: Routledge
ISBN: 1000318672
Category : Social Science
Languages : en
Pages : 183
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Book Description
Originally published in 1986 at a time when Britain was facing a major housing crisis, this book, containing much original research, examines the crisis and analyses the reasons for it, providing foundations for the construction of effective new policies. As relevant now as when it was first published the book discusses under investment in housing stock, in both the public and private sectors, renovation and maintenance and neglect of particular disadvantaged groups such as the elderly, the single homeless and those in low income groups.
Author: Ceren Ergenc
Publisher: Edward Elgar Publishing
ISBN: 1800883242
Category : Political Science
Languages : en
Pages : 485
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Book Description
Demonstrating the crucial importance of local governance in China’s development and international relations, this topical Handbook combines theoretical approaches with novel methodological tools to understand state–society relations at the local level.
Author: Kenneth T. Jackson
Publisher: Oxford University Press
ISBN: 0199840342
Category : History
Languages : en
Pages : 434
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Book Description
This first full-scale history of the development of the American suburb examines how "the good life" in America came to be equated with the a home of one's own surrounded by a grassy yard and located far from the urban workplace. Integrating social history with economic and architectural analysis, and taking into account such factors as the availability of cheap land, inexpensive building methods, and rapid transportation, Kenneth Jackson chronicles the phenomenal growth of the American suburb from the middle of the 19th century to the present day. He treats communities in every section of the U.S. and compares American residential patterns with those of Japan and Europe. In conclusion, Jackson offers a controversial prediction: that the future of residential deconcentration will be very different from its past in both the U.S. and Europe.
Author: Charlotte Bruckermann
Publisher: Berghahn Books
ISBN: 1789203589
Category : Social Science
Languages : en
Pages : 260
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Book Description
Chinese citizens make themselves at home despite economic transformation, political rupture, and domestic dislocation in the contemporary countryside. By mobilizing labor and kinship to make claims over homes, people, and things, rural residents withstand devaluation and confront dispossession. As a particular configuration of red capitalism and socialist sovereignty takes root, this process challenges the relationship between the politics of place and the location of class in China and beyond.
