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Author: Martin H. Ruby
Publisher: Createspace Independent Publishing Platform
ISBN: 9781523772131
Category :
Languages : en
Pages : 136
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Book Description
For any saver who's ever wondered "Am I doing this right?," this book will give you the guidance and confidence to answer, "Yes." Too many savers are operating under an old set of rules - rules that were created and tested decades ago for market conditions that no longer exist today. While most of us would never call someone on a rotary phone or drive a car without airbags, we still save with outdated strategies. "The New Rules of Retirement Saving" is your guidebook to the risks you face as a saver today... and the new rules you can use to overcome them. Martin Ruby, FSA, has made his career helping people like you save smarter. As founder and CEO of Stonewood Financial Solutions, he helps savers achieve both greater financial wealth and greater financial security. What makes his approach so successful? Martin is an actuary, a mathematics specialist focused on identifying, evaluating and eliminating risk. In founding Stonewood Financial Solutions, Martin realized his vision of delivering actuarial expertise to clients rather than financial institutions. He uses his insider knowledge of how insurance and financial products work to structure strategies that maximize benefits for savers. Now, Martin has used his insights and expertise to develop "The New Rules of Retirement Saving." Reading this book will give you the knowledge of today's biggest savings risks and teach you to overcome them as you save for your future.
Author: Martin H. Ruby
Publisher: Createspace Independent Publishing Platform
ISBN: 9781523772131
Category :
Languages : en
Pages : 136
Get Book Here
Book Description
For any saver who's ever wondered "Am I doing this right?," this book will give you the guidance and confidence to answer, "Yes." Too many savers are operating under an old set of rules - rules that were created and tested decades ago for market conditions that no longer exist today. While most of us would never call someone on a rotary phone or drive a car without airbags, we still save with outdated strategies. "The New Rules of Retirement Saving" is your guidebook to the risks you face as a saver today... and the new rules you can use to overcome them. Martin Ruby, FSA, has made his career helping people like you save smarter. As founder and CEO of Stonewood Financial Solutions, he helps savers achieve both greater financial wealth and greater financial security. What makes his approach so successful? Martin is an actuary, a mathematics specialist focused on identifying, evaluating and eliminating risk. In founding Stonewood Financial Solutions, Martin realized his vision of delivering actuarial expertise to clients rather than financial institutions. He uses his insider knowledge of how insurance and financial products work to structure strategies that maximize benefits for savers. Now, Martin has used his insights and expertise to develop "The New Rules of Retirement Saving." Reading this book will give you the knowledge of today's biggest savings risks and teach you to overcome them as you save for your future.
Author: Robert C. Carlson
Publisher: John Wiley & Sons
ISBN: 0471703303
Category : Business & Economics
Languages : en
Pages : 290
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Book Description
Praise for THE NEW RULES OF RETIREMENT "As a Wharton graduate, money manager, Chief Financial Officer, and Certified Financial Analyst, I didn't think I needed help in making investment choices and planning for my retirement. I was wrong. I have been a subscriber to Retirement Watch since 1997. I trust Bob Carlson completely and follow his investment, tax, and planning advice personally." --Sandy Kagan, CFA CFO Partner, Tatum Partners "A clear, practical, and wisely unconventional guide to the new world of retirement." --Humberto Cruz Nationally syndicated financial columnist, Tribune Media Services "Bob Carlson does a magnificent job preparing readers for the many challenging issues they will face over the next several decades. Retirees can no longer count on generous asset returns and employer-provided defined benefit plans. Bob provides readers with creative approaches for contending with these challenges to help ensure financially and emotionally secure 'freedom years'." --Lawrence E. Kochard, PhD, CFA Chief Investment Officer, Georgetown University "Bob Carlson shows that three trends--demographics (baby boomers), increasing longevity, and fewer offspring--have changed forever the landscape facing America's retirees. Stereotype retirement based on Social Security and employer pensions is out; making ends meet on your own is in. Better get yourself ready--and you can do so by reading this book." --James C. Miller III Former U.S. Budget Director, Chairman of The CapAnalysis Group, LLC
Author: Ed Slott
Publisher: Penguin
ISBN: 014313454X
Category : Business & Economics
Languages : en
Pages : 450
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Book Description
AS SEEN ON PUBLIC TELEVISION New for 2021—The complete action plan from Ed Slott, "the best source of IRA advice" (Wall Street Journal), to help you make sure your 401(k)s, IRAs, and retirement savings aren't depleted by taxes by the time you need to use them. If you're like most Americans, your most valuable asset is your retirement fund. We diligently save money for years, yet most of us don't know how to avoid the costly mistakes that cause a good chunk of those savings to be lost to needless and excessive taxation. Now, in the midst of a financial crisis, there is more need than ever to protect your assets. The New Retirement Savings Time Bomb, by renowned tax advisor Ed Slott, shows you in clear-cut layman's terms how to take control over your retirement savings plan. This easy-to-follow plan helps you place your assets to avoid the latest traps set out by congress in addition to any that might be set down the road, so you can keep your hard-earned money no matter what. And, it's fully up-to date with information on the SECURE Act and everything you need to know about how the coronavirus relief bills will affect your savings down the road. This book is required reading for every American with savings and investments who is planning to retire, be it five years from now or fifty.
Author: Warren Mackenzie
Publisher: HarperCollins Canada
ISBN: 144340117X
Category : Business & Economics
Languages : en
Pages : 215
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Book Description
The financial advice industry -- including banks, mutual fund and insurance companies -- has a vested interest in our hard-earned savings. Industry advisors are constantly warning us that we may not be financially prepared for retirement. And, feeling anxious about our future, we become convinced that it’s a good idea to let them handle our money. After all, they seem to have all the answers. But retirement planning today isn’t the same as it was in the past. We’re living longer, leading more active lives, with more options about how we want to live once employment is no longer the main focus. For the 1.6 million Canadians who will be retiring in the next five years, the questions at play are more complex than “How much do I need to retire?” Industry veterans Warren MacKenzie and Ken Hawkins have seen firsthand the mistakes that Canadians make in their financial preparations for the future. In The New Rules for Retirement, they offer simple, unbiased advice while at the same time debunking the many myths surrounding retirement.
Author: Dennis Blitz
Publisher: Simon and Schuster
ISBN: 1440515387
Category : Business & Economics
Languages : en
Pages : 249
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Book Description
Blitz writes in a conversational style that even a novice investor can understand. Believe me, his ideas and strategies will set you on the road to becoming a millionaire!"-John Slatter, CFA, author of The 100 Best Stocks You Can Buy. If you're one of America's 78 million baby boomers, you've seen the Doomsday headlines, warning you that you're not saving enough to retire. Are you really headed for poverty in your retirement? Expert author Dennis Blitz says no. You may be saving enough-but you may not be saving smart enough. But you don't have to scrimp and sacrifice to save more. Instead, you need to know the most effective ways to get a better return on your investment-what really counts in wealth creation. From this book you will learn: The Nine Rules of Smart Investors; A theory to help investors measure risk; The right way to diversify; How to determine a good value stock. With the help of Save Smart, Earn More, you can retire in comfort and security-no matter what your current financial situation.
Author: David McKnight
Publisher: Crown Currency
ISBN: 1984823078
Category : Business & Economics
Languages : en
Pages : 162
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Book Description
OVER 300,000 COPIES IN PRINT, WITH A NEW CHAPTER ON THE 2018 TAX CUTS. There's a massive freight train bearing down on the average American investor, and it's coming in the form of higher taxes. The United States Government has made trillions of dollars in unfunded promises for programs like Social Security and Medicare—and the only way to deliver on these promises is to raise taxes. Some experts have even suggested that tax rates will need to double, just to keep our country solvent. Unfortunately, if you're like most Americans, you've saved the majority of your retirement assets in tax-deferred vehicles like 401(k)s and IRAs. If tax rates go up, how much of your hard-earned money will you really get to keep? In The Power of Zero, McKnight provides a concise, step-by-step roadmap on how to get to the 0% tax bracket by the time you retire, effectively eliminating tax rate risk from your retirement picture. Now, in this expanded edition, McKnight has updated the book with a new chapter on the 2017 Tax Cuts and Jobs Act, showing readers how to navigate the new tax law, and how they can extend the life of their retirement savings by taking advantage of it now. The day of reckoning is fast approaching. Are you ready to do what it takes to experience the power of zero?
Author: Neil Wilding
Publisher:
ISBN:
Category :
Languages : en
Pages : 130
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Book Description
Market conditions and increasing lifespans have left many savers with uncomfortable decisions when it comes to retirement. Compromise has become a necessity in financial planning. But it doesn't have to be that way. "The No-Compromise Retirement Plan" is an innovative, analysis-based approach to overcoming the three biggest compromises you're making today, so you can live the happy retirement you deserve tomorrow.
Author: Suze Orman
Publisher: Hay House, Inc
ISBN: 1401959938
Category : Business & Economics
Languages : en
Pages : 321
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Book Description
The instant NEW YORK TIMES BESTSELLER WALL STREET JOURNAL BESTSELLER PUBLISHERS WEEKLY BESTSELLER USA TODAY BESTSELLER #1 PERSONAL FINANCE EXPERT Revised & Updated for 2023 THE PATH TO YOUR ULTIMATE RETIREMENT STARTS RIGHT HERE! Retirement today is more complex than ever before. It is most definitely not your parents' retirement. You will have to make decisions that weren't even part of the picture a generation ago. Without a clear-cut path to manage the money you’ve saved, you may feel like you're all on your own. Except you're not—because Suze Orman has your back. Suze is America's most recognized personal finance expert for a reason. She's been dispensing actionable advice for years to people seeking financial security. Now, in this revised and updated Ultimate Retirement Guide for 50+, which reflects recent changes in retirement rules passed by Congress, Suze gives you the no-nonsense advice and practical tools you need to plan wisely for your retirement in today's ever-changing landscape. You'll find new rules for downsizing, spending wisely, delaying Social Security benefits, and more—starting where you are right now. Suze knows money decisions are never just about money. She understands your hopes, your fears, your wishes, and your desires for your own life as well as for your loved ones. She will guide you on how to let go of regret and fear, and with her unparalleled knowledge and unique empathy, she will reveal practical and personal steps so you can always live your Ultimate Retirement life. "I wrote this book for you," Suze says. "The worried, the fearful, the anxious. I know you need help navigating the road ahead. I've helped steer people toward happy and secure retirements my whole life, and that's exactly what I want to do for you."
Author: Dennis Tubbergen
Publisher: Createspace Independent Publishing Platform
ISBN: 9781523367535
Category :
Languages : en
Pages : 182
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Book Description
The title of this book, "New Retirement Rules; Strategies for Succeeding during the Coming Economic Collapse" reflects my views of the inevitable outcome of today's economic conditions. Parts of this book may shock you. The premise of this book is that where we are headed economically speaking is predictable. Economic cycles and money cycles have existed for 2,500 years. I have concluded from my study of economic history that where we are today economically speaking and where we go from here is as predictable as the sun rising and setting each day. Other parts of this book may anger you. From my experience, most rendering advice to clients in the financial industry are totally unaware of these cycles. Financial professionals are not required to have even a cursory knowledge of economics in order to practice much less what kind of advice to give to clients depending on where we find ourselves in these economic cycles. I hope other parts of this book help you "connect the dots" and understand why today's economy feels different. Today's economy is best explained by economic and money cycles. I will provide you with evidence of these cycles at various times historically and demonstrate to you conclusively these cycles repeat themselves time and time again largely because the collective group of politicians and policymakers have made the same decisions throughout history when faced with the same set of economic circumstances. While you have probably always felt human behavior was somewhat predictable, this book will prove it to you beyond any doubt. Mostly though, I hope this book will provide you with specific strategies you might consider to protect yourself from the coming economic collapse as well as prosper from it."
Author: Ed Slott
Publisher: Penguin
ISBN: 1101589965
Category : Business & Economics
Languages : en
Pages : 467
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Book Description
"The best source of IRA advice" (The Wall Street Journal), extensively revised and updated for new tax rules With the possible exception of home property, the most valuable asset for most Americans is their retirement fund. Yet most people don't know how to avoid the costly mistakes that cause a good chunk of those savings to be lost to needless and excessive taxation. Now, in this fully updated edition of The Retirement Savings Time Bomb, renowned tax advisor Ed Slott explains in clear-cut layman's terms what people need to know to keep their money and pass it on to their families. This book is for every American with savings who is planning to retire.
