The Feasibility of an ASEAN Student Aid Fund PDF Download
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Author: Ozay Mehmet
Publisher:
ISBN:
Category : Student aid
Languages : en
Pages : 80
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Book Description
Author: Ozay Mehmet
Publisher:
ISBN:
Category : Student aid
Languages : en
Pages : 80
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Book Description
Author: Wan Saiful Wan Jan
Publisher: ISEAS-Yusof Ishak Institute
ISBN: 9814881686
Category : Education
Languages : en
Pages : 41
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Book Description
The Malaysian National Higher Education Fund Corporation (PTPTN) was set up in 1997. Since then, it has accumulated a massive debt amounting to RM40 billion in principal plus RM13 billion in interest. All these are guaranteed by the Malaysian government. It is now the biggest provider of student loans in the country and continues to play a very important role in catalysing socio-economic mobility, especially among the ethnic Malays which is the majority community in the country. However, the business model employed by PTPTN is irrational and unsustainable. It borrows from the financial market at, on average, 4 to 5 per cent, and lends to students at 1 per cent. No serious effort has been made to revamp this model, and all public discussions around it have been driven by political populism. The biggest challenge is the low repayment rate. This problem has been ignored because Malaysian politicians of all colours have wanted to maintain popularity. Collecting debt is certainly not popular. PTPTN, under a new leadership since mid-2018, gathered and developed ideas on how to reform their organization. These ideas have been presented to various levels of government, including to the Cabinet in early 2020. PTPTN must be reformed to avoid its debt from inflating further. Whether the Malaysian government has the much-needed political will to push through the reforms is a question yet to be answered.
Author: Philip G. Altbach
Publisher:
ISBN:
Category : Comparative education
Languages : en
Pages : 156
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Author: Rashid Amjad
Publisher:
ISBN: 9789221060338
Category : Labor supply
Languages : en
Pages : 342
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Studies undertaken by ARTEP and discussed at a workshop convened in Bangkok, 16-18 December 1986.
Author:
Publisher:
ISBN:
Category : Education and state
Languages : en
Pages : 316
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Author: United States. Congress
Publisher:
ISBN:
Category : Law
Languages : en
Pages : 1238
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The Congressional Record is the official record of the proceedings and debates of the United States Congress. It is published daily when Congress is in session. The Congressional Record began publication in 1873. Debates for sessions prior to 1873 are recorded in The Debates and Proceedings in the Congress of the United States (1789-1824), the Register of Debates in Congress (1824-1837), and the Congressional Globe (1833-1873)
Author: Varaphorn Bovornsiri
Publisher:
ISBN:
Category : Education, Higher
Languages : en
Pages : 94
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Author: Hardjono Notodihardjo
Publisher:
ISBN:
Category : Business and education
Languages : en
Pages : 242
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Author: Barbara Hopkinson
Publisher: K. G. Saur
ISBN: 9783598221156
Category : Reference
Languages : en
Pages : 1190
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Author: Soccoro Leyco-Reyes
Publisher:
ISBN:
Category : Philippines
Languages : en
Pages : 188
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