Author: National Commission on Electronic Fund Transfers
Publisher:
ISBN:
Category : Electronic funds transfers
Languages : en
Pages : 105
Book Description
The Economics of Electronic Funds Transfer Systems
Author: National Commission on Electronic Fund Transfers
Publisher:
ISBN:
Category : Electronic funds transfers
Languages : en
Pages : 105
Book Description
Publisher:
ISBN:
Category : Electronic funds transfers
Languages : en
Pages : 105
Book Description
Computers and Banking
Author: Kent W. Colton
Publisher: Springer Science & Business Media
ISBN: 1468435787
Category : Science
Languages : en
Pages : 304
Book Description
Electronic funds transfer (EFT) systems include a wide range of computer-based payment systems and sources that substitute electronic and digital transfers for movements of cash and paper checks. A few years ago some people were predict ing that EFT would replace paper money and coins entirely and that we would soon be a "checkless" and' 'cashless" society. Such sweeping changes have not occurred, but a slower evolution is clearly underway. Although checks, cur rency, and coin are likely to be here for many years to come, EFT is becoming an established part of our worldwide payment transfer system, and the implications and consequences of this technology are real. They include: • Alterations in personal finance and in the process of purchasing and paying for consumer goods and services. • Changes in the structure of financial and retail organizations and their mode of interaction in the marketplace. • Modifications in the flow of funds in our society and in the interactions among economic institutions. • Alterations in the prospects for invasion of personal privacy, perpetration of fraud and theft, and violation of antitrust regulations. • Changes in the regulatory and competitive balance among the numerous financial institutions in the United States. Such alterations foretell important impacts on people and society. Benefits are forthcoming, but the costs will also be real.
Publisher: Springer Science & Business Media
ISBN: 1468435787
Category : Science
Languages : en
Pages : 304
Book Description
Electronic funds transfer (EFT) systems include a wide range of computer-based payment systems and sources that substitute electronic and digital transfers for movements of cash and paper checks. A few years ago some people were predict ing that EFT would replace paper money and coins entirely and that we would soon be a "checkless" and' 'cashless" society. Such sweeping changes have not occurred, but a slower evolution is clearly underway. Although checks, cur rency, and coin are likely to be here for many years to come, EFT is becoming an established part of our worldwide payment transfer system, and the implications and consequences of this technology are real. They include: • Alterations in personal finance and in the process of purchasing and paying for consumer goods and services. • Changes in the structure of financial and retail organizations and their mode of interaction in the marketplace. • Modifications in the flow of funds in our society and in the interactions among economic institutions. • Alterations in the prospects for invasion of personal privacy, perpetration of fraud and theft, and violation of antitrust regulations. • Changes in the regulatory and competitive balance among the numerous financial institutions in the United States. Such alterations foretell important impacts on people and society. Benefits are forthcoming, but the costs will also be real.
The Economics of Electronic Funds Transfer Systems
Author: National Commission on Electronic Fund Transfers
Publisher:
ISBN:
Category : Cost effectiveness
Languages : en
Pages : 85
Book Description
Publisher:
ISBN:
Category : Cost effectiveness
Languages : en
Pages : 85
Book Description
The Law and Economics of Electronic Funds Transfer Systems
Author: William F. Baxter
Publisher:
ISBN:
Category : Banking law
Languages : en
Pages :
Book Description
Publisher:
ISBN:
Category : Banking law
Languages : en
Pages :
Book Description
The Economics of a National Electronic Funds Transfer System
Author: Federal Reserve Bank of Boston
Publisher:
ISBN:
Category : Bank service corporations
Languages : en
Pages : 196
Book Description
Publisher:
ISBN:
Category : Bank service corporations
Languages : en
Pages : 196
Book Description
The Economics of Electronic Funds Transfer Systems
Author: National Commission on Electronic Fund Transfers
Publisher:
ISBN:
Category : Electronic funds transfers
Languages : en
Pages : 36
Book Description
Publisher:
ISBN:
Category : Electronic funds transfers
Languages : en
Pages : 36
Book Description
The Economics of Electronic Funds Transfer Systems
Author: National Commission on Electronic Fund Transfers
Publisher:
ISBN:
Category : Electronic funds transfers
Languages : en
Pages : 137
Book Description
Publisher:
ISBN:
Category : Electronic funds transfers
Languages : en
Pages : 137
Book Description
The U.S. Payment System: Efficiency, Risk and the Role of the Federal Reserve
Author: David B. Humphrey
Publisher: Springer Science & Business Media
ISBN: 9400925107
Category : Business & Economics
Languages : en
Pages : 328
Book Description
The U.S. payment system is in the midst of a significant transition. Some of the changes to our payment system, involving its efficiency, the risks inherent in the payment process, and the role of the private and public sectors in the payment mechanism, are the subject of considerable debate and controversy. In recent years, the Federal Reserve Bank of Richmond has played an active part in the development and implementation of policies to improve the payment process. The Bank's operations staff has represented the Federal Reserve System in work with the banking industry to help shape and implement programs to increase efficiency and reduce payment risk. Further, our Research Department has made payment system research an important part of its agenda. The mix of practical experience and research has resulted in a unique perspective on payment system issues that led us to organize a symposium on the U.S. payment system, held on May 25-26, 1988, in Williamsburg, Virginia. Reflecting our belief in the importance of combining both practical experience and theory in addressing payment issues, we invited practi tioners, scholars, and policymakers to share their ideas. The symposium provided an opportunity for those researchers who are studying p- xi PREFACE xii ment issues to present their ideas and to have these ideas evaluated by experienced practitioners.
Publisher: Springer Science & Business Media
ISBN: 9400925107
Category : Business & Economics
Languages : en
Pages : 328
Book Description
The U.S. payment system is in the midst of a significant transition. Some of the changes to our payment system, involving its efficiency, the risks inherent in the payment process, and the role of the private and public sectors in the payment mechanism, are the subject of considerable debate and controversy. In recent years, the Federal Reserve Bank of Richmond has played an active part in the development and implementation of policies to improve the payment process. The Bank's operations staff has represented the Federal Reserve System in work with the banking industry to help shape and implement programs to increase efficiency and reduce payment risk. Further, our Research Department has made payment system research an important part of its agenda. The mix of practical experience and research has resulted in a unique perspective on payment system issues that led us to organize a symposium on the U.S. payment system, held on May 25-26, 1988, in Williamsburg, Virginia. Reflecting our belief in the importance of combining both practical experience and theory in addressing payment issues, we invited practi tioners, scholars, and policymakers to share their ideas. The symposium provided an opportunity for those researchers who are studying p- xi PREFACE xii ment issues to present their ideas and to have these ideas evaluated by experienced practitioners.
The Economics of a National Electronic Funds Transfer System
Author:
Publisher:
ISBN:
Category :
Languages : en
Pages : 183
Book Description
Publisher:
ISBN:
Category :
Languages : en
Pages : 183
Book Description
EFTS, Electronic Funds Transfer Systems
Author: Mark G. Bender
Publisher: Alfred Publishing Company
ISBN:
Category : Business & Economics
Languages : en
Pages : 120
Book Description
Publisher: Alfred Publishing Company
ISBN:
Category : Business & Economics
Languages : en
Pages : 120
Book Description