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Author: Nicole Gelinas
Publisher: Encounter Books
ISBN: 1594035415
Category : Political Science
Languages : en
Pages : 242
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Book Description
Robust financial markets support capitalism, they don't imperil it. But in 2008, Washington policymakers were compelled to replace private risk-takers in the financial system with government capital so that money and credit flows wouldn't stop, precipitating a depression. Washington's actions weren't the start of government distortions in the financial industry, Nicole Gelinas writes, but the natural result of 25 years' worth of such distortions. In the early eighties, modern finance began to escape reasonable regulations, including the most important regulation of all, that of the marketplace. The government gradually adopted a "too big to fail" policy for the largest or most complex financial companies, saving lenders to failing firms from losses. As a result, these companies became impervious to the vital market discipline that the threat of loss provides. Adding to the problem, Wall Street created financial instruments that escaped other reasonable limits, including gentle constraints on speculative borrowing and requirements for the disclosure of important facts. The financial industry eventually posed an untenable risk to the economy -- a risk that culminated in the trillions of dollars' worth of government bailouts and guarantees that Washington scrambled starting in late 2008. Even as banks and markets seem to heal, lenders to financial companies continue to understand that the government would protect them in the future if necessary. This implicit guarantee harms economic growth, because it forces good companies to compete against bad. History and recent events make clear what Washington must do. First, policymakers must reintroduce market discipline to the financial world. They can do so by re-creating a credible, consistent way in which big financial companies can fail, with lenders taking their warranted losses. Second, policymakers can reapply prudent financial regulations so that markets, and the economy, can better withstand inevitable excesses of optimism and pessimism. Sensible regulations have worked well in the past and can work well again. As Gelinas explains in this richly detailed book, adequate regulation of financial firms and markets is a prerequisite for free-market capitalism -- not a barrier to it.
Author: Nicole Gelinas
Publisher: Encounter Books
ISBN: 1594035415
Category : Political Science
Languages : en
Pages : 242
Get Book Here
Book Description
Robust financial markets support capitalism, they don't imperil it. But in 2008, Washington policymakers were compelled to replace private risk-takers in the financial system with government capital so that money and credit flows wouldn't stop, precipitating a depression. Washington's actions weren't the start of government distortions in the financial industry, Nicole Gelinas writes, but the natural result of 25 years' worth of such distortions. In the early eighties, modern finance began to escape reasonable regulations, including the most important regulation of all, that of the marketplace. The government gradually adopted a "too big to fail" policy for the largest or most complex financial companies, saving lenders to failing firms from losses. As a result, these companies became impervious to the vital market discipline that the threat of loss provides. Adding to the problem, Wall Street created financial instruments that escaped other reasonable limits, including gentle constraints on speculative borrowing and requirements for the disclosure of important facts. The financial industry eventually posed an untenable risk to the economy -- a risk that culminated in the trillions of dollars' worth of government bailouts and guarantees that Washington scrambled starting in late 2008. Even as banks and markets seem to heal, lenders to financial companies continue to understand that the government would protect them in the future if necessary. This implicit guarantee harms economic growth, because it forces good companies to compete against bad. History and recent events make clear what Washington must do. First, policymakers must reintroduce market discipline to the financial world. They can do so by re-creating a credible, consistent way in which big financial companies can fail, with lenders taking their warranted losses. Second, policymakers can reapply prudent financial regulations so that markets, and the economy, can better withstand inevitable excesses of optimism and pessimism. Sensible regulations have worked well in the past and can work well again. As Gelinas explains in this richly detailed book, adequate regulation of financial firms and markets is a prerequisite for free-market capitalism -- not a barrier to it.
Author: Sohrab Ahmari
Publisher: Convergent Books
ISBN: 0593137175
Category : Social Science
Languages : en
Pages : 322
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Book Description
We’ve pursued and achieved the modern dream of defining ourselves—but at what cost? An influential columnist and editor makes a compelling case for seeking the inherited traditions and ideals that give our lives meaning. “Ahmari’s tour de force makes tradition astonishingly vivid and relevant for the here and now.”—Rod Dreher, bestselling author of Live Not by Lies and The Benedict Option As a young father and a self-proclaimed “radically assimilated immigrant,” opinion editor Sohrab Ahmari realized that when it comes to shaping his young son’s moral fiber, today’s America is woefully lacking. For millennia, the world’s great ethical and religious traditions have taught that true happiness lies in pursuing virtue and accepting limits. But now, unbound from these stubborn traditions, we are free to choose whichever way of life we think is most optimal—or, more often than not, merely the easiest. All that remains are the fickle desires that a wealthy, technologically advanced society is equipped to fulfill. The result is a society riven by deep conflict and individual lives that, for all their apparent freedom, are marked by alienation and stark unhappiness. In response to this crisis, Ahmari offers twelve questions for us to grapple with—twelve timeless, fundamental queries that challenge our modern certainties. Among them: Is God reasonable? What is freedom for? What do we owe our parents, our bodies, one another? Exploring each question through the lives and ideas of great thinkers, from Saint Augustine to Howard Thurman and from Abraham Joshua Heschel to Andrea Dworkin, Ahmari invites us to examine the hidden assumptions that drive our behavior and, in doing so, to live more humanely in a world that has lost its way.
Author: Victor Davis Hanson
Publisher: Encounter Books
ISBN: 1893554260
Category : History
Languages : en
Pages : 362
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Book Description
With advice and informative readings of the great Greek texts, this title shows how we might save classics and the Greeks. It is suitable for those who agree that knowledge of classics acquaints us with the beauty and perils of our own culture.
Author: Shannon Mattern
Publisher: Princeton University Press
ISBN: 069122675X
Category : Architecture
Languages : en
Pages : 200
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Book Description
A bold reassessment of "smart cities" that reveals what is lost when we conceive of our urban spaces as computers Computational models of urbanism—smart cities that use data-driven planning and algorithmic administration—promise to deliver new urban efficiencies and conveniences. Yet these models limit our understanding of what we can know about a city. A City Is Not a Computer reveals how cities encompass myriad forms of local and indigenous intelligences and knowledge institutions, arguing that these resources are a vital supplement and corrective to increasingly prevalent algorithmic models. Shannon Mattern begins by examining the ethical and ontological implications of urban technologies and computational models, discussing how they shape and in many cases profoundly limit our engagement with cities. She looks at the methods and underlying assumptions of data-driven urbanism, and demonstrates how the "city-as-computer" metaphor, which undergirds much of today's urban policy and design, reduces place-based knowledge to information processing. Mattern then imagines how we might sustain institutions and infrastructures that constitute more diverse, open, inclusive urban forms. She shows how the public library functions as a steward of urban intelligence, and describes the scales of upkeep needed to sustain a city's many moving parts, from spinning hard drives to bridge repairs. Incorporating insights from urban studies, data science, and media and information studies, A City Is Not a Computer offers a visionary new approach to urban planning and design.
Author: Jason Hackworth
Publisher:
ISBN: 9780231193726
Category : History
Languages : en
Pages : 344
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Book Description
Manufacturing Decline argues that antigovernment conservatives capitalized on--and perpetuated--Rust Belt cities' misfortunes by stoking racial resentment. Jason Hackworth traces how the conservative movement has used the imagery and ideas of urban decline since the 1970s to advance their cause.
Author: Edward Glaeser
Publisher: Penguin
ISBN: 0593297687
Category : Social Science
Languages : en
Pages : 481
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Book Description
One of our great urbanists and one of our great public health experts join forces to reckon with how cities are changing in the face of existential threats the pandemic has only accelerated Cities can make us sick. They always have—diseases spread more easily when more people are close to one another. And disease is hardly the only ill that accompanies urban density. Cities have been demonized as breeding grounds for vice and crime from Sodom and Gomorrah on. But cities have flourished nonetheless because they are humanity’s greatest invention, indispensable engines for creativity, innovation, wealth, and connection, the loom on which the fabric of civilization is woven. But cities now stand at a crossroads. During the global COVID crisis, cities grew silent as people worked from home—if they could work at all. The normal forms of socializing ground to a halt. How permanent are these changes? Advances in digital technology mean that many people can opt out of city life as never before. Will they? Are we on the brink of a post-urban world? City life will survive but individual cities face terrible risks, argue Edward Glaeser and David Cutler, and a wave of urban failure would be absolutely disastrous. In terms of intimacy and inspiration, nothing can replace what cities offer. Great cities have always demanded great management, and our current crisis has exposed fearful gaps in our capacity for good governance. It is possible to drive a city into the ground, pandemic or not. Glaeser and Cutler examine the evolution that is already happening, and describe the possible futures that lie before us: What will distinguish the cities that will flourish from the ones that won’t? In America, they argue, deep inequities in health care and education are a particular blight on the future of our cities; solving them will be the difference between our collective good health and a downward spiral to a much darker place.
Author: Roy F. Baumeister
Publisher: Penguin
ISBN: 1101543779
Category : Psychology
Languages : en
Pages : 272
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Book Description
One of the world's most esteemed and influential psychologists, Roy F. Baumeister, teams with New York Times science writer John Tierney to reveal the secrets of self-control and how to master it. "Deep and provocative analysis of people's battle with temptation and masterful insights into understanding willpower: why we have it, why we don't, and how to build it. A terrific read." —Ravi Dhar, Yale School of Management, Director of Center for Customer Insights Pioneering research psychologist Roy F. Baumeister collaborates with New York Times science writer John Tierney to revolutionize our understanding of the most coveted human virtue: self-control. Drawing on cutting-edge research and the wisdom of real-life experts, Willpower shares lessons on how to focus our strength, resist temptation, and redirect our lives. It shows readers how to be realistic when setting goals, monitor their progress, and how to keep faith when they falter. By blending practical wisdom with the best of recent research science, Willpower makes it clear that whatever we seek—from happiness to good health to financial security—we won’t reach our goals without first learning to harness self-control.
Author: Donna Jean Murch
Publisher: Univ of North Carolina Press
ISBN: 0807833762
Category : Political Science
Languages : en
Pages : 328
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Book Description
In this nuanced and groundbreaking history, Donna Murch argues that the Black Panther Party (BPP) started with a study group. Drawing on oral history and untapped archival sources, she explains how a relatively small city with a recent history of African
Author: Mark Bauerlein
Publisher: Simon and Schuster
ISBN: 1684512212
Category : Political Science
Languages : en
Pages : 179
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Book Description
From Stupefied Youth to Dangerous Adults Back in 2008, Mark Bauerlein was a voice crying in the wilderness. As experts greeted the new generation of “Digital Natives” with extravagant hopes for their high-tech future, he pegged them as the “Dumbest Generation.” Today, their future doesn’t look so bright, and their present is pretty grim. The twenty-somethings who spent their childhoods staring into a screen are lonely and purposeless, unfulfilled at work and at home. Many of them are even suicidal. The Dumbest Generation Grows Up is an urgently needed update on the Millennials, explaining their not-so-quiet desperation and, more important, the threat that their ignorance poses to the rest of us. Lacking skills, knowledge, religion, and a cultural frame of reference, Millennials are anxiously looking for something to fill the void. Their mentors have failed them. Unfortunately, they have turned to politics to plug the hole in their souls. Knowing nothing about history, they are convinced that it is merely a catalogue of oppression, inequality, and hatred. Why, they wonder, has the human race not ended all this injustice before now? And from the depths of their ignorance rises the answer: Because they are the first ones to care! All that is needed is to tear down our inherited civilization and replace it with their utopian aspirations. For a generation unacquainted with the constraints of human nature, anything seems possible. Having diagnosed the malady before most people realized the patient was sick, Mark Bauerlein surveys the psychological and social wreckage and warns that we cannot afford to do this to another generation.
Author: Daniel G. Parolek
Publisher: Island Press
ISBN: 1642830542
Category : Architecture
Languages : en
Pages : 330
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Book Description
Today, there is a tremendous mismatch between the available housing stock in the US and the housing options that people want and need. The post-WWII, auto-centric, single-family-development model no longer meets the needs of residents. Urban areas in the US are experiencing dramatically shifting household and cultural demographics and a growing demand for walkable urban living. Missing Middle Housing, a term coined by Daniel Parolek, describes the walkable, desirable, yet attainable housing that many people across the country are struggling to find. Missing Middle Housing types—such as duplexes, fourplexes, and bungalow courts—can provide options along a spectrum of affordability. In Missing Middle Housing, Parolek, an architect and urban designer, illustrates the power of these housing types to meet today’s diverse housing needs. With the benefit of beautiful full-color graphics, Parolek goes into depth about the benefits and qualities of Missing Middle Housing. The book demonstrates why more developers should be building Missing Middle Housing and defines the barriers cities need to remove to enable it to be built. Case studies of built projects show what is possible, from the Prairie Queen Neighborhood in Omaha, Nebraska to the Sonoma Wildfire Cottages, in California. A chapter from urban scholar Arthur C. Nelson uses data analysis to highlight the urgency to deliver Missing Middle Housing. Parolek proves that density is too blunt of an instrument to effectively regulate for twenty-first-century housing needs. Complete industries and systems will have to be rethought to help deliver the broad range of Missing Middle Housing needed to meet the demand, as this book shows. Whether you are a planner, architect, builder, or city leader, Missing Middle Housing will help you think differently about how to address housing needs for today’s communities.
