Summary of J.L. Edwards's Retire Not Expire PDF Download
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Author: Everest Media
Publisher: Everest Media LLC
ISBN: 1669347117
Category : Business & Economics
Languages : en
Pages : 13
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Book Description
Please note: This is a companion version & not the original book. Sample Book Insights: #1 A 401(k) is not a retirement plan. It is a defined contribution plan that allows you to invest a portion of your salary using pre-tax money. The amount you can contribute is determined by the IRS each year. If you contribute consistently and the stock market performs well, your account balance can grow into the seven-figure range. But if you don't, your account balance will be considerably less than seven figures. #2 A defined benefit program is a true retirement benefit. It is designed to pay you an amount based on a set formula that includes your age at retirement, your total years of service and your final average salary. It is a lifetime benefit. #3 My grandparents, despite being slightly better off, still struggled to make ends meet because they had no pensions and invested all their money in materialistic things for their wives. #4 My mother, who was raised by a single mother, was able to retire at age 55 after working for 30 years, thanks to the lessons she learned from her grandmother. She invested her money in blue chip companies and bought precious metals.
Author: Everest Media
Publisher: Everest Media LLC
ISBN: 1669347117
Category : Business & Economics
Languages : en
Pages : 13
Get Book Here
Book Description
Please note: This is a companion version & not the original book. Sample Book Insights: #1 A 401(k) is not a retirement plan. It is a defined contribution plan that allows you to invest a portion of your salary using pre-tax money. The amount you can contribute is determined by the IRS each year. If you contribute consistently and the stock market performs well, your account balance can grow into the seven-figure range. But if you don't, your account balance will be considerably less than seven figures. #2 A defined benefit program is a true retirement benefit. It is designed to pay you an amount based on a set formula that includes your age at retirement, your total years of service and your final average salary. It is a lifetime benefit. #3 My grandparents, despite being slightly better off, still struggled to make ends meet because they had no pensions and invested all their money in materialistic things for their wives. #4 My mother, who was raised by a single mother, was able to retire at age 55 after working for 30 years, thanks to the lessons she learned from her grandmother. She invested her money in blue chip companies and bought precious metals.
Author: J.L. Edwards
Publisher: Balboa Press
ISBN: 198224481X
Category : Self-Help
Languages : en
Pages : 89
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Book Description
Can you afford to retire and live on 50% of your current salary? Have you mapped out an actionable plan to retire with some level of security? Are you reviewing your 401(k)-account balance regularly and more importantly, do you have an investment strategy in place to generate income after you retire? If you answered “no” to any of these questions, you should read on. Like the American Dream, your retirement is based on an ideal. One that gives you freedom. You can choose to retire at 35 or 85 or somewhere in between. Making the choice is easy if you are armed with the critical information you need to know to make good decisions. But what if you only have been given part of the big picture? Will you still be able to make good decisions about your retirement benefits? “Retire Not Expire” is written from the perspective of an employee benefits professional who counsels employees rather than the perspective of a financial planner. The goal of the book is not to sell you a financial services product. The goal is to give you the information about retirement benefits so that you can ask the tough questions of yourself and your financial advisors before making the leap into retirement. We will delve into the difference between guaranteed income benefits versus tax advantageous savings accounts. We cover topics such as making the transition from an active employee to a retiree and we will demystify your benefits calculation. We will touch on the velvet handcuff known as health insurance as well as discuss the importance of asking the right questions of your retirement plan administrator, your human resources advisor and your financial advisor. Most importantly, we will give you a roadmap for making the transition into your best life. Retirement is a mindset. It is not a death sentence.
Author: Paul Fussell
Publisher: Simon and Schuster
ISBN: 0671792253
Category : Social Science
Languages : en
Pages : 212
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Book Description
This book describes the living-room artifacts, clothing styles, and intellectual proclivities of American classes from top to bottom.
Author: David Webber
Publisher: Harvard University Press
ISBN: 0674972139
Category : Business & Economics
Languages : en
Pages : 351
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Book Description
When Steven Burd, CEO of the supermarket chain Safeway, cut wages and benefits, starting a five-month strike by 59,000 unionized workers, he was confident he would win. But where traditional labor action failed, a novel approach was more successful. With the aid of the California Public Employees’ Retirement System, a $300 billion pension fund, workers led a shareholder revolt that unseated three of Burd’s boardroom allies. In The Rise of the Working-Class Shareholder: Labor's Last Best Weapon, David Webber uses cases such as Safeway’s to shine a light on labor’s most potent remaining weapon: its multitrillion-dollar pension funds. Outmaneuvered at the bargaining table and under constant assault in Washington, state houses, and the courts, worker organizations are beginning to exercise muscle through markets. Shareholder activism has been used to divest from anti-labor companies, gun makers, and tobacco; diversify corporate boards; support Occupy Wall Street; force global warming onto the corporate agenda; create jobs; and challenge outlandish CEO pay. Webber argues that workers have found in labor’s capital a potent strategy against their exploiters. He explains the tactic’s surmountable difficulties even as he cautions that corporate interests are already working to deny labor’s access to this powerful and underused tool. The Rise of the Working-Class Shareholder is a rare good-news story for American workers, an opportunity hiding in plain sight. Combining legal rigor with inspiring narratives of labor victory, Webber shows how workers can wield their own capital to reclaim their strength.
Author:
Publisher:
ISBN:
Category : Securities
Languages : en
Pages : 900
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Book Description
Author: Corey M. Abramson
Publisher: Harvard University Press
ISBN: 0674286820
Category : Social Science
Languages : en
Pages : 257
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Book Description
Winner of the Outstanding Publication Award, Section on Aging and the Life Course, American Sociological Association Senior citizens from all walks of life face a gauntlet of physical, psychological, and social hurdles. But do the disadvantages some people accumulate over the course of their lives make their final years especially difficult? Or does the quality of life among poor and affluent seniors converge at some point? The End Game investigates whether persistent socioeconomic, racial, and gender divisions in America create inequalities that structure the lives of the elderly. “Avoiding reductionist frameworks and showing the hugely varying lifestyles of Californian seniors, The End Game poses a profound question: how can provision of services for the elderly cater for individual circumstances and not merely treat the aged as one grey block? Abramson eloquently and comprehensively expounds this complex question.” —Michael Warren, LSE Review of Books “The author’s approach situates inequality experienced by older Americans in a real world context and links culture, social life, biological life, and structural disparities in ways that allow readers to understand the intersectionality of diversity imbued in the lives of older Americans...Abramson opens a window into the reality of old age, the importance of culture and the impact it has on shared/prior experiences, and the inequalities that structure them.” —A. L. Lewis, Choice
Author: Earl Boebert
Publisher: Harvard University Press
ISBN: 0674545230
Category : Business & Economics
Languages : en
Pages : 303
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Book Description
On April 20, 2010, the crew of the floating drill rig Deepwater Horizon lost control of the Macondo oil well forty miles offshore in the Gulf of Mexico. Escaping gas and oil ignited, destroying the rig, killing eleven crew members, and injuring dozens more. The emergency spiraled into the worst human-made economic and ecological disaster in Gulf Coast history. Senior systems engineers Earl Boebert and James Blossom offer the most comprehensive account to date of BP’s Deepwater Horizon oil spill. Sifting through a mountain of evidence generated by the largest civil trial in U.S. history, the authors challenge the commonly accepted explanation that the crew, operating under pressure to cut costs, made mistakes that were compounded by the failure of a key safety device. This explanation arose from legal, political, and public relations maneuvering over the billions of dollars in damages that were ultimately paid to compensate individuals and local businesses and repair the environment. But as this book makes clear, the blowout emerged from corporate and engineering decisions which, while individually innocuous, combined to create the disaster. Rather than focusing on blame, Boebert and Blossom use the complex interactions of technology, people, and procedures involved in the high-consequence enterprise of offshore drilling to illustrate a systems approach which contributes to a better understanding of how similar disasters emerge and how they can be prevented.
Author: Evelyn Nakano Glenn
Publisher: Harvard University Press
ISBN: 9780674048799
Category : Education
Languages : en
Pages : 280
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Book Description
"Scouring the history of Native American boarding schools, nineteenth-century reformatories, and programs to Americanize immigrants, Glenn brilliantly reveals the role of coercion in caregiving. An important read for us all."---Arlie Hochschild, author of The Time Bind --
Author: Walter Mason Camp
Publisher:
ISBN:
Category : Railroads
Languages : en
Pages : 958
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Book Description
Author: United States. Congress
Publisher:
ISBN:
Category : Law
Languages : en
Pages : 1352
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Book Description
