Study of Bank Overdraft Programs

Study of Bank Overdraft Programs PDF Author: Barry Leonard
Publisher: DIANE Publishing
ISBN: 1437926738
Category : Business & Economics
Languages : en
Pages : 120

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Book Description

Study of Bank Overdraft Programs

Study of Bank Overdraft Programs PDF Author: Barry Leonard
Publisher: DIANE Publishing
ISBN: 1437926738
Category : Business & Economics
Languages : en
Pages : 120

Get Book Here

Book Description


Improving Financial Literacy Analysis of Issues and Policies

Improving Financial Literacy Analysis of Issues and Policies PDF Author: OECD
Publisher: OECD Publishing
ISBN: 9264012575
Category :
Languages : en
Pages : 181

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Book Description
This book describes the different types of financial education programmes currently available in OECD countries, evaluates their effectiveness, and makes suggestions to improve them.

The Unbanking of America

The Unbanking of America PDF Author: Lisa Servon
Publisher: Houghton Mifflin Harcourt
ISBN: 0544611187
Category : Social Science
Languages : en
Pages : 264

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Book Description
Why Americans are fleeing our broken banking system: “Startling and absorbing…Required reading for fans of muckraking authors like Barbara Ehrenreich.”—Publishers Weekly (starred review) What do an undocumented immigrant in the South Bronx, a high-net-worth entrepreneur, and a twentysomething graduate student have in common? All three are victims of our dysfunctional mainstream bank and credit system. Nearly half of all Americans live from paycheck to paycheck, and income volatility has doubled over the past thirty years. Banks, with their high monthly fees and overdraft charges, are gouging their lower- and middle-income customers while serving only the wealthiest Americans. Lisa Servon delivers a stunning indictment of America’s banks, together with eye-opening dispatches from inside a range of banking alternatives that have sprung up to fill the void. She works as a teller at RiteCheck, a check-cashing business in the South Bronx, and as a payday lender in Oakland. She looks closely at the workings of a tanda, an informal lending club. And she delivers engaging, hopeful portraits of the entrepreneurs reacting to the unbanking of America by designing systems to creatively serve those outside the one percent. “Valuable evidence on the fragility of the personal economies of most Americans these days.”—Kirkus Reviews “An intelligent plea for financial justice…[An] excellent book.”—The Christian Science Monitor

The Overdraft Protection Act of 2009

The Overdraft Protection Act of 2009 PDF Author: United States. Congress. House. Committee on Financial Services
Publisher:
ISBN:
Category : Banking law
Languages : en
Pages : 192

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Book Description


H.R. 627, the Credit Cardholders' Bill of Rights Act of 2009; and H.R. 1456, the Consumer Overdraft Protection Fair Practices Act of 2009

H.R. 627, the Credit Cardholders' Bill of Rights Act of 2009; and H.R. 1456, the Consumer Overdraft Protection Fair Practices Act of 2009 PDF Author: United States. Congress. House. Committee on Banking and Financial Services. Subcommittee on Financial Institutions and Consumer Credit
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 238

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Book Description


Protecting Consumers from Abusive Overdraft Fees

Protecting Consumers from Abusive Overdraft Fees PDF Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 72

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Book Description


Payday Lending: Federal Law Enforcement Uses a MultiLayered Approach to Identify Employees in Financial Distress

Payday Lending: Federal Law Enforcement Uses a MultiLayered Approach to Identify Employees in Financial Distress PDF Author: Alicia Puente Cackley
Publisher: DIANE Publishing
ISBN: 1437980791
Category : Reference
Languages : en
Pages : 60

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Book Description
In the U.S., payday lending (PL) is a $40 billion a year industry. A PL is a small-dollar loan -- from $100 to $500 and re-payable in about two weeks. Consumers can pay fees of $15-20 for every $100 borrowed. In 2006 the DoD reported on predatory lending, incl. PL, and found that these loans impacted military readiness and troop morale. Concerns were raised about PL to federal employees in law enforcement and national security positions at four components. This report examined: (1) how these federal law enforcement agencies become aware of employees who are potential security risks due to financial problems, including PL; and (2) various alternatives to PL. Charts and tables. This is a print on demand edition of an important, hard-to-find report.

Federal Register

Federal Register PDF Author:
Publisher:
ISBN:
Category : Delegated legislation
Languages : en
Pages : 570

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Book Description


Perspectives on the Consumer Financial Protection Agency

Perspectives on the Consumer Financial Protection Agency PDF Author: United States. Congress. House. Committee on Financial Services
Publisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 244

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Book Description


The Federal Reserve System Purposes and Functions

The Federal Reserve System Purposes and Functions PDF Author: Board of Governors of the Federal Reserve System
Publisher:
ISBN: 9780894991967
Category : Banks and Banking
Languages : en
Pages : 0

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Book Description
Provides an in-depth overview of the Federal Reserve System, including information about monetary policy and the economy, the Federal Reserve in the international sphere, supervision and regulation, consumer and community affairs and services offered by Reserve Banks. Contains several appendixes, including a brief explanation of Federal Reserve regulations, a glossary of terms, and a list of additional publications.