Soaking the Middle Class

Soaking the Middle Class PDF Author: Anna Rhodes
Publisher: Russell Sage Foundation
ISBN: 1610449169
Category : Social Science
Languages : en
Pages : 244

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Book Description
Extreme weather is increasing in scale and severity as global warming worsens. While poorer communities are typically most vulnerable to the negative effects of climate change, even well-resourced communities are increasingly vulnerable as climate-related storms intensify. Yet little is known about how middle-class communities are responding to these storms and the resulting damage. In Soaking the Middle Class, sociologists Anna Rhodes and Max Besbris examine how a middle-class community recovers from a climate-related disaster and how this process fosters inequality within these kinds of places. In 2017, Hurricane Harvey dropped record-breaking rainfall in Southeast Texas resulting in more than $125 billion in direct damages. Rhodes and Besbris followed 59 flooded households in Friendswood, Texas, for two years after the storm to better understand the recovery process in a well-resourced, majority-White, middle-class suburban community. As such, Friendswood should have been highly resilient to storms like Harvey, yet Rhodes and Besbris find that the recovery process exacerbated often-invisible economic inequality between neighbors. Two years after Harvey, some households were in better financial positions than they were before the storm, while others still had incomplete repairs, were burdened with large new debts, and possessed few resources to draw on should another disaster occur. Rhodes and Besbris find that recovery policies were significant drivers of inequality, with flood insurance playing a key role in the divergent recovery outcomes within Friendswood. Households with flood insurance prior to Harvey tended to have higher incomes than those that did not. These households received high insurance payouts, enabling them to replace belongings, hire contractors, and purchase supplies. Households without coverage could apply for FEMA assistance, which offered considerably lower payouts, and for government loans, which would put them into debt. Households without coverage found themselves exhausting their financial resources, including retirement savings, to cover repairs, which put them in even more financially precarious positions than they were before the flood. The vast majority of Friendswood residents chose to repair and return to their homes after Hurricane Harvey. Even this devastating flood did not alter their plans for long-term residential stability, and the structure of recovery policies only further oriented homeowners towards returning to their homes. Prior to Harvey, many Friendswood households relied on flood damage from previous storms to judge their vulnerability and considered themselves at low risk. After Harvey, many found it difficult to assess their level of risk for future flooding. Without strong guidance from federal agencies or the local government on how to best evaluate risk, many residents ended up returning to potentially unsafe places. As climate-related disasters become more severe, Soaking the Middle Class illustrates how inequality in the United States will continue to grow if recovery policies are not fundamentally changed.

Soaking the Middle Class

Soaking the Middle Class PDF Author: Anna Rhodes
Publisher: Russell Sage Foundation
ISBN: 1610449169
Category : Social Science
Languages : en
Pages : 244

Get Book Here

Book Description
Extreme weather is increasing in scale and severity as global warming worsens. While poorer communities are typically most vulnerable to the negative effects of climate change, even well-resourced communities are increasingly vulnerable as climate-related storms intensify. Yet little is known about how middle-class communities are responding to these storms and the resulting damage. In Soaking the Middle Class, sociologists Anna Rhodes and Max Besbris examine how a middle-class community recovers from a climate-related disaster and how this process fosters inequality within these kinds of places. In 2017, Hurricane Harvey dropped record-breaking rainfall in Southeast Texas resulting in more than $125 billion in direct damages. Rhodes and Besbris followed 59 flooded households in Friendswood, Texas, for two years after the storm to better understand the recovery process in a well-resourced, majority-White, middle-class suburban community. As such, Friendswood should have been highly resilient to storms like Harvey, yet Rhodes and Besbris find that the recovery process exacerbated often-invisible economic inequality between neighbors. Two years after Harvey, some households were in better financial positions than they were before the storm, while others still had incomplete repairs, were burdened with large new debts, and possessed few resources to draw on should another disaster occur. Rhodes and Besbris find that recovery policies were significant drivers of inequality, with flood insurance playing a key role in the divergent recovery outcomes within Friendswood. Households with flood insurance prior to Harvey tended to have higher incomes than those that did not. These households received high insurance payouts, enabling them to replace belongings, hire contractors, and purchase supplies. Households without coverage could apply for FEMA assistance, which offered considerably lower payouts, and for government loans, which would put them into debt. Households without coverage found themselves exhausting their financial resources, including retirement savings, to cover repairs, which put them in even more financially precarious positions than they were before the flood. The vast majority of Friendswood residents chose to repair and return to their homes after Hurricane Harvey. Even this devastating flood did not alter their plans for long-term residential stability, and the structure of recovery policies only further oriented homeowners towards returning to their homes. Prior to Harvey, many Friendswood households relied on flood damage from previous storms to judge their vulnerability and considered themselves at low risk. After Harvey, many found it difficult to assess their level of risk for future flooding. Without strong guidance from federal agencies or the local government on how to best evaluate risk, many residents ended up returning to potentially unsafe places. As climate-related disasters become more severe, Soaking the Middle Class illustrates how inequality in the United States will continue to grow if recovery policies are not fundamentally changed.

The Shrinking Middle Class

The Shrinking Middle Class PDF Author: Emanuel Collado
Publisher: iUniverse
ISBN: 1450219675
Category : Business & Economics
Languages : en
Pages : 125

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Book Description
The middle class of our society has an important roleacting as the glue that holds the upper and lower classes together. But what will happen if the middle class crumbles? The Shrinking Middle Class is a comprehensive study of the economic meltdown and its long-term effects on the middle class. Emanuel Collado is a self-made businessman who focuses the results of his extensive research into a trend first detected in the 1980s. He provides fascinating case studies of middle class families, alarming statistics, and causes of the current economic crisis that both the United States and the world face. As Collado compares past decisions with current issues, he offers explanations for why America has such a disparity in our society and where the social fabric is being skewed to expand at both ends and grow thinner in the middle. Not so long ago, being middle class meant a reliable job with good pay, a home, access to health care, good education for youth, and a dignified retired life. Collado provides an in-depth look into why the United States is becoming a two-class society and what we can do now to prevent it from happening.

The Middle Class

The Middle Class PDF Author: David M. Haugen
Publisher:
ISBN:
Category : Middle class
Languages : en
Pages :

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Book Description


The Middle Class

The Middle Class PDF Author: David M. Haugen
Publisher: Greenhaven Publishing
ISBN: 9780737747775
Category : Young Adult Nonfiction
Languages : en
Pages : 0

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Book Description
From Booklist: "Each volume in the Opposing Viewpoints Series could serve as a model-not only providing access to a wide diversity of opinions, but also stimulating readers to do further research for group discussion and individual interest. Both shrill and moderate, the selections-by experts, policy makers, and concerned citizens-include complete articles and speeches, long book excerpts, and occasional cartoons and boxed quotations-all up to date and fully documented. The editing is intelligent and unobtrusive, organizing the material around substantive issues within the general debate. Brief introductions to each section and to each reading focus the questions raised and offer no slick answers."

Middle Class Meltdown in America

Middle Class Meltdown in America PDF Author: Kevin T Leicht
Publisher: Routledge
ISBN: 1134631499
Category : Social Science
Languages : en
Pages : 205

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Book Description
In accessible prose for North American undergraduate students, this short text provides a sociological understanding of the causes and consequences of growing middle class inequality, with an abundance of supporting, empirical data. The book also addresses what we, as individuals and as a society, can do to put middle class Americans on a sounder footing.

The Crisis of the Middle Class

The Crisis of the Middle Class PDF Author: Lewis Corey
Publisher: Columbia University Press
ISBN: 0231099770
Category : Collectivism
Languages : en
Pages : 416

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Book Description
In the book, Corey theorizes that the crisis confronting the middle class has as its underlying cause the economic paralysis that confronts the world and the inability of government to help master the means of production and distribution.

A Message to the Middle Class

A Message to the Middle Class PDF Author: Seymour Deming
Publisher:
ISBN:
Category : Social problems
Languages : en
Pages : 140

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Book Description


Falling Behind

Falling Behind PDF Author: Robert Frank
Publisher: Univ of California Press
ISBN: 0520941128
Category : Social Science
Languages : en
Pages : 165

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Book Description
Although middle-income families don't earn much more than they did several decades ago, they are buying bigger cars, houses, and appliances. To pay for them, they spend more than they earn and carry record levels of debt. In a book that explores the very meaning of happiness and prosperity in America today, Robert Frank explains how increased concentrations of income and wealth at the top of the economic pyramid have set off "expenditure cascades" that raise the cost of achieving many basic goals for the middle class. Writing in lively prose for a general audience, Frank employs up-to-date economic data and examples drawn from everyday life to shed light on reigning models of consumer behavior. He also suggests reforms that could mitigate the costs of inequality. Falling Behind compels us to rethink how and why we live our economic lives the way we do. Copub: Russell Sage Foundation

The American Middle Class

The American Middle Class PDF Author: Lawrence R Samuel
Publisher: Routledge
ISBN: 1134624751
Category : History
Languages : en
Pages : 216

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Book Description
The middle class is often viewed as the heart of American society, the key to the country’s democracy and prosperity. Most Americans believe they belong to this group, and few politicians can hope to be elected without promising to serve the middle class. Yet today the American middle class is increasingly seen as under threat. In The American Middle Class: A Cultural History, Lawrence R. Samuel charts the rise and fall of this most definitive American population, from its triumphant emergence in the post-World War II years to the struggles of the present day. Between the 1920s and the 1950s, powerful economic, social, and political factors worked together in the U.S. to forge what many historians consider to be the first genuine mass middle class in history. But from the cultural convulsions of the 1960s, to the 'stagflation' of the 1970s, to Reaganomics in the 1980s, this segment of the population has been under severe stress. Drawing on a rich array of voices from the past half-century, The American Middle Class explores how the middle class, and ideas about it, have changed over time, including the distinct story of the black middle class. Placing the current crisis of the middle class in historical perspective, Samuel shows how the roots of middle-class troubles reach back to the cultural upheaval of the 1960s. The American Middle Class takes a long look at how the middle class has been winnowed away and reveals how, even in the face of this erosion, the image of the enduring middle class remains the heart and soul of the United States.

Privilege Lost

Privilege Lost PDF Author: Jessi Streib
Publisher: Oxford University Press
ISBN: 0190854065
Category : Social Science
Languages : en
Pages : 272

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Book Description
There are two narratives of the American class structure: one of a country with boundless opportunities for upward mobility and one of a rigid class system in which the rich stay rich while the poor stay poor. Each of these narratives holds some truth, but each overlooks another. In Privilege Lost, Jessi Streib traces the lives of over 100 youth born into the upper-middle-class. Following them for over ten years as they transition from teens to young adults, Streib examines who falls from the upper-middle-class, how, and why don't they see it coming. In doing so, she reveals the patterned ways that individuals' resources and identities push them onto mobility paths--and the complicated choices youth make between staying true to themselves and staying in their class position. Engaging and eye-opening, Privilege Lost brings to life the stories of the downwardly mobile and highlights what they reveal about class, privilege, and American family life.