Savings and Bequests PDF Download
Are you looking for read ebook online? Search for your book and save it on your Kindle device, PC, phones or tablets. Download Savings and Bequests PDF full book. Access full book title Savings and Bequests by Toshiaki Tachibanaki. Download full books in PDF and EPUB format.
Author: Toshiaki Tachibanaki
Publisher: University of Michigan Press
ISBN: 9780472104987
Category : Business & Economics
Languages : en
Pages : 302
Get Book Here
Book Description
How do bequests explain differences in savings behavior between countries?
Author: Toshiaki Tachibanaki
Publisher: University of Michigan Press
ISBN: 9780472104987
Category : Business & Economics
Languages : en
Pages : 302
Get Book Here
Book Description
How do bequests explain differences in savings behavior between countries?
Author: Laurence J. Kotlikoff
Publisher: MIT Press
ISBN: 9780262263344
Category : Business & Economics
Languages : en
Pages : 596
Get Book Here
Book Description
This collection of essays, coauthored with other distinguished economists, offers new perspectives on saving, intergenerational economic ties, retirement planning, and the distribution of wealth. The book links life-cycle microeconomic behavior to important macroeconomic outcomes, including the roughly 50 percent postwar decline in America's rate of saving and its increasing wealth inequality. The book traces these outcomes to the government's five-decade-long policy of transferring, in the form of annuities, ever larger sums from young savers to old spenders. The book presents new theoretical and empirical analyses of altruism that rule out the possibility that private intergenerational transfers have offset those by the government.While rational life-cycle behavior can explain broad economic outcomes, the book also shows that a significant minority of households fail to make coherent life-cycle saving and insurance decisions. These mistakes are compounded by reliance on conventional financial planning tools, which the book compares with Economic Security Planner (ESPlanner), a new life-cycle financial planning software program. The application of ESPlanner to U.S. data indicates that most Americans approaching retirement age are saving at much lower rates than they should be, given potential major cuts in Social Security benefits.
Author: Richard Hemming
Publisher: Springer
ISBN: 1349170283
Category : Business & Economics
Languages : en
Pages : 433
Get Book Here
Book Description
Author: David A. Wise
Publisher: University of Chicago Press
ISBN: 0226903338
Category : Social Science
Languages : en
Pages : 413
Get Book Here
Book Description
In the past few years, the economic ramifications of aging have garnered close attention from a group of NBER researchers led by David A. Wise. In this volume, Wise and his collaborators continue to analyze a nexus of age-related issues. This volume begins by looking at the implications of private and public personal retirement plans, focusing in particular on the impact of 401(k) programs on retirement strategies in light of potential social security reform and factors such as annuitization and on asset accumulation. Next, the often-observed relationship between health and wealth is dissected from two different perspectives and correlated with striking increases in health-care spending over the past two decades, despite the improved health of older populations. The volume concludes with an investigation of the retirement effects of various social security provisions in both U.S. and German systems. This carefully developed collection expands the current investigative focus and broadens the dialogue on a rapidly growing area of social and economic concern.
Author: Felicitie C. Bell
Publisher:
ISBN:
Category : Government publications
Languages : en
Pages : 124
Get Book Here
Book Description
Presents two types of life tables: period-based tables and cohort- based tables.
Author: Alicia H. Munnell
Publisher: Rowman & Littlefield
ISBN: 9780815758921
Category : Business & Economics
Languages : en
Pages : 444
Get Book Here
Book Description
Despite the recent downturn in the stock market, the 1990s boom and the shift to defined contribution plans mean that more individuals will have significant wealth upon retirement. How they use that wealth will determine not only their own well-being, but also the living standards of their children, the resources available to philanthropies, and the level of investment capital in the economy. This volume explores the reasons why people save, how they decide to allocate their wealth once they retire, and how givers select their beneficiaries. It also assesses the extent to which the estate tax and annuitization of retirement wealth affects the amount and nature of wealth transfers. Finally, it looks at the impact of wealth transfers––first on the amount of aggregate saving and capital accumulation, and then on the distribution of wealth among households. Several conclusions emerge. First, gifts and bequests are important; they may account for about half of total wealth in America. Second, rich people make most of the wealth transfers. They are thoughtful about how much they pay in taxes and how they dispose of their wealth. They care about philanthropic causes and view their charitable contributions as more than a way to avoid paying estate taxes. Third, most nonrich people probably have some lexicographic preferences about the disposition of their wealth; they want to ensure they have adequate resources to take care of their own needs, and if money is left over, they would like it to go to their children. Fourth, little support has emerged for the pure altruistic model of bequests. Fifth, institutions matter. In the case of the rich, the estate tax probably reduces saving and increases bequests to charity. In the case of the nonrich, the shift to defined contribution plans will at a minimum mean that they have more wealth in their hands when they die, and therefore they will leave larger accidental bequests. It might also increase their interest in lea
Author: B. E. Baker
Publisher: Purple Puppy Publishing
ISBN:
Category : Family & Relationships
Languages : en
Pages : 378
Get Book Here
Book Description
Two widows, six kiddos, and a will that leaves them a massive cattle ranch, but only if they work it for a year. Abigail and Amanda may have married brothers, but they have almost nothing else in common (and really, they never did get along very well). After their husbands both pass away, they have no reason to interact. Their connection drops to an awkward phone call on birthdays and an exchange of holiday cards. Until an eccentric uncle of their husbands' leaves a massive cattle ranch to the women's minor children. . . if they work the ranch themselves. A ranch that's located near a small town on the border of Wyoming that isn’t too keen on outsiders. They're both going to turn the bequest down, clearly. It’s not like either of them could properly raise their kids or find love again in a backwater province like Birch Creek. But when things at home change dramatically—for both moms—they decide to give it a try. . . just for the summer. What could possibly go wrong in a mere three months? (Or more importantly... what might go right?) Wall Street Journal and USA Today bestselling author Pamela Kelley said, "B. E. Baker takes you right to the heart of the small town that two widowed sisters-in-law land in very unexpectedly. Can they survive the year they need to spend there to keep it? I really enjoyed reading Bridget's romantic women's fiction debut." What are the experts saying? Publisher's Weekly says, "The Bequest [is] an endearing work of women's romantic fiction and the first in the Birch Creek Ranch series. [It] offers a compelling setup as two wildly different women are thrown together in the aftermath of their husbands' deaths. Baker's prose is candid, warm, and allows readers to feel immediately connected to the two protagonists. Baker brings freshness and fun to the story of two 'couldn't be more different' individuals who find they have more in common than they'd anticipated." B.E. Baker is an amazing storyteller! Wow! Women's fiction at its best. When you open this book, you might want some snacks handy, because you won't be able to stop until you finish. Highly recommend! --USA Today Bestselling Author, Tamie Dearen A sweet, feel-good story! Loved reading about these two women forging a new life for themselves and their children with all the challenges and joys of a ranch! --USA Today Bestselling Author, Amelia Addler I'm a huge fan of Baker's writing and this book is no exception. At once both a BIG story and one that's very intimate, you'll get two women's stories as they're forced together because of a will. Relocating to a ranch, these sisters-in-law and their families face challenges that bring them closer together and change the course of their lives. A great read if you love family sagas! --USA Today Bestselling Author, Emma St. Clair I was an early reader for this new book. If you like family focused women's fiction—and a ranch setting, you'll enjoy this story of two widowed sisters-in-laws and their children as they spend a summer on a Montana ranch that they may inherit. --USA Today and Wallstreet Journal Bestselling Author, Pamela Kelley kw: romantic women's fiction, women's fiction, family saga, saga, romance, clean romance, contemporary romance, ranch life, small town romance, western romance, cowboy romance, big city girl, bequest, birch creek ranch series, be baker, bridget baker, B. E. Baker, birch creek ranch, rock star romance, widow, later in life romance, romance after forty, mature romance, clean and wholesome romance, book club fiction, series, women's fiction series, romantic comedy, beach read, binge book, small town, love story, family drama, virgin river, Virgin River, Robyn carr, virgin river robyn carr, virgin river novel, jan moran, pam kelly, pam kelley, lilly mirren, jessie newton, hope holloway, romance; widows; life after loss; seasoned romance; hot cowboys; second chance romance; single mom romance; family relationships; love after loss; loving again; healing after loss; career women find love, cowboy romance, later in life romance, clean contemporary romance, romantic comedy, clean rom com, lisa kleypas, robyn carr, nicholas sparks, jan moran, elin hilderbrand, elin hildebrand, lilly mirren, nora roberts, danielle steele, carolyn brown, nantucket, susan Elizabeth philips, rachel hanna, lisa kleypas, debbie macomber, for fans of debbie macomber, pamela kelley, lilly mirren, nora roberts, danielle steele, jan moran, rachel hanna, elin hildebrand, nicholas sparks, holiday romance, christmas romance, free first in series, mary kay andrews, ken follett, amy harmon, karen kingsbury, elin hilderbrand, brenda novak, jennifer weiner, nancy thayer, dorothea benton frank.
Author: Albert Ando
Publisher: Cambridge University Press
ISBN: 9780521032230
Category : Business & Economics
Languages : en
Pages : 428
Get Book Here
Book Description
The evolution of private saving and its interaction with government fiscal policy play an important and complex role in the development of the national economy. To gain insight into this process, we must first understand the savings behavior of individual households and the ways in which they aggregate over the entire population to produce national saving. Italy provides an ideal laboratory in which to assess the impact of government and private transfer, imperfections in the capital markets, productivity growth and shifting demographic patterns on the saving behavior of individual households and on their aggregation into total private saving. The book draws on the Italian experience and data, and offers new findings on many aspects of the process of saving determination.
Author: Robert E. Lipsey
Publisher: University of Chicago Press
ISBN: 0226484718
Category : Business & Economics
Languages : en
Pages : 876
Get Book Here
Book Description
There is probably no concept other than saving for which U.S. official agencies issue annual estimates that differ by more than a third, as they have done for net household saving, or for which reputable scholars claim that the correct measure is close to ten times the officially published one. Yet despite agreement among economists and policymakers on the importance of this measure, huge inconsistencies persist. Contributors to this volume investigate ways to improve aggregate and sectoral saving and investment estimates and analyze microdata from recent household wealth surveys. They provide analyses of National Income and Product Account (NIPA) and Flow-of-Funds measures and of saving and survey-based wealth estimates. Conceptual and methodological questions are discussed regarding long-term trends in the U.S. wealth inequality, age-wealth profiles, pensions and wealth distribution, and biases in inferences about life-cycle changes in saving and wealth. Some new assessments are offered for investment in human and nonhuman capital, the government contribution to national wealth, NIPA personal and corporate saving, and banking imputation.
Author: Peter J. Ferrara
Publisher: Cato Institute
ISBN: 9780932790248
Category : Business & Economics
Languages : en
Pages : 508
Get Book Here
Book Description
