Retire on Your Own Terms

Retire on Your Own Terms PDF Author: Usiere Uko
Publisher:
ISBN: 9781520803616
Category :
Languages : en
Pages : 89

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Book Description
You can retire when you want to and at the income level you desire. I did exactly that at age 47. I did not be a financial guru to do that. I followed simple personal financial guidelines by taking control of my finances.Leaving your pension in the hands of others is an industrial age plan. While it is still useful, forces outside your control can leave you stranded in old age. Market conditions can negatively impact your retirement fund and deliver less than promised in the brochures. Defined benefit pension plans are no longer sustainable and are easily negatively impacted by the employer's continued ability to fund it. An employer in financial difficulties can change the rules in the middle of the game, leaving you exposed when you least expected it.If you want to retire on your own terms, you need to first of all take charge of your finances. Rather than depending on the actions of others to secure your financial future, you need to achieve financial independence and determine how much you want to be earning when you retire. This does not mean you should abandon your pension funds. It simply means you plan your future based on a plan you have control over, while your pension becomes a second layer of protection.The best way to make it happen is to take action immediately, as in yesterday.

Retire on Your Own Terms

Retire on Your Own Terms PDF Author: Usiere Uko
Publisher:
ISBN: 9781520803616
Category :
Languages : en
Pages : 89

Get Book Here

Book Description
You can retire when you want to and at the income level you desire. I did exactly that at age 47. I did not be a financial guru to do that. I followed simple personal financial guidelines by taking control of my finances.Leaving your pension in the hands of others is an industrial age plan. While it is still useful, forces outside your control can leave you stranded in old age. Market conditions can negatively impact your retirement fund and deliver less than promised in the brochures. Defined benefit pension plans are no longer sustainable and are easily negatively impacted by the employer's continued ability to fund it. An employer in financial difficulties can change the rules in the middle of the game, leaving you exposed when you least expected it.If you want to retire on your own terms, you need to first of all take charge of your finances. Rather than depending on the actions of others to secure your financial future, you need to achieve financial independence and determine how much you want to be earning when you retire. This does not mean you should abandon your pension funds. It simply means you plan your future based on a plan you have control over, while your pension becomes a second layer of protection.The best way to make it happen is to take action immediately, as in yesterday.

R.E.T.I.R.E. On Your Terms

R.E.T.I.R.E. On Your Terms PDF Author: Eric Rodriguez Cfp(r)
Publisher:
ISBN:
Category :
Languages : en
Pages : 156

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Book Description
I'm sure you've heard the old adage, "when the student is ready, the teacher will appear." I have a hunch that's why you've gravitated toward this book. Inside, you'll find six steps to help you protect and grow your wealth: Risk Management Expense Management Tax Planning Investment Management Retirement Planning Estate Planning If you're looking for advice on how to get rich quick, you won't find it here. This book captures real-world experiences, financial planning principles and practical tools to get you on the right path. So, are you ready? Meet me inside and please let this book be your teacher.

12 Ways to Retire on Less

12 Ways to Retire on Less PDF Author: Harriet Edleson
Publisher: Rowman & Littlefield
ISBN: 1538114755
Category : Business & Economics
Languages : en
Pages : 153

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Book Description
Learn how to save and prepare for retirement no matter your age or your income. 12 Ways to Retire on Lessoffers a roadmap for anyone seeking financial security and peace of mind for their retirement years ahead, regardless of savings or income in the present moment. In a time when fewer retirees have the kind of pension many of their parents had, those looking to retire can be especially vulnerable. But here, the author outlines those steps people can take to ensure their security and enjoy those activities they look forward to in the future. Offering case studies and actionable steps in the form of bullet points, questions and lists, the book focuses on the importance of planning and analyzing one’s total financial picture in the context of goals, hopes, and dreams.

Retire On Your Terms

Retire On Your Terms PDF Author: Rajesh Minocha
Publisher: Rajesh Minocha
ISBN:
Category : Business & Economics
Languages : en
Pages : 108

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Book Description
Retire how you want, not how others want you to! Retire on your terms, Revised & Updated, is for you if you have been struggling to maintain a work-life balance, or are in a job just to pay your bills, and not because the job is aligned with your passion. This book helps you achieve financial freedom and prepare to lead a happy and meaningful retirement life. This book provides a practical action strategy, and checklist and alerts you on mistakes to be avoided. All of us strive for financial security. Financial Independent Retire Early (FIRE) is a phrase commonly used. This book simplifies the jargon and provides practical solutions. Retire on your terms is more than a money management book on retirement planning. It guides you in achieving financial freedom and doing what you have always wanted to lead a meaningful and fulfilling retirement life. Retirement is successful if we are physically, intellectually, emotionally, socially and spiritually healthy. The book starts with my story and how I achieved financial freedom at the age of 45 years. It is also about meticulous planning prior to retiring and following inherent passion post-retirement. Five new chapters added in the revised & updated edition 1. Psychological Preparation for Retirement 2. Retirement for Couples: Planning Together 3. Transitioning from Earning to Spending 4. Dealing with Unforeseen Setbacks in Retirement 5. Digital Literacy for Retirees If I could do it, anybody can!

How Much Money Do I Need to Retire?

How Much Money Do I Need to Retire? PDF Author: Todd Tresidder
Publisher: Financialmentor.com
ISBN: 9781939273062
Category : Business & Economics
Languages : en
Pages : 236

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Book Description
Learn how retirement really works before it's too late... "This book is the best I've seen on how to navigate the retirement savings question." (Forbes) Most so-called "experts" plug your numbers into a retirement formula to tell you how much money you need to retire. Unfortunately, the conventional approach is fundamentally flawed. If you fail to learn how retirement savings truly works, then you'll either underspend and be miserable or overspend and run out of money. How Much Money Do I Need to Retire takes you beyond the scientific facade of modern retirement planning. Author and former hedge fund manager Todd R. Tresidder has helped thousands of people find financial freedom through his website and podcast. Now you too can use his advice to take the guesswork out of your retirement planning. In this book, you'll learn: Why the best way to describe most retirement estimates is garbage-in/garbage-out The five critical assumptions that can destroy your financial security How to reduce the amount you need to retire by as much as $600,000 Three strategies to maximize spending today while protecting for the future How to calculate the amount of money you really need to retire on the first try without software, online calculators, or being a math genius Read this book to know more about your retirement planning than your financial adviser. Tresidder's book contains refreshingly straightforward, easy-to-understand, and concise advice on how to retire wealthy. This missing link of personal finance books will make you sleep easier. No retirement is secure without it. Buy the book today so you can retire with confidence!

Retire on your terms: A Guide to Holistic Retirement

Retire on your terms: A Guide to Holistic Retirement PDF Author: Rajesh Minocha
Publisher: Adhyyan Books
ISBN: 9358474106
Category : Antiques & Collectibles
Languages : en
Pages : 100

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Book Description
Retire how you want, not how others want you to! Retire on your terms is for you if you have been struggling to maintain a work-life balance, or are in a job just to pay your bills, and not because the job is aligned with your passion. This book helps you achieve financial freedom and prepare to lead a happy and meaningful retirement life. This book provides a practical action strategy, and checklist and alerts you on mistakes to be avoided. All of us strive for financial security. Financial Independent Retire Early (FIRE) is a phrase commonly used. This book simplifies the jargon and provides practical solutions. Retire on your terms is more than a money management book on retirement planning. It guides you in achieving financial freedom and doing what you have always wanted to lead a meaningful and fulfilling retirement life. Retirement is successful, if we are healthy – physically, intellectually, emotionally, socially and spiritually. The book starts with my story and how I achieved financial freedom at the age of 45 years. It is also about meticulous planning prior to retiring and following inherent passion post-retirement. If I could do it, anybody can!

Retire Inspired

Retire Inspired PDF Author: Chris Hogan
Publisher: Ramsey Press
ISBN: 1937077810
Category : Business & Economics
Languages : en
Pages : 264

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Book Description
When you hear the word retirement, you probably don't imagine yourself scrambling to pay your bills in your golden years. But for too many Americans, that's the fate that awaits unless they take steps now to plan for the future. Whether you're twenty five and starting your first job or fifty five and watching the career clock start to wind down, today is the day to get serious about your retirement. In Retire Inspired, Chris Hogan teaches that retirement isn't an age; it's a financial number an amount you need to live the life in retirement that you've always dreamed of. With clear investing concepts and strategies, Chris will educate and empower you to make your own investing decisions, set reasonable expectations for your spouse and family, and build a dream team of experts to get you there. You don't have to retire broke, stressed, and working long after you want to. You can retire inspired!

The New Retirementality

The New Retirementality PDF Author: Mitch Anthony
Publisher: John Wiley & Sons
ISBN: 1118039513
Category : Business & Economics
Languages : en
Pages : 8

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Book Description
With this latest edition of The New Retirementality, readers will quickly discover how to achieve the freedom to pursue their retirement goals?at their own pace, on their own terms?regardless of their age. Most people won't experience the same retirement that their parents did, nor do they necessarily want to. Page by page, top financial planner Mitch Anthony reveals how new opportunities will enable individuals to create tailor-made retirements. He includes new research and studies to back his insights and introduces readers to important concepts such as "wealthcare" and "return on life." Filled with engaging anecdotes and inspirational suggestions, this book will motivate readers to rethink the way they retire.

You Can Retire Early!

You Can Retire Early! PDF Author: Deacon Hayes
Publisher: Simon and Schuster
ISBN: 1440599890
Category : Business & Economics
Languages : en
Pages : 256

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Book Description
The definitive guide to financial independence at any age! Retiring early is not limited to lottery winners or the super rich. In fact, with proper planning, we can all retire at a younger age than we ever dreamed—but only with the right plan. Personal finance expert Deacon Hayes explains the practical, concrete steps you can take to start your retirement when you’re young enough to thoroughly enjoy it, including: *Developing a personalized retirement plan *Maximizing income *Understanding opportunity cost *Assessing and reducing debt *Selecting the right investment vehicles *Sticking to the plan With Hayes’s guidance, you can achieve financial independence and enjoy an active, happy, and long retirement.

How to Retire Young

How to Retire Young PDF Author: Edward M. Tauber
Publisher: Irwin Professional Publishing
ISBN: 9781556231537
Category : Business & Economics
Languages : en
Pages : 148

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Book Description
With the precarious position of Social Security, you must plan now for your retirement. How to Retire Young shows how, on an average income, and with proper planning, early retirement is a viable option.