Retire on Less Than You Think

Retire on Less Than You Think PDF Author: Fred Brock
Publisher: Macmillan
ISBN: 1429900199
Category : Business & Economics
Languages : en
Pages : 240

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Book Description
The bestselling, hands-on retirement guide from Fred Brock, thoroughly updated and expanded for in-depth advice on housing assets, health-care options, and more With Retire on Less Than You Think, Fred Brock challenged the conventional wisdom on the real costs of retirement— and it struck a chord with Americans. Now, as mutual-fund investments continue to be a roller coaster, Brock updates his indispensable advice on finding asset streams, working during retirement, maximizing your health insurance, and choosing a community and housing to show how to • manage the quicksand of the housing market (your best asset) • pay for the spiraling costs of prescription drugs • discover new cost-cutting savings • plan for shifts over time in your financial goals Boasting expanded resource lists and worksheets, Retire on Less Than You Think is the best guide available for making your retirement dreams a reality.

Retire on Less Than You Think

Retire on Less Than You Think PDF Author: Fred Brock
Publisher: Macmillan
ISBN: 1429900199
Category : Business & Economics
Languages : en
Pages : 240

Get Book

Book Description
The bestselling, hands-on retirement guide from Fred Brock, thoroughly updated and expanded for in-depth advice on housing assets, health-care options, and more With Retire on Less Than You Think, Fred Brock challenged the conventional wisdom on the real costs of retirement— and it struck a chord with Americans. Now, as mutual-fund investments continue to be a roller coaster, Brock updates his indispensable advice on finding asset streams, working during retirement, maximizing your health insurance, and choosing a community and housing to show how to • manage the quicksand of the housing market (your best asset) • pay for the spiraling costs of prescription drugs • discover new cost-cutting savings • plan for shifts over time in your financial goals Boasting expanded resource lists and worksheets, Retire on Less Than You Think is the best guide available for making your retirement dreams a reality.

12 Ways to Retire on Less

12 Ways to Retire on Less PDF Author: Harriet Edleson
Publisher: Rowman & Littlefield
ISBN: 1538114755
Category : Business & Economics
Languages : en
Pages : 153

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Book Description
Learn how to save and prepare for retirement no matter your age or your income. 12 Ways to Retire on Lessoffers a roadmap for anyone seeking financial security and peace of mind for their retirement years ahead, regardless of savings or income in the present moment. In a time when fewer retirees have the kind of pension many of their parents had, those looking to retire can be especially vulnerable. But here, the author outlines those steps people can take to ensure their security and enjoy those activities they look forward to in the future. Offering case studies and actionable steps in the form of bullet points, questions and lists, the book focuses on the importance of planning and analyzing one’s total financial picture in the context of goals, hopes, and dreams.

You Can Retire Sooner Than You Think

You Can Retire Sooner Than You Think PDF Author: Wes Moss
Publisher: McGraw Hill Professional
ISBN: 0071839038
Category : Business & Economics
Languages : en
Pages : 289

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Book Description
From Wes Moss--named by Barron's as one of America's top financial advisors "The keys that Wes Moss identifies to having a happy retirement are simple but brilliant. Read this book." -- Clark Howard, #1 New York Times bestselling author of Living Large in Lean Times “Financial planner Wes Moss offers you something different—not just a plan to retire, but a way to do it sooner and to be happy when you do." – Atlanta Journal Constitution If you think you need to win the lottery or work until you’re 75 to retire with financial stability, Money Matters host Wes Moss has very good news for you. You Can Retire Sooner Than You Think reveals the secrets for ensuring a successful retirement—sooner rather than later. After conducting an intensive study of happy retirees to learn the financial practices they hold in common, Moss discovered that it doesn't take financial genius, millions of dollars, or sophisticated investment skills to ensure a safe, solid retirement. All it takes is five best practices: Determine what you want and need your retirement money for Figure out how much you need to save Create a plan to pay off your mortgage in as little as five years Develop an income stream from multiple sources Become an income investor Getting on the fast track to a great retirement is a lot simpler than the retirement professionals would have you believe. You Can Retire Sooner Than You Think provides the proven-effective, five-step formula for creating the retirement of your dreams.

How Much Money Do I Need to Retire?

How Much Money Do I Need to Retire? PDF Author: Todd Tresidder
Publisher: Financialmentor.com
ISBN: 9781939273062
Category : Business & Economics
Languages : en
Pages : 236

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Book Description
Learn how retirement really works before it's too late... "This book is the best I've seen on how to navigate the retirement savings question." (Forbes) Most so-called "experts" plug your numbers into a retirement formula to tell you how much money you need to retire. Unfortunately, the conventional approach is fundamentally flawed. If you fail to learn how retirement savings truly works, then you'll either underspend and be miserable or overspend and run out of money. How Much Money Do I Need to Retire takes you beyond the scientific facade of modern retirement planning. Author and former hedge fund manager Todd R. Tresidder has helped thousands of people find financial freedom through his website and podcast. Now you too can use his advice to take the guesswork out of your retirement planning. In this book, you'll learn: Why the best way to describe most retirement estimates is garbage-in/garbage-out The five critical assumptions that can destroy your financial security How to reduce the amount you need to retire by as much as $600,000 Three strategies to maximize spending today while protecting for the future How to calculate the amount of money you really need to retire on the first try without software, online calculators, or being a math genius Read this book to know more about your retirement planning than your financial adviser. Tresidder's book contains refreshingly straightforward, easy-to-understand, and concise advice on how to retire wealthy. This missing link of personal finance books will make you sleep easier. No retirement is secure without it. Buy the book today so you can retire with confidence!

The Charles Schwab Guide to Finances After Fifty

The Charles Schwab Guide to Finances After Fifty PDF Author: Carrie Schwab-Pomerantz
Publisher: Crown Currency
ISBN: 0804137366
Category : Business & Economics
Languages : en
Pages : 434

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Book Description
Here at last are the hard-to-find answers to the dizzying array of financial questions plaguing those who are age fifty and older. The financial world is more complex than ever, and people are struggling to make sense of it all. If you’re like most people moving into the phase of life where protecting—as well as growing-- assets is paramount, you’re faced with a number of financial puzzles. Maybe you’re struggling to get your kids through college without drawing down your life’s savings. Perhaps you sense your nest egg is at risk and want to move into safer investments. Maybe you’re contemplating downsizing to a smaller home, but aren’t sure of the financial implications. Possibly, medical expenses have become a bigger drain than you expected and you need help assessing options. Perhaps you’ll shortly be eligible for social security but want to optimize when and how to take it. Whatever your specific financial issue, one thing is certain—your range of choices is vast. As the financial world becomes increasingly complex, what you need is deeply researched advice from professionals whose credentials are impeccable and who prize clarity and straightforwardness over financial mumbo-jumbo. Carrie Schwab-Pomerantz and the Schwab team have been helping clients tackle their toughest money issues for decades. Through Carrie’s popular “Ask Carrie” columns, her leadership of the Charles Schwab Foundation, and her work across party lines through two White House administrations and with the President’s Advisory Council on Financial Capability, she has become one of America’s most trusted sources for financial advice. Here, Carrie will not only answer all the questions that keep you up at night, she’ll provide answers to many questions you haven’t considered but should.

Die with Zero

Die with Zero PDF Author: Bill Perkins
Publisher: Houghton Mifflin
ISBN: 0358099765
Category : Business & Economics
Languages : en
Pages : 243

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Book Description
"A ... new philosophy and ... guide to getting the most out of your money--and out of life--for those who value memorable experiences as much as their earnings"--

Work Optional

Work Optional PDF Author: Tanja Hester
Publisher: Hachette Books
ISBN: 0316450871
Category : Business & Economics
Languages : en
Pages : 235

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Book Description
A practical action guide for financial independence and early retirement from the popular Our Next Life blogger. In today's work culture, we're expected to hustle around the clock. But what if you could escape the traditional path and get on one that doesn't require working full-time until age 65? What if you could wake up every day without an alarm clock and do the things you love most? Tanja Hester and her husband Mark left their crazed careerist lifestyle to live their dream life in Lake Tahoe, retiring early from high-stress careers. Now Tanja will help you map out a customized plan for freedom and make it easy to succeed, whether you're good at math and budgeting -- or not! Work Optional is more than just a financial plan: it's a plan for your whole life -- designed by you, not by an employer or clients. Tanja walks you through envisioning your dream life, accounting for variables such as health care and children, protecting yourself from recessions and future unknowns, and achieving a purpose-filled early retirement, semi-retirement, or career intermission with completely doable, non-penny-pinching steps. You can live a happier, more meaningful life, free from the daily grind. Regardless of where you are in your career, Work Optionalwill get you there.

Rags to Retirement

Rags to Retirement PDF Author: Alan Lavine
Publisher: iUniverse
ISBN: 9781450276887
Category : Business & Economics
Languages : en
Pages : 196

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Book Description
Wondering where youre going to get the $1,000,000 experts say you need to retire? Join the crowd. Meet 12 ordinary people who found ways to meet their retirement goals, without sizable nest eggs. Authors Alan Lavine and Gail Liberman describe the journeys these people took to achieve their dreams and the setbacks they experienced along the way. Yes, you can retire. Learn how others did it, and how they are living the good life on less.-Evan Simonoff , editor in chief, Financial Advisor Real world! Real people! A must read. You can learn how people like yourself made the most of their retirement savings.-James A. Barry Jr., CFP chairman of the Barry Financial Group and host of Jim Barrys Financial Successon PBS Ill tell you whats so good about Rags to Retirement, what distinguishes it from the long catalogue of damnably boring fi nance books out there. Ill tell you why it matters. Simple really. Its about story, not accounting. Its about people, not money! People like you and me. Were not rich, never will be. We should have taken Economics 101, but we took Latin or geography, and now were facing our golden years with trepidation and empty pockets. Well, take heart, folks. We dont need a million in the bank, but we do need to live creatively. Thats the lesson in these refreshing and moving stories of people whove led hardscrabble lives and have somehow managed to settle with dignity and independence into their golden years. And we can do it, too! Rags to Retirement: such stuff as dreams are made on.-John Dufresne, author of Deep in the Shade of Paradise Husband and wife team Alan Lavine and Gail Liberman are the authors of Rags to Riches, which made two best-seller lists and was featured on Oprah and CBS?s The Early Show. They are syndicated fi nancial journalists whose columns appear in the Boston Herald, Palm Beach Daily News, Pittsburgh Post-Gazette, and Scripps Howard newspapers. Their work has been featured or quoted in The Wall Street Journal, The New York Times, Money, Redbook, and Bloomberg. They are also the authors of The Complete Idiot?s Guide to Making Money with Mutual Funds, Third Edition.

How to Retire Overseas

How to Retire Overseas PDF Author: Kathleen Peddicord
Publisher: Penguin
ISBN: 0525538461
Category : Business & Economics
Languages : en
Pages : 354

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Book Description
The definitive guide for anyone dreaming of living in paradise when they retire. Whether motivated by a desire for adventure, or the need to make the most of a diminished nest egg, more and more Americans are considering an overseas retirement. Drawing on her more than three decades of experience helping people relocate happily and successfully, Kathleen Peddicord shows how living in an unconventional retirement destination can cost less than a traditional home in Florida or Arizona. Peddicord addresses all of the essential issues, including: • Finding a home to own or rent • Researching and understanding your tax liability • Obtaining health insurance and medical care • Avoiding common mistakes and pitfalls • Opening a bank account Whether readers are interested in relatively unknown havens like Nicaragua, well-traveled areas in Italy, or need some help deciding, How to Retire Overseas is the ultimate guide to making retirement dreams come true.

Retire Before Mom and Dad: The Simple Numbers Behind A Lifetime of Financial Freedom

Retire Before Mom and Dad: The Simple Numbers Behind A Lifetime of Financial Freedom PDF Author: Rob Berger
Publisher: Glenbrook Press
ISBN: 9781733914505
Category : Business & Economics
Languages : en
Pages : 268

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Book Description
In Retire Before Mom and Dad, you'll learn how to unlock the superpower inside of you that is capable of transforming almost any income into lasting financial freedom. And, you'll discover that it's not about scrimping and sacrificing to get there.