The Labor Guide to Retirement Plans

The Labor Guide to Retirement Plans PDF Author: James W. Russell
Publisher: NYU Press
ISBN: 1583679359
Category : Business & Economics
Languages : en
Pages : 281

Get Book Here

Book Description
An essential resource for workers navigating their retirement and pension options, from the labor organizer's perspective. Researching retirement plans should not take the rest of your life, even if deciphering the relevant paperwork seems to have become a full-time job. Deliberately elaborate legalese is obscuring the efforts of financial elites to seize control of workers' collective retirement savings—and The Labor Guide to Retirement Plans is here to translate. Neoliberal retirement reforms have escalated elites' efforts to replace guaranteed workplace retirement plans with weak 401(k)-like savings accounts and risky stock market investment schemes. The result is arguably the largest source of labor value expropriation over the last four decades. In light of all this, what do workers need to know as they assess their future prospects—especially in terms of the security their retirement plans may or may not bring? What should union activists keep in mind as they push for the national and workplace reforms needed to produce greater retirement security? This nuts-and-bolts book provides a much-needed demystification of the retirement system. Even more than that The Labor Guide to Retirement Plans enables us to take charge of our own personal futures, as a first step towards taking back what belongs to us all.

The Labor Guide to Retirement Plans

The Labor Guide to Retirement Plans PDF Author: James W. Russell
Publisher: NYU Press
ISBN: 1583679359
Category : Business & Economics
Languages : en
Pages : 281

Get Book Here

Book Description
An essential resource for workers navigating their retirement and pension options, from the labor organizer's perspective. Researching retirement plans should not take the rest of your life, even if deciphering the relevant paperwork seems to have become a full-time job. Deliberately elaborate legalese is obscuring the efforts of financial elites to seize control of workers' collective retirement savings—and The Labor Guide to Retirement Plans is here to translate. Neoliberal retirement reforms have escalated elites' efforts to replace guaranteed workplace retirement plans with weak 401(k)-like savings accounts and risky stock market investment schemes. The result is arguably the largest source of labor value expropriation over the last four decades. In light of all this, what do workers need to know as they assess their future prospects—especially in terms of the security their retirement plans may or may not bring? What should union activists keep in mind as they push for the national and workplace reforms needed to produce greater retirement security? This nuts-and-bolts book provides a much-needed demystification of the retirement system. Even more than that The Labor Guide to Retirement Plans enables us to take charge of our own personal futures, as a first step towards taking back what belongs to us all.

Life and Death Planning for Retirement Benefits

Life and Death Planning for Retirement Benefits PDF Author: Natalie B. Choate
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 472

Get Book Here

Book Description


Sound Retirement Planning

Sound Retirement Planning PDF Author: Jason R. Parker
Publisher:
ISBN: 9780692027080
Category : Finance, Personal
Languages : en
Pages : 248

Get Book Here

Book Description
Do you want to transition from career to retirement, but aren't sure how to make it work? Sound Retirement Planning offers the answers you're looking for. Respected Financial Adviser Jason Parker offers steps to help you move from career to retirement with clarity, confidence and freedom. With straightforward advice, Parker helps you plan a retirement based on what's important to you - your personal values, your relationships, as well as your financial goals. This book helps you: - Focus your retirement planning on what is most important to you - Outpace inflation - Provide income for life - Reduce stock market volatility - Protect against an unforeseen health care event - Maximize your Social Security income - Get your legal documents in order - Tax planning tips - Maximize your cash flow - Reduce your fees - Diversify your accounts to adjust to this new economy

CSRS and FERS Handbook for Personnel and Payroll Offices

CSRS and FERS Handbook for Personnel and Payroll Offices PDF Author:
Publisher:
ISBN:
Category : Civil service
Languages : en
Pages : 784

Get Book Here

Book Description


The Impact of Medicare

The Impact of Medicare PDF Author: United States. Social Security Administration. Office of Research and Statistics
Publisher:
ISBN:
Category : Health insurance
Languages : en
Pages : 84

Get Book Here

Book Description


Pension Design and Structure

Pension Design and Structure PDF Author: Olivia S. Mitchell
Publisher: Oxford University Press
ISBN: 0199273391
Category : Business & Economics
Languages : en
Pages : 315

Get Book Here

Book Description
Employees are being given more and more decisions to make with regards to their pension and healthcare plans. Yet increasing research in the social sciences shows that the decisions 'real' people make are not those of the thoughtful and well-informed economic agent often portrayed in economic research, but are often based on flawed information and made without a full understanding of their financial implications. The contributors to Pension Design and Structure explore theassumptions behind commonly-held theories of retirement decision-making, and the consequences of the growing volume of research in behavioural finance and economics for the field of pension research. Contributors are drawn from a variety of disciplines, and include leading pensions experts.

Pension Insurance Data Book

Pension Insurance Data Book PDF Author:
Publisher:
ISBN:
Category : Defined benefit pension plans
Languages : en
Pages : 84

Get Book Here

Book Description


What You Should Know about Your Retirement Plan

What You Should Know about Your Retirement Plan PDF Author: U.S. Department of Labor
Publisher: GPO FCIC
ISBN: 9781612210742
Category : Business & Economics
Languages : en
Pages : 44

Get Book Here

Book Description
Helps you understand your employer's retirement savings plan, know what information you should review periodically and where to go for help with questions. Explains when and how you can receive retirement benefits, the responsibilities of those who manage

Rescuing Retirement

Rescuing Retirement PDF Author: Teresa Ghilarducci
Publisher: Columbia Business School Publi
ISBN: 9780231185646
Category : Business & Economics
Languages : en
Pages : 166

Get Book Here

Book Description
In Rescuing Retirement, Teresa Ghilarducci and Tony James offer a comprehensive yet simple plan to help workers save for retirement, increase retirement savings by earning higher returns, and guarantee lifelong income for everyone. It offers a practical guide to the future of secure retirement.

The Disruptive Impact of FinTech on Retirement Systems

The Disruptive Impact of FinTech on Retirement Systems PDF Author: Julie Agnew
Publisher: Oxford University Press
ISBN: 0192584308
Category : Business & Economics
Languages : en
Pages : 267

Get Book Here

Book Description
Many people need help planning for retirement, saving, investing, and decumulating their assets, yet financial advice is often complex, potentially conflicted, and expensive. The advent of computerized financial advice offers huge promise to make accessible a more coherent approach to financial management, one that takes into account not only clients' financial assets but also human capital, home values, and retirement pensions. Robo-advisors, or automated on-line services that use computer algorithms to provide financial advice and manage customers' investment portfolios, have the potential to transform retirement systems and peoples' approach to retirement planning. This volume offers cutting-edge research and recommendations regarding the impact of financial technology, or FinTech, to disrupt retirement planning and retirement system design.